Loading...
HomeMy WebLinkAboutR-2012-115 Work Out Agreement Resolving and Retiring Indebtedness to the City by TrailWagons, Inc. From HUD Section 108 LoanA RESOLUTION RESOLUTION NO. R-2012-115 authorizing the execution of a Work Out Agreement to resolve and retire indebtedness to the City resulting from certain HUD Section 108 Loans the City previously provided to TrailWagons, Inc., said loans being secured by certain real property owned by Chinook Business Park, LLC and by the personal guarantee of Gary and Mary Lukehart. WHEREAS, the City of Yakima, Washington made two loans in 2003 to TrailWagons, Inc., a Washington corporation, with its principal place of business in Yakima, Washington. The first loan was made in July, 2003 in the amount of $2,395,000 to assist TrailWagons in putting in a new manufacturing line at its Yakima, Washington manufacturing facility. The second loan was made in December, 2003 in the amount of $475,000 to pay off bridge loans, acquire vehicle chassis and retool for two new motor home models. The loans were made with funds provided through the HUD Section 108 program; and WHEREAS, TrailWagons, Inc. was owned by Gary Lukehart. The loans were secured by multiple parcels of real property owned primarily by another business entity owned by Gary Lukehart, Chinook Business Park, LLC, and by the personal guaranty of Gary and Mary Lukehart; and WHEREAS, TrailWagons, Inc. closed its business operations in 2005 and thereafter has had difficulty timely paying its debt obligations on the two City loans; and WHEREAS, Gary Lukehart and Chinook Business Park, LLC have sold real property security the City loans since 2005, ultimately leaving three parcels of real property that continue to secure the City loans; and WHEREAS, the current balance owed by TrailWagons, Inc on the City loans is $1,455,918 00 The City is holding net proceeds paid by Gary Lukehart of about $138,000 from the prior sale of Chinook Business Park, LLC property. Additionally, the City purchased residential Collateral from Chinook Business Park, LLC using funds from other programs and sale of those parcels at the price paid by the City would provide approximately $300,000 00 of additional funds Reduction of these amounts from the current payoff balance owed on the two loans leaves a balance of approximately $1,018,000.00 currently due, and WHEREAS, Chinook Business Park, LLC has a pending offer to purchase one of the parcels of real property (commonly referred to as Lot 4 — Tax Parcel 191307-34407) securing the City loans and Gary Lukehart has proposed paying the City $717,520.35 in net proceeds from said sale to apply to the balance of the two loans, and WHEREAS, Gary Lukehart has further proposed, after payment of the funds from the sale of Lot 4, to deliver a quit claim deed in lieu of foreclosure for the two remaining parcels of real property that secure the City loans (Tract A - Parcel 191307-34405 less a small section for placement of a sign commonly known as the "Welcome to Yakima Sign" and the Kern Parcel - Parcel 181315-43013) in full satisfaction of the two loans. The assessed value of Tract A is $190,300.00. The assessed value of the Kern Parcel is $86,500.00; and WHEREAS, Gary Lukehart has agreed to undertake all work and pay all costs and fees attendant in obtaining and completing a short subdivision of Tract A necessary to segregate a section for placement of the Welcome to Yakima Sign by obtaining final approval for the segregation by December 31, 2012 and further agrees that the segregation shall not detrimentally affect the use or zoning of the Tract A parcel as legally allowed as of the date of the Agreement for Loan Satisfaction is executed Gary Lukehart and Chinook Business Park, LLC further agree that in the event final approval for the segregation is not obtained by December 31, 2012, Chinook Business Park, LLC agrees that it shall promptly deliver a quit claim deed in lieu of foreclosure to the City for the whole of Tract A; and WHEREAS, the specific terms and conditions of the satisfaction of the HUD Section 108 Loan debt to the City are set forth in the Agreement For Loan Satisfaction, attached hereto and incorporated herein by this reference, and WHEREAS, the personal financial statement of Gary Lukehart dated May 2010 does not show significant value in equity in non-exempt assets; Now, Therefore, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF YAKIMA: The City Manager of the City of Yakima is hereby authorized and directed to execute the attached and incorporated: 1 Agreement For Loan Satisfaction; 2 Request for Reconveyance of Deed of Trust on Lot 4, Parcel 191307- 34407; and 3 all documents necessary and appropriate for full performance of the Agreement for Loan Satisfaction. ADOPTED BY THE CITY COUNCIL this 4th day of September, 2012. Micah CawlgS,, Mayor AGREEMENT FOR SATISFACTION OF LOANS PARTIES: LUKEHART - Gary Lukehart and Mary Lukehart, husband and Wife; CBP- Chinook Business Park, LLC, a Washington limited liability company; CITY - The City of Yakima, a Washington municipal corporation. RECITALS: 1.1 In 2003, the City of Yakima, Washington made two loans to TrailWagons, Inc., a Washington corporation, with its principal place of business in Yakima, Washington. The first loan was made in July, 2003 in the amount of $2,395,000 to assist TrailWagons in putting in a new manufacturing line at its Yakima, Washington manufacturing facility. The second loan was made in December, 2003 for $475,000 to pay off bridge loans, acquire vehicle chassis and retool for two new motor home models. The loans were made with funds provided through the HUD Section 108 program. 1.2 TrailWagons, Inc. was owned by Gary Lukehart. The two loans were secured by multiple parcels of real property owned primarily by another business entity owned by Gary Lukehart, Chinook Business Park, LLC, and by the personal guaranty of Gary and Mary Lukehart. 1.3 TrailWagons; Inc. closed its business operations in 2005 and thereafter has had difficulty timely paying its debt obligations on the two City loans. 1.4 Gary Lukehart and Chinook Business Park, LLC have sold certain real property securing the City loans since 2005, ultimately leaving three parcels of real property that continue to secure the City loans. 1.5 The current balance owed by TrailWagons, Inc. on the City loans is approximately $1,455,918.00. The City is holding net proceeds paid by Gary Lukehart to the City of about $138,000 from the prior sale of Chinook Business Park, LLC AGREEMENT FOR LOAN SATISFACTION 1 property. Additionally, the City purchased residential Collateral from Chinook Business Park, LLC using funds from other programs and sale of those parcels at the price paid by the City would provide approximately $300,000.00 of additional funds. Reduction of these amounts from the current payoff balance owed on the two loans leaves a balance of approximately $1,018,000.00 currently due. 1.6 Chinook Business Park, LLC has a pending offer to purchase one of the parcels of real property (commonly referred to as Lot 4 — Tax Parcel 191307-34407) securing the City loans and Gary Lukehart has proposed paying the City $717,520.35 in net proceeds from such sale to apply to the balance of the two loans; and 1.7 Gary Lukehart has further proposed after payment of the funds from the sale of Lot 4 to deliver a quit claim deed in lieu of foreclosure for the two remaining parcels of real property that secure the City loans (Tract A - Parcel 191307-34405 less a small section for placement of a sign commonly known as the "Welcome to Yakima Sign" and the Kern Parcel -Parcel 181315-43013) in full satisfaction of the two loans. The assessed value of Tract A is $190,300.00. The assessed value of the Kern Parcel is $86,500.00; and, 1.8 Gary Lukehart has agreed to undertake all work and cost attendant in obtaining a short subdivision of Tract A necessary to segregate a section for placement of the Welcome to Yakima Sign by no later than December 31, 2012. 1.9 The personal financial statement of Gary Lukehart dated May 2010 does not show significant value in non-exempt assets. 1.10 The parties wish to document their agreement for the satisfaction of the two loans and debt evidenced thereby owed by TrailWagons, Inc. and Lukehart to the City on the terms and conditions set forth below. AGREEMENT: NOW, THEREFORE, in consideration of the foregoing Recitals, the mutual covenants and agreements hereinafter set forth and other valuable consideration, AGREEMENT FOR LOAN SATISFACTION 2 the receipt and sufficiency of which is hereby acknowledged, the parties hereby agree as follows: 1. Recitals. The Recitals set forth above are hereby incorporated into and made a part of this Agreement, and are true and correct as of the date of execution of this Agreement. 2. Acknowledgement of Indebtedness - Warrantees. TrailWagons, Inc. and Lukehart hereby admit and acknowledge that they are indebted to the City as stated in Recital 1.5, above, and that there are no claims, offsets or counterclaims in favor of them, any of their business entities or the community which would reduce that amount. Gary Lukehart and Mary Lukehart specifically warrant and represent to the City that their personal financial statement of May 2010 fully and properly represents their current financial condition and there has been no significant change in their financial condition that would allow the City of Yakima to recover significantly greater recovery under their Personal Guarantee to the City of Yakima. 3. Satisfaction of Debt. By this Agreement, the parties agree as follows: 3.1 The City will agree to execute and deliver to the title company of Lukehart's choosing a Request for Reconveyance of the City Deed of Trust encumbering Lot 4 — Tax Parcel 191307-34407 in exchange for delivery to the City of funds from the sale of Lot 4 in the net amount of $717,520.35, provided that the City Request for Reconveyance shall state that the debt owed by TrailWagons, Inc. . AGREEMENT FOR LOAN SATISFACTION 3 and Lukehart is only partially satisfied and that the Promissory Notes evidencing the debt shall not be delivered to TrailWagons, Inc. and Lukehart; 3.2 Gary Lukehart and Chinook Business Park, LLC agree that they will deliver to the City of Yakima a quit claim deed in lieu of foreclosure covering the Kern Parcel -Parcel 181315-43013 no later than September 30, 2012; 3.3 Gary Lukehart and Chinook Business Park, LLC agree that they will deliver to the City of Yakima a quit claim deed in lieu of foreclosure covering the Tract A property - Parcel 191307-34405, less as small a section of Tract A as is legally necessary for placement of the sign commonly known as the "Welcome to Yakima Sign" on such segregated area of Tract A. Gary Lukehart agrees to obtain final approval for the segregation from the appropriate governmental agencies involved no later than December 31, 2012. Gary Lukehart further agrees to undertake all work and pay all costs and fees attendant in obtaining a short subdivision of Tract A and further agrees that the segregation shall not detrimentally affect the use or zoning of the remainder of the Tract A parcel as legally allowed as of the date hereof. In the event final approval for the segregation is not obtained from all interested parties by December 31, 2012, Chinook Business Park, LLC agrees that it shall promptly deliver a quit claim deed in lieu of foreclosure to the City for the whole of Tract A. 3.4 Upon delivery by Gary Lukehart and Chinook Business Park, LLC of the quit claim deed in lieu of foreclosure covering the restructured Tract A property - Parcel 191307-34405. and completion of all other duties and obligations of Gary Lukehart, Chinook Business Park, LLC and TrailWagons, Inc. hereunder the City of Yakima will declare that the two loans owed by TrailWagons, Inc. to the City of Yakima are satisfied and the City of Yakima will cancel the debt obligations AGREEMENT FOR LOAN SATISFACTION 4 owed thereunder and deliver to Gary Lukehart, Chinook Business Park, LLC and TrailWagons, Inc. such original documents that evidence the loans upon receipt of the original documents from the United States Department of Housing and Urban Development (HUD) after full and final payment of the underlying obligations to HUD. 4. Severability. In case any one or more of the provisions contained in this Agreement should be declared invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining provisions contained herein shall not in any way be effected or impaired thereby. 5. Modifications. No modification, amendment, waiver or change of this Agreement, or any terms hereof, shall be valid unless the same is in writing and signed by the party against which the enforcement of such modification, waiver, amendment, discharge or change is sought. 6. Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors, assigns, and legal representatives. 7. Notices. All notices to be given under the terms of this Agreement shall be in writing and shall be served by certified or registered mail or by personal service. Notices served by mail shall be deemed to have been given on the third (3) day following deposit in the U.S. Mail as certified or registered mail, return receipt requested, postage paid, to the appropriate party at its address set forth below or to AGREEMENT FOR LOAN SATISFACTION 5 such other address as may be designated in a written notice sent to the other party in accordance with this section: City of Yakima 129 N. 2nd Street Yakima, Washington 98901 Attn: City Manager Lukehart / Chinook Business Park, LLC / TrailWagons, Inc. 137 North Fair Avenue Yakima, Washington 98901 8. Lukehart and Chinook Business Park, LLC, TrailWagons, Inc. Release. GARY LUKEHART, MARY LUKEHART, CHINOOK BUSINESS PARK, LLC AND TRAILWAGONS, INC., FOR THEMSELVES AND THEIR LEGAL REPRESENTATIVES, SUCCESSORS AND ASSIGNS, HEREBY UNCONDITIONALLY RELEASE, WAIVE, AND FOREVER DISCHARGE THE CITY OF YAKIMA AND ITS EMPLOYEES, AGENTS, SUCCESSORS, LEGAL REPRESENTATIVES AND ASSIGNS, OF AND FROM ALL CLAIMS, DEMANDS, CAUSES OF ACTION AND DAMAGES WHATSOEVER, IN LAW OR IN EQUITY, INCLUDING ANY DEFENSES WHICH ANY OF THEM NOW HAVE OR WHICH THEY MAY SUBSEQUENTLY HAVE AGAINST THE CITY OF YAKIMA, ARISING OUT OF OR CONNECTED WITH, DIRECTLY OR INDIRECTLY, THE LENDING TRANSACTIONS AND RELATED DEALINGS WHICH HAVE TRANSPIRED BETWEEN THE CITY OF YAKIMA AND GARY LUKEHART, MARY LUKEHART, CHINOOK BUSINESS PARK, LLC AND TRAILWAGONS, INC., OR ANY OF THEM, PRIOR TO OR AS OF THE DATE OF THIS AGREEMENT. 9. Attorney Fees; Expenses. In the event of any action to enforce the terms of this Agreement, the breaching party shall pay to the non -breaching party all costs of enforcement including all reasonable attorney fees and related costs, whether or not a suit is filed, an appeal is sought or the matter is referred to arbitration. AGREEMENT FOR LOAN SATISFACTION 6 10. Governing Law. All acts and transactions hereunder and the rights and obligations of the parties hereto shall be governed, construed and interpreted in accordance with the laws of the state of Washington. Venue for any action shall be in Yakima County, Washington. 11. Headings. The paragraph headings appearing in this Agreement have been inserted for the purpose of convenience and ready reference. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the paragraphs to which they appertain. 12. Construction. A. Unless the context of this Agreement clearly requires otherwise, the plural includes the singular, the singular includes the plural, the part includes the whole, "including" is not limiting, and "or" has the inclusive meaning of the phrase "and/or." The words "hereof," "herein," "hereby," "hereunder," and other similar terms in this Modification and Restatement refer to this Agreement as a whole and not exclusively to any particular provision of this Agreement. B. Neither this Agreement nor any uncertainty or ambiguity herein shall be construed or resolved against any of the parties, whether under any rule of construction or otherwise. On the contrary, this Agreement has been reviewed by each of the parties and its legal counsel and shall be construed and interpreted according to the ordinary meaning of the words used so as to accomplish the purposes and intentions of all parties hereto fairly. AGREEMENT FOR LOAN SATISFACTION 7 13. Statute of Frauds Disclosure. ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW. DATED this day of CITY OF YAKIMA Tony O'Ro rke, City Manager TRAIL WAGONS, INC., a Washington corporation B CH Wa By. Titl --,,„,,,e. A lit.. 71111k , 1 A 4 Mara --- .... 4 Y 4 y►`Lukeha , Presiden IN OK BUSINESS PARK, LLC, a gton limited li fbility o pany: _ Auld., Luke art (. i1 e, Ilit_ _.i•k it. 1 r 10 414.11...— Gary ehart , 2012. Ma y ehart x:\city of yakima-20009\trailwagons-2003015\2012\agreement for satisfaction of loans - 082112 - city final.doc CITY CONTRAC f NO del RESOLUTION NO (2-0-9,11:111- AGREEMENT FOR LOAN SATISFACTION 8 • BUSINESS OF THE CITY COUNCIL YAKIMA, WASHINGTON AGENDA STATEMENT Item No. 7 For Meeting of: September 4, 2012 ITEM TITLE: SUBMITTED BY: Resolution authorizing the execution of a Work Out Agreement to resolve and retire indebtedness to the City resulting from certain HUD Section 108 Loans provided to TrailWagons, Inc., said loans secured by certain real property owned by Chinook Business Park, LLC and by the personal guarantee of Gary and Mary Lukehart. Jeff Cutter, City Attorney CONTACT Jeff Cutter/575-6030 PERSON/TELEPHONE: SUMMARY EXPLANATION: The City of Yakima made two loans in 2003 to TrailWagons, Inc. The first loan was made in July, 2003 in the amount of $2,395,000, and the second loan was made in December, 2003 in the amount of $475,000. The loans were made with funds provided through the HUD Section 108 program and the loans were secured by multiple parcels of real property owned primarily by another business entity owned by Gary Lukehart, Chinook Business Park, LLC, and by the personal guaranty of Gary and Mary Lukehart. TrailWagons, Inc. closed its business operations in 2005 and thereafter has had difficulty timely paying its debt obligations on the two City loans. Gary and Mary Lukehart have requested to enter into the attached Work Out Agreement to resolve and retire indebtedness to the City resulting from the HUD Section 108 Loans the City previously provided to TrailWagons, Inc , said loans being secured by certain real property owned by Chinook Business Park, LLC and by the personal guarantee of Gary and Mary Lukehart. Resolution X Ordinance Contract: X Contract Term: Agreement for Satisfaction of Loans; Request Other for (specify) Reconveyance of Deed of Trust on Lot 4, Parcel 191307-34407 Mail to: One Original Agreement to Don Boyd of Carlson Boyd PLLC, 230 So. 2nd St., Ste. 202, Yakima, WA 98901 Amount: Expiration Date: Insurance Required? No Funding Source: APPROVED FOR SUBMITTAL: Phone: City Manager STAFF RECOMMENDATION: Adopt Resolution. BOARD/COMMISSION RECOMMENDATION: ATTACHMENTS: Click to download ❑ Resolution-Lukehart-Trail Wagons HUD Section 108 Loan Workout Aug 2012 ❑ Correspondence re City of Yakima & TrailWagons ❑ Agreement for Satisfaction of Loans re City of Yakima & TrailWagons (Gary & Mary Lukehartl • • LAW OFFICES OF CARLSON BOYD PLLC 230 S. 2" STREET, stint 202 YAKIMA, WASHINOTON 98901 TELEPHONE, 509-834-6611 FACsum.E 509-834-6610 1111 Carlson Boyd r'u c 1111 — Attorneys at Law August 9, 2012 Mr. Mark Kunkler Assistant City Attorney City of Yakima RECEIVED AUG G 1 4. 2.0.12 CITY LEGAL DEPT. DONALD A. BOYD dboyd@cbblawfirm.com Via E-mail and First Class Mail Re: City of Yakima loans to TrailWagons, Inc. Dear Mark: The following is brief summary of the current status of the two loans the City made to TrailWagons, Inc. in 2003. The first loan was made in July 2003 for $2,395,000 to assist TrailWagons in putting in a new manufacturing line at its Yakima facility. The second loan was made in December 2003 for $475,000 to pay off bridge loans, acquire vehicle chassis and retool for two new motor home models. The loans were made with funds provided through the HUD Section 108 program. The two loans to TrailWagons were secured by multiple parcels of real property owned primarily by Chinook Business Park, LLC and by Gary and Mary Lukehart's personal guaranty. The loans are cross -collateralized so all collateral serves for both loans. All collateral was assigned to HUD under the City — HUD loan that was the source of the loan funds. No City funds are at stake in a default, however, future SIED funds could be at stake in the event of a default and less than full payment of the underlying obligations to HUD. When these loans were first in default in 2006, The City had all of the parcels appraised by Tim Vining. Between 2006 and 2009, Gary Lukehart was able to sell three of the parcels to keep the loans current until 2009. In October 2009, Mr. Lukehart had not funds available to keep the loan payments current and the City started using loan loss reserve funds to make the semi- annual payments to HUD. Sporadically from 2009 through 2011, Mr. Lukehart was able to sell additional properties to fund loan payments. A spreadsheet attached as Attachment 1 shows the list of original Collateral Mr. Mark Kunkler August 9, 2012 Page 1 2 and the properties that were sold with the funds then applied to the loan payments. HUD was promptly contacted about the defaults on these loans and the various options and issues for getting these loans paid in full, which included possible use of Loan Reserve Funds (LLR), possible purchase of residential real property Collateral through federal / state stimulus moneys and outright title ownership through deeds in lieu of foreclosure. Loan Debt Amount and Future Payments Due: The total current debt on the two loans is about $ 1,455,918.00. The City is holding net proceeds paid by Gary Lukehart of about $138,000 from the sale of property. Additionally, the City purchased residential Collateral using funds from other programs and sale of those parcels at the price paid by the City would provide approximately $300,000.00 of additional funds. Reduction of these amounts from the current payoff amount leaves a balance of approximately $1,018,000.00. This figure consists of LLR funds used to make payments to HUD and the two remaining loan payments to HUD in August 2012 and February 2013 (listed below). The payment due to HUD on August 1, 2012 is $349,407 and can be covered by existing LLR funds. That payment will leave LLR funds of about $110,00.00. The final payment to HUD due April 2013 of $184,056 will not be fully covered by remaining LLR funds by about $74,000. A spreadsheet showing the payment history from January 2008 is attached as Attachment 2. Collateral Remaining to Pay Loans: Attached as Attachment 3 is a spreadsheet summarizing the real property collateral that remains as security for the City Loans including the Yakima County Assessor parcel mapping information of each parcel. There are three (3) parcels of Collateral that remain unsold: Lot 4, Tract A (Parcel 191307-34405) and the Kern Parcel (Parcel 181315-43013). Lot 4 is the largest property and is vacant land located South of the Tacoma Screw facility and North of the Boise -Cascade Property. It is 6.54 acres in size and is zoned as Residential — undeveloped property. The assessed value of Lot 4 is $854,200.00. • • Mr. Mark Kunkler August 9, 2012 Page 13 Tract A is a narrow roadway area that runs North and East of the Coca-Cola bottling plant property and the Tacoma Screw property and is East of Highway I-82. The assessed value of Tract A is $190,300.00. The Kern Parcel is located at the Southwest intersection of 40th Avenue and Kern Road. It is 1/3 of an acre is size and is zoned as Residential — undeveloped property. The assessed value of the Kern Parcel is $86,500.00. The other security for the City loans is the personal guaranty of Gary and Mary Lukehart. The last Financial Statement obtained from the Lukeharts is for May 2010. A copy is attached as Attachment 4. Lukehart Proposal for Satisfaction of Loans: Over the past year, Gary Lukehart has sought to sell these properties and made several proposals to The City to satisfy the City loans. Attached as Attachments 5 and 6 are my July 9, 2012 and July 31, 2012 correspondence with Morrie Shore, attorney for the Lukeharts, regarding the proposals. The summary of the proposal is as follows: 1. Sale of Lot 4 and payment to the City of $717,520.35. 2. Chinook Business Park, LLC deeds to The City the other two parcels that serve as collateral for the two loans; Parcel 191307- 34405 and Parcel 181315-43013. 3. Gary Lukehart wishes to carve a small area out of Tract A that he will retain ownership of. He then will move the "Welcome To Yakima" sign from its current location on Lot 4 onto the segregated part of Tract A. 4. Upon completion of items 1 through 3, the City would release the personal guarantees it holds against Gary and Mary Lukehart. Michael Morales agreed to this proposal, subject to final approval of the City Council. I was notified this week that Mr. Lukehart has a sale pending on Lot 4. A copy of the e-mail from Barbara Carr, Mr. Lukehart's assistant dated August 7, 2012 is attached as Attachment 7. Ms. Carr states the sale is pending in Mr. Mark Kunkler August 9, 2012 Page 14 the gross sale price of $ 849,420.00. Closing is ready at this time and Gary Lukehart has requested approval for this transaction as soon as possible. In order to complete the resolution of this matter, the City will need to agree to the terms of this proposal and appoint an agent to sign a Request for Reconveyance of Deed of Trust against the Lot 4 property. A Resolution from the City Council should be prepared to deliver to the title company closing the transaction. If the City Council approves this proposal I recommend that an Agreement stating the terms of the proposal be prepared and approved. The Agreement will need to state the City will receive clear title to both Tract A Parcel (less the segregated area for the "Welcome to Yakima" sign) and the Kern Parcel. Please let me know if you have any questions regarding this summary or if you need any further information regarding this matter. Very Truly Yours, onald A. B Encl. y cc. Tony O'Rourke (Yakima City Manager) w/encl. x:\city ofyakima-20009\trailwagons-2003015\2012\correspondence\kunkler 080912 (ltr re trailwagons loan - workout summary).docx • Loan No. 1 $2,395,000 July, 2003 N/O J parcel number location owner SUMMARY OF C '_LATERAL FOR TRAILW, LOANS 2006 Vining Appraisal Sr Liens 191318-43003 1005 E. Lincoln Chinook Business Park, LLC $ 810,000.00 $ 296,000.00 First Savings Bank 191307 33023 401 E S. St. A 191307-33441 B 191307-33442 C 191307-33439 D 191307-33438 E 191307-33014 F 191307-33018 Vacant Vacant Residence Vacant Residence Vacant 191307-34007 Lot 4 G 191307-34405 Tract A Loan No. 2 - $475,000 Dec. 24, 2003 191307-34007 1 91 31 8-21 001 Chinook Businc..4 Park, LLC $4-,420;-000,80 $ 652,000.00 Wheatland Bank $ 50,000.00 Central Valley Bank Chinook Business Park, LLC $ 275,000.00 $ $ 275,000.00 $ Chinook Business Park LLC $ 724,000.00 $ Chinook Business Park LLC $ 246,000.00 $ Lot 4 Chinook Business Park LLC 181315-43013 40th Ave. - Kern Rd. Kern Property ALL PROPERTY EQUITY 1N3WHOVIIV See above $122,000 $ 2009 Vining Equity - Sale or Appraisal Sale Value Vining Appraisal $ 810,000 00 $---17085;00049 8 $ 601,000.00 $ 1,142,00000 $ 246, 000.00 $122,000.00 $ 30,000.00 $ 17,500.00 $ 40,000.00 $ 30,000:00 $ 110,000 00 $ 74,100.00 $ 301,600.00 • $ - City obtained thru Dee( $ 1,142,000.00 $ 246,000.00 $122,000.00 $3,572,000.00 $ 998,000.00 $ 4,006,000.00 $ 301,60000 $ 1,510,000.00 Foreclosed by Wheatla City purchased in 2010 City purchased in 2010 City purchased in 2011 City purchased in 2010 City purchased in 2011 City purchased in 2010 Trailwagons 2003 and 2004 Funds received 1/8/2008 - $302,000.00 City Loan HUD Due Date Due Date 1/15/2008 1/23/2008 4/15/2008 7/22/2008 10/15/2008 1/22/2009 4/15/2009 7/22/2009 Funds received 7/1/2008 - 4/15/2009 7/22/2009 10/15/2009 1/22/20010 HUD 108 Loan Payment HUD 108 Loan Payment HUD 108 Loan Payment HUD 108 Loan Payment (Partial) TOTAL PRORATION $150,000.00 HUD 108 Loan Payment HUD 108 Loan Payment Trailwagons 2003 Loan 28,114.95 28,114.95 127, 614.95 15,519.59 199,364.44 112,095.36 $ 7,538.59 $ 119,633.95 Payment due by 10/15/2009 (to HUD by 2/1/10) Principal Interest Less Payment received 7/1/2008 TOTAL 10/15/2009 PAYMENT Trailwagons 2004 Loan Balance $ 302,000.00 32,836.70 32,836.70 32,836.70 4,125.46 241,048.35 180,096.70 19, 645.05 102,635.56 $ 302,000.00 $ 150,000.00 28,711.24 $ 1,654.81 $ 30,366.05 9,193.40 150,000.00 $ 126,000.00 $ 27,000.00 $ 153,000.00 $ 24,314.05 $ 5,713.50 $ 30,027.55 $ 150,314.05 $ 32,713.50 $ 183,027.55 $ (9,193.40) $ 173,834.15 Paid with Loan Loss Reserve Payment due by 4/15/2010 (to HUD by 8/1/10) Principal Interest $ 126,000.00 $ 27,000.00 $ 153,000.00 $ 24,314.05 $ 5,713.50 $ 30,027.55 `'t • ATTACHMENT • TOTAL 4/15/2010 PAYMENT $ 150,314.05 $ 32,713.50 $ 183,027.55 Paid with Loan Loss Reserve Payment due by 10/15/2010 (to HUD by 2/1/11) Principal Interest $ 131,000.00 $ 28,000.00 $ 19,085.05 $ 4,479.60 159,000.00 23,564.65 TOTAL 10/15/2010 PAYMENT $ 150,085.05 $ 32,479.60 $ 182,564.65 Paid with Loan Loss Reserve TOTAL PAYMENTS PAST DUE AS OF 12/31/2010 $ 539,426.35 Payment due by 4/15/2011 (to HUD by 8/1/11) Principal Interest $ 131,000.00 $ 28,000.00 $ 159,000.00 $ 19,085.05 $ 4,479.60 $ 23,564.65 TOTAL 4/15/2011 PAYMENT $ 150,085.05 $ 32,479.60 $ 182,564.65 Paid with Loan Loss Reserve Payment due by 10/15/2011 (to HUD by 2/1/12) Principal Interest $ 13,268.65 $ 3,138.40 $ 16,407.05 TOTAL 10/15/2011 PAYMENT $ 13,268.65 $ 3,138.40 16,407.05 Paid with Loan Loss Reserve TOTAL PAYMENTS PAST DUE AS OF 12/31/2011 738,398.05 Less balance in COY Fund 123 Custodial Acct as of 6/26/12 (138,989.69) TOTAL OWING AS OF 6/30/2012 $ 599,408.36 Remaining Payments Due • to HUD: Payment due by 4/15/2012 (to HUD by 8/1/12) Principal $ 272,000.00 $ 61,000.00 $ 333,000.00 Interest $ 13,268.65 $ 3,138.40 $ 16,407.05 All paid with Loan Loss Reserves $ 423,789.65 Loan Loss ReservE TOTAL 4/15/2011 PAYMENT $ 285,268.65 $ 64,138.40 $ 349,407.05 $ (349,407.05) 5/31/12 Balance F Before paying 8/1 Future Payments: Payment due by 10/15/2012 (to HUD by 2/1/13) Principal $ 143,500.00 $ 32,000.00 $ 175,500.00 Interest $ 6,931.05 $ 1,625.60 $ 8,556.65 TOTAL 10/1512011 PAYMENT $ 150,431.05 $ 33,625.60 Payment due by 4/15/2013 $ - 184,056.65 $ (184,056.65) Principal $ 143,500.00 $ 32,000.00 $ 175,500.00 Interest $ 6,931.05 $ 1,625.60 $ 8,556.65 TOTAL 10/15/2011 PAYMENT $ 150,431.05 $ 33,625.60 $ 184,056.65 $ (184,056.65) Total Remaining Payments Due to HUD: $ 717,520.35 $ (293,730.70) Loan Loss ReservE • TRAILWAGON r SUMMARY 1005 PROPERTY INCLL AS COLLATERAL • parcel number location owner Vining Senior Remaining Equity Loan No. 1 Appraisal Liens Vining Appraisal $2,395,000 July, 2003 191307-34007 Lot 4 Chinook Business Park LLC $ 1,142,000.00 $ - $ 1,142,000.00 G 191307-34405 Tract A Loan No. 2 - $475,000 Dec. 24, 2003 Chinook Business Park LLC 191307-34007 Lot 4 (above) Chinook Business Park LLC 181315-43013 40th Ave. - Kern Rd. ALL PROPERTY EQUITY $ 246,000.00 $ - $ 246,000.00 $122,000.00 $ - $122,000.00 $ 1,510,000.00 $ - $ 1,510,000.00 ALL PROPERTY EQUITY (Appraised Value) $ 1,510,000.00 Loan Debt after Frisbee Vacant Property / 1005 Banner Bank Loan Transactions $ 1,456,000.00 LESS: Funds held by City from Lukehart property sales $ (138,000.00) Value of property purchased by City from Lukehart from other program funds $ (300,000.00) Loan Debt after deductions: $ 1,018,000.00 80% Loan to Value Threshold $ 1,208,000.00 City Cushion on Loan to Value Ratio $ 190,000.00 ATTACHMENT 3 Yakima County GIS Page 1 of 2 Yakima County GIS - Washington '°k"nac"""'"As"`or I " YaOunaCountyGIS Land Information portal Yakuna County j REAL ESTATE WNW. ,taouncommen: w I.cur n 609 88 -38C0 Assessor (Planning 1 Real Estate FAQ Help Legend I Search I Tools Overview .12332 rI 43m1 ‘‘\\\ etaI€4ioo2�` Search By: Parcel Number Par eiit I Enter a complete or fimtial PARCEL. NUMBER. Panel Numbers muni be 10 (Oast 0 cnoractars. CiSO the Searcn button to ormltnue. ' • "' ' Search 1 MapScaie 1 inch _= 400 j . Overlays: Aerial Photography: J FEMA 1, -1 Critical Areas 1_ Contours `(_l1 utliitigs MapSlze:. Small (800x600) Maps brought to you by: Valley Title Guarantee Tido insurance & Escrow Service 1'. MY Vly .:0 corn (509) 248-4442 Map 1. a Report. ore/right (C) 2012 Yakima County GIS EaslInq(ft) I Northing(R) Longitude(E)1 Latllude(N) Q.. ` - ..„t tel click Map to: Get Information One Ir•,ch = 400 Feet Feet 200 400 ,.600 PROPERTY PHOTOS. 11 —1 PROPERTY INFORMATION AS OF 8/812012 1208:33 AM PRINTING RD !Parcel Address: 607 E R ST, YAKIMA ,WA 98901 Printer - Friendly Page Yakima Not in floodplain (X PROTECTED BY LEVEE) Future Landuse Designation: FIRM Panel Number. !Parcel Owner(s): CHINO CHINOOK BUSINESS PARK LLC ;Parcel Number. 19130734007 Parcel Size:f6.54 Acre(s) Detailed Report Narrative Description: Section 07 Township 13 Range 19 Quarter SW: BEG 1689.01 FT S 88" 31' 26" E OF SW COR SW114, N 32"51'58"0 167.36 FT, TH N 12"59'43"W 111 FT, TH S 57"08'02"E 71.59 FT, TH CURV TDELTA 34"38'49" CHORD119.11 FT, TH CURV TO RT RAD200 FT DELTA 21"18'13 CHRD73.94 FT, TH N 21" 23' 00" E 186.27 FT, TH N 52" 48' 00" E 109 FT, TH S 32"34'E 520 FT, TH S 35045' 194 F00" W 178 FT, TH N 880 00' 00" W 127 FT, TH N 68" 15' 00" W 116 FT, TH N 88" 00' 00" W 298.48 FT, TH N 174.30 FT, 7H S 88"31'26"W 144.06 FT TO POB ( CONTAINING 285,606 SQ FT ) DISCLAIMER Property Use: 91 Residential land Undeveloped •� E n s y"+i; I TAX ANO ASSESSMENT INFORMATION ist, c""t''j'� rysCf–'• iTaxCode Area (TCA): 333 Tax Year: 2012 Print Detailed MAP {♦rr�Z�� Yl) c�� � F .e' r �� � 'Improvement Value: SO Land Value: 9854200 ,r h Z xn e1ICurrentUse r h t FyZ 1� a.Ft s;+<as •r-; , ..rt 7 _ Value: New Construction: $0 $0 CurrentUse Improvement: —_-- Total Assessed Value: $0 $854200 RESIDENTIAL INFORMATION SECTION MAPS Quality i Year Built (Stories (Main SqFt fff 1 Upper SqFt Bsmt Sq -F Bedrooms m Bathroo(fuill3/4s1/2) (bsmtlaGaragetf/bltin) Carport Section Map 1in=400ft No Residence Information Found. SALE INFORMATION Qtr SECTION NW -Qtr 1"=200ft MAPS NE -Qtr 1"=20011 Excise Sale Date ISale Price IGrantor 1Porlion No Sales information Found. DISCLAIMER SW -Qtr 1 "=2001t I SE -Qtr I 1 "=200ft While the Infomration is intended to be accurate, any manifest errors are unintentional and subject to correction. Please let us know about any errors you discover and we will correct them. To contact us call either (509)574-1100 or (800) 572-7354 or email us. _....1__ OVERLAY INFORMATION Zoning: RD . Jurisdiction: Yakima (Urban Area Zoning Ordinance) Urban Growth Area: FEMA 100 Year: Yakima Not in floodplain (X PROTECTED BY LEVEE) Future Landuse Designation: FIRM Panel Number. (IND) Industrial (Yakima Urban Area Plan) Download I Map 53077C10510 LOCATION INFORMATION 1 Latitude:46°37' 19.370" I. Longitude: -120° 30' 02.478' Range:19 Township:13 Section:07 Narrative Description: Section 07 Township 13 Range 19 Quarter SW: BEG 1689.01 FT S 88" 31' 26" E OF SW COR SW114, N 32"51'58"0 167.36 FT, TH N 12"59'43"W 111 FT, TH S 57"08'02"E 71.59 FT, TH CURV TDELTA 34"38'49" CHORD119.11 FT, TH CURV TO RT RAD200 FT DELTA 21"18'13 CHRD73.94 FT, TH N 21" 23' 00" E 186.27 FT, TH N 52" 48' 00" E 109 FT, TH S 32"34'E 520 FT, TH S 35045' 194 F00" W 178 FT, TH N 880 00' 00" W 127 FT, TH N 68" 15' 00" W 116 FT, TH N 88" 00' 00" W 298.48 FT, TH N 174.30 FT, 7H S 88"31'26"W 144.06 FT TO POB ( CONTAINING 285,606 SQ FT ) DISCLAIMER MAP AND PARCEL DATA ARE BELIEVED TO BE ACCURATE, BUT ACCURACY IS NOT GUARANTEED; THIS IS NOT A LEGAL DOCUMENT AND SHOULD http: //www.yakimap . comiservlet/com. esri. esrimap. Esrimap?name=YakGI S H&Left=163 85 8... 8/9/2012 Yakima County GIS Page 1 of 1 Yakima County GIS - Washington `fakeer) Cooley Assessor1 Ynklma Cruelty GIS 1 Land Information Portal :YnkimnCr ugly 1 REAL ESTATE tvww.ae tuitwerenre IJI.corn 50D 968.31150 Assessor 'Planning I Real Estate I FAQ Help I Legend' Search I Tools Overview Search By Parcel Number :a \•l , (7:..:-_..-_._._ ...: '..:. ' KERNttiDAD....,...- .. •rw • ,.;�..., •r,,.m .,m ~•r I,r rm I`ST 1 _._. Euler a compleio or partial PARCEL. NUMBER,4Porcel Nurnbers must bat' 10051'e dtatadee. CLck the Seard ••`7 biglan to Contimra• Search Mapscale !.'inch =,4U0'ft: 4:01V1 ,tcw we rr 7,1 'Overlays; Aerial Photography: [ j EMA' `":•{ }'CrJlJcalAroas'? `i_JGontours , MapSize:: Small (800x600) Maps brought to' yon' by:. Valley Title Guarantee Title insurance & Escrow Service Y P;V L•1ci..o.(:.01:1 (509) 248.4442 1 EasOng(k) I Northing(1t) ` . �.;.�q r-) ({ (a) 01 One Inch } 40D Feel J "Longaude(E) 1 Lalllude(N) .Cock Map to: ,Get Information . Feet :1.00 400, : 600,, PROPERTY PHOTOS. J PROPERTY INFORMATION AS OF 018!2012 12:08:33 AM PRINTING Jurisdiction: Parcel Address: N 40TH AVE/KERN RD, YAKIMA ,WA 98902 Friendly Page di Pa Future Landuse Designation: (PO) Professional Office Parcel _Owner(s _GARY Parcel Number.) MPrintor- D & MARY _ LUKEHART __ 18131543013 Y 1 -Parcel Si 0.33 Acres) — Detailed i Report In floodplain (X) 40 " ,:�: :: `;'.: '''• ',v' Property Use: 91 Residential land Undeveloped ° ?v. F TAX AND ASSESSMENT INFORMATION e r �^..••� .r• i„ 1` Tax Code Area (TCA): 333 Tax Year:1—�2012 •...a) ,,. - �'"'A rr •`%' ; improvement Value: 60 Land Valuey$BG500 Print Detailed MAP dti ,.. ' CurrentUse Value: $0 CurrentUse improvement: $0 New Construction: $0 Total Assessed Value: 686500 RESIDENTIAL INFORMATION SECTION MAPS Quality Year Built Stories Main SgFt upper SgFI Bsmt SgFt Bedrooms Bathrooms (full/3/4,1/2) Garage (bsmUatl/bilin) Carport Section Mn !inion Ma No Residence information Found. SALE INFORMATION Qtr SECTION MAPS Excise (Sale Date !Sate Price Grantor [Portion NWQtr 1"=20011 NE•Qa 1"=200!1 No Sales Information Found. DISCLAIMER ".200!SW-Qtr 1 =200!1 ltr 1 280 1 "=200_1 While the information is intended to be accurate, any manifest errors are unintentional and subject to correction. Please let us know about any errors you discover and we will correct them. To contact us call either (509) 574-1100 or (800) 572-7354, or email us. OVERLAY INFORMATION Zoning: B-1 Jurisdiction: Yakima (Urban Area Zoning Ordinance) Urban Growth Area: Yakima Future Landuse Designation: (PO) Professional Office (Yakima Urban Download Map Area Plan) FEMA 100 YearNot In floodplain (X) 40 FIRM Panel Number: 53077C1031D LOCATION INFORMATION 1 Latitude:46°36' 37.336" f+Longitude: Longitude: -120° 33' 42.787" Range:18 Township:13 Section:15 Narrative Description: PTN NW1/4 SW1/4 SEI/4 LY W'LY OF NORTH40TH AVE DISCLAIMER MAP AND PARCEL DATA ARE BELIEVED TO BE ACCURATE, BUT ACCURACY IS NOT GUARANTEED; THIS IS NOT A LEGAL DOCUMENT AND SHOULD NOT BE SUBSTITUTED FOR A TITLE SEARCH, APPRAISAL, SURVEY, FLOODPLAIN OR ZONING VERIFICATION http://www.yakimap. com/servlet/com •esri. esrimap. Esrimap?name=YakGISH&TAB=TabAs... 8/9/2012 Yakima County GIS Page 1 of 1 Yakima County - Washington yak. County Assesso ..447"%Firvi American litle .yakimatille.com Land Information Portal Ytnn,c:c.`":,',:y's www Assessor 'Planning I Real Estate FAC) Hep • ... • s'" Legend Searh I Tools 1 Overview SearchBy: Parcel Number '•ijah •P;9"0•91#: ' • Enter a Coniplote or partial PARCEL Nutd6ER.- Parcel Numberstausrbe al least 0. characters.Ctrak InS.9earcht .auttok to continue. 'Search OepScele: 1 inch - 400 ft. • Overlays; Aerial Photography" f_JF614A .E.ICrititAreas ."3111Ccitithurs MapSize:: Small (800D600) Mapsbrought,tcyou by Valley Title Guarantee Title Insurance & Escrow Service WWW (509) 248-4442 11.1' Fe,PPRII •-• ”-a o ri h C 2012 Yakima Count GIS I Easting(ft) f Northing(ft) 1 ,Longaude(E) Latituae(N) ' 0, )0, (6) 0. Click Map to: Gat Information One Inch a 40D Feet :fet 20t1 400 600 PROPERTY PHOTOS: .11 PROPERTY INFORMATION AS OF 010/2012 12:08:33 AM PRINTING Jurisdiction:IYaklma (Urban Area Zoning Ordinance) a • e-A•s•• . Parcel Address: R ST/0 OF NACHES AVE, YAKIMA ,WA 98901 Printer- Friendly Page Download Map Parcel Owner(s): CHINO CHINOOK BUSINESS PARK LIG .1. Latitude:463T 26,432 __ELongitude:-120° 30' 13.328" IRange:19 Township:13 Section:07 • '?•t. 'r ' • '' Parcel Number 19130734405 jParcel SizeAcre(s) Detailed Report Property Use: 63 Service Business . 4 ,%-: . ' "-• .:,',. — TAX AND ASSESSMENT INFORMATION Tax Code Area (TCA): 333 Tax Year: 2012 Print Detailed MAP Improvement Value: 50 Lend Value: $190300 CurreetUse Value: SO CurrentUse Improvement 50 xe .P.- V • •• — .t -''A . - ',N9 • ;-••• •.' • .... .....4g, New Construction' - 50 Total Assessed Value: $190300 R ESID EN TIA L INFORMATION SECTION MAPS Quality Year Built Stories Main SqFt tipper SqFt Bsmt SqFt Bedrooms Bathrooms !Garage (h.111/314,1/2)1(bsmtrattfialtin CarParl Section Map 11n=40011 No Residence Information Found. SALE INFORMATION Orr SECTION MAPS Excise 'Sale Date "Sale Price i,12L 'Portion NVV-Qtr 1"-....200ft NE -Qtr 1"=200fr No Sates Information Found. DISCLAIMER SW -Qtr 1"..200ft SE -Qtr 1200R — While the information is intended to be accurate, any manifest errors are unintentional and subject to correction, Please let us know about any errors you discover and we will correct them. To contact us call either (509) 574-1100 or (800) 572-7354 or email us. OVERLAI INFORMATION Zoning: RD Jurisdiction:IYaklma (Urban Area Zoning Ordinance) Urban Growth Area: FEMA 100 Year. Yakima Not in floodplain (X PROTECTED BY LEVEE) tt) Future Landuse Designationd(IND) Industrial (Yakima FIRM Panel Numbed53077C1032D .I Urban Area Plan) Download Map LOCATION INFORMATION .1. Latitude:463T 26,432 __ELongitude:-120° 30' 13.328" IRange:19 Township:13 Section:07 Narrative Description: BSP AF 7204253; TRACT A DISCLAIMER MAP AND PARCEL DATA ARE BELIEVED TO BE ACCURATE, BUT ACCURACY IS NOT GUARANTEED; TI -US IS NOT A LEGAL DOCUMENT AND SHOULD NOT BE SUBSTITUTED FOR A TITLE SEARCH, APPRAISAL, SURVEY, FLOODPLAIN OR ZONING VERIFICATION http://www.yakimap.com/servletkom.esri.esrimap.Esrimap?name=YakGISH&Left=163858... 8/9/2012 • GARY D. AND MARY M. LUKEHART STATEMENT OF FINANCIAL CONDITION May, 2010 ASSETS Real Estate Investments Chinook Business Park, LLC 3,037,032 Madeline Properties, LLC 300,000 Gary and Mary Lukehart 142,000 Yakima Hotel LLC 4,860,000 Personal Effects Total Assets LIABILITIES Mortgages and Contracts Other Commitments and Obligations Total Liabilities NET WORTH 75.000 $ 8,414,032 $ 5,801,525 1,247, 500 7,049,025 $1,365,132 ATTACHMENT GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 Note 1 — Trusts: • Gary D, and Mary M. Lukehart's personal residence and land are owned by the Running Springs Irrevocable Trust. The beneficiaries are their children. These assets/liabilities have not been included in the personal financial statement. Note 2 — Limited Liability Company Interests: Chinook Business Park, LLC, Yakima Hotel, LLC, and Madeline Properties, LLC. The Limited Liability Companies own commercial real estate properties. A summary of the unaudited assets, liabilities and results of operations follows. Note 3 — Commitments and Contingencies H.U.D Note 4 — Gary and Mary Lukehart Properties 1 • GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 Note 2 — Limited Liability Company Interests — cont'd Yakima Hotel LLC Assets: Commercial real estate property located at 137 North Fair Avenue Vacant lot at 141 North Fair Avenue Total Assets Liabilities: Note A, to Berkadia Bank at 6.142%; monthly payment of $67,640; payment includes seasonal reserves; collateralized by Fairfield Inn & Suites Hotel by Marriott Note B to Wachovia Bank, at 12.95%A; monthly payment of $7,760.14, collateralized by Faird Inn & Suites Hotel by Marriott • 4,500,000 360,000 4;860,000 4,770,563 351,255 Note payable to Brian Sims, interest only payments at 9.818%; $600/monthly; due August, 2010. Collateralized by land at 141 North Fair Avenue 60,000 Note payable to Tower Capital Management 200,000 (This note is also collateralized with the 5 acre vineyard) Total Liabilities 5,381,818 The Fairfield Inn & Suites by Marriott is owned by Yakima Hotel LLC. Gary Lukehart Is the managing member and Mary Lukehart is the member. The Hotel is managed by Intermountain Management LLC located in Monroe, Louisiana. All aspects of the Hotel are operated by this Marriott approved firm. Due to the down turn in not only our local market but nationally as well, our hotel has been going through financially challenging times. Because of this trend, the Lukeharts have not and will not be receiving any income from the hotel this year. GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 • Note 2 — Limited Liability Company Interests — (continued) CHINOOK BUSINESS PARK Assets: Cash 125 Equipment 5,000 Various vacant lots and rental houses held for investment at North 3id, 4th, and 5th Streets at East "Q", "R", and "S" Streets 2,221,907 Building located at 1005 East Lincoln based on recent appraisal 810,000 Total Assets 3,037,032 Liabilities: Note payable to Banner Bank of WA due in monthly payments of $2,899 including interest at 8 5%; collateralized by 1005 East Lincoln and assignment of all related rents; balance due July 30, 2010 292,000 Note payable to Yakima National Bank, monthly payments of $1,115 including interest at 4% collateralized by properties at North 4th and East "S" Streets. Originally constructed as additional parking for HouseValues formerly located at 1700 North 6th Street 127,707 Total Liabilities $419,707 3 GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 Note 2 — Limited Liability Company Interests-cont'd Madeline Properties, LLC Gary and Mary Lukehart are the managing members of the LLC which owns some open pasture land and a producing five acre vineyard. A summary of the unaudited assets, liabilities and results of operations of Madeline Properties, LLC at May, 2010 are as follows: Assets Cash Land on South Naches Road, 27.46 acres pasture; 5 acres grapes based on FMV 300,000 Total Assets 300,000 Liabilities Note Payable Tower Capital Management (this note is also collateralized with property at 141 North Fair Avenue) (200,000) Total liabilities ($200,000) 4 • GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 Note 4 - Gary and Mary Lukehart Properties Two pieces of property are held in the names of Gary D. and Mary M. Lukehart. Both properties are open Tots; one is located off 1/82 and Spruce Street and one is at 40th Kern Road. Values are based on a recent appraisai. Assets $142,000 • GARY D. AND MARY M. LUKEHART NOTES TO FINANCIAL STATEMENT May, 2010 Note 3 — Commitments and Contingencies Section 108 HUD Loan through the City of Yakima. 1,434,220.00 Total Commitments and Contingencies 6 • Lnw OIVICEs Or C,uusox four PLLC 230 S. 2"° Sm cr, sum; 202 YAMIMA, WAST IINGTON 98901 TELEPHONE, 509.8344611 PAcsus¢e, 509.8346610 till Carlson Boyd PLLC 1111 Attorneys at Law July 9, 2012 Mr. Morrie Shore Stokes Lawrence Velikanje, Moore & Shore 1433 Lakeside Court, Suite 100 Yakima, Washington 98902 DONALD A. BOYD dboycl@cbblawf➢nn.com Via AMS and e-mail Re: City of Yakima Section 108 Loan to Trail Wagons, Inc. Dear Morrie: Michael Morales has reviewed the latest proposal from Gary Lukehart regarding resolution of the two debts owed by TrailWagons, Inc. to The City of Yakima. The current balance of the future payments owed. to HUD under these loans is $717,520.35. This includes the interest payments due in August, 2012, February 2013 and August 2013. Michael Morales will recommend to the City Council that they accept a work- out of this matter on the following terms: 1. The City receives the full net proceeds of any sale from the sale of the Lot "4" property (Parcel 191307-34007) up to the amount the City must still pay to HUD which amounts to $717,520.35. However, the City would not agree to any sale of that property that provided less than a net payment to the City of less than $600,000.00; and, 2. Chinook Business Park, LLC deeds to The City the other two parcels that serve as collateral for the two loans; Parcel 191307- 34405 and Parcel 181315-43013. In such event, The City would have the debt to HUD satisfied and would release the Lukeharts' personal guarantee. I attach with this letter a spreadsheet that shows the amount of the debt owed if fully collected from liquidation of The City collateral. This proposal provides The City with cash ATTACHMENT) (`�P"9eJ • Mr. Morrie Shore July 9, 2012 Page 2 of 2 and with property that will serve City purposes at a value that the City believes equates to the full value of the debt owed. The City would use the cash payment to make the payments on the two loans to HUD as those come due in the future. As such, no bond defeasance is required and those costs would not be incurred. With regard. to Gary Lukehart's request that the "Welcome To Yakima" sign be kept on the Lot A ("roadway") parcel, the City cannot agree to that condition. The reason being that the property's use for the future cannot be known and any limitation on the future use of the property by having the sign in place may impair the value and usefulness of the property. Further, the City believes that the Washington State Department of Transportation will not allow the City to keep the sign up under "free speech", which is the .only reason that Mr. Lukehart is allowed to keep it on private property. Since the City is a public entity, it will likely be ordered to remove the sign. In addition, the City cannot assume any liability for anything that could happen if the sign were to fall. The City would agree that Gary can take the sign prior to any sale or the City would agree to donate the sign to the Yakima Museum or other charity. I ask that you review this proposal with the Lukeharts and let me know their response by Friday, July 13, 2012. Very Truly Yours, Zonald/A4yd cc. Michael Morales x:\city of yaldma-20009\traiiwagons•2003016\2012\correspondence\shore 070212 - 3 (ltr re city • trailwagons workout proposal).docx L e wOlticts OP CAR SON Born PLLC 230 S.1'"' Srn[Er, SUITE 202 YAlei4.t, WASHINGTON 98901 [L'LGYII011e; 509834.6611 FACSIMILE; 509.8346610 July 31, 2012 Mr. Morrie Shore Stokes Lawrence Velikanje, Moore & Shore 1433 Lakeside Court, Suite 100 Yakima, Washington 98902 Via AIVIS and e-mail Re: City of Yakima Section 108 Loan to Trail Wagons, Inc. Dear Morrie: ej (7 U4y DONALD A. BOYD dboyd@chblawfirm.com The City of Yakima has reviewed the proposal from Gary Lukehart regarding the Welcome to Yakima sign and placement of that sign from its existing location at the Southeast corner of Lot 4 to the triangular portion of Lot A (the roadway parcel) as shown on. the attached map that was submitted by Mr. Lukehart. The City will not foreclose this proposal, but reserves its decision on this proposal pending a showing this proposal is legally and practically feasible. The City requires that all work to arrange for the transfer of the sign location be done and paid for by Mr. Lukehart prior to the City making a final decision on this issue. This includes all work necessary to obtain a segregation of the area legally necessary to place the sign on the area and a showing that the remaining roadway area on this parcel is legally sufficient for use of the roadway. Any final decision on a resolution of the City loans to TrailWagons also requires that a sale of Lot 4 be completed that will provide The City with funds in accordance with my prior letters. I ask that you review this proposal with the Lukeharts and let me know their response by Friday, August 10, 2012. Very Truly Yours, 4 Donald A. Boy Encl. cc. Jeff Cutter w/encl. Tony O'Rourke w/encl. x:\city of Yakima-20009\trailwagons-2008015\20 [2\correspondence\shore 073112 (ltr re city - trailwagons workout proposa1).docx ATTACHMENT • J 1V'&w sryv Ioc t\ 1 \\ / 1 /� f 1l 1 \ �L.0:„ I �I I E.IrsiREET hr.! tl \, ,\ N "'"2 tars t.CatAcras N - rue EXI• lvtp S►fh f oca.-7ni t lor PAS PIAACH ;7tg0 Don Boyd To: Barbara Carr; Morrie Shore Cc: Jeff Cutter Ocutter@ci.yakima.wa.us); Davenport, Joan (jdavenpo@ci.yakima.wa.us), Price, Cally (cprice@ci.yakima.wa.us) Subject: RE: Gary Lukehart - HUD loan payoff Barbara, I forwarded your email to The City. Jeff Cutter, the City Attorney, who I have been communicating with after Michael Morales left the City appears to be out of the office for a few days. I forwarded the message to others at the City as well and will reply to you as soon as I receive a reply. Can you tell me what the anticipated closing date is to be so I can forward that to the City. Don From: Barbara Carr fmailto:tcmbarb(yvn.com] Sent: Tuesday, August 07, 2012 11:19 AM To: Don Boyd Subject: Gary Lukehart - HUD loan payoff Hi, Don — We are currently in escrow with Valley Title. The Dolson Company has agreed to purchase lot 4 of the Chinook Business Park for $849,420.00. We will need a release on this lot for the $717,520.35 the City will be receiving. The other two lots 191307-34405 and 181315-43013 will still remain as security. I'm working with Huibregtse, Louman on breaking off the parcel for the sign. They told me this would take a couple of weeks. Mary & I will release those parcels as soon as we accomplish this. Kristy Perrault at Valley Title is the one handling the transaction. Barb For Gary Lukehart 1 ATTACHMENT • REQUEST FOR FULL RECONVEYANCE The undersigned beneficiary, The City of Yakima, a Washington municipal corporation, is the legal owner and holder of promissory notes, as follows: 1. Variable/Fixed Rate Promissory Note dated July 23, 2003 in the original sum of $2,395,000.00, and amended by First Amended Variable/Fixed Rate Promissory Note dated January 5, 2004; and, 2. Variable/Fixed Rate Promissory Note dated December 24, 2003 in the original sum of $475,722.00, and amended by First Amended Variable/Fixed Rate Promissory Note dated January 5, 2004 in the original sum of $475,000.00. The Promissory Notes are secured by multiple Deeds of Trust, including the following Deeds of Trust: 1. Deed of Trust dated July 23, 2003, in which Chinook Business Park, LLC, a Washington limited liability company, is grantor and Fidelity Title Company is Trustee, filed for record on August 8, 2003 as Auditor's File No. 7351307, and recorded in the Official Records of Yakima County, Washington; and, 2. Deed of Trust dated December 30, 2003, in which Chinook Business Park, LLC, a Washington limited liability company, is grantor and Fidelity Title Company is Trustee, filed for record on January 21, 2004 as Auditor's File No. 7381476, and recorded in the Official Records of Yakima County, Washington; and, The indebtedness secured by said Deeds of Trust having been partially satisfied by payment of $717,520.35 pursuant to the terms of the Agreement For Satisfaction of Loans dated September 5, 2012, the above -referenced Deeds of Trust are herewith surrendered to you for reconveyance BUT the Notes are NOT surrendered for cancellation at this time. You are therefore requested to reconvey without warranty, to the person(s) entitled thereto, the right, title and interest now held by the City of Yakima and by you as Trustee thereunder. CITY OF Y DATED this 1Lf day of September, 2012. ourke, City Manager ATTEST City of Yakima 129 North Second Street Yakima, WA 98901 Sonya Claa Tee, City Clerk ''•,1gHIN.:\\`\\ STATE OF WASHINGTON :ss. County of Yakima/ V_ On this - U day of September, 2012, before me the undersigned, a notary public in and for the State of Washington, duly commissioned and sworn, personally appeared Tony O'Rourke and Sonya Claar Tee, to me known to be the City Manager and City Clerk, respectively, of the City of Yakima, and that they executed the within and foregoing instrument, and acknowledged the said instrument to be the free and voluntary act and deed of said municipal corporation, for the uses and purposes therein mentioned and on oath stated that they were authorized to execute said instrument and that the seal affixed is the corporate seal of said corporation. Witness my hand and official seal affixed the date and year in this certificate above written. Q, PF1Y TE-&-- /-', '0 lit @Jt44 Tee-- _-_-- • .•z c.,. 1,. ?. = PRINTED: Pli--)Z- = ▪ p c>° ���`��'• v ; ?_ Notary Public in and for th St to of �o `I' �o`` v� . Washington, residing at'/6/1,1-t ',/,,TATEI0 w\o- My commission expires: 1 x:\city of yakima-20009\trailwagons-2003015\2012\request for reconveyance - lot 4 - not full satisfaction of debt - 091212.doc AGREEMENT FOR SATISFACTION OF LOANS PARTIES: LUKEHART - Gary Lukehart and Mary Lukehart, husband and Wife; CBP- Chinook Business Park, LLC, a Washington limited liability company; CITY - The City of Yakima, a Washington municipal corporation. RECITALS: 1.1 In 2003, the City of Yakima, Washington made two loans to TrailWagons, Inc., a Washington corporation, with its principal place of business in Yakima, Washington. The first loan was made in July, 2003 in the amount of $2,395,000 to assist TrailWagons in putting in a new manufacturing line at its Yakima, Washington manufacturing facility. The second loan was made in December, 2003 for $475,000 to pay off bridge loans, acquire vehicle chassis and retool for two new motor home models. The loans were made with funds provided through the HUD Section 108 program. 1.2 TrailWagons, Inc. was owned by Gary Lukehart. The two loans were secured by multiple parcels of real property owned primarily by another business entity owned by Gary Lukehart, Chinook Business Park, LLC, and by the personal guaranty of Gary and Mary Lukehart. 1.3 TrailWagons; Inc. closed its business operations in 2005 and thereafter has had difficulty timely paying its debt obligations on the two City loans. 1.4 Gary Lukehart and Chinook Business Park, LLC have sold certain real property securing the City loans since 2005, ultimately leaving three parcels of real property that continue to secure the City loans. 1.5 The current balance owed by TrailWagons, Inc. on the City loans is approximately $1,455,918.00. The City is holding net proceeds paid by Gary Lukehart to the City of about $138,000 from the prior sale of Chinook Business Park, LLC AGREEMENT FOR LOAN SATISFACTION 1 property. Additionally, the City purchased residential Collateral from Chinook Business Park, LLC using funds from other programs and sale of those parcels at the price paid by the City would provide approximately $300,000.00 of additional funds. Reduction of these amounts from the current payoff balance owed on the two loans leaves a balance of approximately $1,018,000.00 currently due. 1.6 Chinook Business Park, LLC has a pending offer to purchase one of the parcels of real property (commonly referred to as Lot 4 — Tax Parcel 191307-34407) securing the City loans and Gary Lukehart has proposed paying the City $717,520.35 in net proceeds from such sale to apply to the balance of the two loans; and 1.7 Gary Lukehart has further proposed after payment of the funds from the sale of Lot 4 to deliver a quit claim deed in lieu of foreclosure for the two remaining parcels of real property that secure the City loans (Tract A - Parcel 191307-34405 less a small section for placement of a sign commonly known as the "Welcome to Yakima Sign" and the Kern Parcel -Parcel 181315-43013) in full satisfaction of the two loans. The assessed value of Tract A is $190,300.00. The assessed value of the Kern Parcel is $86,500.00; and, 1.8 Gary Lukehart has agreed to undertake all work and cost attendant in obtaining a short subdivision of Tract A necessary to segregate a section for placement of the Welcome to Yakima Sign by no later than December 31, 2012. 1.9 The personal financial statement of Gary Lukehart dated May 2010 does not show significant value in non-exempt assets. 1.10 The parties wish to document their agreement for the satisfaction of the two loans and debt evidenced thereby owed by TrailWagons, Inc. and Lukehart to the City on the terms and conditions set forth below. AGREEMENT: NOW, THEREFORE, in consideration of the foregoing Recitals, the mutual covenants and agreements hereinafter set forth and other valuable consideration, AGREEMENT FOR LOAN SATISFACTION 2 the receipt and sufficiency of which is hereby acknowledged, the parties hereby agree as follows: 1. Recitals. The Recitals set forth above are hereby incorporated into and made a part of this Agreement, and are true and correct as of the date of execution of this Agreement. 2. Acknowledgement of Indebtedness - Warrantees. TrailWagons, Inc. and Lukehart hereby admit and acknowledge that they are indebted to the City as stated in Recital 1.5, above, and that there are no claims, offsets or counterclaims in favor of them, any of their business entities or the community which would reduce that amount. Gary Lukehart and Mary Lukehart specifically warrant and represent to the City that their personal financial statement of May 2010.fully and properly represents their current financial condition and there has been no significant change in their financial condition that would allow the City of Yakima to recover significantly greater recovery under their Personal Guarantee to the City of Yakima. 3. Satisfaction of Debt. By this Agreement, the parties agree as follows: 3.1 The City will agree to execute and deliver to the title company of Lukehart's choosing a Request for Reconveyance of the City Deed of Trust encumbering Lot 4 — Tax Parcel 191307-34407 in exchange for delivery to the City of funds from the sale of Lot 4 in the net amount of $717,520.35, provided that the City Request for Reconveyance shall state that the debt owed by TrailWagons, Inc. AGREEMENT FOR LOAN SATISFACTION 3 and Lukehart is only partially satisfied and that the Promissory Notes evidencing the debt shall not be delivered to TrailWagons, Inc. and Lukehart; 3.2 Gary Lukehart and Chinook Business Park, LLC agree that they will deliver to the City of Yakima a quit claim deed in lieu of foreclosure covering the Kern Parcel -Parcel 181315-43013 no later than September 30, 2012; 3.3 Gary Lukehart and Chinook Business Park, LLC agree that they will deliver to the City of Yakima a quit claim deed in lieu of foreclosure covering the Tract A property - Parcel 191307-34405, less as small a section of Tract A as is legally necessary for placement of the sign commonly known as the "Welcome to Yakima Sign" on such segregated area of Tract A. Gary Lukehart agrees to obtain final approval for the segregation from the appropriate governmental agencies involved no later than December 31, 2012. Gary Lukehart further agrees to undertake all work and pay all costs and fees attendant in obtaining a short subdivision of Tract A and further agrees that the segregation shall not detrimentally affect the use or zoning of the remainder of the Tract A parcel as legally allowed as of the date hereof. In the event final approval for the segregation is not obtained from all interested parties by December 31, 2012, Chinook Business Park, LLC agrees that it shall promptly deliver a quit claim deed in lieu of foreclosure to the City for the whole of Tract A. 3.4 Upon delivery by Gary Lukehart and Chinook Business Park, LLC of the quit claim deed in lieu of foreclosure covering the restructured Tract A property - Parcel 191307-34405 and completion of all other duties and obligations of Gary Lukehart, Chinook Business Park, LLC and TrailWagons, Inc. hereunder the City of Yakima will declare that the two loans owed by TrailWagons, Inc. to the City of Yakima are satisfied and the City of Yakima will cancel the debt obligations AGREEMENT FOR LOAN SATISFACTION 4 owed thereunder and deliver to Gary Lukehart, Chinook Business Park, LLC and TrailWagons, Inc. such original documents that evidence the loans upon receipt of the original documents from the United States Department of Housing and Urban Development (HUD) after full and final payment of the underlying obligations to HUD. 4. Severability. In case any one or more of the provisions contained in this Agreement should be declared invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining provisions contained herein shall not in any way be effected or impaired thereby. 5. Modifications. No modification, amendment, waiver or change of this Agreement, or any terms hereof, shall be valid unless the same is in writing and signed by the party against which the enforcement of such modification, waiver, amendment, discharge or change is sought. 6. Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors, assigns, and legal representatives. 7. Notices. All notices to be given under the terms of this Agreement shall be in writing and shall be served by certified or registered mail or by personal service. Notices served by mail shall be deemed to have been given on the third (3) day following deposit in the U.S. Mail as certified or registered mail, return receipt requested, postage paid, to the appropriate party at its address set forth below or to AGREEMENT FOR LOAN SATISFACTION 5 • such other address as may be designated in a written notice sent to the other party in accordance with this section: City of Yakima 129 N. 2nd Street Yakima, Washington 98901 Attn: City Manager Lukehart / Chinook Business Park, LLC / TrailWagons, Inc. 137 North Fair Avenue Yakima, Washington 98901 8. Lukehart and Chinook Business Park, LLC, TrailWagons, Inc. Release. GARY LUKEHART, MARY LUKEHART, CHINOOK BUSINESS PARK, LLC AND TRAILWAGONS, INC., FOR THEMSELVES AND THEIR LEGAL REPRESENTATIVES, SUCCESSORS AND ASSIGNS, HEREBY UNCONDITIONALLY RELEASE, WAIVE, AND FOREVER DISCHARGE THE CITY OF YAKIMA AND ITS EMPLOYEES, AGENTS, SUCCESSORS, LEGAL REPRESENTATIVES AND ASSIGNS, OF AND FROM ALL CLAIMS, DEMANDS, CAUSES OF ACTION AND DAMAGES WHATSOEVER, IN LAW OR IN EQUITY, INCLUDING ANY DEFENSES WHICH ANY OF THEM NOW HAVE OR WHICH THEY MAY SUBSEQUENTLY HAVE AGAINST THE CITY OF YAKIMA, ARISING OUT OF OR CONNECTED WITH, DIRECTLY OR INDIRECTLY, THE LENDING TRANSACTIONS AND RELATED DEALINGS WHICH HAVE TRANSPIRED BETWEEN THE CITY OF YAKIMA AND GARY LUKEHART, MARY LUKEHART, CHINOOK BUSINESS PARK, LLC AND TRAILWAGONS, INC., OR ANY OF THEM, PRIOR TO OR AS OF THE DATE OF THIS AGREEMENT. 9. Attorney Fees; Expenses. In the event of any action to enforce the terms of this Agreement, the breaching party shall pay to the non -breaching. party all costs of enforcement including all reasonable attorney fees and related costs, whether or not a suit is filed, an appeal is sought or the matter is referred to arbitration. AGREEMENT FOR LOAN SATISFACTION 6 10. Governing Law. All acts and transactions hereunder and the rights and obligations of the parties hereto shall be governed, construed and interpreted in accordance with the laws of the state of Washington. Venue for any action shall be in Yakima County, Washington. 11. Headings. The paragraph headings appearing in this Agreement have been inserted for the purpose of convenience and ready reference. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the paragraphs to which they appertain. 12. Construction. A. Unless the context of this Agreement clearly requires otherwise, the plural includes the singular, the singular includes the plural, the part includes the whole, "including" is not limiting, and "or" has the inclusive meaning of the phrase "and/or." The words "hereof," "herein," "hereby," "hereunder," and other similar terms in this Modification and Restatement refer to this Agreement as a whole and not exclusively to any particular provision of this Agreement. B. Neither this Agreement nor any uncertainty or ambiguity herein shall be construed or resolved against any of the parties, whether under any rule of construction or otherwise.,, On the contrary, this Agreement has been reviewed by each of the parties and its legal counsel and shall be construed and interpreted according to the ordinary meaning of the words used so as to accomplish the purposes and intentions of all parties hereto fairly. AGREEMENT FOR LOAN SATISFACTION 7 13. Statute of Frauds Disclosure. ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW. DATED this � day of CITY OF YAKIMA Tony O'Roi/rke, City Manager TRAIL WAGONS, INC., a Washington corporation hart, resident CHINOOK BUSINESS PARK, LLC, a Was d n:k on limited liabi =f omp_ ny: /A o. Title: uke art , 2012. A\ 4 Pi I Gare► kehart x:\city of yakima-20009\trailwagons-2003015\2012\agreement for satisfaction of loans - 082112 - city final.doc CITY CONTRAC r NO: (Z-ao14)-- 1t S� RESOLUTION NO: AGREEMENT FOR LOAN SATISFACTION 8 DEED IN LIEU OF FORECLOSURE CERTIFICATE GARY D. LUKEHART AND MARY LUKEHART, husband and wife ("Lukeharts") represents and warrants to THE CITY OF YAKIMA, a Washington municipal corporation ("Lender") and their respective successors and assigns, as follows: 1. The Lukeharts and Lender are parties to a certain Agreement for Satisfaction of Loans dated September 5, 2012 ("Agreement"). Unless otherwise defined in this Certificate, all capitalized terms shall have the meanings ascribed to them in the Agreement. 2. The Lukeharts executed and delivered, or is contemporaneously with its execution and delivery hereof, executing, a certain Quit Claim Deed In Lieu of Foreclosure (the "Deed"), conveying the Property to Buyer. 3. The Deed was executed and delivered pursuant to the Agreement. 4. The Deed was intended to be and is an absolute conveyance of title to the real estate legally described in the Deed (the "Property") to Lender in effect as well as in form; the Deed was not and is not intended to serve or operate as a mortgage, deed to secure debt, security agreement, trust conveyance, deed of trust, lien, security interest, or security of any kind; Lukehart, by virtue of the Deed, the Agreement, waived, relinquished, and gave up any and all right, title, and interest, legal, equitable, or other wise in the Property; the consideration for the Deed was and is for the benefit of the Lukeharts and consists of Lender's execution and delivery of the Agreement. 5. The Deed was executed and delivered as the result of the Lukeharts' request and was the free and voluntary act of the Lukeharts; the Lukeharts have no creditors whose rights would be prejudiced by the Deed; the Lukeharts execution and delivery of the Agreement is not the result of duress or undue influence, intimidation, misapprehension, bad faith, unconscionable conduct, overreaching conduct, or misrepresentation by Lender, or any agent, attorney, or any other representative of Lender; the Lukeharts has been represented by legal counsel of its own choosing throughout the transactions contemplated or referenced in the Agreement. 6. Except as disclosed below, no work, labor, or materials have been supplied to the Property upon which anyone could base a mechanics' lien, equitable lien, or any other type of lien against the Property which has not been fully paid for. 7. Lender has not taken advantage of the Lukeharts by threats, duress, intimidation, overreaching conduct, unconscionable conduct, bad faith, or otherwise, and the Lukeharts, by executing and delivering the Agreement or the Deed, acted freely and voluntarily, and not under coercion or duress; the Lukeharts are proceeding with the transaction contemplated by the Agreement as a volunteer pursuant to what it perceives to be in its own best interest. The Lukeharts understand that the transactions contemplated by the Agreement may have adverse tax consequences and has consulted with such tax, legal, and accounting advisors with respect to such consequences as it has deemed advisable. 8. After consummation of the transaction contemplated by the Agreement, the assets of the Lukeharts at fair value will equal or exceed the sum of its debts. The value of the Property does not equal or exceed the indebtedness owed to Lender. 9. This Certificate is made to induce Lender to accept the Deed, is made for the protection and benefit of Lender and their successors, grantees, and assigns, any title insurers who may now or hereafter insure Lender's respective interests in the Property, and all other parties hereafter dealing with or who may acquire any interest in the Property, all of whom may rely on this Certificate. 10. The undersigned will cause its officers, directors, shareholders, employees, and agents to testify, declare, depose or certify before any competent tribunal, officer, or person, in any case now pending or that may hereafter be constituted, to the truth and accuracy of the particular facts set forth above, 11. All representations and warranties made in this Certificate shall be deemed remade on and as of the Closing Date and shall survive said Closing Date. Dated this a-€3 day of x:\city of yakima-20009\trailwagons-2003015\2012\deed in lieu of foreclosure certificate - lukehart.doc DEED IN LIEU OF FORECLOSURE CERTIFICATE CHINOOK BUSINESS PARK, LLC ("Chinook") represents and warrants to THE CITY OF YAKIMA, a Washington municipal corporation ("Lender") and their respective successors and assigns, as follows: 1. Chinook and Lender are parties to a certain Agreement for Satisfaction of Loans dated September 5, 2012 ("Agreement"). Unless otherwise defined in this Certificate, all capitalized terms shall have the meanings ascribed to them in the Agreement. 2. Chinook executed and delivered, or is contemporaneously with its execution and delivery hereof, executing, a certain Quit Claim Deed In Lieu of Foreclosure (the "Deed") relating to that certain Deed of Trust recorded under Yakima County Auditor's File Number 7351305, conveying a portion of the property described in said Deed of Trust to Lender. 3. The Deed was executed and delivered pursuant to the Agreement. 4. The Deed was intended to be and is an absolute conveyance of title to the real estate legally described in the Deed (the "Property") to Lender in effect as well as in form; the Deed was not and is not intended to serve or operate as a mortgage, deed to secure debt, security agreement, trust conveyance, deed of trust, lien, security interest, or security of any kind; Chinook, by virtue of the Deed, the Agreement, waived, relinquished, and gave up any and all right, title, and interest, legal, equitable, or other wise in the Property; the consideration for the Deed was and is for the benefit of Chinook and consists of Lender's execution and delivery of the Agreement. 5. The Deed was executed and delivered as the result of the Chinook's request and was the free and voluntary act of Chinook; Chinook has no creditors whose rights would be prejudiced by the Deed; Chinook's execution and delivery of the Agreement is not the result of duress or undue influence, intimidation, misapprehension, bad faith, unconscionable conduct, overreaching conduct, or misrepresentation by Lender, or any agent, attorney, or any other representative of Lender; Chinook has been represented by legal counsel of its own choosing throughout the transactions contemplated or referenced in the Agreement. 6. Except as disclosed below, no work, labor, or materials have been supplied to the Property upon which anyone could base a mechanics' lien, equitable lien, or any other type of lien against the Property which has not been fully paid for. 7. Lender has not taken advantage of Chinook by threats, duress, intimidation, overreaching conduct, unconscionable conduct, bad faith, or .. 4 otherwise, and Chinook, by executing and delivering the Agreement or the Deed, acted freely and voluntarily, and not under coercion or duress; Chinook is proceeding with the transaction contemplated by the Agreement as a volunteer pursuant to what it perceives to be in its own best interest. Chinook understands that the transactions contemplated by the Agreement may have adverse tax consequences and has consulted with such tax, legal, and accounting advisors with respect to such consequences as it has deemed advisable. 8. After consummation of the transaction contemplated by the Agreement, the assets of Chinook at fair value will equal or exceed the sum of its debts. The value of the Property does not equal or exceed the indebtedness owed to Lender. 9. This Certificate is made to induce Lender to accept the Deed, is made for the protection and benefit of Lender and their successors, grantees, and assigns, any title insurers who may now or hereafter insure Lender's respective interests in the Property, and all other parties hereafter dealing with or who may acquire any interest in the Property, all of whom may rely on this Certificate. 10. The undersigned will cause its managers, members, employees, and agents to testify, declare, depose or certify before any competent tribunal, officer, or person, in any case now pending or that may hereafter be constituted, to the truth and accuracy of the particular facts set forth above, 11. All representations and warranties made in this Certificate shall be deemed remade on and as of the date hereof and shall survive the execution of this Certificate. Dated this 2-0 day of August, 2013. Chinook Business Park, LLC: By: Title: //4 x:\city of yakima-20009\trailwagons-2003015\2013\deed in lieu of foreclosure certificate - chinook - 0 13.doc DEED IN LIEU OF FORECLOSURE CERTIFICATE CHINOOK BUSINESS PARK, LLC ("Chinook") represents and warrants to THE CITY OF YAKIMA, a Washington municipal corporation ("Lender") and their respective successors and assigns, as follows: 1. Chinook and Lender are parties to a certain Agreement for Satisfaction of Loans dated September 5, 2012 ("Agreement"). Unless otherwise defined in this Certificate, all capitalized terms shall have the meanings ascribed to them in the Agreement. 2. Chinook executed and delivered, or is contemporaneously with its execution and delivery hereof, executing, a certain Quit Claim Deed In Lieu of Foreclosure (the "Deed") relating to that certain Deed of Trust recorded under Yakima County Auditor's File Number 7351305, conveying a portion of the property described in said Deed of Trust to Lender. 3. The Deed was executed and delivered pursuant to the Agreement. 4. The Deed was intended to be and is an absolute conveyance of title to the real estate legally described in the Deed (the "Property") to Lender in effect as well as in form; the Deed was not and is not intended to serve or operate as a mortgage, deed to secure debt, security agreement, trust conveyance, deed of trust, lien, security interest, or security of any kind; Chinook, by virtue of the Deed, the Agreement, waived, relinquished, and gave up any and all right, title, and interest, legal, equitable, or other wise in the Property; the consideration for the Deed was and is for the benefit of Chinook and consists of Lender's execution and delivery of the Agreement. 5. The Deed was executed and delivered as the result of the Chinook's request and was the free and voluntary act of Chinook; Chinook has no creditors whose rights would be prejudiced by the Deed; Chinook's execution and delivery of the Agreement is not the result of duress or undue influence, intimidation, misapprehension, bad faith, unconscionable conduct, overreaching conduct, or misrepresentation by Lender, or any agent, attorney, or any other representative of Lender; Chinook has been represented by legal counsel of its own choosing throughout the transactions contemplated or referenced in the Agreement. 6. Except as disclosed below, no work, labor, or materials have been supplied to the Property upon which anyone could base a mechanics' lien, equitable lien, or any other type of lien against the Property which has not been fully paid for. 7. Lender has not taken advantage of Chinook by threats, duress, intimidation, overreaching conduct, unconscionable conduct, bad faith, or otherwise, and Chinook, by executing and delivering the Agreement or the Deed, acted freely and voluntarily, and not under coercion or duress; Chinook is proceeding with the transaction contemplated by the Agreement as a volunteer pursuant to what it perceives to be in its own best interest. Chinook understands that the transactions contemplated by the Agreement may have adverse tax consequences and has consulted with such tax, legal, and accounting advisors with respect to such consequences as it has deemed advisable. 8. After consummation of the transaction contemplated by the Agreement, the assets of Chinook at fair value will equal or exceed the sum of its debts. The value of the Property does not equal or exceed the indebtedness owed to Lender. 9. This Certificate is made to induce Lender to accept the Deed, is made for the protection and benefit of Lender and their successors, grantees, and assigns, any title insurers who may now or hereafter insure Lender's respective interests in the Property, and all other parties hereafter dealing with or who may acquire any interest in the Property, all of whom may rely on this Certificate. 10. The undersigned will cause its managers, members, employees, and agents to testify, declare, depose or certify before any competent tribunal, officer, or person, in any case now pending or that may hereafter be constituted, to the truth and accuracy of the particular facts set forth above, 11. All representations and warranties made in this Certificate shall be deemed remade on and as of the date hereof and shall survive the execution of this Certificate. Dated this 2-0 day of August, 2013. Chinook Business Park, LLC: Title:4 "( x:\city of yakima-20009\trailwagons-2003015\2013\deed in lieu of foreclosure certificate - chinook - 09 13.doc DEED IN LIEU OF FORECLOSURE CERTIFICATE GARY D. LUKEHART AND MARY LUKEHART, husband and wife ("Lukeharts") represents and warrants to THE CITY OF YAKIMA, a Washington municipal corporation ("Lender") and their respective successors and assigns, as follows: 1. The Lukeharts and Lender are parties to a certain Agreement for Satisfaction of Loans dated September 5, 2012 ("Agreement"). Unless otherwise defined in this Certificate, all capitalized terms shall have the meanings ascribed to them in the Agreement. 2. The Lukeharts executed and delivered, or is contemporaneously with its execution and delivery hereof, executing, a certain Quit Claim Deed In Lieu of Foreclosure (the "Deed"), conveying the Property to Buyer. 3. The Deed was executed and delivered pursuant to the Agreement. 4. The Deed was intended to be and is an absolute conveyance of title to the real estate legally described in the Deed (the "Property") to Lender in effect as well as in form; the Deed was not and is not intended to serve or operate as a mortgage, deed to secure debt, security agreement, trust conveyance, deed of trust, lien, security interest, or security of any kind; Lukehart, by virtue of the Deed, the Agreement, waived, relinquished, and gave up any and all right, title, and interest, legal, equitable, or other wise in the Property; the consideration for the Deed was and is for the benefit of the Lukeharts and consists of Lender's execution and delivery of the Agreement. 5. The Deed was executed and delivered as the result of the Lukeharts' request and was the free and voluntary act of the Lukeharts; the Lukeharts have no creditors whose rights would be prejudiced by the Deed; the Lukeharts execution and delivery of the Agreement is not the result of duress or undue influence, intimidation, misapprehension, bad faith, unconscionable conduct, overreaching conduct, or misrepresentation by Lender, or any agent, attorney, or any other representative of Lender; the Lukeharts has been represented by legal counsel of its own choosing throughout the transactions contemplated or referenced in the Agreement. 6. Except as disclosed below, no work, labor, or materials have been supplied to the Property upon which anyone could base a mechanics' lien, equitable lien, or any other type of lien against the Property which has not been fully paid for. 7. Lender has not taken advantage of the Lukeharts by threats, duress, intimidation, overreaching conduct, unconscionable conduct, bad faith, or otherwise, and the Lukeharts, by executing and delivering the Agreement or the Deed, acted freely and voluntarily, and not under coercion or duress; the Lukeharts are proceeding with the transaction contemplated by the Agreement as a volunteer pursuant to what it perceives to be in its own best interest. The Lukeharts understand that the transactions contemplated by the Agreement may have adverse tax consequences and has consulted with such tax, legal, and accounting advisors with respect to such consequences as it has deemed advisable. 8. After consummation of the transaction contemplated by the Agreement, the assets of the Lukeharts at fair value will equal or exceed the sum of its debts. The value of the Property does not equal or exceed the indebtedness owed to Lender. 9. This Certificate is made to induce Lender to accept the Deed, is made for the protection and benefit of Lender and their successors, grantees, and assigns, any title insurers who may now or hereafter insure Lender's respective interests in the Property, and all other parties hereafter dealing with or who may acquire any interest in the Property, all of whom may rely on this Certificate. 10. The undersigned will cause its officers, directors, shareholders, employees, and agents to testify, declare, depose or certify before any competent tribunal, officer, or person, in any case now pending or that may hereafter be constituted, to the truth and accuracy of the particular facts set forth above, 11. All representations and warranties made in this Certificate shall be deemed remade on and as of the Closing Date and shall survive said Closing Date. Dated this ?@J day of , 2013. 4(0/ I (61te-h-_i-- ary Luke4hart kry Lukehart x:\city of yakima-20009\trailwagons-2003015\2012\deed in lieu of foreclosure certificate - lukehart.doc