Loading...
HomeMy WebLinkAbout1991-3359 Elderly Homeownership Program ORDINANCE NO. AN ORDINANCE OF THE COUNCIL OF THE CITY OF 4110 YAKIMA, WASHINGTON, AUTHORIZING THE PURCHASE OF AN APARTMENT BUILDING IN THE CITY FOR THE PURPOSE OF HISTORIC PRESERVATION TO BE USED FOR THE DEVELOPMENT OF A PROGRAM FOR OWNERSHIP OF SUCH APARTMENTS BY IOW- INCOME ELDERLY OR HANDICAPPED RESIDENTS AND ESTABLISHING THE ELDERLY HOMEOWNERSHIP PROGRAM. WHEREAS, RCW 35.21.395 authorizes cities to purchase, maintain and manage property for the purpose of historic preservation and to enter into contracts and issue obligations for such purpose; and WHEREAS, the Council of the City of Yakima (the "Council ") heretofore has adopted the Yakima Downtown Futures Plan: 1990 - 2000, which emphasized the goal of historic preservation; and WHEREAS, the Council hereby finds that purchase and operation by the City of the apartment building located at 27 South Fourth Street in the City ( "Chestnut Manor" or the "Property ") is necessary to further the goal of historic preservation; and j WHEREAS, the Council hereby finds that there is a need for affordable housing for low - income residents, particularly the elderly and handicapped, in the City, and an even greater need for • home ownership opportunities for such persons; and WHEREAS, the City has received an award of $325,000 from the Housing Trust Fund of the State of Washington (the "State ") to be used in furtherance the City's program of homeownership for the elderly and handicapped; and WHEREAS, the City of Yakima (the "City ") is a city of the first class of the State of Washington; and WHEREAS, RCW 35.23.440(20) and RCW 35.22.580 together authorize first class cities to mortgage property; and WHEREAS, the present owner has offered to sell Chestnut Manor to the City at a price of not to exceed $690,000, upon an initial payment of $325,000 and assumption of an existing note secured by a deed of trust on the Property; NOW, THEREFORE, BE IT ORDAINED BY THE CITY OF YAKIMA, AS FOLLOWS: Section 1. Findings. 1. (a) The Council hereby finds and determines that: T. (1) Chestnut Manor was constructed in 1905 as a livery ,~ and since has been used as an apartment building, and is one of the few ew survivin structures in the City dating from the early 1900s; (2) by letter of November 15, 1990, the State Office of Archaeology and Historic Preservation encouraged the protection and preservation of Chestnut Manor; and (3) preservation of Chestnut Manor as a historic structure is a goal of the City. (b) The Council further finds and determines that: (1) there is a need for decent, safe and affordable housing in the City for low- income residents; (2) there is a need for affordable home ownership opportunities in the City for low- income elderly or handicapped residents, and creation of such opportunities is a goal of the City; and 0 1 (3) Chestnut Manor is a property suitable for implementation of a homeownership program for low - income elderly or handicapped residents, and such program will preserve Chestnut Manor as a historic structure. Section 2. Authorization of Purchase. The purchase of Chestnut Manor by the City at a price of not to exceed $690,000 and application of the $325,000 Housing Trust Fund award to such purchase price is hereby authorized. Execution by the appropriate City official(s) of an Assumption Agreement, substantially in the form attached hereto as Exhibit A and by this reference incorporated herein, also is authorized. The note to be so assumed by the City (the "Note ") shall have an outstanding principal -2- k: \asr\25T39- 83.001 \29nchesnut.11I s balance of not to exceed $365,000, bear interest at a rate of 10.75% per annum and mature on October 1, 1992. Under the Note, I principal and interest are payable in monthly installments of $3,640.61, commencing July 1, 1991, with the remaining unpaid principal balance due at maturity, or earlier prepayment. Under the Real Estate Purchase and Sale Agreement, a form of which is attached hereto as Exhibit B, the seller will agree to pay in full, on or before the date of acquisition of the Property by the City, seller's debt obligations to the Department of Community and Economic Development of the City. The appropriate City official(s) is hereby authorized to execute the Real Estate Purchase and Sale Agreement substantially in the form attached hereto as Exhibit B. Section 3. The Program. In order to conserve the supply of decent, safe, sanitary and affordable housing for low - income • residents of the City, particularly low- income elderly' or 4 handicapped residents, the City hereby establishes the Elderly Homeownership Program. The Office is hereby directed to operate, manage and, when the Office deems appropriate, to sell Chestnut Manor in furtherance of the goals of the Elderly Homeownership Program and of historic preservation. Chestnut Manor shall be sold at a price of not less than the City's then outstanding balance on the Property on terms to be determined by the Office; provided, that Chestnut Manor shall be sold only to a purchaser or purchasers who are low- income elderly or handicapped residents, or an organization composed of such persons, and who covenant (a) that they will preserve the Property as an historic structure, in full ( compliance with all applicable federal, state and local laws, 41/ -3- k:\ ear \25739- 53.001\29nchesnut.11l regulations, rules and guidelines applicable to historic structure, (b) that they will not reconvey the Property without the consent 01V of the City, which consent shall be conditioned on its finding that such reconveyance is in the best interests of the City and its inhabitants and which may be conditioned on the seller's payment to the City of all or a portion of the total amount of money that the City then has paid for the acquisition, maintenance and improvement of the Property (including the Housing Trust Fund award of $325,000) less the total of all payments for rental of apartments then received by the City, and (c) that all apartments in Chestnut Manor will be owned and occupied by low- income elderly or handicapped residents at all times prior to such reconveyance, if any. Section 4. Authorization to Officials and Agents: Ratification of Prior Actions. The appropriate City officials, 410 agents and representatives are hereby authorized and directed to execute the Real Estate Purchase and Sale Agreement and the Assumption Agreement, substantially in the form attached hereto, and to do everything necessary for the prompt acquisition of Chestnut Manor and for the implementation of the Elderly Homeownership Program, as provided in this ordinance. All actions heretofore taken by the City's officials, agents and representatives in connection with the purchase of Chestnut Manor and the development of the Elderly Homeownership Program are hereby ratified, approved and confirmed. 40 -4- k: \,sr\25739 -83.00t \29nehesrxit. t i t r S Section 5. Xffective Date. This ordinance shall be in full 411 force and effect from and after thirty (30) days after the date of its publication, adoption and approval as required by law. ADOPTED by the City Council of the City of Yakima, Washington, at a regular meeting thereof held this 14th day of May, 1991. CITY OF YAKIMA, WASHINGTON N(54..-0--ell - Mayor ATTEST: )d ek City Clerk t • Publication Date 5'17' ) Effective Date 6 /i 6 Iq I 0 — k:\ asrk25739- 83.001\29nchesnut.11l CLERK'S CERTIFICATE I, the undersigned, the duly chosen, qualified and acting Clerk of the City of Yakima, Washington (the "City "), and keeper of the records of the City Council of Yakima (the "Council "), DO HEREBY CERTIFY: 1. That the attached ordinance is a true and correct copy of Ordinance No. 33 S3 of the Council (herein called the "Ordinance "), as finally adopted at a regular meeting of the Council held on the 14th day of May, 1991, and duly recorded in the offices of the City. 2. That said meeting was a regular meeting duly convened and held in all respects in accordance with law, and, to the extent required by law, due and proper notice of such meeting was given; /- that a quorum was present throughout the meeting and a legally ( sufficient number of the members of the Council voted in the proper 110 manner for the adoption of the Ordinance; that all other requirements and proceedings incident to the proper adoption of the Ordinance have been duly fulfilled, carried out and otherwise observed; and that I am authorized to execute this certificate. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the City this I ' of May, 1991. lth e- /k2 C )-1-1 L, City Clerk -6- k:\astrA25739-83.001\29nchesnutAil EXHIBIT A FORM OF ASSUMPTION AGREEMENT 411 The following is hereby mutually agreed as between Everett Mutual Savings Bank ( "Lender "), Bert V. Cronin, Jr. and Roxanne R. Cronin ( "Borrower "), and City of Yakima, Washington ( "Borrower's Successor in Interest "). That property commonly known as Chestnut Manor and secured by that certain Deed of Trust dated October 27, 1988 recorded in Yakima County, under Auditors File No. 2844800 ( "Deed of Trust "), has been conveyed to the City of Yakima from Bert V. Cronin, Jr. and Roxanne R. Cronin, with the full knowledge and consent of Everett Mutual Savings Bank. Said Deed of Trust secures a Promissory Note made by Borrower to Lender, dated October 27, 1988, as amended by the Modification Agreement dated January 31, 1991 ( "Note "). The principal balance outstanding after the receipt of the June 1, 1991 payment on the Note is $354,971.22. The Note bears interest at the rate of 10.75% per annum and matures on October 1, 1992. Borrower's Successor in Interest shall make consecutive monthly payments, in the amount of $3,640.61, of principal of and interest on the Note, payable on the first day of each month beginning August 1, 1991, until the outstanding principal balance of the Note is paid in full; provided, that any 0 remaining outstanding principal balance shall be paid on October 1, 1992, unless the Note is sooner prepaid in accordance with its terms. EVERETT MUTUAL SAVINGS BANK has waived its option to accelerate upon the conveyance described herein, as provided in paragraph 19 of the Deed of Trust, and releases BERT V. CRONIN, JR. and ROXANNE R. CRONIN, from all obligations as stipulated in the Deed of Trust and the Note. DATED this day of , 1991. EVERETT MUTUAL SAVINGS BANK CITY OF YAKIMA By By Its Its BERT V. CRONIN ROXANNE R. CRONIN EXHIBIT B REAL ESTATE PURCHASE AND SALE AGREEMENT This Real Estate Purchase and Sale Agreement (the "Agreement ") is made and entered into as of the 20th day of May, 1991 between the City of Yakima, Washington (the "Buyer ") and Bert V. Cronin and Roxanne R. Cronin, husband and wife (the "Seller "). WHEREAS, Seller is the owner of certain property located in Yakima County, State of Washington, located at 27 South 4th Street, Yakima, Washington and legally described as lots 18, 19, 20 and 21, Block 91, Town of North Yakima, now Yakima, Washington, according to the official plat thereof, recorded in Volume "A" of Plats, Page 10 and rerecorded in Volume "E" of Plats, Page 1, records of Yakima County, Washington (the "Land "); and WHEREAS, Buyer wishes to purchase from Seller and Seller wishes to sell to Buyer, upon the terms and conditions set forth herein the Property defined in Section 1 hereof. NOW THEREFORE, in consideration of the terms and conditions of this Agreement, Buyer and Seller do hereby agree as follows: 1. Property Description Seller shall sell and convey to IP Buyer, and Buyer shall purchase and acquire from Seller, upon and 010 subject to the terms and conditions set forth in this Agreement, the Land, together with all the buildings, easements, appurtenances, rights, privileges and improvements thereunto belonging or appurtenant to the Land; all personal property located on or used in connection with the Land including, but not limited to linoleum, window screens, screen doors, plumbing and light fixtures (except floor, standing and sway lamps), attached television antennas, attached carpeting, stoves and refrigerators in apartments; shades, Venetian blinds, curtain rods, all attached bathroom fixtures, awnings, ventilating, heating and cooling systems, attached irrigation equipment, if any, and washing machines and dryers for common use by tenants; all trees, shrubbery and plants now in or on the Land; all right, title and interests of Seller in and to all alleys, strips, or gores of land, if any, lying adjacent to the Land; all rights, titles and interest of Seller in and to all leases, rights -of -way, rights of ingress or egress or other interests in, on, or to, any land, highway, street, road, or avenue, open or proposed, in, on, or across, in front of, abutting or adjoining the Land; all rights, titles and interests of seller, if any, in and to any - unpaid awards for damage thereto by reason of a change of grade of any such highway, street, road, avenue; all rights, titles and interests of Seller in and to any reversionary rights attributable to the Land, if any; all right, title, and interest of Seller in and to all sewage treatment capacity and water capacity, if any, which serve the Land; all insurance proceeds payable by reason of fire or other casualty occurring on or with respect to the Property after the date of this Agreement; and all permits, certificates, approvals and licenses with respect to the Land, the buildings and other improvements situated thereon and appurtenances belonging thereto, including, but not limited to, certificates of occupancy and conditional use and other permits (all of the foregoing being hereinafter referred to collectively as the "Property "). 2. Purchase Price. The total purchase price to be paid by Buyer to Seller is SIX HUNDRED SEVENTY -NINE THOUSAND NINE HUNDRED SEVENTY -ONE DOLLARS AND TWENTY -TWO CENTS ($679,971.22), payable as follows: Buyer shall deposit with Fidelity Title Company (the "Escrow Agent "), upon notification therefrom, $325,000, and at Closing (as defined in Section 5 hereof) shall assume the outstanding indebtedness of Seller to Everett Mutual Savings Bank (the "Bank ") in the principal amount of $354,971.22, by executing an Assumption Agreement in the form attached hereto as Exhibit. A. 44 3. Conditions to Buyer's Obligations. (a) At Closing, Seller shall cause an Owner's Extended Title Insurance Policy, ALTA Form 1970 -B (the " Title Policy ") issued by Fidelity Title Company (the "Title Company ") to be furnished to Buyer. The Title Policy shall be issued in the amount of the total Purchase Price and shall insure fee simple, indefeasible title to the Property in Buyer, subject only to the Permitted Exceptions shown in Exhibit B attached hereto. The Title Policy shall contain an endorsement that the Property abuts a public road without gaps or overlaps (CLTA 103.7). In addition, Seller will warrant that it has no knowledge of any utility or other easements not recorded. Seller's failure to obtain such Title Policy and deliver same to Buyer shall be treated as a failure of title which Buyer may waive, or Buyer may rescind the transaction. (b) Notwithstanding any other provision of this Agreement, between the date hereof and Closing, no portion of the Property shall be destroyed or materially damaged by fire or other casualty; provided, that the Seller shall immediately notify Buyer of any such damage or casualty and, provided further, that Buyer in its sole discretion, may elect to purchase the Property despite such damage or casualty. If Buyer so elects, this Agreement shall continue in effect, the Purchase 401" Price shall be reduced by the amount of loss or damage occasioned -2- ASR281 91/05/06 by such casualty not covered by insurance, and Seller shall, 11111 prior to Closing, assign to Buyer, by an assignment agreement in form and substance satisfactory to Buyer, its entire right, title and interest in and to all insurance claims and proceeds to which Seller may be entitled in connection with such casualty. Buyer shall have the right at all times to participate in all negotiations and other dealings with the insurance carrier providing such coverage and to approve or disapprove any proposed settlement in respect to such matter. 4. Seller's Representations and Warranties. Seller hereby makes the following representations and warranties, which representations and warranties also shall be deemed made by Seller to Buyer as of Closing and which shall survive the Closing: (a) Parties in Possession. There are no parties or trespassers in possession or which have a right to possess all or any portion of the Property, and there are no leases or licenses affecting the Property, other than for occupancy of individual apartments as shown in the schedule in Exhibit C attached hereto, which schedule accurately reflects, as of the date hereof, the rents payable, security deposits paid, and rent prepayments made by all lessees and other persons in possession or having a possessory right with respect to the Property. Seller will, no later than the second day preceding Closing, provide Buyer with all modifications to said Exhibit necessary to accurately reflect such information as of Closing. Seller has given a true, complete and correct copy of all leases with respect to all or any portion of the Property to Buyer. Seller has not collected any rent or other amounts due it from a lessee or other person in possession of (or having a right to possess) all or any portion of the Property more than one (1) month in advance. (b) Compliance. Seller has complied with all applicable laws, ordinances, regulations, statues and rules relating to the Property, and every part thereof, and has not received nor is aware of any notification from any governmental authority having jurisdiction, requiring any work to be done on the Property or advising of any condition (including, without limitation, hazardous wastes) which would render the Property unusable or affect the usability of the Property or any part thereof for the purposes of Buyer. (c) Authority of Seller. Seller has the power and authority to enter into this Agreement, and the signatory hereto is duly authorized to execute and deliver this Agreement and to perform all of Seller's obligations hereunder. The obligations of Seller set forth in this Agreement are valid and binding 4 10 -3- ASR281 91/05/06 • • obligations of Seller, enforceable against Seller in accordance with the provisions of this Agreement. (d) Agreements. Seller shall not enter into any leases, trust deeds, mortgages, restrictions, encumbrances, liens, licenses or other instruments or agreements affecting the Property (each, an "Instrument ") without the prior written consent of the Buyer from and after the date of this Agreement. Seller shall identify in Exhibit E hereof, and provide to Buyer, on the date hereof, each Instrument presently in effect. Buyer shall assume no obligations or liabilities under such Instruments without its explicit written agreement to do so. (e) Sole Legal Owner. Seller is the sole legal fee owner of the Property, and is not holding fee title as a nominee for any other person or entity. No person or entity has any right of first refusal, option to purchase, or other similar right to or interest in the Property. (f) Non - Contravention of Existing Documents. Neither the execution or delivery of this Agreement, nor consummation of the transactions contemplated hereby, nor fulfillment of or compliance with the terms and conditions hereof, contravenes any 4/11 provision of any law, statute, rule or ordinance to which the Seller or the Property is subject, or conflicts with or results in a breach of, or constitutes a default under, any of the terms, conditions, or provisions of any agreement or instrument to which Seller is a party or by which it is bound, or constitutes a default under any of the foregoing and there exists no default in respect of any obligation pertaining to the Property. (g) Mechanics' Liens. No labor, material or services have been furnished in, on or about the Property or any part thereof as a result of which any mechanics', laborer's or materialren's liens or claims might arise. (h) Service Contracts. There exists no employment, union, purchase, service or maintenance contracts or any other contracts, licenses or leases affecting the Property, other than the lease executed by American Meter Machine as lessor and Preferred Property Mgt. as lessee, as more fully described in Permitted Special Exception no. 2 in Exhibit B hereof (the "Service Contract "). Seller has delivered a copy of the Service Contract to Buyer. If the Service Contract is expressly assumed by Buyer, Seller shall indemnify, defend and hold Buyer harmless from any claim made or cause of action brought under the Service Contract, other than such a claim or cause of action arising out of events occurring after Closing with respect to the Service Contract. 40 -4- ASR281 91/05/06 0 (i) Assumption of Liabilities. Buyer, by virtue of the purchase of the Property, will not be required to satisfy any obligation of Seller arising prior to the Closing. (j) Xnsurance. The policies of insurance identified in Exhibit E attached hereto are presently in full force and effect with respect to the Property. Seller shall maintain in force all policies of fire and other casualty and liability insurance maintained as of the date hereof with respect to the Property until the Closing. (k) Defaults. Seller is not in default and there has occurred no uncured event which, with notice, the passage of time or both would be a default, under any contract, transaction, agreement, lease, encumbrance, or instrument pertaining to the Property. (1) Litigation. There is no litigation or threatened litigation which could now or in the future in any way constitute a lien, claim, or obligation of any kind on the Property, affect the use ownership or operation of the Property or otherwise adversely affect the Property. For purposes of this Subsection (1), litigation includes lawsuits, actions, administrative proceedings, governmental investigations and all other proceedings before any tribunal having jurisdiction over the Property. (m) Hazardous Substances. The Property is not in violation of any law, ordinance, rule or regulation relating to the environmental conditions thereon. Moreover, there is no hazardous waste or other substance, including but not limited to, those that would be a hazardous substance or toxic substance, as defined under the federal Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended, 42 U.S.C. Section 9601 et. seq.; Hazardous Materials Transportation Act, 49 U.S.C. Section 1802; and Resource Conservation and Recovery Act, 42 U.S.C. Section 6901 et. seq., and the regulations promulgated thereunder or under any applicable local or state environmental ordinance, statute, law, rule or regulation on or in the vicinity of the Property or on any parcels of land which abut the Property. Further, there are no substances or conditions in or on the Property or any other parcels of land which may affect the Property or use thereof which may support a claim or cause of action under any Federal, state or local environmental statute, regulation, ordinance or other environmental regulatory requirements, and there are no asbestos, PCBs or underground storage tanks located on the Property or which have been removed therefrom. 41 16 -5- ASR281 91/05/06 41) (n) Condition of Property. Seller represents that • (i) at Closing the Property will be connected to public water main, sewer and gas mains, and to public electrical power, (ii) at Closing all electrical wiring, heating, cooling, plumbing systems and appliances will be in normal working order, (iii) the Seller knows of no material structural defects to the Property and (iv) the Seller will maintain the Property in present or better condition from the date hereof until Closing. 5. Closing. (a) Time and Place. With the understanding that time is of the essence for this Agreement and provided that all the contingencies set forth in this Agreement have been previously fulfilled, Closing shall take place at 10:00 a.m. on June 21, 1991 at the office of the Escrow Agent in Yakima, Washington, or as otherwise agreed to by Buyer and Seller. (b) Documents to be Delivered to Buyer. For and in consideration of, and as a condition precedent to, the payment to Seller of any of the Purchase Price, Seller shall obtain and deliver to Buyer at Closing the following documents (all of which shall be duly executed and acknowledged where required and shall survive Closing): (i) Warranty Deed. A statutory warranty deed ( "Deed ") in recordable form and otherwise in form and substance acceptable to Buyer containing the legal description of the Land, in such form as will convey to Buyer a good, marketable and indefeasible title in fee simple absolute to the Property, free and clear of all liens, encumbrances, conditions, easements, assignments, and restrictions, except the Permitted Exceptions shown in Exhibit B. (ii) Assignment of Leases. All original leases of, and licenses with respect to, all or any portion of the Property then in effect and an assignment of same in form and content satisfactory to Buyer, and a notice to each of the lessees and licensees having rights thereunder to the effect that the Property has been transferred to Buyer and directing such lessees and licensees thereafter to remit all rent, license fees and other payments required to be made thereunder directly to Buyer. (iii) Warranty Bill of Sale. All personal property shall be conveyed to Buyer by Bill of Sale and Assignment of Contracts, Warranties and Intangibles in form and content satisfactory to Buyer which shall 4011 -6- ASR281 91/05/06 state that good and marketable title to such personal property is transferred free and clear of all liens and encumbrances. (iv) Service Contract. The original of the Service Contract and assumption agreement with respect thereto, with all required approvals, if any. (v) Title Policy. The Owner's Extended Title Policy referred to in Section 3(b) of this Agreement. (vi) Assumption Agreement. Assumption Agreement executed by Seller and the Bank in the form attached hereto as Exhibit A. (c) Disbursement of Proceeds. At Closing, the Escrow Agent shall disburse the $325,000 received from Buyer as follows: (i) to Everett Mutual Savings Bank, the amount, if any, necessary to reduce the outstanding principal amount of Seller's indebtedness to the Bank to $354,971.22 and to pay all interest owing thereon to July 1, 1991. (ii) to the City of Yakima, Department of Community and Economic Development, $71,746.56 as payment in full of the loan to Seller in the original principal amount of $68,281; (iii) to the City of Yakima, Department of Community and Economic Development, $51,311.95 as payment in full of the loan to Seller in the original principal amount of $80,000; (iv) to an escrow account of the Escrow Agent, $1,000, to be drawn within 90 days following Closing by the Office of Housing and Neighborhood Conservation ("Office of Housing "), a division of the City of Yakima, to be used for environmental clean -up of the Property, provided, that any portion of said $1,000 not so drawn shall be delivered to Seller; and (v) to the City of Yakima, Department of Community and Economic Development the total amount of security deposits and accrued interest thereon (the "Deposits "), held by Seller in respect of the Property, as shown in Exhibit C hereof, as such Exhibit shall be modified as necessary to reflect the total amount of the Deposits held by Seller at Closing. The Seller shall deliver such modified Exhibit to Buyer no later than the second day preceding Closing. 41 10 -7- ASR281 91/05/06 � i ' S ® ( vi ) to Northwest Administrative Service Company, as facilitator of the Section 1031 exchange referred to in Section 9 hereof, the remainder of the proceeds received from Buyer. (d) payment of Costs. At Closing, Seller and Buyer shall pay their own respective costs incurred with respect to the consummation of the purchase and sale of the Property including, without limitation, attorneys' fees. Notwithstanding the foregoing, Seller shall pay any and all transfer, gains and documentary stamp taxes or similar charges incident to the conveyance of title to the Property to Buyer (including but not limited to any real estate excise tax); any and all real estate and personal property taxes with respect to the Property and all attributable to the period prior to Closing; the premium for the Owner's Title Policy to be issued by Title Company to Buyer pursuant to the terms hereof and any fees and expenses related to the title examination or title abstract. Seller shall pay the cost of recording the Deed and each party shall pay one -half of the escrow fees pertaining to this transaction. e) Apportionments The following items shall be prorated between the parties as of Closing: 411 (i) Electrical, steam, water, sewer and other utility charges, if any, with respect to the Property; provided, that if a reading of any meter cannot be obtained as of the Closing, then adjustment shall be made by extrapolation on the basis of the most recent statement furnished by the relevant utility prior to the Closing; (ii) Rental and other payments received by Seller with respect to the Property; (iii) License and permit fees, if any; and (iv) Charges payable and payments made under the Service Contract, if expressly assumed by Buyer. (f) Monetary Liens. Except as otherwise expressly provided to the contrary in this Agreement, Seller shall pay or cause to be satisfied at or prior to Closing all monetary liens on or with respect to all or any portion of the Property, including, but not limited to, mortgages, deeds of trust, security agreements, assignments of leases, rents and /or easements, judgment liens, tax liens (other than those for taxes not yet due and payable) and financing statements. 40 -8- ASR281 91/05/06 6. Finders or Brokers' Fees. The Seller represents and warrants that it has not dealt with any broker or finder to which a commission or other fee is due in connection with any of the transactions contemplated by this Agreement, and insofar as it knows, no broker or other person is entitled to any commission, charge or finder's fee in connection with the transactions contemplated by this Agreement. The Seller agrees to indemnify, defend and hold harmless the Buyer against any loss, liability, damage, cost, claim or expense, including interest, penalties and reasonable attorneys' fees, that Buyer shall incur or suffer by reason of a breach by the Seller of the representations and warranty set forth above. 7. Possession. Buyer shall be entitled to possession on June 21, 1991. 8. Indemnification. Seller shall hold harmless, indemnify, protect and defend Buyer from and against (a) any and all claims, demands, causes of action, loss, liability, liens or encumbrances, whether direct, contingent or consequential and no matter how arising, in any way related to the Property and occurring or arising before the Closing, or in any way related to or arising from any act, conduct, omission, contract or commitment of Seller at any time or times on or before or after the Closing; (b) any loss or damage to Buyer resulting from an inaccuracy in or breach of any representation or warranty of Seller, or resulting from any breach or default by Seller under this Agreement; and (c) all costs and expenses, including attorneys' fees, and interest related to any actions, suits or judgments incident to any of the foregoing. Buyer shall notify Seller in writing of the nature of any claim for indemnification, in as much detail as is feasible, within a reasonable time after the facts giving rise to the claim are known to Buyer, and Seller shall be relieved of liability for indemnification with respect to any claim made against Buyer to the extent Buyer's failure to notify or delay in notifying Seller of a claim against Buyer prejudiced Seller's defense of the claim against Buyer. Seller shall be entitled to participate, at its own expense, in the defense of such claim, or if Seller so selects by a writing delivered to Buyer within a reasonable time after receipt of such notice, to assume the defense of the matter giving rise to the claim for indemnification or any suit brought in connection therewith. If Seller elects to assume the defense, the defense shall be conducted by counsel chosen by Seller and satisfactory to Buyer. If Seller elects to assume the defense of any such claim or suit and retain such counsel, Buyer shall bear the fees and expenses of its own counsel arising out of any legal service thereafter performed by such counsel. -9- ASR281 91/05/06 / 1 H • 111 9. Tax Deferred Exchange. Buyer acknowledg es that Sell er is transferring the Property in anticipation of consummating a tax deferred exchange of property pursuant to the provisions of Section 1031 of the Internal Revenue Code of 1986, as amended. Buyer agrees to cooperate with Seller to effectuate such a tax deferred exchange, but shall not be required to take title to any replacement property nor shall Buyer incur any costs, expenses or liabilities greater than that which Buyer would have incurred had this transaction not involved a tax- deferred exchange. Buyer agrees that, to effectuate such exchange, Seller may transfer the Property, subject to Buyer's rights hereunder, through a qualified intermediary acceptable to Buyer and Seller. Buyer will accept title from Seller directly or through said intermediary, at the discretion of said intermediary. Seller shall indemnify, defend and hold Buyer harmless from and against any end all damages, liabilities, state or federal tax assess~:ents, costs, expenses, losses (including attorneys' fees and costs) which may be asserted against Buyer by any person including any governmental agency as a result of any such exchange or attempted exchange. The provisions of this Section 9 shall survive the termination of this Agreement or the Closing. All of Seller's representations, warranties and agreements under this Agreement shall survive any transfer by Seller pursuant to this Section 9. 10. Miscellaneous. (a) Applicable Law. This Agreement shall in all respects, be governed by the laws of the State of Washington. (b) Further Assurances. Each of the parties shall execute and deliver any and all additional papers, documents and other assurances, and shall do any and all acts and things reasonably necessary in connection with the performance of its obligations hereunder, to carry out the intent of the parties hereto. (c) Exhibits. All exhibits attached hereto are incorporated by reference. (d) Entire Agreement. This Agreement constitutes the entire understanding and agreement of the parties with respect to its subject matter and any and all prior agreements, understandings or representations with respect to its subject matter are hereby cancelled in their entirety and are of no further force or effect. (e) Attorneys' Fees. Should either party bring suit to enforce this Agreement, the prevailing party in such lawsuit -10- ASR281 91/05/06 shall be entitled to an award of its reasonable attorneys' fees • and costs incurred in connection with such lawsuit. (f) Headings. The caption and paragraph headings used in this Agreement are inserted for convenience of reference only and are not intended to define, limit or affect the interpretation or construction of any term or provision hereof. (g) Counterparts. This Agreement may be simultaneously executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. SELLER: BERT V. CRONIN ROXANNE R. CRONIN BUYER: CITY OF YAKIMA, WASHINGTON Its 41. 41 10 -11- ASR281 91/05/06 • EXHIBIT A FORM OF ASSUMPTION AGREEMENT The following is hereby mutually agreed as between Everett Mutual Savings Bank ( "Linder "), Bert V. Cronin, Jr. and Roxanne R. Cronin ( "BorroverN), and City of Yakima, Washington ( "Borrower's Successor in Interest "). That pro)erty commonly known as Chestnut Manor and secured by that certain Deed of Trust dated October 27, 1988 recorded in Yakima County, under Auditors File No. 2844800 ( "Deed of Trust "), has been conveyed to the City of Yakima from Bert V. Cronin, Jr. and Roxanne R. Cronin, with the full knowledge and consent of Everett Mutual Savings Bank. Said Deed of Trust secures a Promissory Note made by Boicrower to Lender, dated October 27, 1988, as amended by the Modification Agreement dated January 31, 1991 ( "Note "). The principal balance outstanding after the receipt of the June 1, 191 payment on the Note is $354,971.22. The Note bears interest at the rate of 10.75% per annum and matures on October 1, 1992. Borrwer's Successor in Interest shall make consecutive monthly peg ents, it the amount of $3,640.61, of principal of and interest on the Note, payable on the first day of each month beginri ng July 1, 1991, until the outstanding principal balance of the Note is paid in full; provided, that any ® retaining outstanding principal balance shall be raid on October 1, 1992, unless the Note is sooner prepaid in accordance with its terms. EVERETT MUTUAL SAVINGS BANK has Waived its option to accelerate upon the conveyance described herein, as provided in patagraph 19 of the Deed of Trust, and releases BERT V. CRONIN, JR4 and ROXANNE R. CRONIN, from all obligations as stipulated in the Deed of Trust and the Note. DATED this day c .- , 1991. BVBRETT MUTUAL SAVINGS BANK CITY OP YAICIMA By By Its Its BERT V. CRONIN ROXANNE R. CRO -12- AS*7.81 14/05/08 EXHIBIT B S PERMITTED EXCEPTIONS !II GENERAL EXCEPTIONS 1. Rights or claims of parties in possession not shown by the public records. 2. Encroachments, overlaps, boundary line disputes, and any other matters which would be disclosed by an accurate survey and inspection of the premises. 3. Easements or claims of easements not shown by the public records. 4. Any lien, or right to a lien, for contributions to employees benefit funds or state workers compensation, or for services, labor or material heretofore or hereafter furnished, all as imposed by law and not shown by the public records. 5. Any service, installation, connection, maintenance or construction charges for sewer, water, electricity or garbage removal. 6. Reservations or exceptions in patents or in Acts authorizing the issuance thereof. 7. Water rights, claims or title to water. Including, but not limited to pending action in Yakima County Superior Court Cause No. 77- 2- 01484 -5, regarding right of diversion and use of, and the extent and priority of the right to use of any surface water of the Yakima River Basin. Notice of which is given by filing of Lis Pendens under Yakima County Auditor's File Number 2479271. Such matters excepted from coverage by Paragraph H, Schedule "B" of the Policy Form. SPECIAL EXCEPTIONS 1. Deed of Trust and the terms and conditions thereof, wherein Bert V. Cronin, Jr. and Roxanne R. Cronin, husband and wife is Grantor, and Sound Services, Inc. is Trustee, and Everett Mutual Savings Bank, a corporation is beneficiary, in the original principal amount of $390,000.00, dated October 27, 1988 and recorded November 7, 1988 in Volume 1252 of Official Records, under Auditor's File Number 2844800. 41 16 -13- ASR281 91/05/06 r 111 2. Lease and the terms and conditions thereof, executed by American Meter Machine, as Lessor and Preferred Property Mgt. as Lessee, for a term of 5 years, 6 months, from the date of installation of equipment, or the date signed whichever is later, dated November 20, 1987, and recorded December 12, 1988 in Volume 1255 of Official Records, under Auditor's File Number 2847536. -14- ASR281 91/05/06 EXHIBIT C S SCHEDULE OF TENANT RENTS, LEASES 411 AND SECURITY DEPOSITS (By Apartment) -15- ASR281 91/05/06 _ • EXHIBIT D SCHEDULE OF PROPERTY INSURANCE POLICIES 41/ -16- ASR281 91/05/06 1 1 1 EXHIBIT E SCHEDULE OF INSTRUMENTS AFFECTING THE PROPERTY -17- ASR281 91/05/06 ORDINANCE NO. the 1991 budget for the City of Yakima, and making ORDINANCE amending dg ty g an appropriation of $739,867 in the Community Development Fund for expenditure during 1991 for an Elderly Home Ownership Program. WHEREAS, the amount of $739,867 must be appropriated within the Community Development Fund in order to provide funding for an Elderly Home Ownership Program, and WHEREAS, at the time of the adoption of the 1991 budget it could not reasonably have been foreseen that the appropriation provided for by this ordinance would be required, and the City Council finds that an emergency exists of the type contemplated by RCW 35.33.091 and that it is in the best interests of the City to make the appropriation herein provided, now, therefore, BE IT ORDAINED BY THE CITY OF YAKIMA: Section 1. The amount of $739,867 is hereby appropriated from the Unappropriated Fund Balance to the Community Development Fund to account 0 numbers as shown in Schedule I as a 1991 appropriation. • Section 2. This ordinance is one making an appropriation and shall take effect immediately upon its passage, approval and publication as provided by law and by the City Charter PASSED BY THE CITY COUNCIL, signed and approved this day of 1991 MAYOR ATTEST: CITY CLERK First Reading ' I I Publication Date. Effective Date 410 LEGAL/bd Ordinances A06 • SCHEDULE 1 • Community Development Fund Resources /account Number Account Name Amount 124.124.332.0000.334.06.2HT State Housing Trust Grant $325,000 124.124.332.0000.391.90.CMM Mortgage Assumption $354,972 124.124.332.0000.362.60.RCM Rent - Chestnut Manor $60,720 124.124.332.0000.362.90.A35 Rents -Coin Operated Services $720 (Laundry) Total Resources $741 ,412 Ap propriations 124.124 332 0000.594.59.620 Buildings $680,832 124.124.332.0000.559.20.311 Office Supplies $2,400 124 124.332 0000.559.20.410 Legal Services $2,850 124.124.332.0000.559.20.410 Administration $11,400 124 124.332.0000.559.20.421 Telephone $600 411) 124.124.332.0000.559.20.460 Insurance $3,300 124.124.332 0000.559.20.471 Pacific Power $3,720 124 124.332.0000 559.20.472 Cascade Natural Gas $4,800 124 124.332 0000.559.20.474 Water $2,160 124 124.332 0000.559.20.475 ,.Refuse $720 124.124.332.0000.559.20.480 Repairs and Maintenance $5,240 124.124.332 0000.591.00.700 Debt Service /Principal $1,189 124 124.332 0000.592.00.800 Debt Service /Interest $20,656 Total Appropriations $739,867 To record acquisition and six months of operations for Chestnut Manor JD CITY OF YAKIMA OFFICE OF HOUSING AND NEIGHBORHOOD CONSERVATION IP ELDERLY CO -OP HOUSING HISTORY: In 1989, members of City Council approved the submission of the application for the Elderly Co -op Program to the Washington State Housing Trust Fund. This program was approved by the State and the City was allocated $325,000 to use in the acquisition of the Chestnut Manor Apartment, This building was selected because of the need to save a historical building, preserve downtown housing, provide convenient shopping and transportation facilities for the elderly and offer decent, safe and affordable homeownership opportunities. The building will be owned and operated by the City's Housing Division during the transition period from its existing rental status to its establishment of the owner- occupied co -op. This has been reviewed by our legal counsel under the current state RCW status 0 and has been determined to be adequate use and purpose for the City. The III transition period for the placement of occupants in the building is anticipated to be 18 to 24 months to avoid any displacement of current tenants and the development of the ownership and association paper work. The purchase of this building will be through a cash payment from the Washington Housing Trust Fund and the existing indebtedness assumed by the City and refinanced by the new occupants at a later date. The offer of purchase on this property has been agreed to by the owner at a cost of $680,000, ($325,000 Housing Trust Fund, $355,000 loan assumption). From this purchase, a payoff of $123,000 will be made the to the Housing Division for an existing rehabilitation loan on the property. The reinvestment of the remaining owner equity funds into other properties to house low income residents of our community is being considered. The financial structure of this transaction will offer homeownership to forty nine, low income elderly/handicapp families. The cost to them will be the existing debt of approximately $355,000 and a rehabilitation loan of $225,000 combined into one loan written locally totaling $580,000, individually $11,836.73 0 or approximately $98.63 per month for principle payments. Each occupant will pay no more than 30% of their gross monthly income for their unit which includes utilities. This would be approximately $130 to $175 per month. The term of their loan will be determined by the amount each family can afford to pay. The State Housing Trust Fund subsidized amount of $325,000 for the acquisition of the building will be a deferred loan of $6,633 that will be paid back upon the resale of each unit or offset the equity value return of the original owner and transferred to the new owner. Units can only be sold to other qualified elderly/handicap families. STATUS: This project as reviewed by Preston Thorgrimson Shidler Gates and Ellis Attorneys at Law summarized the eligibility of this activity under the right to preserve and protect significant historical sites. The Chestnut Manor is currently on the State's Historical Property Inventory and has been a significant part of the history of Yakima. Members of City Council, as well as the community at large, need to recognize 0 the importance of preserving historical sites that have been registered and /or designated as a significant part of our history. This building recognized and designated as a local historical site allows its preservation and future. The City through the Division of Housing can be the vehicle to establish the operation and future of preserving this building and offering homeownership to a clientele that would not otherwise have the ability to do so in the conventional market. This project is structured to allow the City to be in temporary control and ownership of the project during transition then transferring the financial and management responsibility on to the new owners for long term occupancy and ownership. This transaction reflects the City's intent in assisting the private market not competing. 410 A • MEMO ir . H AtIVED TO: ELDERLY CO -OP PARTICIPANTS LA C ITY OF YAKreoq FROM: DIXIE BLOCK GRANT MANAGE ' MAY 0 5 199 CFF10E OF CITY MAN F SUBJECT: CHESNUT MANOR STATUS REPORT UPDATE DATE: MAY - 1991 April Activities & Accomplishments: The building has been inspected for hazardous waste and the report has been received as disclosed below a. Asbestos - contained b Lead based paint - contained c Needed boiler room cleanup - cost approximately $800 It has been decided that all areas contained do not require action, but $1,000 will be placed in escrow for the work to be completed in the boiler room The appraisal information has been prepared and distributed This appraisal disclosed a value of $690,000 The City's financial 1991 <=ousing budget amendment and program acceptance ordinances have been drafted These will be presented to City Council on May 14, 1991 The $30,000 proposed to be used for relocation of existing tenants will be used as a write -down of the existing mortgage, and the housing division will provide the $30,000 for the purchase of another building owned and operated by Central Washington Mental Health for tenant transition. The complete listing of the current building tenancies, their leases and 40 deposits have been received from the owner These along with the personal property assets within the building will be incorporated into the O « Y Ka closing documents Fidelity Title Company has drafted the Preliminary Closing Statement, outlining the buyer and seller costs The Department of Community Development of the State of Washington has received the appraisal, justifying the fair market value verses the purchase price This action will now release the Washington State Housing Trust Fund monies ($325,000) on June 10, 1991 for the anticipated June 21, 1991 closing cc Glenn Rice, Director of Community & Economic Development John Vanick, City Attorney Dick Zais, City Manager Judith Moses, C P D Dept. of HUD Arlene Ragoza, Preston, Thorgonson, Gates and Ellis Scott Euteneier, Fidelity Title Company Doug Hunter, State Housing Trust Fund Jeff Enright, Preferred Property Management Burt Cronin, Cronin Homes John , Finance Dept. Sy