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HomeMy WebLinkAboutR-2003-150 Water and Sewer Revenue Bonds [Funding Resolution]CITY OF YAKIMA, WASHINGTON RESOLUTION NO. R-2003-150 A RESOLUTION authorizing the execution and delivery of a contract for purchase of the City's Water and Sewer Revenue Bonds, Series A 2003, in the aggregate principal amount of $7,390,000 and Water and Sewer Revenue Bonds, Series B 2003, in the aggregate principal amount of $10,155,000, fixing certain terms of the bonds, approving the form of the official statement and insurance, and ratifying certain acts and proceedings. WHEREAS, the City of Yakima, Washington (the "City"), by Ordinance No. 2003-64 passed October 7, 2003 (the "Bond Ordinance"), authorized the issuance of the City's Water and Sewer Revenue Bonds, 2003, in one or more series in an amount not to exceed $17,700,000; and WHEREAS, certain terms of the Bonds were to be determined by subsequent resolution of the Council; and WHEREAS, the City finds that it is in the best interest of the City to issue the Bonds in two series in the aggregate principal amount of $17,545,000; and WHEREAS, the Director of Finance and Budget of the City, as authorized by the Bond Ordinance, has negotiated the sale of the City's Water and Sewer Revenue Bonds, 2003 Series A in the principal amount of $7,390,000 (the "Series A Bonds") and the City's Water and Sewer Revenue Bonds, 2003 Series B in the principal amount of $10,155,000 (the "Series B Bonds") (collectively referred to herein as the "Bonds"); and WHEREAS, the Director of Finance and Budget recommends that the City accept the offer to purchase the Bonds made by Seattle -Northwest Securities Corporation (the "Purchaser"), which offer is set forth in the Purchase Contract for the Bonds dated December 16, 2003 (the "Purchase Contract"), a copy of which has been presented at this meeting and is on file with the City Clerk; NOW, THEREFORE, BE IT RESOLVED by the City of Yakima, Washington, as follows: Section 1. Definitions. Capitalized terms used herein and not otherwise defined shall have the same meanings, respectively, in this resolution as such terms are given in Section 1.1 of the Bond Ordinance. Section 2. Acceptance of Offer. The Council hereby finds and detennines that the Purchase Contract is fair and reasonable and in the best interest of the City and that the Bonds shall be sold to the Purchaser upon the terms and conditions set forth in the Purchase Contact and upon the basis of the representations therein set forth. The Council further finds and determines that all conditions precedent to or concurrent with the acceptance of the Purchase Contract by the Council have been met. The Council hereby accepts the Purchase Contract and authorizes and directs the Director of Finance and Budget to execute the Purchase Contract and deliver it to the Purchaser. The Bonds shall be issued and delivered to the Purchaser upon payment of the purchase price specified in the Purchase Contract, plus accrued interest from their date to the date of their delivery. Section 3. Terms, Schedule of Maturities and Interest Rates. The Series A Bonds shall be designated the "City of Yakima Water and Sewer Revenue Bonds, 2003 Series A" and the Series B Bonds shall be designated the "City of Yakima Water and Sewer Revenue Bonds, 2003 Series B." The Bonds shall be dated as of December 15, 2003, shall be fully registered as to both principal and interest, shall be in the denomination of $5,000 each or any integral multiple thereof, provided that no Bond shall represent more than one maturity, shall be numbered separately in such manner and with any additional designation as the Bond Registrar -2- P \DG\DG02F 03/12/16 deems necessary for purposes of identification and control, and shall bear interest payable on May 1, 2004, and semiannually thereafter on the first days of November and May. The Series A Bonds shall mature on November 1 of the following years in the following amounts and shall bear interest as follows: Maturity Date Amount Rate 2004 $ 725,000 2.000% 2005 640,000 2.000 2006 655,000 2.500 2007 670,000 2.500 2008 685,000 2.750 2009 705,000 3.000 2010 250,000 3.000 2010 475,000 3.250 2011 750,000 3.500 2012 775,000 3.750 2013 805,000 4.000 2014 255,000 3.625 The Series B Bonds shall mature on November 1 of the following years in the following amounts and shall bear interest as follows: Maturity Date Amount Rate 2014 $ 580,000 4.000% 2017* 2,735,000 5.000 2019* 2,060,000 5.000 2021* 2,275,000 5.000 2023* 2,505,000 5.000 *Term Bonds. Section 4. Redemption. (a) Optional Redemption. The Series A Bonds maturing on or prior to November 1, 2013 are not subject to redemption prior to their stated maturity dates. The Series A Bonds and Series B Bonds maturing on or after November 1, 2014 are subject to redemption at the option of the City on and after November 1, 2013, in whole or in part (within one or more maturities to be -3- P\DG\DG02F 03/12/16 selected by the City) on any date, at a price of par plus accrued interest, if any, to the date of redemption. (b) Mandatory Redemption. The Series B Bonds maturing on November 1, 2017, November 1, 2019, November 1, 2021, and November 1, 2023 (which shall be deemed to be Term Bonds), shall be redeemed prior to maturity by lot (or paid at maturity), not later than November 1 in the years set forth below (to the extent such Series B Bonds have not been previously redeemed or purchased) and in the principal amounts set forth below, without premium, together with the interest accrued to the date fixed for redemption. * Final Maturity * Final Maturity * Final Maturity Series B 2017 Terre Bond Year Amount 2015 $ 870,000 2016 910,000 2017* 955,000 Series B 2019 Teen Bond Year Ammint 2018 $ 1,005,000 2019* 1,055,000 Series B 2021 Term Bond Year Amount 2020 $ 1,110,000 2021* 1,165,000 -4- MG\ 03/12/16 Series B 2023 Tenn Bond Year Amount 2022 $ 1,220,000 2023* 1,285,000 * Final Maturity Section 5. Execution and Delivery of the Bonds. The proper officers of the Council and the Director of Finance and Budget of the City are hereby authorized and directed to do all things necessary or proper for the printing, execution and delivery of the Bonds to the Purchaser in accordance with the terms of the Purchase Contract and the Bond Ordinance, as well as this resolution, and for the proper application and use of the proceeds of such sale. Section 6. Official Statement; Use of Documents. The Director of Finance and Budget is authorized and directed to execute and deliver to the Purchaser copies of an Official Statement in substantially the form of the Preliminary Official Statement dated December 5, 2003; provided, however, that the Director of Finance and Budget is authorized to supplement or amend the Official Statement as the Director of Finance and Budget, with the approval of bond counsel to the City, deems necessary or appropriate. The Council represents and warrants to the Purchaser that the Preliminary Office Statement is "deemed final" by the City as of the date hereof within the meaning of paragraph 17 C.F.R. § 240.15c2-12 promulgated by the Securities and Exchange Commission ("Rule 15c2-12"), except for the omission of such information as may be permitted by Rule 15c2-12. The Council approves and authorizes the use of such Official Statement (including any such supplements and amendments thereto) in connection with the public offering and sale of the Bonds by the Purchaser. -5- P\DG\DG02F 03/12/16 Section 7. Insurance. (a) Acceptance of Insurance. In accordance with the offer of the Purchaser to purchase the Bonds, the Council hereby approves the commitment of Financial Guaranty Insurance Company, a New York stock insurance company, or any successor thereto, (the "Insurer") to provide a bond insurance policy guaranteeing the payment when due of principal of and interest on the Bonds (the "Bond Insurance Policy"). The Council further authorizes and directs all proper officers, agents, attorneys and employees of the City to cooperate with the Insurer in preparing such additional agreements, certificates, and other documentation on behalf of the City as shall be necessary or advisable ,n providing for the Bond Insurance Policy. (b) Payments Under the Bond Insurance Policy and Rights of the Insurer. (1) The City shall provide the Insurer with the following information: (a) Notice of any draw upon or deficiency in the Reserve Fund due to market fluctuation in the amount, if any, on deposit ,n the Reserve Fund; (b) Notice of the redemption, other than mandatory sinking fund redemption, of any of the Bonds, or of any advance refunding of the Bonds, including the principal amount, maturities and CUSP numbers thereof; (c) Notice of any material events pursuant to the Rule; and (d) Such additional information as the Insurer may reasonably request from time to time. (2) Any credit instrument provided in lieu of a cash deposit into the Reserve Fund, other than one provided by the Insurer, shall conform to the requirements set forth in "Reserve Surety Guidelines" in the Insurer's Commitment of Bond Insurance and attached as Exhibit A. -6- P \DG\DGO2F 03/12/16 (3) Notice of any redemption of Bonds shall either (i) be conditioned on there being on deposit in the Bond Fund on the redemption date sufficient money to pay the full redemption price of the Bonds to be redeemed or (u) the notice of redemption shall only be sent if there is sufficient money on deposit in the Bond Fund to pay the full redemption price of the Bonds to be redeemed. (4) In determining whether a payment default has occurred or whether a payment on the Bonds has been made under this resolution, no effect shall be given to payments made under the Bond Insurance Policy. (5) Any acceleration of the Bonds (which is not a permitted remedy) or any annulment thereof shall be subject to the prior written consent of the Insurer (if it has not failed to comply with its payment obligations under the Bond Insurance Policy). (6) The Insurer shall receive immediate notice of any payment default and notice of any other default known to the Bond Registrar or the City within 30 days of the Bond Registrar's or the City's knowledge thereof (7) For all purposes of governing events of default and remedies, except the giving of notice of default to owners of the Bonds, the Insurer shall be deemed to be the sole holder of the Bonds it has insured for so long as it has not failed to comply with its payment obligations under the Bond Insurance Policy. (8) No resignation or removal of the Bond Registrar shall become effective until a successor has been appointed and has accepted the duties of Bond Registrar. The Insurer shall be furnished with written notice of the resignation or removal of the Bond Registrar and the appointment of any successor thereto other than the appointment of a new State fiscal agent. -7- P•\DG\DG02F 03/12/16 (9) The Insurer shall be included as a party in interest and as a party entitled to (i) notify the City or Bond Registrar of the occurrence of an event of default and (ii) request the Bond Registrar to intervene in judicial proceedings that affect the Bonds or the security therefor. The City or Bond Registrar shall be required to accept notice of default from the Insurer. (10) Any amendment or supplement to this resolution shall be subject to the prior written consent of the Insurer. Any rating agency rating the Bonds must receive notice of each amendment and a copy thereof at least 15 days in advance of its execution or adoption. The Insurer shall be provided with a full transcript of all proceedings relating to the execution of any such supplement or amendment. (11) Only cash, direct non -callable obligations of the United States of America and securities fully and unconditionally guaranteed as to the timely payment of principal and interest by the United States of America, to which direct obligation or guarantee the full faith and credit of the United States of America has been pledged, Refcorp interest strips, CATS, TIGRS, STRPS, or defeased municipal bonds rated AAA by S&P or Aaa by Moody's (or any combination thereof) shall be used to effect defeasance of the Bonds unless the Insurer otherwise approves. In the event of an advance refunding, the City shall cause to be delivered a verification report of an independent nationally recognized certified public accountant. If a forward supply contract is employed in connection with the refunding, (i) such verification report shall expressly state that the adequacy of the escrow to accomplish the refunding relies solely on the initial escrowed investments and the maturing principal thereof and interest income thereon and does not assume performance under or compliance with the forward supply contract, and (ii) the applicable escrow agreement shall provide that in the event of any discrepancy or -8- P'\DG\DG02F 03/12/16 difference between the terms of the forward supply contract and the escrow agreement, the terms of the escrow agreement shall be controlling. (12) If, on the third day preceding any interest payment date for the Bonds there is not on deposit with the Bond Registrar sufficient money available to pay all principal of and interest on the Bonds due on such date, the Bond Registrar shall immediately notify the Insurer and U.S. Bank Trust National Association, New York, New York, or its successor as its fiscal agent (the "Fiscal Agent") of the amount of such deficiency. If, by said interest payment date, the City has not provided the amount of such deficiency, the Bond Registrar shall simultaneously make available to the Insurer and to the Fiscal Agent the registration books for the Bonds maintained by the Bond Registrar. In addition: (i) The Bond Registrar shall provide the Insurer with a list of the registered owners of the Bonds entitled to receive principal or interest payments from the Insurer under the teuiis of the Bond Insurance Policy and shall make arrangements for the Insurer and its Fiscal Agent (1) to mail checks or drafts to registered owners entitled to receive full or partial interest payments from the Insurer and (2) to pay principal of the Bonds surrendered to the Fiscal Agent by the registered owners entitled to receive full or partial principal payments from the Insurer; and (ii) The Bond Registrar shall, at the time it makes the registration books available to the Insurer pursuant to (i) above, notify registered owners entitled to receive the payment of principal of or interest on the Bonds from the Insurer (1) as to the fact of such entitlement, (2) that the Insurer will remit to them all or part of the interest payments coming due subject to the terms of the Bond Insurance Policy, (3) that, except as provided in paragraph (iii) below, in the event that any registered owner is entitled to receive full payment of -9- P \DG\DGO2F 03/12/16 principal from the Insurer, such registered owner must tender his or her Bond with the instrument of transfer in the form provided on the Bond executed in the name of the Insurer, and (4) that, except as provided in paragraph (in) below, in the event that such registered owner is entitled to receive partial payment of principal from the Insurer, such registered owner must tender his or her Bond for payment first to the Bond Registrar, which shall note on such Bond the portion of principal paid by the Bond Registrar, and then, with an acceptable form of assignment executed in the name of the Insurer, to the Fiscal Agent, which will then pay the unpaid portion of principal to the bondholder subject to the terms of the Bond Insurance Policy. (iii) In the event that the Bond Registrar has notice that any payment of principal of or interest on a Bond has been recovered from a registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Bond Registrar shall, at the time it provides notice to the Lnsurer, notify all registered owners that in the event that any registered owner's payment is so recovered, such registered owner will be entitled to payment from the Lnsurer to the extent of such recovery, and the Bond Registrar shall furnish to the Insurer its records evidencing the payments of principal of and interest on the Bonds which have been made by the Bond Registrar and subsequently recovered from registered owners, and the dates on which such payments were made. (iv) The Insurer shall, to the extent it makes payment of principal of or interest on the Bonds, become subrogated to the rights of the recipients of such payments in accordance with the terms of the Bond Insurance Policy and, to evidence such subrogation, (1) in the case of subrogation as to claims for past due interest, the Bond Registrar shall note the Insurer's rights as subrogee on the registration books maintained by the Bond Registrar upon _10_ P \DG\DGO2F 03/12/16 receipt from the Insurer of proof of the payment of interest thereon to the registered owners of such Bonds and (2) in the case of subrogation as to claims for past due principal, the Bond Registrar shall note the Insurer's rights as subrogee on the registration books for the Bonds maintained by the Bond Registrar upon receipt of proof of the payment of principal thereof to the registered owners of such Bonds. Notwithstanding anything herein or in the Bonds to the contrary, the Bond Registrar shall make payment of such past due interest and past due principal directly to the Insurer to the extent that the Insurer is a subrogee with respect thereto. (13) The notice addresses for the Insurer and the Fiscal Agent are: Financial Guaranty Insurance Company 125 Park Avenue New York, New York 10017 Attention: Risk Management U.S. Bank Trust National Association. 100 Wall Street, Suite 1600 New York, New York 10005 Attention: Corporate Trust Department Section 8. Ratification of Past Acts. All actions and proceedings heretofore taken by the officers, agents, attorneys and employees of the City in connection with the issuance and sale of the Bonds are hereby ratified, approved and confirmed. -11- P•\DG\DG02F 03/12/16 Section 9. Effective Date. This resolution shall be in effect from and after its adoption in accordance with law. ADOPTED at a regular meeting of the City Council of the City of Yakima, Washington, this 16th day of December, 2003. ATTEST: City Clerk APPROVED AS TO FORM: N / A !Y' Attorney Attorney -12- CITY OF YAKIMA, WASHINGTON 6t y 77/74e;,,,.," Mayor P:\DG\DG02F 03/12/16 CITY CONTRACT N0: / RESOLUTION N0: December 16, 2003 Honorable Mayor and City Council City of Yakima 129 North Second Street Yakima, Washington 98901 Re: City of Yakima, Washington $7,390,000 Water and Sewer Revenue Bonds, 2003 Series A $10,155,000 Water and Sewer Revenue Bonds, 2003 Series B Dated: December 15, 2003 Honorable Mayor and City Council: Seattle -Northwest Securities Corporation ("Purchaser") offers to purchase from City of Yakima, Washington ("Seller") all the above-described bonds (the "Bonds") on the terms and based upon the covenants, representations and warranties set forth below. Appendix A, which is incorporated into this Bond Purchase Agreement (the "Agreement") by reference, contains a brief description of the Bonds, including principal amounts, redemption provisions, maturities, interest rates, purchase price, and the proposed date and place of delivery and payment (the "Closing"). Other provisions of this Agreement are as follows: 1. Prior to the Closing, Seller will approve a Preliminary Official Statement, with such changes as are requested by the Seller and its counsel, and will pass an ordinance authorizing the Bonds (the "Bond Ordinance"). The Purchaser is authorized by Seller to use these documents and the infonnation contained in them in connection with the public offering of the Bonds and the final Official Statement in connection with the sale and delivery of the Bonds. 2. Seller, to the best of its knowledge, represents and covenants to the Purchaser that: (a) it has and will have at the Closing the power and authority to enter into and perform this Agreement, to pass the Bond Ordinance and to deliver and sell the Bonds to the Purchaser; (b) this Agreement and the Bonds do not and will not conflict with, or constitute or create a breach or default under, any existing law, regulation, order or agreement to which Seller is subject; (c) no governmental approval or authorization (other than the Bond Ordinance) which has not been obtained, or will not be obtained prior to Closing, is required in connection with the sale of the Bonds to the Purchaser; (d) the Preliminary Official Statement with corrections, if any, noted by the Seller and its counsel, as of its date and (except as to matters corrected or added in the final Official Statement) as of the Closing, is accurate and complete in all material respects as of its date to the knowledge and belief of the officers and employees of the Seller, after due review; the Seller has previously provided the Purchaser with a copy of its Preliminary Official Statement dated December 5, 2003. As of its date, the Preliminary Official Statement has been "deemed final" by the Seller for purposes of Securities and Exchange Commission ("S.E.C.") Rule 15c2 - 12(b)(1), except for the omission of maturity amounts, interest rates, redemption dates and prices, ratings, underwriter's discount and related terms; (e) Honorable Mayor and City Council City of Yakima, Washington December 16, 2003 Page 2 (f) the Seller agrees to cooperate with the Purchaser to permit the Purchaser to deliver or cause to be delivered, within seven business days after any final agreement to purchase, offer, or sell the securities and in sufficient time to accompany any confirmation that requests payment from any customer of the Purchaser, copies of a final Official Statement in sufficient quantity to comply with paragraph (b)(4) of the S.E.C. Rule 15c2-12 and the rules of the Municipal Securities Rulemaking Board ("MSRB"). The Purchaser agrees to deliver the required number of copies of the final Official Statement to the MSRB and to all nationally recognized municipal securities information repositories on the business day on which the final Official Statement is available, and in any event no later than ten business days after the date hereof; the Seller agrees to enter into a written agreement or contract, constituting an undertaking (the "Undertaking") to provide ongoing disclosure about the Seller for the benefit of the owners of the Bonds on or before the Closing as required by Section (b)(5)(i) of S.E.C. Rule 15c2-12 (the "Rule"), and in the form as summarized by the Preliminary Official Statement, with such changes as may be agreed to in writing by the Purchaser; and (h) if, at any time prior to the Closing, any event occurs as a result of which the Preliminary Official Statement might include an untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, the Seller shall promptly notify the Purchaser thereof. (g) 3. The Purchaser shall have the right to cancel this Agreement to purchase the Bonds by notifying the Seller of its election to do so if, after the execution of this Agreement and prior to the Closing: (a) a decision by a court of the United States or the United States Tax Court shall be rendered, or a ruling or a regulation (final, temporary, or proposed) by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency shall be issued and in the case of any such regulation, published in the Federal Register, or legislation shall have been introduced in, enacted by or favorably reported to either the House of Representatives or the Senate of the United States, with respect to Federal taxation upon interest received on bonds of the type and character of any of the Bonds which, in the reasonable judgment of the Purchaser, materially adversely affects the marketability of the Bonds or their sale by the Purchaser, at the contemplated public offering prices; or (b) The United States shall have become engaged in hostilities or existing hostilities shall have escalated or a national emergency or other national or international calamity or other event shall have occurred, escalated, or accelerated to such an extent as, in the reasonable opinion of the Purchaser, to have a materially adverse effect on the marketability of the Bonds or the Purchaser's ability to enforce contracts for the sale of the Bonds; or (c) there shall have occurred a general suspension of trading on the New York Stock Exchange; or (d) a general banking moratorium shall have been declared by the United States, New York State or Washington State authorities; or (e) legislation shall hereafter be enacted, or actively considered for enactment, with an effective date prior to the date of the delivery of the Bonds, or a decision by a court of the United States shall hereafter be rendered, or a ruling or regulation by the S.E.C. or other governmental agency having jurisdiction of the subject matter shall hereafter be made, the effect of which is that Honorable Mayor and City Council City of Yakima, Washington December 16, 2003 Page 3 (t) (i) the Bonds are not exempt from the registration, qualification or other requirements of the Securities Act of 1933, as amended and as then in effect, or the Securities Exchange Act of 1934, as amended and then in effect, or (ii) the Bond Ordinance is not exempt from the registration, qualification or other requirements of the Trust Indenture Act of 1939, as amended and as then in effect; or a stop order, ruling or regulation by the S.E.C. shall hereafter be issued or made, the effect of which is that the issuance, offering or sale of the Bonds, as contemplated herein or in the final Official Statement, is in violation of any provision of the Securities Act of 1933, as amended and as then in effect, the Securities Exchange Act of 1934, as amended and as then in effect, or the Trust Indenture Act of 1939, as amended and as then in effect, and which, in its reasonable judgment, adversely affects the marketability of the Bonds or the market price thereof. 4. The Purchaser's obligations hereunder are also subject to the condition that at or prior to the Closing Seller will deliver to the Purchaser all of the following: (a) the Bonds, fully registered in book -entry form only in the name of Cede & Co., as bond owner and nominee for The Depository Trust Company; (b) the approving opinion of Bond Counsel dated the Closing date; (c) written evidence that Standard & Poor's has issued its underlying rating of "A" and that such rating is in full force and effect on and as of Closing; evidence that the Bonds have been assigned a rating of "AAA" by Standard & Poor's based on the Seller's purchase of a bond insurance policy issued by Financial Guaranty Insurance Company and evidence of Seller's purchase of such insurance including an opinion of counsel to the Insurance Provider; (d) the following documents executed by authorized officers of the Seller: a certificate setting forth the facts, estimates and circumstances in existence on the date of Closing which establish that it is not expected that the proceeds of the Bonds will be used in a manner that could cause the Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended, and any applicable regulations thereunder; (e) a certified copy of the Bond Ordinance; (f) such additional certificates, instruments or other evidence as the Purchaser may deem reasonably necessary or desirable to evidence the due authorization, execution, authentication and delivery of the Bonds, the truth and accuracy as of the time of the Closing of the Seller's representations and warranties, and the conformity of the Bonds and Bond Ordinance with the terms thereof as summarized in the Official Statement, and to cover such other matters as it reasonably requests. 5. Seller will pay the cost of preparing, printing and executing the Bonds; the fees and disbursements of Bond Counsel; bond registration and rating fees and expenses; bond insurance; the cost of printing and distributing the Preliminary and final Official Statements; travel and lodging expenses of Seller's employees and representatives; and other expenses of Seller. Purchaser will pay fees and disbursements of Purchaser's counsel, if any, the cost of preparation and filing of blue sky and legal investment surveys where necessary, Purchaser's travel expenses, and other expenses of Purchaser. As a convenience to Seller, Purchaser may from time to time, but only upon the prior written direction from the Seller, make arrangements for certain items for which Seller is responsible hereunder, such as printing of the Official Statement and travel or lodging arrangements for Seller's representatives. Honorable Mayor and City Council City of Yakima, Washington December 16, 2003 Page 4 Purchaser also may advance for Seller's account when appropriate and when directed in advance in writing by the Seller, the cost of the items for which Seller is responsible by making payments to third - party vendors. In such cases, Seller shall pay such costs or expenses directly, upon submission of appropriate invoices by Purchaser, or promptly reimburse Purchaser in the event Purchaser has advanced such costs or expenses for Seller's account. It is understood that Seller shall be primarily responsible for payment of all such items and that Purchaser may agree to advance the cost of such items from time to time solely as an accommodation to Seller and on the condition that it shall be reimbursed in full by Seller. 6. This Agreement is intended to benefit only the parties hereto, and Seller's representations and warranties shall survive any investigation made by or for the purchase, delivery and payment for the Bonds, and the termination of this Agreement. Should the Seller fail to satisfy any of the foregoing conditions or covenants, or if the Purchaser's obligations are terminated for any reasons permitted under this Agreement, then neither the Purchaser nor the Seller shall have any further obligations under this Agreement, except that any expenses incurred shall be borne in accordance with Section 5. 7. This Agreement may be modified or amended by an instrument in writing executed by the parties hereto. 8. This offer expires on the date, and at the time, set forth on Appendix A. Respectfully submitted, Seattle -Northwest Securities Corporation By: Lindsay A. Sovde, Assistant Vice President Accepted December 16, 2003 City of Yakima, Washington By: APPENDIX A City of Yakima, Washington Water and Sewer Revenue Bonds, 2003 Series A Water and Sewer Revenue Bonds, 2003 Series B Description of Bonds (a) Principal Amounts. $7,390,000 Series A Bonds; $10,155,000 Series B Bonds Series A Bonds (b) Purchase Price. $7,401,750.99 ($100.159012 per $100), representing an original issue premium of $72,134.60 and an underwriter's discount of $60,383.61, plus accrued interest from the dated date of December 15, 2003 to date of Closing. Series B Bonds Purchase Price. $10,527,544.26 ($103.668580 per $100), representing an original issue premium of $455,520.65 and an underwriter's discount of $82,976.39, plus accrued interest from the dated date of December 15, 2003 to date of Closing. (c) Denominations. $5,000, or integral multiples thereof. (d) Form. Fully registered in book -entry form only in the name of Cede & Co., as bond owner and nominee for The Depository Trust Company. (e) Interest Payment Dates. May 1 and November 1, commencing May 1, 2004. (f) Maturity Schedule. Bonds shall mature and bear interest as follows: Series A Bonds Due Interest Prices or Due Interest Prices or Nov. 1 Amounts Rates Yields CUSIP Nov. 1 Amounts Rates Yields CUSIP 2004 $725,000 2.00% 1.13% 984538GM4 2010 $250,000 3.000% 3.12% 984538GT9 2005 640,000 2.00 1.50 984538GN2 2010 475,000 3.250 312 984538GZ5 2006 655,000 2.50 1.86 984538GP7 2007 670,000 2.50 2.23 984538GQ5 2011 750,000 3.500 3.37 984538GU6 2008 685,000 2.75 2.58 984538GR3 2012 775,000 3.750 3.60 984538GV4 2009 705,000 3.00 2.85 984538GS1 2013 805,000 4.000 3.71 984538GW2 2014 255,000 3.625 3.83 984538GX0 (g) Series B Bonds Interest Due Amounts Rates Yields CUSIP November 1, 2014 $580,000 4.00% 3.83% 984538HA9 $2,735,000 5.00% Term Bonds due November 1, 2017 to yield 4.15%; CUSIP: 984538HB7 $2,060,000 5.00% Term Bonds due November 1, 2019 to yield 4.34%; CUSIP: 984538HD3 $2,275,000 5.00% Term Bonds due November 1, 2021 to yield 4.52%; CUSIP: 984538HF8 $2,505,000 5.00% Term Bonds due November 1, 2023 to yield 4.66%; CUSIP: 984538HH4 Optional Redemption. The Series A Bonds maturing on or prior to November 1, 2013 are not subject to redemption prior to their scheduled maturity. The Series A Bonds and Series B Bonds maturing on or after November 1, 2014 are subject to redemption at the option of the City on and after November 1, 2013, in whole or in part (within one or more maturities to be selected by the City) on any date, at a price of par plus accrued interest, if any, to the date of redemption. (h) Mandatory Redemption. If not previously redeemed as described above, the Term Bonds due on November 1 in the years 2017, 2019, 2021 and 2023 will be called for redemption (in such manner as DTC will determine) at a price of par, plus accrued interest on the date of redemption, on November 1 in the years and amounts as follows: * Final maturity. (i) 2017 Term Bonds Years Amounts 2015 $ 870,000 2016 910,000 2017* 955,000 Total $2,735,000 2021 Term Bonds Years Amounts 2020 $1,110,000 2021* 1,165,000 Total $2,275,000 2019 Term Bonds Years Amounts 2018 $1,005,000 2019* 1,055,000 Total $2,060,000 2023 Term Bonds Years Amounts 2022 $1,220,000 2023* 1,285,000 Total $2,505,000 Rating/Insurance. Assignment to the Bonds of an underlying rating of "A" by Standard & Poor's and that such rating is in full force and effect on and as of Closing; evidence that the Bonds have been assigned a rating of "AAA" by Standard & Poor's based on the Seller's purchase of a bond insurance policy issued by Financial Guaranty Insurance Company and evidence of Seller's purchase of such insurance including an opinion of counsel to the Insurance Provider. (j) Closing Date. With definitive Bonds or a temporary Bond on or about December 22, 2003. (k) Delivery. It is expected that the Bonds will be available for delivery at the facilities of DTC in New York, New York, or to the Paying Agent on behalf of DTC by Fast Automated Securities Transfer. (1) Offer Expires. 11:00 p.m., December 16, 2003. (m) Bond Counsel Preston Gates & Ellis LLP For Information Purposes Only: True Interest Cost (aggregate): 4.370308% BOND DEBT SERVICE City of Yakima Water & Sewer Revenue Bonds, 2003 Series A & B FINAL NUMBERS Period Annual Ending Principal Coupon Interest Debt Service Debt Service 12/22/2003 05/01/2004 272,776.81 272,776.81 11/01/2004 725,000 2.000% 361,028.13 1,086,028.13 1,358,804.94 05/01/2005 353,778.13 353,778.13 11/0112005 640,0002.000% 3`3 7709993,7788.13 1,347,556.26 ,vvv � � e.t� 05/01/2006 347,378.13 347,378.13 11/01/2006 655,000 2.500% 347,378.13 1,002,378.13 1,349,756.26 05/01/2007 339,190.63 339,190.63 11/01/2007 670,000 2.500% 339,190.63 1,009,190.63 1,348,381.26 05/01/2008 330,815.63 330,815.63 11/01/2008 685,000 2.750% 330,815.63 1,015,815.63 1,346,631.26 05/01/2009 321,396.88 321,296.88 11/01/2009 705,000 000% 321,396.88 1,026,396.88 1,347,793.76 05/01/2010 310,821.88 310,821.88 11/01/2010 725,000 ** 310,821.88 1,035,821.88 1,346,643.76 05/01/2011 299,353.13 299,353.13 11/01/2011 750,000 3.500% 299,353.13 1,049,353.13 1,348,706.26 05/01/2012 286,228.13 286,228.13 11/01/2012 775,000 3.750% 286,228.13 1,061,228.13 1,347,456.26 05/01/2013 271,696.88 271,696.88 11/01/2013 805,000 4.000% 271,696.88 1,076,696.88 1,348,393.76 05/01/2014 255,596.88 255,596.88 11/01/2014 835,000 ** 255,596.88 1,090,596.88 1,346,193.76 05/01/2015 239,375.00 239,375.00 11/01/2015 870,000 5.000% 239,375.00 1,109,375.00 1,348,750.00 05/01/2016 217,625.00 217,625.00 11/01/2016 910,000 5.000% 217,625.00 1,127,625.00 1,345,250.00 05/01/2017 194,875.00 194,875.00 11/01/2017 955,000 5.000% 194,875.00 1,149,875.00 1,344,750.00 05/01/2018 171,000.00 171,000.00 11/01/2018 1,005,000 5.000% 171,000.00 1,176,000.00 1,347,000.00 05/01/2019 145,875.00 145,875.00 11/01/2019 1,055,000 5.000% 145,875.00 1,200,875.00 1,346,750.00 05/01/2020 119,500.00 119,500.00 11/01/2020 1,110,000 5.000% 119,500.00 1,229,500.00 1,349,000.00 05/01/2021 91,750.00 91,750.00 11/01/2021 1,165,000 5.000% 91,750.00 1,256,750.00 1,348,500.00 05/01/2022 62,625.00 62,625.00 11/01/2022 1,220,000 5.000% 62,625.00 1,282,625.00 1,345,250.00 05/01/2023 32,125.00 32,125.00 11/01/2023 1,285,000 5.000% 32,125.00 1,317,125.00 1,349,250.00 17,545,000 9,415,817.54 26,960,817.54 26,960,817.54 Dec 15, 2003 11:00 am Prepared by JMW - Seattle -Northwest Securities (Finance 5.003 Yakima:03WSREV) Page 6 EXHIBIT A INSURER'S COMMITMENT OF BOND INSURANCE — RESERVE FUND SURETY GUIDELINES The Issuer may satisfy the requirement (the "Reserve Fund Requirement") to deposit a specified amount in the debt service reserve fund as defined in the Bond Ordinance (the "Reserve Fund") by the deposit of a surety bond, insurance policy or letter of credit as set forth below. The following requirements shall be incorporated in the authorizing document for the Bonds (the "Authorizing Document") in the event the Reserve Fund Requirement is fulfilled by a deposit of a credit instrument (other than a credit instrument issued by Financial Guaranty) in lieu of cash: 1. A surety bond or insurance policy issued to the entity serving as trustee or paying agent (the "Fiduciary"), as agent of the bondholders, by a company hcensed to issue an insurance policy guaranteeing the timely payment of debt service on the Bonds (a "municipal bond insurer") may be deposited in the Reserve Fund to meet the Reserve Fund Requirement if the claims paying ability of the issuer thereof shall be rated "AAA" or "Aaa" by S&P or Moody's, respectively. 2. A surety bond or insurance policy issued to the Fiduciary, as agent of the bondholders, by an entity other than a municipal bond insurer may be deposited in the Reserve Fund to meet the Reserve Fund Requirement if the form and substance of such instrument and the issuer thereof shall be approved by Financial Guaranty. 3. An unconditional irrevocable letter of credit issued to the Fiduciary, as agent of the bondholders, by a bank may be deposited in the Reserve Fund to meet the Reserve Fund Requirement if the issuer thereof is rated at least "AA" by S&P. The letter of credit shall be payable in one or more draws upon presentation by the beneficiary of a sight draft accompanied by its certificate that it then holds insufficient funds to make a required payment of principal or interest on the bonds. The draws shall be payable within two days of presentation of the sight draft. The letter of credit shall be for a teiiii of not less than three years. The issuer of the letter of credit shall be required to notify the Issuer and the Fiduciary, not later than 30 months prior to the stated expiration date of the letter of credit, as to whether such expiration date shall be extended, and if so, shall indicate the new expiration date. 4 If such notice indicates that the expiration date shall not be extended, the Issuer shall deposit in the Reserve Fund an amount sufficient to cause the cash or permitted investments on deposit in the Reserve Fund together with any other qualifying credit instruments, to equal the Reserve Fund Requirement on all outstanding Bonds, such deposit to be paid in equal installments on at least a semi-annual basis over the remaining term of the letter of credit, unless the Reserve Fund credit instrument is replaced by a Reserve Fund credit instrument meeting the requirements in any of 1-3 above. The letter of credit shall permit a draw in full not less than two weeks prior to the expiration or termination of such letter of credit if the letter of credit has not been replaced or renewed. The Authorizing Document shall, in turn, direct the Fiduciary to draw upon the letter of credit prior to its expiration or termination unless an acceptable replacement is in place or the Reserve Fund is fully funded in its required amount. 5 The use of any Reserve Fund credit instrument pursuant to this Paragraph shall be subject to receipt of an opinion of counsel acceptable to Financial Guaranty and in form and substance satisfactory to Financial Guaranty as to the due authorization, execution, delivery and enforceability of such instrument in accordance with its terms, subject to applicable laws affecting creditors' rights generally, and, in the event the issuer of such credit instrument is not a domestic entity, an opinion of foreign counsel in form and substance satisfactory to Financial Guaranty. In addition, the use of an irrevocable letter of credit shall be subject to receipt of an A-1 P\DG\DGO2F 03/12/16 opinion of counsel acceptable to Financial Guaranty and in form and substance satisfactory to Financial Guaranty to the effect that payments under such letter of credit would not constitute avoidable preferences under Section 547 of the U.S. Bankruptcy Code or similar state laws with of filing a petition relief the U.S.voidable preference provisions in the event the !!!�!!� of p�!!�!.,r. for under �--.. --.- Bankruptcy Code or similar state laws by or against the issuer of the bonds (or any other account the letter of cred,tl party under !ct��! .,�..u���. 6 The obligation to reimburse the issuer of a Reserve Fund credit instrument for any fees, expenses, claims or draws upon such Reserve Fund credit instrument shall be subordinate to the payment of debt service on the bonds. The right of the issuer of a Reserve Fund credit instrument to payment or reimbursement of its fees and expenses shall be subordinated to cash replenishment of the Reserve Fund, and, subject to the second succeeding sentence, its right to reimbursement for claims or draws shall be on a parity with the cash replenishment of the Reserve Fund. The • , __/_..._� feature t....,. .., .],.,- which the amount Reserve Fund credit instrument shall provide for a revolving feature unde! which available thereunder will be reinstated to the extent of any reimbursement of draws or claims paid. If the revolving feature is suspended or terminated for any reason, the right of the issuer of the Reserve Fund credit instrument to reimbursement will be further subordinated to cash replenishment of the Reserve Fund to an amount equal to the difference between the full original amount available under the Reserve Fund credit instrument and the amount then available for If (a) theReserve T d instrument becomes insolvent Partner draws or claims, u!e issuer of a � rin., credit.--��- or (b) the issuer of a Reserve Fund credit instrument defaults in its payment obligations thereunder or (c) the claims -paying ability of the issuer of the insurance policy or surety bond falls below a S&P "AAA" or a Moody's "Aaa" or (d) the rating of the issuer of the letter of credit falls below a S&P "AA", the obligation to reimburse the issuer of the Reserve Fund credit instrument shall be subordinate to the cash replenishment of the Reserve Fund. 7. If (a) the revolving reinstatement feature described in the preceding paragraph is suspended or terminated or (b) the rating of the claims paying ability of the issuer of the surety bond or insurance policy falls below a S&P "AAA" or a Moody's "Aaa" or (c) the rating of the issuer of the letter of credit falls below a S&P "AA", the Issuer shall either (i) deposit into the Reserve Fund an amount sufficient to cause the cash or permitted investments on deposit in the Reserve Fund tO equal the Reserve Fund Requirement On all outstanding Bonds, such amount to be paid over the ensuing five years in equal installments deposited at least semi-annually or (ii) replace such instrument with a surety bond, insurance policy or letter of credit meeting the requirements in any of 1-3 above within six months of such occurrence. In the event (a) the rating of the claims -paying ability of the issuer of the surety bond or insurance policy falls below "A" or (b) the rating of the issuer of the letter of credit falls below "A" or (c) the issuer of the Reserve Fund credit instrument defaults in its payment obligations or (d) the issuer of the Reserve Fund credit instrument becomes insolvent, the Issuer shall either (i) deposit into the Reserve Fund an amount sufficient to cause the cash or permitted investments on deposit in the Reserve Fund to equal to Reserve Fund Requirement on all outstanding Bonds, such amount to be paid over the ensuing year in equal installments on at least a monthly basis or (ii) replace such instrument with a surety bond, insurance policy or letter of credit meeting the requirements in any of 1-3 above within six months of such occurrence. 8. Where applicable, the amount available for draws or claims under the Reserve Fund credit instrument may be reduced by the amount of cash or permitted investments deposited in the Reserve Fund pursuant to clause (i) of the preceding subparagraph 6. 9. If the Issuer chooses the above described alternatives to a cash -funded Reserve Fund, any amounts owed by the Issuer to the issuer of such credit instrument as a result of a draw thereon or a claim thereunder, as appropriate, shall be included in any calculation of debt service A-2 P:\DG\DG02F 03/12/16 requirements required to be made pursuant to the Authorizing Document for any purpose, e.g., rate covenant or additional bonds test. 10. The Authorizing Document shall require the Fiduciary to ascertain the necessity for a claim or draw upon the Reserve Fund credit instrument and to provide notice to the issuer of the Reserve Fund credit instrument in accordance with its terms not later than three days (or such longer period as may be necessary depending on the permitted time period for honoring a draw under the Reserve Fund credit instrument) prior to each interest payment date. 11. Cash on deposit in the Reserve Fund shall be used (or investments purchased with such cash shall be liquidated and the proceeds applied as required) prior to any drawing on any Reserve Fund credit instrument. If and to the extent that more than one Reserve Fund credit instrument is deposited in the Reserve Fund, drawings thereunder and repayments of costs associated therewith shall be made on a pro rata basis, calculated by reference to the maximum amounts available thereunder. template\exhibits\dsrf surety guidelines A-3 P:\DG\DGO2F 03/12/16 CERTIFICATE I, the undersigned, Clerk of the City of Yakima, Washington (the "City"), and keeper of the records of the City Council (the "Council"), DO HEREBY CERTIFY: 1. That the attached Resolution No. is a true and correct copy of a resolution of the City Council, as finally adopted at a regular meeting of the Council held on the 16th day of December, 2003, and duly recorded in my office. 2. That said meeting was duly convened and held in all respects in accordance with law, and to the extent required by law, due and proper notice of such meeting was given; that a legal quorum was present throughout the meeting and a legally sufficient number of members of the Council voted in the proper manner for the passage of said Resolution; that all other requirements and proceedings incident to the proper adoption of said Resolution have been fully fulfilled, carried out and otherwise observed; and that I am authorized to execute this certificate. IN WITNESS WHEREOF, I have hereunto set my hand this 16th day of December, 2003. (SEAL) City Clerk P\DG\DG02F 03/12/16 City of Yakima, Washington Presentation to STANDARD & FOUR'S December 5, 2003 Presenters: Mr. Paul George Assistant Mayor Ms. Rita Anson Director of Finance & Budget Mr. Timothy M. Jensen Treasury Services Officer Mr. Ray Paolella City Attorney Ms. Lindsay A. Sovde Seattle -Northwest Securities Corporation 1 Presentation to MBIA December 5, 2003 Presenters: Mr. Paul George Ms. Rita Anson Mr. Timothy M. Jensen Mr. Ray Paolella Ms. Lindsay A. Sovde Assistant Mayor Director of Finance & Budget Treasury Services Officer City Attorney Seattle -Northwest Securities Corporation Presentation to FSA December 5, 2003 Presenters: Mr. Paul George Assistant Mayor Ms. Rita Anson Director of Finance & Budget Mr. Timothy M. Jensen Treasury Services Officer Mr. Ray Paolella City Attorney Ms. Lindsay A. Sovde Seattle -Nor th gives t Securities Corporation Table of Contents Chapter 1- Introduction 1 Chapter 2 - The Bonds 2 Chapter 3 - The City 3 Chapter 4 - System Bonded Debt 6 Chapter 5 - Water and Sewer System 8 Chapter 6 - Utility System Financial Operations 16 Chapter 7 - Capital Improvement Plan 21 Chapter 8 - Conclusion 22 Chapter 9 - Area Ratings 23 Appendix A - The City's Economy CITY OE YAKIMA, WASHINGTON Chapter 1 1- 14tvndirr-1-inn /Lf-/ VyrvL..vr...r Bond sale to take place on December 15, 2003: • Water and Sewer Revenue Bonds • Series A Bonds will be used to pay for the settlement of the odor litigation relating to the wastewater treatment facility and adjacent spray field Series R T2 -n -'s will be userl +n rerniArfc ar�r� �anita� imrernvPmantc involving the City's wastewater treatment plant and to repay an interfund loan relating to the litigation Highlights of the City's strengths: • Strong cash position of the System • Strong debt service coverage of the System • Track record of following sound financial guidelines • Significant investments in infrastructure • Stable and experienced management and low employee turnover • Litigation related to wastewater treaiment plant facility settled • Stable performance of Yakima -area economy during recession 1 CITY OF YAKIMA, WASHINGTON Chapter 2 The Bonds The City expects to bring to market two series of bonds. • 2003 Bond Sale Plan ✓ $16,920,000 estimated par amount — $7.92 million—Series A — $9 million—Series B ✓ Rating desired December 11, 2003 ✓ Pricing December 15, 2003 ✓ Closing December 22, 2003 • Structure ✓ Series A Bonds matures from 2004 to 2015 ✓ Series B Bonds matures from 2015 in 2023 ✓ 20 years for entire bond issue • Security ✓ Water operating revenues ✓ Sewer operating revenues 2 CITY OF YAKIMA, WASHINGTON Chapter 3 The City A. General Information City of Yakima, Washington: • Incorporated in 1886. • The City is the Yakima County seat and the largest incorporated community in the County encompassing 23 square miles. • Population estimated to be 79,220 according to 2003 State of Washington Office of Financial Management. • Water and Sewer services provided to residents and businesses within the City's boundaries. • Sewer services also provided to surrounding urban area and reserve urban area. • 20,079 water customers. • 24,277 sewer customers. ,Coupevilie Bryant .4. -Ste lie kin -. > ° o ariton¢ Disautei ChewelahQ co # szr.. _. ., Cedonia on Brewster a c v,_,...-\ * Everett ° 3- .Wenatchee t \ Mabana Nati. For. y7 _ a outee DdmDeer Park .. Edmonds Index Cheaan, ,'° .Q Pouisbo> * -� ^� 0.imira •�W,,iibur Tumtum a Mitt a �, �Watervilie ; j_�..� " .e__-. Cheneyrs ° Brent Reston erton Federikt 1Vay MatIoocir Enuma t El 01%, 1psai - d -green Pe Ell Toted hornpson Plaice Rainier Vancouver Cashmere ° •-, r Wenatchee Coulee city ti - pi .� '`}93iessa Easton Quincy Ephrata Che haIiSei&h -�-Ciiford M"orton wPinchot Nati. Toppeni For, Longview I E George Ewan e alum gr>--•rM ._ Winona antage ;OthelIe La krosseQ° 26 Kahiotus" �PQmeroy Pasco—Dayton} "'-, t. Helens Rortland 4' Trout Lake / ° Bickieton Hood River Hula Willa Walla reewrater Herrnistilin'=• Pendleton , ?Arlington The panes Rock Creek Wallowa --Gresham r 1 `•.. eppnefi i.s Grande e �`f�Maupin Kent Condonai ffWilsonvill k,„ '`$ Umatilla Nati; alem Pine'ague Fossil For, North Powde a Sta on Yt a reitenli'ush Hot Springs `� ohn Da ,! Dale Baker City Crtv 3 CITYO!- }'AK!MA WASHINGTON The Council • The Council is currently comprised of seven elected members who serve four-year terms. Residents within the City vote for council members; council members elect the 1V1dy V1 101 d L W u-yCal Lel 11 L. Current Term Tenure Expires w/City Mary Place, Mayor Dec -05 6 years Paul George, Asst. Mayor Dec -05 2 years Clarence Barnett Dec -03 22 years Ronald J. Bonlender* Dec -07 First year John Puccinelli Dec -03 8 years Bernard J. Sims Dec -05 18 years T-.- n7 Susan j. pitman"'y 1iet.-ui ri1L year * At an election held on November 4, 2003, Ronald Bonlender and Susan Whitman were elected to fill currently vacant council positions. The two council positions were vacant due to the former council members relocating outside their districts. Newly elected council members Dave Edler and Neil McClure will begin their terms January 6, 2004. B. Staff • Approximately 680 full and part --time employees • The City operates under a council/manager form of government with a full-time city manager • The City enjoys good and mature working relationship with its six labor unions • City staff is active in regional and professional organizations • Tl:.. ector L ,a dg..el- 1,] r'P AA „l ti . Fln�nLc a1!u Buus-- _!vim. \-1 tlesiga•-anon C. Legal • Settlement of the odor litigation is the reason for the issuance of the Series A Bonds • Litigation settlement details — 1998, 220 residents of Yakima and Union Gap sought damages related to odor from wastewater treatment plant and adjacent spray field - Grew to class action status involving 3,700 members - Filed suit against City of Yakima and Del Monte Corporation - City has been working on a settlement since 2001 4 CITY OF YAKIMA, WASHINGTON - On November 21, 2003 court approved settlement • $7,000,000 paid by City • $6,000,000 sought from sources outside of the City • Payment to be made on December 22, 2003 • Settlement releases City from future litigation on this matter unless odor impacts exceed level existing on October 3, 2000 and litigant can prove decline in market value of property • Settlement constitutes a covenant running with the land that is binding on subsequent residential property purchasers 5 ( T1'Y O! YA KIMA. WASHINGTON Chapter 4 Cin Rnv►dod f0hi y Y 1-1.1 I- .11-,V,1Vl•Vvi- Senior Lien Water & Sewer Parity Bonds 1996 Revenue Refunding Bonds 1998 Revenue Refunding Bonds 2003 Revenue Bonds, Series A* 2003 Revenue Bonds, Series B* * Preliminary, subject to change. Junior Lien Debt Public Works Trust Fund Loans Sewer Treatment Plant Rehabilitation Domestic Well & Pumphouse Sewer Collection System Improvements Wastewater Facility Rehabilitation Sewer Collection System improvements Headworks/ Digester Rehabilitation Sewer Improvements King Street Fruitvale Neighborhood 2001 Junior Lien Bond (AppleTree)* Amount of Original Issue $ 3,320,000 7,910,000 7,920,000 9,000,000 $ 28,150,000 Outstanding After Bond Issue $ 1,590,000 6,260,000 '7,920,000 9,000,000 $ 25,040,000 Outstanding Amount of Balance Original Issue as of 12,15/03 945,000 $ 277,895 495,000 163,643 1,120,000 555,579 3,221,708 1,705,056 1,481,000 449,890 3,030,558 1,960,493 209,367 140,221 1,466,250 1,319,625 $ 11,968,883 $ 6,572,402 600,000 $ 600,000 * The AppleTree Project Bonds are subordinated six percent debentures for the AppleTree Project. The AppleTree Project Bonds have a lien only on connection charges collected from within the Project boundaries. If there are not sufficient connection charge revenues collected to pay principal and interest on the bonds, neither the System nor the City has any obligation to pay. 6 CITY OF YAKIMA, WASHINGTON Future Debt Needs • The City plans to issue $3.6 million in irrigation bonds in February 2004 to finance part of the rebuilding of its domestic irrigation system, which is a system separate from the Water and Sewer System. Bond Debt Service $5,000,000 $4,500,000 $4,000,000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 so Outstanding System Parity Debt Service 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 01996 W&S Rev Rfdg Bonds ■1998 W&S Bonds 02003 W&S Rev Bonds, Series A 02003 W&S Rev Bonds, Series B • 2004 parity bonded debt service is anticipated to be 13.5% of System operating revenues. • 2004 Public Works Trust Fund loan debt service is anticipated to be 3.7% of System operating revenues. 7 CITY 0r i AKIA4A, WASHINGTON' O Chapter 5 WatPY and ,4P711Pr ,CyCtP4M A. Supply and Facilities 1. Water • The City's water supply comes from the Naches River and is treated at the water treatment plant prior to delivery. T.hc�'ity has gree hi gain t-rnrlrirfinn 'ATPl1 to har7r 11Y ite crrax7if 7 c1arfar,A ci1rvr�l�� 1.ai�, `-i �y i.u' "au' -a. � -b ' �..�..,..........a.�b. ., ..��.. ... ....,.....tee system. • The Nob Hill Water Association (a private utility) serves a portion of the western part of the urban area and part of the City. • A number of the commercial and industrial facilities in the City take their source of cooling water supply directly from shallow wells. • Residential customers use 55 percent of the total water consumed; within the City, approximately 75 percent of all residential customers have irrigation water supplied from a separate irrigation system of the City. • The water system has approximately 290 miles of transmission and distribution mains. • City's 2002 water demands: Total Capacity: Average Day Demand: Peak Day Demand: 25.0 MGD* 12.4 MGD 20.4 MGD * Three emergency wells provide an additional 11.4 MGD. 8 CITY OF YAKIMA, WASHINGTON 2. Sewer • City has two sewage collection systems, one for wastewater from food processing industries and one for other wastewater. • Beginning in 1974, the City accepted regional responsibility for protecting the environment by agreeing to provide regional wastewater treatment. • The investments made in the City's wastewater collection treatment facilities exceeds $100 million since the systems were implemented. City's sewage infrastructure: • Over 310 miles of collection sewers, trunk sewers and force mains ranging in size from six-inch diameter to 48 -inch diameter pipe. • Future System capacity (with enhancements made from bond proceeds) is expected to sustain foreseeable growth for the next 10 years. • City's 2002 sewage demand: Plant Permitted Capacity: 22.3 MGD Average Flow: 10.7 MGD Peak Flow: 14.2 MGD 9 CITY CIF Y A k1MAWA SNINC:Tni B. Customer Base 1. Water Customers Water Accounts counts Year Residential Commercial Industrial Government Total 2003* 17,570 2,297 130 82 20,079 2002 17,546 2,284 130 82 20,042 2001 16,546 2,154 123 77 18,900 2000 16,356 2,130 122 77 18,685 1999 16,492 2,147 122 77 18,838 5 -Year Growth 6.5% 7.0% 6.6% 6.5% 6.6% * As of September 2003. Top Water Customers — 2002* Annual % of Total Ratepayer Billing Water Revenue Boise Cascade Corp. $ 135,559 2.69% Yakima Housing Authority 48,909 0.97 Cintas 36,897 0.73 Del Monte Corp. 34,545 0.68 Yakima Memorial 7 TT 4 /moi Yakima Memorial Hospital 3 3,326 0,66 Providence Medical Center 28,537 0.57 Seneca Foods 27,066 0.54 Central Washington Fair Association 21,948 0.43 Yakima Valley Comm. College 21,594 0.43 Gilbert Park 16,162 0.32 Total $ 404,543 8.01% * Top ten water customers account for 2.51 % of total System operating revenue. Source: City of Yakima 10 CITY OF YAKIMA, WASHINGTON 2. Sewer Customers Year 2003 (2) 2002 2001 2000 1999 Sewer. Service Accounts Residential 21,983 21,084 20,560 19,902 19,408 5 -Year Growth 13.3% Commercial 2,178 2,089 1,970 1,907 1,860 17.1% Industrial 17 17 16 15 15 13.3% (1) Includes two additional wholesale accounts in each year. (2) Actual as of September 2003. Top Sewer Customers — 2002* Annual Billing $ 283,604 229,388 190,409 121,338 104,516 72,906 66,999 36,653 35,131 34,782 Ratepayer Del Monte Corporation City of Union Gap Seneca Foods Terrace Heights Sewer District Cintas Yakima Memorial Hospital Jewel Apple Yakima County Dept. of Corrections Yakima Regional Medical Center DoubleTree Hotel Total $ 1,175,725 Government 99 95 90 87 85 16.5% Total (1) 24,279 23,287 22,638 21,913 21,370 13.6% % of Total Sewer Revenue 2.56% 2.07 1.72 1.10 0.91 0.66 0.61 0.33 0.32 0.31 10.63% * Top ten sewer customers account for 7.30% of total System operating revenue. Source: City of Yakima Technical difficulties pertaining to high temperature discharge meters at the Boise Cascade plant led to billing problems, and this account has not been billed since 1998. Billing has been re -instated and the City is in the process of determining the amount of unbilled revenues and is working with Boise Cascade to recover these funds. It is estimated that the impact on total System revenues is less than 1.5 percent. 11 CITY OF YAKIMA, WASHINGTON C. Service Rates 1. Water • Water rates are reviewed on an ongoing basis • Rates are adjusted as needed after public hearings • Last rate adjustment in 2001 of 20% Residential Water Ready -to -Serve Charges RParly-tnmcPrvP rharaPc• One-month Two-month Period* Period* Meter Size 3/4" and smaller $ 3.65 $ 3.65 1" 4.24 5.65 11/2" 7.68 12.80 2" 14.17 26.00 3" 34.64 67.00 4" 54.57 107.00 6" 95.95 190.00 8" 156.55 310.00 10" 238.93 475.00 12" 351.40 700.00 * The "one month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. Residential Water Usage Rates per 100 Cubic Feet ("UOC") UOC Rate per UOC 0-12 $ 1.13 13-20 1.13 21-250 (1.00 0 251-500 .75 Over 500 0.75 Source: City of Yakima 12 CITY OF YAKIMA, WASHINGTON Residential Bimonthly Base Water Ready -to -Serve Charges (per UOC) Meter Size 2003 2001 1999 3/4 inch $ 3.65 $ 3.65 $ 2.29 1 inch 5.65 5.65 4.61 1 1/2 inch 12.80 12.80 11.47 2 inch 26.00 26.00 25.21 3 inch 67.00 67.00 66.34 4 inch 107.00 107.00 107.52 6 inch 190.00 190.00 244.70 8 inch 310.00 310.00 434.48 10 inch 475.00 475.00 681.39 Source City of Yakima 2. Sewer • Rates are reviewed on an on-going basis • Rates are adjusted as needed: Last adjustment in 2003 for 8% • Sewer system has two rate structures - Within City limits - Outside City limits • Rates are comprised of a ready -to -serve charge and volume charge. 13 CH Y of Y"AKIMA, WASHINGTON Residential Sewer Ready -to -Serve Charges (Inside City Limits) INater Meter Size Monthly Charge* Bimonthly Charge* 3/4" $ 13.01 $ 26.02 1" 16.52 33.04 11/2" 21.34 42.68 2" 34.35 68.70 3" 130.10 260.20 4" 165.62 331.24 IC. •7nu nu CI 1; CIX 8" 10" 342.94 685.89 685.88 1,371.78 * The "one month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. Historical Residential Bimonthly Base Sewer Ready -to -Serve Charges (per unit) Meter Size 2003 2001 1999 3/4 inch $ 26.02 $ 16.66 $ 16.34 1 inch 33.04 21.16 20.76 11/2 inch 42.68 27.32 26.80 2 inch 68.70 43.98 43.14 Jn inch'1!_0'10 1L Go 1 Ao 1GVV.GV 1VV.VV 163.`40 4 inch 331.24 212.08 208.00 6 inch 496.98 318.20 312.10 8 inch 685.88 439.16 430.72 10 inch 1,371.68 878.32 861.44 Volume charge 2.28 1.49 1.46 • Multiple -unit Residential Customers. The monthly ready -to -serve charge is $6.77 per account plus $6.24 per dwelling unit. 14 CITY OF YAKIMA, WASHINGTON Residential Sewer Ready -to -Serve Charges (Outside City Limits) Water Meter Size Monthly Charge* Bimonthly Charge* 3/4" $ 19.78 $ 39.56 1" 25.12 50.24 11/2" 32.44 64.88 2" 52.22 104.44 3" 197.80 395.60 4" 251.80 503.60 6" 377.80 755.60 8" 521.40 1,042.80 10" 1,042.80 2,085.60 * The "one month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. • Multiple -unit Residential Customers. For multiple -unit residential customers, the monthly ready -to -serve charge is $10.29 per account plus $9.49 per dwelling unit. • Volume Charge. For all customers, the volume charge is $3.53 per one hundred cubic feet of water consumption. • Strong Waste Surcharge — Charged to commercial and industrial customers discharging wastewater exceeding 300 parts per million of suspended solids and/ or biochemical oxygen demand. - Surcharge is calculated using national averages of concentration levels unless a sampling station is on the premises. 15 f'rry w YA KIMA. IA/ASHINr'1'ON Chapter 6 Utility System Financial Operations -1998-2002 n. Fiscal Controls FISCAL CONTROLS, MANAGEMENT GUIDELINES AND INVESTMENT POLICY: TT.!t!.__ n_ :.3,.1a U Limy viral tcilile S. • Cost of service studies are performed every 2 to 4 years, more often if needed, and rates are reviewed and adjusted as appropriate. • Prior to establishing an increase in rates, City Council holds study sessions and public meeting(s) to discuss the need for, and customer impacts of, the proposed rate increase. • Rates will be set at levels that will generate revenue sufficient to ensure payment of all operating and maintenance expenses, construction work in progress and debt service and to ensure compliance with all applicable covenants. • The operating and maintenance budgets will be set at a level sufficient to maintain facilities in good condition, to provide sufficient staffing to ensure safe and continuous operation of the system, to implement the construction work in progress (capital improvement pian) and to meet all debt service payments and other legal obligations and to ensure a reasonable reserve is maintained. • A cost/benefit analysis is performed on major capital investments and other commitments that would significantly affect costs or rates for Utility services before submitting a recommendation to Council. Such an analysis generally includes impacts on costs, revenues and cash flow and would address risks and uncertainties associated with the proposed investment. • Debt is not used to finance operating and maintenance requirements. 16 CITY OF YAKIMA, WASHINGTON Management Guidelines: • Capital projects financed through debt issuance will not be financed for a term longer than the expected useful life of the project assets. • Both debt and pay-as-you-go financing may be used to finance utility capital needs. • With respect to debt issuance: - Debt financing will be managed to minimize annual volatility in rate requirements. - Alternative timing of issuance and amortization structures will be analyzed to ensure the most cost-efficient financing, given prevailing and forecasted market conditions. - As a general rule, fixed rate debt obligations are strongly preferred over variable rate obligations; however variable rate obligations will be considered in special circumstances. - The City will set rates sufficient to provide debt service coverage in excess of legal minimums. Rates are generally set to provide a 1.4 % to 2 % coverage ratio for bonded indebtedness. - The City is careful to comply with applicable SEC disclosure rules and IRS Arbitrage laws • To accommodate unanticipated or unforeseen needs, the City maintains an Operating Reserve equal to approximately 8% of annual operating expenditures. • The annual operating budget for a utility is generally restricted to 5% or less dependency on beginning balance for any given year, including capital transfers. Investment Policy: • The City's investment policy requires that all excess funds be invested in a manner that will provide the highest investment return consistent with maximum security and which will meet the daily cash flow demands of the City (including the utilities). • Investments shall be made with judgment and care - measured by a "prudent person" standard. • Primary objectives of the City's investment activities are (in order of priority): (1) safety, (2) liquidity and (3) return on investment. • In general, water rates are set to provide for each customer class to cover their full cost of service; wastewater rates allow for some allocation of expenses between customer groups. 17 CITY OF YAKIMA, WASHINGTON B. Balance Sheet of Water & Sewer Enterprise Funds --1998-2002 Balance Sheet Fiscal Years Ended December Audited 2002 2001 2000 1999 1998 Assets Cash and Equity (1) $ 4,515,506 $ 5,993,687 $ 5,724,172 $ 6,142,429 $ 7,411,081 Receivables Accounts 3,105,330 2,926,837 2,944,483 2,562,680 2,291,149 Notes/Contracts 12,203 19,031 25,859 33,063 39,887 Interest/Penalties 63,675 76,655 79,215 119,087 104,311 Other Receivables 25,050 25,050 23,900 27,650 28,750 Due from other Governments 0 0 0 0 78,339 Inventories 189,270 199,809 183,848 190,503 201,733 Investments, at amortized cost 5,448,735 5,466,362 4,302,706 4,414,623 3,099,451 Restricted Assets Cash v 2,085,358 1,749,415 2,229,376 2,149,317 2,306,018 Fiscal Agent/Trustee 425 409,185 425 425 425 Investments, at amortized cost 0 501,712 0 0 0 Land 780,211 780,211 780,211 780,211 780,211 Buildings 56,468,565 54,900,207 54,900,207 47,144,172 47,144,172 Other Improvements 61,708,099 58,434,669 56,567,254 64,248,796 46,105,173 Machinery & Equipment 6,802,453 6,793,571 6,740,532 5,677,766 5,650,934 Accumulated Depreciation (57,907,135) (54,481,888) (51,097,020) (47,286,145) (43,816,028) Construction in Progress 10,296,049 9,012,487 5,406,423 3,315,243 17,126,405 Completed Construction 2,232,245 2,232,245 2,232,245 2,232,245 2,232,245 Intangibles 221,830 221,830 221,830 221,830 221,830 Unamortized Debt Issue Costs 37,553 41,939 46,326 50,713 55,099 Total Assets 96,085,422 95,303,014 91,311,992 92,024,608 91,061,185 Liabilities Warrants/Accounts Payable 1,355,300 1,403,602 870,943 580,764 452,413 Wages/Benefits Payable 448,811 407,883 424,678 426,340 397,320 Compensated Absences Payable 545,415 517,600 501,039 508,988 496,307 Accrued Payables 192,438 159,622 188,634 206,990 201,789 Deposits Payable 200,676 213,534 192,189 181,698 161,167 Current Portion - Long-term Debt 690,259 684,077 678,135 672,423 652,206 Restricted Payables Matured Interest Payable 0 13,760 0 0 0 Ln Lieu of Construction 0 0 0 14,137 14,137 Current Portion - Long-term Debt 1,045,000 1,110,000 1,105,000 1,055,001 1,055,000 Bonds Payable 8,450,000 9,890,000 10,005,000 11,110,000 12,135,001 Unamortized Bond Discount (61,843) (70,396) (78,947) (87,498) (96,051) Deferred Amount on Debt Refunding (291,489) (326,840) (362,192) (397,544) (432,896) Loans Payable - Long Term 5,472,715 6,319,064 6,933,232 8,105,950 8,307,592 Advance from Other Funds 1,420,000 710,000 0 0 0 Total Liabilities 19,467,282 21,031,906 20,457,711 22,377,249 23,343,985 Fund Equity Contributed Capital 68,389,116 68,389,116 69,938,343 68,389,116 65,940,027 Retained Earnings (2) Reserved 2,085,358 2,251,127 2,229,376 2,149,317 2,306,018 Unreserved 6,143,666 3,630,865 (1,313,438) (891,074) (528,845) Total Fund Equity 76,618,140 74,271,108 70,854,281 69,647,359 67,717,200 Total Liabilities and Fund Equity $ 96,085,422 $ 95,303,014 $ 91,311,992 $ 92,024,608 $ 91,061,185 (1) Cash decreasing due to legal expenses related to litigation. (2) Starting in 1998, the City began incurring legal expenses to defend the odor -related litigation related to the wastewater treatment facility (see "Legal and Underwriting - Litigation" herein). Asa result of the size of legal expenses and the uncertain y surrounding the timing and amount of the final settlement, those costs were accumulated in a work -in -process account on the Balance Sheet. The City is of the opinion that the proper accounting treatment for the $7 million litigation settlement and the related $6 million of litigation defense costs is to present it as an "special item" (per APB 30 and GASB 34) on the Income Statement. This method is estimated to reduce retained earnings of the System to an approximate deficit of $3.93 million at the end of 2003. Since these costs have been paid annually since 1998 and are considered extraordinary, they are not expected to impact net operating income in 2003, or put Fund Equity in a negative position. It should also be noted that the System rate structure has been set to rebuild retained earnings over the life of the Series A Bonds. 18 CITI'OF Y4KIMA, WASHINGTON' C. Historical Operating Results of Water and Sewer System Combined Statement of Revenue and Expenses (Years Ended December 31) Audited 2002 2001 2000 1999 1998 Operating Revenues: Charges for Services $ 16,108,123 $ 14,647,128 $ 13,888,145 $ 13,509,835 $ 13,264,410 Other Operating Revenues 1,130 416 2,392 3,472 4,133 Total Operating Revenues 16,109,253 14,647,544 13,890,537 13,513,307 13,268,543 Operating Expenses: Operating Expense 8,803,501 7,837,536 7,586,388 7,986,378 7,763,044 Depreciation Expense 3,425,246 3,384,867 3,832,424 3,470,118 3,494,604 In -lieu Taxes 2,017,603 1,798,095 1,739,773 1,707,375 1,678,870 Taxes 922,865 798,013 805,675 721,995 695,080 Total Operating Expenses 15,169,215 13,818,511 13,964,260 13,885,866 13,631,598 Net Operating Income 940,038 829,033 (73,723) (372,559) (363,055) Other Income: Gain (Loss) on Sale of Assets 0 0 5,360 0 1,734 Interest Income (1) 164,794 435,903 302,648 237,403 491,607 Other Non -Operating Revenues 15,625 307,016 (2) 309,393 312,631 360,511 Total Other Income 180,419 742,919 617,401 550,034 853,852 Total Income Available for Debt Service on First Lien Bonds (3) First Lien Debt Service Coverage Available for Debt Service on Second Lien Bonds (4) 1,120,457 1,571,952 543,678 177,475 490,797 $ 5,468,568 $ 5,754,832 $ 5,176,417 $ 4,369,588 $ 4,678,747 $ 273,653 $ 276,403 $ 278,643 $ 280,373 $ 281,485 19 98 20.82 18.58 15.58 16.62 $ 5,194,916 $ 5,478,430 $ 4,897,775 $ 4,089,216 $ 4,397,262 Second Lien Parity Bonds 1991 Revenue $ 0 $ 443,760 $ 450,435 $ 445,225 $ 748,330 1992 Loan 324,791 324,791 324,791 324,791 324,791 1996 Revenue Refunding 363,875 365,375 360,950 360,738 359,660 1998 Revenue (Sr Refunding 909,210 501,410 503,410 503,192 0 Second Lien Parity Bonds Debt Service $ 1,597,876 $ 1,635,336 $ 1,639,586 $ 1,633,946 $ 1,432,781 Debt Service Coverage 3.25 3.35 2.99 2.50 3.07 (1) Includes interest expense on Public Works Trust Fund loans and debt service charges on wholesale customers; excludes interest on parity debt. (2) The "Other Non -Operating Revenues" in 2001 was mis-classified in the City's 2001 Audit Report and was re -stated in 2002. The correct amount is shown. (3) Net Revenues as defined in the Bond Ordinance which excludes depreciation, municipal taxes and costs capital additions to or replacements of the System. The First Lien Bonds are the City's 1968 Water and Sewer Revenue Bonds, which matured on March 1, 2003. (4) Net Revenues less First Lien debt service. For as long as the First Lien Bonds remained outstanding, the Second Lien Bonds included the City's 1992 State Revolving Fund Loan (which matured on July 1, 2003), 1996 Bonds and 1998 Bonds. 19 «ITY oF YAKIMA INA.SHINC:TC)N D. Projected Operating Results - 2003-2007 Operating Revenues (1) Projected Income Statement (Years Ended December 31) Budget Estimate Budget Projected 2003 2004 2005 2006 2007 $ 16,826,180 $ 18,120,248 $ 18,210,849 $ 18,301,903 $ 18,942,470 Operating Expenses: Operating Expense 9,378,457 10,031,171 10,231,794 10,487,589 10,802,217 Depreciation Expense 3,650,947 3,566,020 3,371,511 3,779,441 4,172,372 In -lieu Taxes 2,115,362 2,303,145 2,349,208 2,407,938 2,480,176 Ocher Taxes 1,6',37,33; ,n92,0A2 OA, Total Operating Expenses 16,232,150 16,993,178 17,067,212 17,817,534 18,631,608 Net Operating Income 594,030 1,127,070 1,143,637 484,369 310,862 Other Income: Net Interest Income/(Expense) (2) (38,897) (42,921) (19,871) 5,129 (42,921) Other Non -Operating Revenues 177,148 320,064 407,064 407,064 301,496 Total Other Income 138,251 277,143 387,193 412,193 258,575 Total Income Available for Debt Service on First Lien Bonds (3) First Lien Debt Service Coverage (4) Available for Debt Service on Second Lien Bonds (5) 732,281 1,404,213 1,530,830 896,562 569,437 $ 5,470,612 $ 6,063,075 $ 6,017,040 $ 5,818,569 $ 5,918,652 $ 276,075 $ 0 $ 0 $ 0 $ 0 19.82 NA NA NA NA $ 5,194,537 $ 6,063,075 $ 6,017,040 $ 5,818,569 $ 5,918,652 Second J.ien Parity Bonds 1996 Revenue Refunding 361,915 369,360 365,585 366,035 370,285 1998 Revenue & Refunding 795,410 790,210 794,410 797,610 789,240 2003 Revenue Series A (6) 0 838,492 879,680 877,080 876,830 2003 Revenue Series B (6) 0 453,981 472,350 472,350 472,350 Second Lien Debt Service $ 1,157,325 $ 2,452,042 $ 2,512,025 $ 2,513,075 $ 2,508,705 Projected Debt Service Coverage 4.49 2.47 2.40 2.32 2.36 (1) Includes revenues estimated to be collected from Boise Cascade in 2004-2007 (2) Includes interest expense on Public Works Trust Fund loans and debt service charges on wholesale customers; excludes interest on parity debt. (3) Net Revenues as defined in the Bond Ordinance which excludes depreciation, municipal taxes and costs capital additions to or replace- ments of the System. The First Lien Bonds are the City's 1968 Water and Sewer Revenue Bonds, which matured on March 1, 2003. (4) Final payment on "First Lien Bonds" made in 2003. "Second Lien Bonds" will be senior lien beginning in fiscal year 2004. (5) Net Revenues less First Lien debt service. For as long as the First Lien Bonds remained outstanding, the Second Lien Bonds included the City's 1992 State Revolving Fund Loan (which matured on July 1, 2003), 1996 Bonds and 1998 Bonds. The second Lien Bonds are now the Parity Bonds. (6) Preliminary, subject to change. ® All operating expenses, with the exception of depreciation, are increased at a rate of two percent in 2005, 2.5 percent in 2006 and three percent in 2007. Depreciation is increased based estimated future capital improvements. Operating revenues are increased at a rate of 0.5 percent in 2005 and 2006 and 3.5 percent in 2007. 20 C1TY OF' YAKIMA, WASHINGTON Chapter 7 Capital Improvement Plan 2003-2008 Capital Improvement Plan The following five-year plan is based on projects anticipated to be completed. However, the plan may change based on available funds and System needs. Funding for the water and sewer projects are expected through sources such as grants, available cash balances and Public Works Trust Fund loans. Additional funding for some sewer projects are also expected through parity bonds. SEWER Sewer Budgeted Cost Rehabilitation of solids dewatering centrifuge $ 1,345,000 Installation of solids thickening unit 1,605,600 Installation of secondary clarifier 3,277,800 New RAS/WAS pump station 1,669,400 Rehabilitation of emergency power generator 1,000,000 Replacement of blower VFDs 245,000 Repayment of interfund loan used for capital purposes 1,400,000 Total Sewer Construction Project Budget: $ 10,542,800 WATER Water New 3,000 gpm well Installation of two ASR wells Rapid mix/coagulation system Filter rehabilitation Filter -to -waste facility improvements Disinfection facilities Residual handling facilities Chemical storage & feed facilities Storage capacity improvements Total Water Construction Project Budget: Budgeted Cost $ 1,500,000 1,500,000 150,000 1,500,000 500,000 500,000 1,800,000 2,020,000 100,000 $ 9,570,000 21 Cin OF YAKIMA, WASHINGTON Chapter 8 C - rli,c-inn - . I r V V i/ L V r V I r The City's strengths include: • Strong cash position of the System • Strong debt service coverage of the System • Track record of following sound financial guidelines Significant investments in infrastructure • Stable and experienced management and low employee turnover • Litigation related to wastewater treatment plant facility settled • Stable performance of Yakima -area economy during recession 22 CITY OF YAKIMA, WASHINGTON Chapter 9 Area Ratings—Standard & Poor's 1. City of Yakima • LTGO rated "A" • Water & Sewer Revenue rated "A" 2. City of Centralia • LTGO rated "A-" 3. Benton County • LTGO rated "A+" 4. City of Richland • LTGO rated "A" • Water and Sewer Revenue rated "A+" 5. City of Walla Walla • LTGO rated "A" • Water and Wastewater Revenue rated "A-" 6. City of Moses Lake • LTGO rated "A-" 7. Kittitas County • LTGO rated "A" 8. Chelan County • LTGO rated "A" 9. City of Wenatchee • LTGO rated "A" • Water and Sewer Revenue rated "A" 23 CITY OF YA KIMA, VVASI-i1NG-FON Appendix A The City's Economy A-1 Crn' OF YAKIMA, WA,SHINC'1'ON A. Statistical Review of Economic Indicators 1. Assessed value The City's assessed value has experienced substantial growth over the past several years and has grown by over 30 percent since 1998. Historical Regular Assessed Value Increase from Year Assessed Value Previous Year 2003 $3,673,433,781 12.4%* 2002 3,268,615,861 3.6 2001 3,156,055,363 2.6 2000 3,076,532,870 7.9 1999 2,851,139,441 2.1 1998 2,792,000,801 * In March 2002, the Washington State Supreme Court issued an opinion in which it found that the property owner petition method of annexation is unconstitutiona because it violates the privileges and immunities clause of the Washington State Constitution. The City moved for reconsideration and the Court reheard the case in March 2003. The Court has not issued a new opinion and it is uncertain as to whether it will find the statutes unconstitutional. The City's counsel believes that, based on prior case law, it is unlikely in any event that the Court would retroactively invalidate any annexations completed prior to January 1, 1999. The City has annexed eight areas since January 1, 1999 with a total assessed value of $398,325,090. The City has used the petition method of annexation for approximately 50 years. $5,000,000,000 - $4,500,000,000 $4,000,000,000 $3,500,000,000 53,000,000,000 $2,500,000,000 $2,000,000,000 $1,500,000,000 $1,000,000,000 $500,000,000 $0 Assessed Value 1998 1999 2000 2001 2002 2003 A-2 C11 1' OF i AKIMA, WASHINGTON 2. Household Income Data The median household income of the City is comparable to other similarly rated cities YY,ithi , the area • l{.1L11L LLL area: 2003 Estimated Median Household Income City of Moses Lake $38,607 City of Walla Walla 35,824 City of Yakima 32,155 City of Sunnyside 30,170 City of Ellensburg 22,692 Source: Claritas 3. Home Values The median home values of the City compares favorably to other similarly rated cities within the area and Yakima County: 2003 Median Home Values City of Ellensburg $138,136 City of Yakima 125,616 City of Moses Walla Walla 120,998 City of MVloses Lake 105,421 City of Sunnyside 96,218 Source: Claritas A®3 CITY OF YAKIMA, WASHINGTON B. Major Employers The City is the center of the County's economic activity and top employers. City of Yakima Major Employers Employer Yakima Valley Memorial Hospital Yakima School District Yakima County Providence Health System* Snokist Growers City of Yakima Yakima Valley Comm. College Western Recreational Vehicles Shields Bag & Printing ClientLogic Product Medical Education Government Medical Fruit canning Government College Trailers, motor homes Flexible packaging Inbound call center * Now owned by Health Management Associates, Inc. and renamed to Yakima Regional Source: Yakima County Development Association, July 2003. Number of Employees 1,100 1,001 1,000 941 851 750 590 550 470 450 Health Center. A-4 CITY 01- YAKIMA, WASHING1 ON C. Area Economy 1. Location The City is a mix of commercial and suburban residential property with most home values in the mid -income price ranges. • 140 miles from Seattle; 200 from Spokane;185 from Portland $ Rapidly growing wine industry • Increasing tourism from newly expanded convention center, Sun Dome, and growing wineries 2. New residential development The City is growing rapidly although new home construction has slowed. City of Yakima, Washington Residential Building Permits New Single Family Units New Multi Family Units Total Year Number Valuation Number Valuation Valuation 2003 * 61 $ 8,339,864 40 $ 3,039,461 $ 11,379,325 2002 34 3,655,277 24 1,588,309 5,243,586 2001 14 1,104,200 68 3,049,736 4,153,936 2000 18 1,397,477 71 3,865,711 5,263,188 1999 29 2,150,876 80 4,281,696 6,432,572 1998 31 2,669,040 257 11,318,345 13,987,385 * Through September 2003. Source: U.S. Census Bureau A-5 w d o $7,920,000* • r Water and Sewer Revenue Bonds, 2003 Series A co $9,000,000* • `o Water and Sewer Revenue Bonds, 2003 Series B V to c y .E DATED: December 15, 2003 DUE: November 1, as shown on the inside cover = H ..cc E STANDARD AND POOR'S RATING — Applied for (see "Rating" herein). o NOT BANK QUALIFIED c_ o to j U BOOK -ENTRY ONLY — The Bonds will be issued as fully registered bonds in denominations of $5,000, or integral multiples a thereof, and will be registered in the name of Cede & Co., as bond owner and nominee for The Depository Trust Company ("DTC"). DTC will act as securities depository for the Bonds. Purchasers will not receive certificates ✓ • " representing their interest in the Bonds purchased. a9 PRINCIPAL AND INTEREST PAYMENTS —Interest on the Bonds will be payable on May 1, 2004 and semiannually thereafter o • c on November 1 and May 1 of each year to their maturity or earlier redemption of the Bonds. Principal of and interest w ° on the Bonds will be payable by the fiscal agency of the State of Washington in New York, New York, currently The R ,5 Bank of New York, as further described herein. See "Description of the Bonds." For so long as the Bonds remain in a 2a "book-entry only" transfer system, the fiscal agent will make such payments only to DTC, which in turn will remit Po such principal and interest to its Participants for subsequent disbursement to Beneficial Owners of the Bonds as further described herein in Appendix C. PRELIMINARY OFFICIAL STATEMENT DATED DECEMBER 5, 2003 City of Yakima, Washington a (.5 MATURITY SCHEDULES LOCATED ON INSIDE COVER eco• « c REDEMPTION — The Bonds are subject to redemption prior to their stated maturities as further described herein. See m m° "Description of the Bonds - Redemption Provisions." c m zr,°« SECURITY—The principal of and interest on the Bonds are payable solely from and secured by the Gross Revenue of the ✓ • ° Water and Sewer System after all required payments for the Costs of Maintenance and Operation have been made or m Y P Y u • a duly provided for. The Bonds are issued on a parity with the City's Water and Sewer Revenue Refunding Bonds, 1996 o s outstanding in the amount of $1,860,000 and Water and Sewer Revenue and Refunding Bonds, 1998 outstanding in the a • c amount of $6,260,000. For so long as the Bonds are outstanding, no bonds may be issued with a lien and charge on the o. Gross Revenues superior to the Iien and charge of the Bonds. Additional bonds may be issued on a parity of lien with 0• = the Bonds and the Parity Bonds, subject to certain conditions described herein. The Bonds are special obligations of the m • m City payable only from the Bond Fund. The Bonds are not general obligations of the City, the State of Washington, or m c any other municipal corporation or political subdivision thereof. See "Security for the Bonds." m ▪ -o vi m TAX EXEMPTION—In the opinion of Bond Counsel, interest on the Bonds is excluded from gross income subject to federal income To taxation pursuant to the Internal Revenue Code of 1986, as amended, subject to certain conditions and assumptions described E m herein under "Tax Exemption." The Bonds are not private activity bonds. Interest on the Bonds is included in the computation of o u certain federal taxes on corporations. c a DELIVERY—The Bonds are offered by the Underwriter when, as and if issued, subject to the approving legal opinion of E ' Preston Gates & Ellis LLP of Seattle, Washington, Bond Counsel. It is expected that the Bonds will be ready for ac. delivery to the Bond Registrar through the facilities of The Depository Trust Company by Fast Automated Securities 10 c Transfer, on or about December 22, 2003. N 2 o. to 1- *Preliminary, subject to change. This cover page contains certain information for quick reference only. It is not a summary of the issue. Investors must read the entire Official Statement to obtain information essential to the making of an informed investment decision. MIMI SEATTLE -NORTHWEST ENE SECURITIES CORPORATION City of Yakima, Washington $7,920,000* Water and Sewer Revenue Bonds, 2003 Series A $9,000,000* Water aryl Sewer Revenue Be ds 'nn3 cori.s R DATED: December 15, 2003 DUE: November 1, as shown below $7,920,000* Water and Sewer Revenue Bonds, 2003 Series A MATURITY SCHEDULE— D..- Interest n, . Interest Nov. 1 Amount* Rate Yield CUSIP Nov. 1 Amount* Rate Yield CUSIP 2004 $ 560,000 2010 $ 690,000 2005 600,000 2011 720,000 2006 610,000 2012 750,000 2007 625,000 2013 780,000 2008 645,000 2014 820,000 2009 665,000 2015 455,000 (Plus accrued interest from the Dated Date) MATURITY URIT Y SCHEDULE — Due Nov. 1 Amount* 2015 $ 400,000 2016 895,000 2017 940,000 2018 990,000 2019 1,040,000 $9,000,000* Water and Sewer Revenue Bonds, 2003 Series B Interest Due Interest Rate Yield CUSIP Nov. 1 Amount* Rate Yield CUSIP 2020 $1,095,000 2021 1,150,000 2022 1,210,000 2023 1,280,000 (Plus accrued interest from the Dated Date) * Preliminary, subject to change. City of Yakima, Washington 129 North Second Street Yakima, Washington 98901 Phone: (509) 575-6000 Fax: (509) 575-6107 www.ci.yakima.wa.us Mayor and City Council Mary Place Mayor Paul George Assistant Mayor Clarence Barnett Council Member Ronald J. Bonlender* Council Member John Puccinelli Council Member Bernard J. Sims Council Member Susan J. Whitman* Council Member Administrative Officials Richard A. Zais, Jr. City Manager Glenn K. Rice Assistant City Manager Rita M. Anson, CPA Director of Finance & Budget Timothy M. Jensen Treasury Services Officer Cindy Epperson Financial Services Manager Ray Paolella City Attorney Bond Counsel Preston Gates & Ellis LLP Seattle, Washington 206-623-7580 Current Bond Registrar The Bank of New York New York, New York 1-800-438-5473 * At an election held on November 4, 2003, Ronald Bonlender and Susan Whitman were elected to fill currently vacant council positions. The two council positions were vacant due to the former council members relocating outside their districts. Newly elected council members Dave Edler and Neil McClure will begin their terms January 6, 2004. This Official Statement does not constitute an offer to sell the Bonds in any jurisdiction in which or to a person to whom it is unlawful to make such an offer. No dealer, salesperson or other person has been authorized by the City or the Underwriter to give any information or to make any representations, other than those contained herein, in connection with the offering of the Bonds and, if given or made, such information or representations must not be relied upon. The City makes no representation regarding the accuracy or completeness of the information provided in Appendix C — Book Entry Transfer System, which has been furnished by DTC. Estimates and opinions are included and should not be interpreted as statements of fact. Summaries of documents do not purport to be complete statements of the provisions. The information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create an implication that there has been no change in the affairs of the City since the date hereof. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibility to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriter does not guarantee the accuracy or completeness of such information. This Preliminary Official Statement has been "deemed final" by the City, pursuant to Rule 15c2-12 promulgated by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as amended, except for information which is permitted to be excluded from this Preliminary Official Statement under said Rule 15c2-12. In connection with this offering, the Underwriter may over -allot or effect transactions that stabilize or maintain the market price of the Bonds at levels above those which might otherwise prevail zn the open market. Such stabilizing, if commenced, may be discontinued at any time. (This Page Intentionally Left Blank) Table of Contents Page Description of the Bonds 1 Principal Amount, Date, Interest Rates and Maturities 1 Redemption Provisions 1 Purchase 2 Bond Registrar and Registration Features 2 Book -Entry Bonds 2 Authorization for Issuance 2 Purpose and Use of Proceeds 3 Purpose 3 Sources and Uses of Funds 3 Security for the Bonds 4 Bond Fund 4 Revenue Fund/Priority of Payments 5 Rate Covenant 5 Certain Other Covenants 6 Additional Bonds 7 Defeasance of the Bonds 7 Events of Default 7 City Indebtedness of the System 8 Outstanding Long -Term Borrowings 8 Water and Sewer Revenue Bonds - Debt Service Requirements 9 Debt Payment Record 9 Future Financings 9 The Water System 9 Description 9 Water Customers 10 Major Accounts of the Water System 11 Water Service Charges within City limits 11 Water System Capital Improvement Plan 12 The Sewer (Wastewater) System 13 Description 13 Sewer Customers 14 Major Accounts of the Sewer System 14 Sewer Service Charges 15 Wastewater Treatment Plant Capital Improvement Plan 17 Billing and Collection Policy 18 Endangered Species Act 18 Financial Results 18 Comparative Balance Sheet 19 Historical Coverage Table 20 Projected Financial Information 21 Projected Coverage Table 22 The City 23 Key Administrative Staff 23 Labor Relations 24 Pension System 24 Risk Management 25 Accounting Policies 26 Budgetary Process 27 Cash and Investments 27 Auditing of City Finances 28 Demographic Information 29 Tax Exemption 32 General 32 Certain Federal Income Tax Consequences 32 Rating 33 Continuing Disclosure 33 Legal and Underwriting 34 Approval of Counsel 34 Litigation 34 Initiative and Referendum 35 Limitation on Remedies 35 Official Statement. 35 Underwriting 36 Concluding Statement 36 Bond Ordinance Appendix A Form of Opinion of Bond Counsel Appendix B Book -Entry Transfer System Appendix C 2002 Annual Financial Statements Appendix D ll (This Page Intentionally Left Blank) OFFICIAL STATEMENT City of Yakima, Washington $7,920,000* Water and Sewer Revenue Bonds, 2003 Series A $9,000,000* Water and Sewer Revenue Bonds, 2003 Series B The City of Yakima, Washington (the "City"), a municipal corporation duly organized and existing under and by virtue of the laws of the State of Washington (the "State") furnishes this Official Statement in connection with the offering of $7,920,000* aggregate principal amount of Water and Sewer Revenue Bonds, 2003 Series A, dated December 15, 2003 (the "Series A Bonds") and $9,000,000* aggregate principal amount of Water and Sewer Revenue Bonds, 2003 Series B, dated December 15, 2003 (the "Series B Bonds") (together, the "Bonds"). This Official Statement provides information concerning the City, the Bonds and the City's combined water and sewerage system (the "Water System" and the "Sewerage System" and together, the "System"). The Bonds are issued on a parity of lien with the City's $1,860,000 Water and Sewer Revenue Refunding Bonds, 1996 (the "1996 Bonds") and $6,260,000 Water and Sewer Revenue and Refunding Bonds, 1998 (the "1998 Bonds") (collectively the "Parity Bonds"). Additional bonds may be issued on a parity of lien with the Outstanding Parity Bonds, subject to certain conditions described herein. Certain capitalized words and phrases used in this Official Statement have the meanings as defined in the Bond Ordinance attached hereto in Appendix A. Description of the Bonds Principal Amount, Date, Interest Rates and Maturities The Bonds will be issued in the aggregate principal amount of $16,920,000* and will be dated and bear interest from December 15, 2003. The Bonds will mature on the dates and in the principal amounts and will bear interest (payable semiannually on May 1 and November 1, first interest payable May 1, 2004) at the respective rates as set forth on the inside cover of this Official Statement. Interest on the Bonds will be computed on the basis of a 360 -day year consisting of twelve 30 -day months. Redemption Provisions Optional Redemption. The Series A Bonds maturing on or prior to November 1, 2013 are not subject to redemption prior to their scheduled maturity. The Series A Bonds and Series B Bonds maturing on or after November 1, 2014 are subject to redemption at the option of the City on and after November 1, 2013, in whole or in part (within one or more maturities to be selected by the City) on any date, at a price of par plus accrued interest, if any, to the date of redemption. For as long as the Bonds are in book -entry only form, if fewer than all of the Bonds of a maturity are called for redemption, the selection of Bonds within a maturity to be redeemed shall be made by DTC in accordance with its operational procedures then in effect. See Appendix C attached hereto. If the Bonds are no longer held in book -entry only form, then the Bond Registrar would select Bonds for redemption using a random selection method. Notice of Redemption (DTC). So long as the Bonds are in book -entry only form, the Bond Registrar shall notify DTC of an early redemption not less than 30 days and no more than 60 days prior to the date fixed *Preliminary, subject to change. 1 for redemption, and shall provide such information as required by a letter of representation submitted to DTC in connection with the issuance of the Bonds. Neither the City nor the Bond Registrar will provide notice of redemption to any beneficial owner of Bonds. It is the sole responsibility of the DTC Participants to provide notice of redemption to individual beneficial owners of the Bonds. Purchase The City has reserved the right in the Bond Ordinance to use at any time any surplus Revenue of the System available after providing for maintenance and operation, debt service, bond redemption and capital improvements or other available funds, to purchase any of the Bonds at any price deemed reasonable by the City. Bond Registrar and Registration Features The Bonds will be issued as fully registered bonds and, when issued, will be registered in the name of Cede & Co. as Bond Owner and as nominee for The Depository Trust Company ("DTC"), New York, New York. DTC will act as securities depository for the Bonds. individual purchases and sales of the Bonds may be made in book -entry form only in minimum denominations of $5,000 within a single series and maturity and integral multiples thereof. Purchasers ("Beneficial Owners") will not receive certificates representing their interest in the Bonds. Principal of and interest on the Bonds will be payable by the State fiscal agent in New York, New York, currently The Bank of New York (the "Bond Registrar"). So long as Cede & Co. is the registered owner of the Bonds, principal of and interest on the Bonds are payable by wire transfer by the Bond Registrar to DTC, which, in turn, is obligated to remit such principal and interest to its participants for subsequent disbursement to the Beneficial Owners of the Bonds, as further described herein in Appendix C. Book -Entry Bonds DTC will act as securities depository for the Bonds. The ownership of one fully registered Bond for each series and maturity of the Bonds, as set forth on the inside cover of this Official Statement, each in the aggregate principal amount of such maturity, will be registered in the name of Cede & Co., as nominee for DTC. See Appendix C attached hereto for additional information. rruLtuureb Ln LLW GUerLL Ly 1\CULJLU1Lb U/ DwK-rJLLr1y 1 r1L(LJ/er JIl ,Leri. 11 IC iKid' aJ ute pct. U.LLLL uct/vaawa y and the City is unable to retain a qualified successor to DTC, or the City has determined that it is in the best interest of the City not to continue the book -entry system of transfer or that interests of the Beneficial Owners of the Bonds might be adversely affected if the book -entry system of transfer is continued, the City will execute, authenticate and deliver at no cost to the Beneficial Owners of the Bonds or their nominees, Bonds in fully registered form, in the denomination of $5,000 or any integral multiple thereof within a maturity. In the event the Bonds are transferred by the City to fully registered form, the payments of principal and interest on the Bonds will be made by the Bond Registrar. Principal of the Bonds will be payable upon due presentment and surrender thereof at the office designated by the Bond Registrar. Under the State's current fiscal agency agreement, the Bonds also may be presented for payment in the State of Washington at any office of Wells Fargo Bank, National Association. Interest on the Bonds will be payable by check or draft mailed to the owners of the Bonds at the address appearing on the Bond Register on the 15th day of the month preceding an interest payment date, and the Bonds will be transferable as provided in the Bond Ordinance (defined below). Authorization for Issuance The Bonds are issued pursuant to Ordinance No. 2003-64 passed by the City Council on October 7, 2003 (the "Bond Ordinance"), Resolution No. adopted on December , 2003 and under and in accordance with the laws and provisions of the State, including chapters 35.92 and 39.46 RCW. 2 Purpose and Use of Proceeds Purpose The proceeds from the sale of the Series A Bonds will be used to pay for the settlement of the odor litigation relating to the sewer system. See "Legal and Underwriting - Litigation." The proceeds from the sale of the Series B Bonds will be used to (i) finance various projects and capital improvements involving the City's wastewater treatment plant, including de -watering biosolids, solids thickening, secondary clarification, construction of a new pump station, construction of a new emergency power generator and the replacement of blower and various electronic systems and (ii) repay an interfund loan that was made to improve the plant and enable the City to close the spray field which was one of the alleged sources of odor leading to the litigation. The proceeds from the sale of the Bonds will also be used to satisfy the Reserve Requirement and to pay the costs of issuance. Sources and Uses of Funds The proceeds from the Series A Bonds (less accrued interest) are estimated to be applied as follows: Sources of Funds Par Amount of Series A Bonds $ 7,920,000* Premium/Discount Total Sources of Funds $ Uses of Funds Series A Project Fund $ Series A Debt Service Reserve Fund Issuance Expenses and Underwriter's Discount (and Bond Insurance) Total Uses of Funds $ The proceeds from the Series B Bonds (less accrued interest) are estimated to be applied as follows: Sources of Funds Par Amount of Series B Bonds $ 9,000,000* Premium/Discount Total Sources of Funds $ Uses of Funds Series B Project Fund $ Series B Debt Service Reserve Fund Issuance Expenses and Underwriter's Discount (and Bond Insurance) Total Uses of Funds $ * Preliminary, subject to change. 3 Security for the Bonds The principal of and interest on the Bonds are secured by a pledge of Gross Revenues of the System equal to the pledge for the Parity Bonds, subject only to the payment of the Costs of Maintenance and th System and the r red payments into the Water ani Sewer Revenue Komi Funa (the Operation of the System u..... �..... �.e.:i::i....s t...�........., ......, �.... ......... ........._,...,- -�_. __._,. ---- - ----- (t1 -1, - "Bond Fund"). Fund"). The City has covenanted .that, so long as the Bonds are outstanding, no bonds may be issued subsequent to the issuance of the Bonds with a lien and charge on the Gross Revenues superior to the lien and charge of the Bonds. The Bonds are a special limited obligation of the City payable only from the Bond Fund. The Bond Fund will at all times be completely segregated and set apart from all other funds and accounts of the City for the security and the payment of the principal of and interest on the Parity Bonds, as they become due. The Bonds are not general obligations of the City, the State or any political subdivision thereof. Bond Fund The Bond Fund will be used solely for the purpose of paying the principal of, premium, if any, and interest on the Parity Bonds, of retiring the Parity Bonds prior to maturity as specified in the Bond Ordinance and of paying any reimbursement obligation with respect to any credit enhancement device providing additional security for any Variable Rate Bonds. The Bond Fund has been divided into three subaccount.s: the Interest Account, the Serial Bond Principal Account and the Term Bond Principal Account (see "Bond Fund" herein). In addition, the City maintains a Debt Service Reserve Fund. Interest Account. An Interest Account has been created in the Bond Fund for the purpose of paying the interest on the Parity Bonds. Upon the issuance of the Bonds, all accrued interest on the Bonds will be paid into the Interest Account. In the case of all Parity Bonds other than Variable Rate Bonds, the City will transfer to the Interest Account amounts sufficient to pay when due the installment of interest next falling due on all Parity Bonds. In the case of Variable Rate Bonds, not later than on the last day of the month immediately succeeding the month of closing of such bonds and on or before the last day of each succeeding month, the City will transfer to the Interest Account an amount equal to the interest on such Variable Rate Bonds estimated to become due and payable on the due date. l on any date on which an installment of interest on Variable Rate Bonds falls due there are insufficient amounts in the Interest Account to make such interest payment, the City will withdraw from the Revenue Fund and transfer to the Interest Account an amount that when added to other money therein will equal the amount of interest falling due and payable on such interest payment date. Any amounts credited to the Interest Account representing accrued interest received on the sale of the Bonds or other Parity Bonds, interest capitalized from the proceeds of any Parity Bonds and any other transfers and credits otherwise made or required to be made to the Interest Account will be taken into consideration and allowance made with respect to the full amount of such transfers and credits. Serial Bond Principal Account. The City has created a separate account in the Bond Fund known as the "Serial Bond Principal Account" to provide for the payment of the principal of Serial Bonds as the same shall mature and become due and payable. The City will transfer to the Serial Bond Principal Account amounts sufficient to pay when due the installment of principal next falling due on the Serial Bonds. Term Bond Principal Account. The City will create and establish a separate account in the Bond Fund to be known as the "Term Bond Principal Account" in order to meet the specified Sinking Fund Requirements of Term Bonds and to otherwise retire the Bonds, if any, and other Parity Bonds prior to maturity. The City will transfer to the Term Bond Principal Account amounts sufficient to pay when due the Sinking Fund Requirement next falling due on all Term Bonds. Additionally, the City will apply the money paid into the Bond Fund for credit to the Term Bond Principal Account to the redemption of Term Bonds on the next ensuing Sinking Fund Requirement due 4 date (or may so apply such money prior to such Sinking Fund Requirement due date). The City may also apply the money paid into the Bond Fund for credit to the Term Bond Principal Account for the purpose of retiring Term Bonds by the purchase of such Term Bonds at a purchase price (including any brokerage charge) not in excess of the principal amount thereof. The City will apply such money to the redemption or purchase of Term Bonds in an amount such that the aggregate principal amount of Term Bonds so purchased or redeemed is at least equal to such next ensuing Sinking Fund Requirement. Any such purchase of Term Bonds by the City may be made with or without tenders of Term Bonds in such manner as the City will, in its discretion, deem to be in its best interest. Reserve Fund. The City has created the "Reserve Fund" to provide a reserve for the payment of the principal, premium, if any, and interest on the Parity Bonds. The City has covenanted and agreed that on the date of issuance of the Bonds the City will have on deposit in the Reserve Fund an amount equal to the Reserve Fund Requirement. Each ordinance providing for the issuance of Additional Bonds will provide for payments into the Reserve Fund from any other money lawfully available therefor in amounts that within not less than five years of equal monthly payments, will provide for deposit of the Reserve Fund Requirement or may provide for the City to obtain Qualified Insurance or a Qualified Letter of Credit for specific amounts required to be paid into the Reserve Fund. Such Qualified Letter of Credit or Qualified Insurance will not be cancelable on less than five years notice. In the event of any cancellation, the Reserve Fund will be funded as if the Parity Bonds which remain Outstanding had been issued on the date of such notice of cancellation. The balance in the Reserve Fund as of November 21, 2003 was $1,503,712. Revenue Fund/Priority of Payments The City has obligated and bound itself to pay into the Revenue Fund the Gross Revenues of the System. Revenues deposited therein will be used only for the following purposes and in the following order of priority: First, to pay the Costs of Maintenance and Operation of the System; Second, to pay the interest on the Parity Bonds; Third, to pay the principal of and any sinking fund payments for the Parity Bonds; Fourth, to make all payments required to be made into any Reserve Fund; Fifth, to make all payments required to be made into any other revenue bond redemption fund or debt service account or reserve account created to pay and secure the payment of the principal of and interest on any revenue bonds of the City having a lien upon the Gross Revenues of the System junior and inferior to the lien thereon for the payment of the principal of and interest on the Parity Bonds; Sixth, to retire by redemption or purchase in the open market any outstanding revenue bonds of the City, to make necessary additions, improvements and repairs to or extensions and replacements of the System, or for any other lawful City purposes. Rate Covenant The City has covenanted in the Bond Ordinance to establish, maintain and collect rates and charges for the use of the services and facilities and all commodities sold, furnished or supplied by the System which will be fair and nondiscriminatory and will adjust such rates and charges from time to time so that (i) the Gross Revenues collected (together with Assessments collected) will at all times be sufficient (a) to pay Costs of Maintenance and Operation of the System, (b) to pay the principal of, premium, if any, and interest on the Parity Bonds, as and when the same will become due and payable, (c) to make adequate provision for the payment of any Term Bonds, (d) to make when due all payments which the City is 5 obligated to make into the Reserve Fund and all other payments which the City is obligated to make pursuant to the Bond Ordinance, and (e) to pay all taxes, assessments or other governmental charges lawfully imposed on the System or the revenue therefrom or payments in lieu thereof and any and all other amounts which the City may now or hereafter become obligated to pay from the Gross Revenues by law or contract; and (ii) the Net Revenues in each Fiscal Year will be at least equal to the Coverage Requirement calculated as of December 31 of the preceding caiendar year. Certain Other Covenants Certain other covenants in the Bond Ordinance include: Maintenance of System. The City will at all times maintain, preserve and keep the properties of the System in good repair, working order and condition and will from time to time make all necessary and proper repairs, renewals, replacements, extensions and betterments thereto, so that at all times the business carried on in connection therewith will be properly and advantageously conducted and the City will at all in opPrate nr cause to be operated the properties of the System and the business in connection therewith in an efficient manner and at a reasonable cost. Disposition of System. The City will not sell or otherwise dispose of the System in its entirety unless, simultaneously with such sale or other disposition, provision is made for payment into the Bond Fund of cash or Government Obligations sufficient to pay the principal of and interest on all then Outstanding Parity Bonds, nor will it sell or otherwise dispose of any part of the useful operating properties of the System unless such facilities are replaced or provision is made for payment into the Bond Fund of the amount set forth in the Bond Ordinance. Liens or Encumbrances. The City will not at any time create or permit to accrue or to exist any lien or other encumbrance or indebtedness upon the System or the Gross Revenues or any part thereof, prior or superior to the lien thereon for the payment of the Parity Bonds, and will pay and discharge, or cause to be paid and discharged, all lawful claims for labor, materials or supplies which, if unpaid, might become a lien or charge upon the Revenues of the System, or any part thereof, or upon any funds in the hands of the City, to t lien of the ParityBonds, whichmight the security of the Dec prior to or superior the Die Parity or impair ...... �......_= J Parity Bonds. J Insurance. The City will, to the extent insurance coverage is available at reasonable cost with responsible insurers, keep, or cause to be kept, the System and the operation thereof insured, with policies payable to the City, against the risks of direct physical loss, damage to or destruction of the System, or any part thereof, and against accidents, casualties or negligence, including liability insurance and employer's liability, at least to the extent that similar insurance is usually carried by utilities operating like properties as determined by the City Manager. A program of self insurance against certain risks or as to part of the potential liability for certain risks may be included as part of the City's insurance coverage plan. Books and Accounts. The City will keep proper books of account which will be kept in accordance with any applicable rules and regulations prescribed by the State. The City will prepare, and any owner or holder of Parity Bonds may, upon written request, obtain copies of, balance sheets and profit and loss statements showing in reasonable detail the financial condition of the System as of the close of each year, and the income and expenses of such year, including the amounts paid into the Revenue Fund, the Bond Fund, and into any special funds or accounts created pursuant to the provisions of this ordinance, and the amounts expended for maintenance, renewals, replacements, and capital additions to the System. Additions and Improvements. The City will not expend any of the revenues derived by it from the operation of the System or the proceeds of any indebtedness payable from the Revenues of the system for any extensions, betterments or improvements to the System which are not legally required or economically sound, and which will not properly and advantageously contribute to the conduct of the business of the system in an efficient manner; provided, that to the extent permitted by law, the City may provide commodities, services or facilities free of charge or at a reduced charge in order to carry out a plan adopted by the Council for conservation of water or to benefit elderly, handicapped or poor persons. 6 Tax Covenants. The City has covenanted to undertake all actions required to maintain the tax-exempt status of interest on the Bonds as set forth in the Bond Ordinance. Additional Bonds The City may issue Additional Bonds upon compliance with the following conditions: 1. At the time of the issuance of such Additional Bonds, there will be no deficiency in the Bond Fund. 2. In each ordinance authorizing such Additional Bonds, provision will be made for payments into the Reserve Fund in accordance with the Bond Ordinance. 3. At the time of the issuance of such Additional Bonds, the City will have on file a certificate from a Professional Utility Consultant, an employee of the City, showing that the Net Revenue received during any consecutive 12 -month period for which financial statements are available within the 24 months preceding the date of delivery of such Additional Bonds equals the Coverage Requirement in each calendar year or Fiscal Year thereafter on the then Outstanding Parity Bonds and the Additional Bonds to be issued, and that the Adjusted Net Revenues to be received each calendar year or Fiscal Year thereafter, will equal at least 1.25 times the Average Annual Debt Service each such calendar year or Fiscal Year, on the Outstanding Parity Bonds and the Additional Bonds to be issued. The Adjusted Net Revenues will be the Net Revenues for a period of any 12 consecutive months out of the 24 months immediately preceding the date of delivery of such proposed Additional Bonds, as adjusted to take into consideration changes in Net Revenues estimated to occur under certain conditions designated in the Bond Ordinance for each year after such delivery for so long as any Bonds, including the additional bonds proposed to be issued, will be outstanding. Defeasance of the Bonds In the event that money and/or Governmental Obligations in amounts sufficient to redeem and retire any Parity Bonds are irrevocably set aside to effect such redemption and retirement, then no further payments need be made into the Bond Fund for payments on such bonds and the owner of such bonds will cease to be entitled to any lien, benefit or security of the Bond Ordinance except the right to receive the funds so set aside and pledged, and such Bonds will be deemed not to be outstanding. Events of Default The City has covenanted and agreed with the purchasers and owners from time to time of any Parity Bonds, in order to protect and safeguard the covenants and obligations undertaken by the City securing any Parity Bonds, that the following will constitute "Events of Default": (a) If the City defaults in the performance of any obligation with respect to payments into the Bond Fund and such default is not remedied within a period of 30 days; If default is made in the due and punctual payments of the principal of and premium, if any, on any of the Parity Bonds when the same becomes due and payable, either at maturity or by proceedings for redemption or otherwise; (c) If default is made in the due and punctual payment of any installment of interest on any Parity Bonds; (d) If the City defaults in the observance and performance of any other of the covenants, conditions and agreements on the part of the City contained in the Bond Ordinance; (e) If the City sells, transfers, assigns or conveys any properties constituting the System or interests therein, or any part or parts thereof, or makes any agreement for such sale or transfer; If an order, judgment or decree is entered by a court of competent jurisdiction as set forth in the Bond Ordinance; and (b) (f) 7 (g) If the City (a) admits in writing its inability to pay the debts of the System generally as they become due, (b) files a petition in bankruptcy or seeking a composition of indebtedness under any state or federal bankruptcy or insolvency law, (c) makes an assignment for the benefit of its creditors, (d) consents to the appointment of a receiver of the whole or any substantial part of the System, or (e) consents to the assumption by any court of competent jurisdiction under the provisions of any other law for the relief or aid of debtors of custody or control of the whole or any substantial part of the System. City IndebtednPss of the System Pursuant to the Bond Ordinance, the Bonds will be issued for the purpose of acquiring, constructing and installing additions and improvements to and extensions of, acquiring necessary equipment for or making necessary repairs, replacements or other capital improvements or financing costs related to capital improvements to the System and to pay litigation costs (see Litigation Section herein). Outstanding Long -Term Borrowings (As of December 15, 2003) The City's outstanding long term debt of the System is composed of the following bond issues. The Public Works Trust Fund loans and the AppleTree Project Bonds are junior to the Parity Bonds: Date of Class and Series of Obligation Issue Water and Sewer Revenue Bonds (Parity Bonds) 1996 Revenue Ref. Bonds 10/01/96 1998 Revenue & Ref. Bonds 10/01/98 2003 Revenue Bonds, Series A (1) 12/15/03 2003 Revenue Bonds, Series B (1) 12/15/03 Total Revenue Bonds Outstanding Public Works Trust Fund Loans (Subordinate Debt) Sewer TrPafmPnt Plant Rehabilitatinn 06/19/88 Domestic Well & Pumphouse 06/12/89 Sewer Collection System Improvements 09/03/92 Wastewater Facility Rehabilitation 06/01/93 Sewer Collection System Improvements 05/16/94 Headworks/Digester Rehabilitation 08/07/95 Sewer Improvements King Street 06/14/95 Fruitvale Neighborhood 06/01/01 Total Revenue PWTF Loans Outstanding junior Lien Bond (Subordinate Debt) (2) AppleTree Project Bonds Maturity Amount of Date Original Issue 12/01/08 09/01/18 11/01/15 11/01/23 07/01/08 07/ 01/ 09 07/01/12 07/01/13 07/01/14 07/01/15 07/01/15 07/01/21 $ 3,320,000 7,910,000 7,920,000 9,000,000 $ 28,150,000 $ 945,000 495,000 1,120,000 3,221,708 1,481,000 3,030,558 209,367 1,466,250 $ 11,968,883 Outstanding at 12/15/03 $ 1,590,000 6,260,000 7,920,000 9,000,000 $ 24,770,000 $ 277,895 163,643 555,579 1,705,056 449,890 1,960,493 140,221 1,319,625 $ 6x572,402 02/27/01 02/27/31 $ 600,000 $ 600,000 (1) Preliminary, subject to change. (2) The AppleTree Project Bonds are subordinated six percent debentures for the AppleTree Project. The AppleTree Project Bonds have a lien only on connection charges collected from within the Project boundaries. If there are not sufficient connection charge revenues collected to pay principal and interest on the bonds, neither the System nor the City has any obligation to pay. Water and Sewer Revenue Bonds - Debt Service Requirements (As of December 15, 2003) CaL Outstanding Parity Bonds The Series A Bonds (1) The Series B Bonds (2) Total Debt Interest Principal Interest Service Years Principal Interest Principal 2004 $ 810,000 $ 349,570 $ 560,000 2005 845,000 314,995 600,000 2006 885,000 278,645 610,000 2007 920,000 239,525 625,000 2008 960,000 198,455 645,000 2009 640,000 149,755 665,000 2010 665,000 122,875 690,000 2011 695,000 94,613 720,000 2012 180,000 64,728 750,000 2013 185,000 56,718 780,000 2014 200,000 48,485 820,000 2015 205,000 39,585 455,000 2016 210,000 30,360 0 2017 220,000 20,700 0 2018 230,000 10,580 0 2019 0 0 0 2020 0 0 0 2021 0 0 0 2022 0 0 0 2023 0 0 0 Total $ 7,850,000 $ 2,019,588 $ 7,920,000 $ 278,492 $ 279,680 267,080 251,830 233,393 212,108 187,835 160,235 129,635 96,260 60,380 21,840 0 0 0 0 0 0 0 0 $ 453,981 O 472,350 O 472,350 O 472,350 0 472,350 0 472,350 472,350 472,350 472,350 472,350 472,350 472,350 453,150 409,295 362,295 311,805 257,725 199,690 137,590 71,040 0 0 0 0 0 400,000 895,000 940,000 990,000 1,040,000 1,095,000 1,150,000 1,210,000 1,280,000 $ 2,452,042 2,512,025 2,513,075 2,508,705 2,509,198 2,139,213 2,138,060 2,142,198 1,596,713 1,590,328 1,601,215 1,593,775 1,588,510 1,589,995 1,592,875 1,351,805 1,352,725 1,349,690 1,347,590 1,351,040 $ 2,178,767 $ 9,000,000 $ 7,852,421 $ 36,820,775 (1) Preliminary, subject to change. Interest amounts are estimates only and assume interest rates ranging from 1.80% to 4.80%. (2) Preliminary, subject to change. Interest amounts are estimates only and assume interest rates ranging from 4.80% to 5.55%. Debt Payment Record The City has promptly met all debt service payments on outstanding obligations. No refunding bonds have been issued to avoid an impending default. Future Financings Other than the Bonds and the Outstanding Parity Bonds, the City does not have any other outstanding Parity Bonds. The City plans to issue $3.6 million in irrigation bonds in early 2004 to finance part of the rebuilding of its domestic irrigation system, which is a system separate from the System. The Water System Description The City supplies water to the City and the surrounding urbanized area. The City's water supply comes from the Naches River. Water is treated at the water treatment plant prior to delivery. The City has three high production wells to back up its gravity surface supply system. The Nob Hill Water Association (a private utility) serves a portion of the western part of the urban area, a portion of which is within the City's boundaries. A number of the commercial and industrial facilities in the City take their source of cooling water supply directly from shallow wells. The City's total Water System capacity is 25 million gallons per day ("MGD") plus three emergency wells which provide an additional 11.4 MGD. The City's historic water demands are shown in the following table: 9 Peak Flows (MGD) Annual Average Flows (MGD) Source: City of Yakima Water System Demand 2002 20.4 12,4 2001 21,1 12,9 2000 22.0 13.1 1999 19.4 12,4 1998 20.8 13.3 Water Customers Residential. The residential customer class includes both single-family and multi -family. This class represents 88 percent of all water customers. Within the City, approximately 75 percent of all residential customers have irrigation water supplied from a separate irrigation system of the City. Only five percent of potable residential water use is for irrigation. Commercial and Industrial. Commercial users include shopping centers, banks, office complexes, motels, a ...tl. ,... L,....:... 'Th.. _7 »tl.l.. a....... ,....] .,77.. . .,.:d,..,—. tl.a.,.<.......,,a- bb., < cu Lu VLLLCL LILAJu(C i...J. The CvuI tC1Lial uav1Luuy ucuLalLLL X,cucin..y tAlu.avii.. throughout ..�..- year. Industrial customers are primarily the fruit and vegetable processing industries with summer use generally being twice the monthly average. Governmental. The governmental group of users includes state, federal and county facilities. Residential Commercial Industrial Government Total * As of September 2003. Source: City of Yakima Residential Commercial/Industrial Government/Other Total Number of Water Customers 2003* 2002 2001 2000 1999 17,570 2,297 130 82 17,546 2,284 130 82 16,546 2,154 123 16,356 2,130 122 16,492 2,147 122 77 77 77 20,079 20,042 18,900 18,685 18,838 2002 $3,090,950 1,749,554 206,882 $5,047,386 4A7_t._ D_lt:�.* V V QLCI DU111Ij,a' * Decrease in Government/Other billing in 2001 Department to comply with State Department increase in overall revenue. Revenue amounts in Source: City of Yakima 2001 2000 1999 1998 $2,880,410 $2,706,214 $2,771,309 $2,680,524 1,641,694 1,471,763 1,430,371 1,484,581 245,923 381,860 338,289 277,618 $4,768,027 $4,559,837 $4,539,969 $4,442,723 is a result of a reclassification of consumption by the Water of Health guidelines. Rate increases in 2001 accounts for the 2002 reflect a full 12 months of the new rates. 10 Major Accounts of the Water System The following table shows the City's major water customers by amount billed. Major 2002 Water System Customers* Total Amount Customer Billed Boise Cascade Corp. Yakima Housing Authority Cintas DelMonte Corp. Yakima Memorial Hospital Providence Medical Center Seneca Foods Central Washington Fair Assn. Yakima Valley Comm. College Gilbert Park Total * Top 10 water customers account for 2.51 percent of total Source: City of Yakima $ 135,559 48,909 36,897 34,545 33,326 28,537 27,066 21,948 21,594 16,162 $ 404,543 System operating revenue. Percent of Water Revenues 2.69% 0.97 0.73 0.68 0.66 0.57 0.54 0.43 0.43 0.32 8.01 % Water Service Charges within City limits Effective July 2001, the following charges became effective for water service. The City does not currently have any immediate plans to increase rates and charges. A new rate study will commence in mid -2004. Residential. The charge for domestic water supplied consists of a ready -to -serve charge and a minimum charge for water consumed as follows: Ready -to -serve charges: Meter Size 3/4" and smaller 1" 11/2" 2" 3" 4" 6" 8" 10" 12" One-month Period* $ 3.65 4.24 7.68 14.17 34.64 54.57 95.95 156.55 238.93 351.40 Two-month Period* $ 3.65 5.65 12.80 26.00 67.00 107.00 190.00 310.00 475.00 700.00 * The "one-month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two-month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. Charges for water consumed per one hundred cubic feet ("UOC"): UOC Rate per UOC 0-12 $ 1.13 13-20 1.13 21-250 1.00 251-500 0.75 Over 500 0.75 11 Meter Size 3/ zn 1" 11/2" 2" 3" 4" 6" 8" 10" Source: City of Yakima Historical Residential Bi -Monthly Water Base Rates (By Meter Size) 2003 Q 2 GC 5.65 12.80 26.00 67.00 107.00 190.00 310.00 475.00 2002 2001 2000 $ 3.65$ 3.65 $ 2.29 5.65 5.65 4.61 12.80 12.80 11.47 26.00 26.00 25.21 67.00 67.00 66.34 107.00107.00 107.52 190.00 190.00 244.70 310.00 310.00 434.48 475.00 475.00 681.39 1999 1.19 w 4.61 11.47 25.21 66.34 107.52 244.70 434.48 681.39 Water System Capital Improvement Plan The improvements identified in the City's Water System Plan are described in the following functional component categories: (i) Source of Supply; (ii) Water Treatment; (iii) Storage; and (iv) Distribution. The following five-year plan is based on projects anticipated to be completed. However, the plan may change based on available funds and perceived needs. Funding is expected through sources other than Parity Bonds, such as rates, reserves, grants, available cash balances and Public Works Trust Fund loans. A new cost of service study is scheduled to be prepared in 2004 and the results of this study may change the following projects and priorities. Source of Supply. The current normal source of supply is the Naches River Water Treatment Plant with a nominal capacity of 25 MGD. This supply is adequate to meet the projected maximum day demand ("MDD") up until 2008. The three active wells (Kiwanis, Airport and Kissel Park) have been designated as emergency use supplies. A proposed new 3,000 gallons per minute ("gpm") deep well located in Elks Park would enable the City to beneficially use the balance of the Ranney Well water right, and provide the additional year around source which is needed to meet projected MDD after 2008. The estimated cost of a new well including well pump, well house and engineering and administrative costs is $1,500,000. Aquifer storage and recovery ("ASR") is a possible source of additional supply during peak use periods or under emergency conditions. Two ASR wells have been proposed which would initially be emergency only supply sources. If the projected maximum day demands are realized by the year 2015, one of the proposed ASR wells would be converted from an emergency source of supply status to a normal supply source. The first ASR well is expected to be installed in 2006. The second ASR well would be installed in 2008. The estimated cost for each of the ASR wells would be the same as the Elks Park Well, or approximately $1,500,000. Water Treatment. The recommended improvements in the water treatment facilities are described briefly below: Rapid Mix (Coagulation) - A new pump diffusion flash mix system is recommended to replace the existing rapid mix. The recommended improvements to the rapid mix/coagulation system are scheduled for installation in 2004. The estimated cost of these improvements is $150,000. Filter Rehabilitation - The recommended improvements to the filters are scheduled for installation in 2005. The estimated cost of these filter improvements is $1,500,000. Filter -to -Waste Facilities - Improvements to operation of the existing FTW system as well as upgrades and modifications to the filter gallery piping are recommended to address various deficiencies. The ' change to the FTW operating period was implemented in March 2003. The filter gallery piping 12 improvements are scheduled for installation in 2004. The estimated cost of these improvements is $500,000. Disinfection Facilities - Conversion of the disinfection system from chlorine gas to sodium hypochlorite is recommended to resolve safety and treatment capability deficiencies. The conversion to sodium hypochlorite is scheduled for 2004. The estimated cost of the conversion is $500,000. Residuals Handling - Construction of three concrete lined lagoons with a recycle pump station is recommended to replace the existing residuals handling process. The recommended improvements to the residuals handling facilities are scheduled for installation in 2006. The estimated cost of the backwash lagoon upgrade is $1,800,000. Chemical Storage and Feed Facilities - Improvements to the chemical storage and feed facilities are recommended at the WTP to improve operation and maintenance. The recommended improvements to the chemical storage and feed facilities are scheduled for installation in 2004. The estimated cost for the new chemical storage and feed facilities is $2,020,000. Storage. The existing storage capacity is expected to be adequate for the projected supply and demand conditions through 2022. The only deficiency is the low turnover rate in certain reservoirs during low demand periods. The recommended improvement to resolve this deficiency is the installation of an automated flow/pressure control valve interconnection. The recommended improvement is scheduled for installation in 2004. The estimated cost of the proposed control valve, including the necessary piping modifications and telemetry, is $100,000. Distribution. Various distribution projects, while not needed to correct any existing deficiencies, are included in the capital improvement program as part of the City's on-going efforts to maintain and upgrade the quality of the system to meet current and future needs. All distribution projects are in the planning stages and immediate timelines and projected costs have yet to be determined. Since 1977, the surface water rights that are the primary supply for the City's municipal water treatment and delivery system have been under review in the Yakima River general stream adjudication (Ecology v. Acquavella). In 2002, the City reached a settlement with the State and the United States in the adjudication. Under the settlement, adequate water quantities are provided to meet expected current and future demand. On November 21, 2002, the Court issued a Conditional Final Order confirming the terms of the settlement. No appeals to the Conditional Final Order were filed by any party. The Conditional Final Order finally resolves all issues regarding the rights under review in the adjudication, subject to incorporation of the Order into the Court's final decree at the conclusion of the adjudication. The Sewer (Wastewater) System Description The City treats wastewater for City residents and the surrounding urbanized area (a planned annexable area with expected growth) and reserve urbanized area (an area with developable land but with no planned developments in the foreseeable future). The City has two sewage systems, one for wastewater from food processing industries and one for other wastewater. All wastewater is treated at the Regional Wastewater Treatment Plant, which is owned by the City. In 1974 the City accepted regional responsibility for protecting the environment by agreeing to provide regional wastewater treatment. The investments made to date in the City's wastewater collection treatment facilities exceeds $100 million. The City has contracts with the City of Union Gap and the Terrace Heights Sewer District in which the City provides wholesale wastewater treatment and disposal services. The City's historic wastewater demands are shown in the following table: 13 Wastewater Treatment Plant Demand Plant Permitted Capacity (MGD) Capacity (MGD) Peak Flows (MGD) Annual Avaraoa Flncvc (Mr: T1) Source: City of Yakima 2002 2001 2000 1999 1998 22.3 22.3 22.3 22,3 22,3 14.2 15.4 16,8 12,9 13,9 10.7 11 d 11.52 10 .(.,1 10.7 Sewer Customers The City provides sewer service to approximately 24,277 accounts, 90.5 percent of which are residential. Approximately 98 percent of all residential and commercial customers of the System are within the City. Customer data and usage by class for the last five years is presented below. Number of Sewer Customers 2€1113' 2002 2001 2000 1999 Residential 21,983 21,084 Commercial 2,178 2,089 Industrial 17 17 Government 99 95 Wholesale 2 2 Tom 24,279 23,287 * As of September 2003. Source: City of Yakima Sewer Billing 20,560 1,970 16 90 2 22,638 19,902 19,408 1,907 1,860 15 15 87 85 2 2 21,913 21,370 2002 2001 2000 1999 1998 Residential $ 6,878,756 $ 6,046,085 $ 5,968,168 $ 5,746,308 $ 5,537,334 Commercial/ Industrial 3,518,456 3,270,447 2,782,041 2,536,644 2,700,539 Government/Other 340,556 258,108 242,575 236,714 241,825 Wholesale* 322,970 304,460 335,524 450,200 343,083 Total $11,060,738 $ 9,879,100 $ 9,328,308 $ 8,969,866 $ 8,882,781 * includes charges to the communities of Union Gap and Terrace Heights. Source: City of Yakima Major Accounts of the Sewer System The following table shows the City's major sewer customers by amount billed. 14 Major 2002 Sewer System Accounts* Total Amount Percentage of Customer Billed Sewer Revenues Del Monte Corporation $ 283,604 2.56% City of Union Gap 229,388 2.07 Seneca Foods 190,409 1.72 Terrace Heights Sewer District 121,338 1.10 Cintas 104,516 0.94 Yakima Memorial Hospital 72,906 0.66 Jewel Apple 66,999 0.61 Yakima County Dept. of Corrections 36,653 0.33 Yakima Regional Medical Center 35,131 0.32 DoubleTree Hotel 34,782 0.31 Total $1,175,725 10.63% * Technical difficulties pertaining to high temperature discharge meters at the Boise Cascade plant led to billing problems, and this account has not been billed since 1998. Billing has been re -instated and the City is in the process of determining the amount of unbilled revenues and is working with Boise Cascade to recover these funds. It is estimated that the impact on total System revenues is less than 1.5 percent. The top 10 sewer customers account for 7.3 percent of total System operating revenue. Source: City of Yakima Sewer Service Charges Effective November 10, 2003, the following charges became effective for sewer service: Rates to Properties Within City Limits. The domestic sewer service charge consists of a ready -to -serve charge and a volume charge based on domestic water consumption. The volume charge is $2.28 per one hundred cubic feet of water consumption, or if metered, quantity discharged. Ready -to -serve charges for the sewer system are based on water meter size. Residential Sewer Ready -to -Serve Charges (Inside City Limits) Water Meter Size Monthly Charge* Bimonthly Charge* 3/4' $ 13.01 $ 26.02 1" 16.52 33.04 11/2" 21.34 42.68 2" 3435 68.70 3" 130.10 260.20 4" 165.62 331.24 6" 248.49 496.98 8" 342.94 685.88 10" 685.89 1,371.78 * The "one-month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two-month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. • Multiple -unit Residential Customers. The monthly ready -to -serve charge is $6.77 per account plus $6.24 per dwelling unit. 15 Historical Residential Bi -Monthly Sewer Ready -to -Serve Charges (By Meter Size) Water Meter Size 3/4" 1" 11/2" L. 3" 4" 6" 8" 1(1" Volume charge * As of November 10, 2003. Source: City of Yakima 2003* $ 26.02 33.04 42.68 68.70 260.20 331.24 496.98 685.88 1,371.78 2.28 2002 22.96 29.16 37.66 60.62 229.60 292.28 438.54 605.22 1 71(1 Lth 2.01 2001 $ 16.66 21.16 27.32 43.98 166.60 212.08 318.20 439.16 R7R 3� 2000 $ 16.34 20.76 26.80 43.14 163.40 208.00 312.10 430.72 RA1 Id 1.49 1.46 1999 16.34 20.76 26.80 43.14 163.40 208.00 312.10 430.72 Rh144 1.46 Rates to Properties Outside City Limits. For customers located outside the City limits, a sewer service charge is composed of a ready -to -serve charge and a volume charge based on domestic water consumption. The sewer service ready -to -serve charge for all customers outside City limits other than multiple -family residential customers is calculated and charged according to the following schedules: Residential Sewer Ready -to -Serve Charges (Outside City Limits) Water Meter Size 34" 1" 11/2" 2" 3" 4" 6" 8" 10" Monthly Charge* $ 19.78 25.12 32.44 52.22 197.80 251.80 377.80 521.40 1,042.80 Bimonthly Charge* $ 39,56 50.24 64.88 104.44 395.60 503.60 755.60 1,042.80 2,085.60 * The "one-month period" is defined as any period of time from one day up to and including one month and fourteen days, and the "two-month period" is defined as any period of time from one month and fifteen days to two month and fourteen days. • Multiple -unit Residential Customers. The monthly ready -to -serve charge is $10.29 per account plus $9.49 per dwelling unit. • Volume Charge. For all customers, the volume charge is $3.53 per one hundred cubic feet of water consumption. Strong Waste Surcharge. For commercial and industrial customers discharging wastewater which contains more than 300 parts per million of biochemical oxygen demand ("BOD") and/or suspended solids ("SS") there will be a surcharge, in addition to the ready -to -serve charge and the volume charge, which will be calculated utilizing the national average values of BOD and SS concentrations typical to each classification under the Standard Industrial Code or by actual concentrations verified by the City. If the commercial industrial customer chooses at its expense to install a sampling station, the strong waste charge is calculated based upon actual concentrations. The following formula is utilized to calculate the strong waste charge: 16 Monthly Surcharge = (Unit costs per pound of BOD or SS) times (weight of one gallon of water) times (customer's flow in one hundred cubic feet divided by one thousand three hundred thirty-seven per month) times (customer's concentration of BOD or SS m parts per million minus three hundred per the national average values or verified concentrations) In the above formula: Unit cost per pound for BOD Unit cost per pound for SS Weight of one gallon of water Inside City • $ 0.294/ib. • 0.241/1b. = 8.34 lbs. Outside City $ 0.537/1b. 0.522/ lb. 8.34 lbs. Septage Charge. A charge of $0.337 per gallon is paid for septic tank waste dumped at the wastewater treatment plant. Wastewater Treatment Plant Capital Improvement Plan The City's approved Wastewater Facilities Plan has identified several priorities to be implemented at the Wastewater Treatment Plant to comply with new and existing environmental rules and regulations. Compliance is required to meet the Washington Department of Ecology ("WDOE") criteria to provide adequate capacity and backup operations to major processes of the plant as identified in the City's National Pollutant Discharge Elimination System ("NPDES") Permit and associated rules and regulations. Except for item (vii), the following projects and costs are estimates and funding for these projects is expected to come from proceeds of the Series B Bond and other sources such as Parity Bonds, rates, reserves, grants, available cash balances and Public Works Trust Fund loans. The following areas have been identified and prioritized as the Yakima Wastewater Treatment Plant's most important improvements to be implemented: (i) Solids dewatering - one of two centrifuges is currently functional for dewatering biosolids and requires extensive maintenance to continue operating. A new centrifuge or alternate source of dewatering the biosolids is required to maintain compliance when the older centrifuge is out of service. The estimated cost of the project is $1,345,000. (ii) Solids thickening - the waste activated sludge ("WAS") thickening process reduces the volume of solids sent to the dewatering processes. There is currently one dissolved air flotation thickener ("DAFT") to thicken secondary sludge. A second thickening unit is needed to meet Department of Ecology criteria. The estimated cost of the unit is $1,605,600. (iii) Secondary clarification - the secondary clarifiers are the final sedimentation process prior to discharge to the Yakima River; an additional secondary clarifier is required to meet Ecology criteria. The estimated cost of the secondary clarifier is $3,277,800. (iv) New RAS/ WAS Pump Station - the RAS/WAS pump station is used to transport Return Activated Sludge ("RAS") from the secondary clarifiers back to the aeration basin flow control system through two constant speed open screw pumps. With the addition of a new secondary clarifier or future new aeration basins a new RAS/WAS pumping station would be required. The estimated cost of the new pumping station is $1,669,400. (v) Emergency Power - the emergency power system supplies a second source of power to assure minimum treatment is provided under utility power failures. The existing generator set was installed in 1972 and requires a complete inspection/overhaul. Another generator set is required to operate the minimum treatment processes at present. The estimated cost of the generator set is $1,000,000. (vi) Replacement of Blower VFDs - the VFDs that operate the four 400 horsepower blowers are at the end of their useful life and need to be replaced. The estimated cost to replace the blowers is $245,000. 17 (vii) Repay interfund loan that was borrowed to make the capital improvements necessary to enable the City to close the sprayfield, which was alleged to be one of the sources of odor leading to the litigation, $1,400,000 111111116 dllU L.ul1Cl'Clult rule y Utility bills for the City are sent on a bi-monthly basis. Bills are due 14 days after they are sent and if the bills are not paid by that date, a reminder notice is sent requesting payment within 14 days. If the bill is not paid by the end of the 14 day period, a suspension notice is sent to the customer stating that if the bill is not paid in 7 days, service will be suspended and the account will be turned over to collection. If the bill is not paid by the suspension date, water service is suspended. If the bill is not paid 90 days after the original billing date, it is sent to a collection agency. State law grants a statutory lien on property for unpaid utility bills. 1Pa,.4•,nnnr®e4 �r.nri®c 4nF In planning future projects, the City evaluates the construction and operation of the facilities to determine if there will be any impact on endangered species through the use of site evaluations, special environmental studies, and preparation of State Environmental Policy Act ("SEPA") checklists or environmental impact statements, as appropriate. Alternatives are developed to minimize or avoid impacts on endangered species. Where federal permits or funding are involved, the City also complies with the Endangered Species Act's "consultation" requirement, which serves to evaluate and address any potential effect on endangered species. Best management practices are employed during routine operation and maintenance activities to minimize impacts on the environment. Litigation Settlement. A class action lawsuit is pending against the City alleging personal and property damages arising from alleged odors from the City's wastewater treatment plant. The Series A Bonds will finance a settlement of this litigation. See "Legal and Underwriting - Litigation" herein. Financial Results The following tables provide a comparative balance sheet and historical and projected combining statement of revenues and expenses for the City's Water and Sewer Enterprise Funds. 18 Water and Sewer Enterprise Funds Comparative Balance Sheet (Years Ending December 31) Audited 2002 2001 2000 1999 1998 Assets Cash and Equity (1) $ 4,515,506 $ 5,993,687 $ 5,724,172 $ 6,142,429 $ 7,411,081 Receivables Accounts 3,105,330 2,926,837 2,944,483 2,562,680 2,291,149 Notes/Contracts 12,203 19,031 25,859 33,063 39,887 Interest/Penalties 63,675 76,655 79,215 119,087 104,311 Other Receivables 25,050 25,050 23,900 27,650 28,750 Due from other Governments 0 0 0 0 78,339 Inventories 189,270 199,809 183,848 190,503 201,733 Investments, at amortized cost 5,448,735 5,466,362 4,302,706 4,414,623 3,099,451 Restricted Assets Cash 2,085,358 1,749,415 2,229,376 2,149,317 2,306,018 Fiscal Agent/Trustee 425 409,185 425 425 425 Investments, at amortized cost 0 501,712 0 0 0 Land 780,211 780,211 780,211 780,211 780,211 Buildings 56,468,565 54,900,207 54,900,207 47,144,172 47,144,172 Other Improvements 61,708,099 58,434,669 56,567,254 64,248,796 46,105,173 Machinery & Equipment 6,802,453 6,793,571 6,740,532 5,677,766 5,650,934 Accumulated Depreciation (57,907,135) (54,481,888) (51,097,020) (47,286,145) (43,816,028) Construction in Progress 10,296,049 9,012,487 5,406,423 3,315,243 17,126,405 Completed Construction 2,232,245 2,232245 2,232,245 2,232,245 2,232,245 Intangibles 221,830 221,830 221,830 221,830 221,830 Unamortized Debt Issue Costs 37,553 41,939 46,326 50,713 55,099 Total Assets 96,085,422 95,303,014 91,311,992 92024,608 91,061,185 Liabilities Warrants/Accounts Payable 1,355,300 1,403,602 870,943 580,764 452,413 Wages/Benefits Payable 448,811 407,883 424,678 426,340 397,320 Compensated Absences Payable 545,415 517,600 501,039 508,988 496,307 Accrued Payables 192,438 159,622 188,634 206,990 201,789 Deposits Payable 200,676 213,534 192,189 181,698 161,167 Current Portion - Long-term Debt 690,259 684,077 678,135 672,423 652,206 Restricted Payables Matured Interest Payable 0 13,760 0 0 0 In Lieu of Construction 0 0 0 14,137 14,137 Current Portion - Long-term Debt 1,045,000 1,110,000 1,105,000 1,055,001 1,055,000 Bonds Payable 8,450,000 9,890,000 10,005,000 11,110,000 12,135,001 Unamortized Bond Discount (61,843) (70,396) (78,947) (87,498) (96,051) Deferred Amount on Debt Refunding (291,489) (326,840) (362,192) (397,544) (432,896) Loans Payable - Long Term 5,472,715 6,319,064 6,933,232 8,105,950 8,307,592 Advance from Other Funds 1,420,000 710,000 0 0 0 Total Liabilities Fund Equity Contributed Capital Retained Earnings (2) Reserved Unreserved Total Fund Equity 19,467,282 21,031,906 20,457,711 22,377,249 23,343,985 68,389,116 68,389,116 69,938,343 68,389,116 65,940,027 2,085,358 2,251,127 2,229,376 2,149,317 2,306,018 6,143,666 3,630,865 (1,313,438) (891,074) (528,845) 76,618,140 74,271,108 70,854,281 69,647,359 67,717,200 Total Liabilities and Fund Equity $ 96,085,422 $ 95,303,014 $ 91,311,992 $ 92,024,608 $ 91,061,185 (1) Cash decreasing due to legal expenses related to litigation. (2) Starting in 1998, the City began incurring legal expenses to defend the odor -related litigation related to the wastewater treatment facility (see "Legal and Underwriting - Litigation" herein). As a result of the size of legal expenses and the uncertainity surrounding the timing and amount of the final settlement, those costs were accumulated in a work -in -process account on the Balance Sheet. The City is of the opinion that the proper accounting treatment for the $7 million litigation settlement and the related $6 million of litigation defense costs is to present it as an "special item" (per APB 30 and GASB 34) on the Income Statement This method is estimated to reduce retained earnings of the System to an approximate deficit of $3.93 million at the end of 2003. Since these costs have been paid annually since 1998 and are considered extraordinary, they are not expected to impact net operating income in 2003, or put Fund Equity in a negative position. It should also be noted that the System rate structure has been set to rebuild retained earnings over the life of the Series A Bonds. Source: City of Yakima 19 Water and Sewer Enterprise Fluids Combining Statement of Revenues and Expenses Historical Coverage Table (Years Ending December 31) Audited 2002 2001 2000 1999 1998 Operating Reveriues: Charges for Services $ 16,108,123 $ 14,647,128 $ 13,888,145 $ 13,509,835 $ 13,264,410 Other Operating Revenues 1,130 416 2,392 3,472 4,133 Total Operating Revenues 16,109,253 14,647,544 13,890,537 13,513,307 13,268,543 Operating Expenses: Operating Expense 8,803,501 7,837,536 7,586,388 7,986,378 7,763,044 Depreciation Expense 3,425,246 3,384,867 3,832,424 3,470,118 3,494,604 In -lieu Taxes 2,017,603 1,798,095 1,739,773 1,707,375 1,678,870 Taxes 922,065 790,013 005,675 /41,935 695,GG0 Total Operating Expenses 15,169,215 13,818,511 13,964,260 13,885,866 13,631,598 Net Operating Income 940,038 829,033 (73,723) (372,559) (363,055) Other Income: Gain (Loss) on Sale of Assets 0 0 5,360 0 1,734 Interest Income (1) 164,794 435,903 302,648 237,403 491,607 Other Non -Operating Revenues 15,625 307,016 (2) 309,393 312,631 360,511 Total Other Income 180,419 742,919 617,401 550,034 853,852 Total Income 1,120,457 Available for Debt Service on First Lien Bonds (3) First Lien Debt Service Coverage Available for Debt Service nn Second Lien Bolls (4) 1,571,952 543,678 177,475 490,797 $ 5,468,568 $ 5,754,832 $ 5,176,417 $ 4,369,588 $ 4,678,747 $ 273,653 $ 276,403 $ 278,643 $ 280,373 $ 281,485 19.98 20.82 18.58 15.58 16.62 $ 5,194,Q16 $ 5,478,430 $ 4,897,775 $ 4,089,216 $ 4597,262 Second L ian Parity Bends 1991 Revenue $ 0 $ 443,760 $ 450,435 $ 445,225 $ 748,330 1992 Loan 324,791 324,791 324,791 324,791 324,791 1996 Revenue Refunding 363,875 365,375 360,950 360,738 359,660 1998 Revenue & Refunding 909,210 501,410 503,410 503,192 0 Second Lien Parity Bonds Debt Service $ 1,597,876 $ 1,635,336 $ 1,639,586 $ 1,633,946 $ 1,432,781 Debt Service Coverage 3.25 335 2.99 2.50 3.07 (1) Includes interest expense on Public Works Trust Fund loans and debt service charges on wholesale customers; excludes interest on parity debt. (2) The "Other Non -Operating Revenues" in 2001 was mis-classified in the City's 2001 Audit Report and was re -stated in 2002. The correct amount is shown. (3) Net Revenues as defined in the Bond Ordinance which excludes depreciation, municipal taxes and costs capital additions to or replacements of the System. The First Lien Bonds are the City's 1968 Water and Sewer Revenue Bonds, which matured on March 1, 2003. (4) Net Revenues less First Lien debt service. For as long as the First Lien Bonds remained outstanding, the Second Lien Bonds included the City's 1992 State Revolving Fund Loan (which matured on July 1, 2003), 1996 Bonds and 1998 Bonds. Source: City of Yakima 20 Projected Financial Information The City does not as a matter of course make public projections as to future sales, earnings, or other results. However, the City's management has prepared the projected financial information set forth in this Official Statement. In the preparation of the projects in this Official Statement, the City has made certain assumptions with respect to conditions that may occur in the future. While the City believes these assumptions are reasonable for the purpose of the projections, they are dependent upon future events, and actual conditions may differ from those assumed. To the extent actual future factors differ from those assumed or provided to the City by others, the actual results will vary from those forecast. This information is not fact and should not be relied upon as being necessarily indicative of future results, and readers of this Official Statement are cautioned not to place undue reliance on the projected financial information. In the following Projected Coverage Table, all operating expenses, with the exception of depreciation, are increased at a rate of two percent in 2005, 2.5 percent in 2006 and three percent m 2007. Depreciation is increased based estimated future capital improvements as described in the City's "Water System Capital Improvement Plan" and "Wastewater Treatment Plant Capital Improvement Plan" herein. Operating revenues are increased at a rate of 0.5 percent in 2005 and 2006 and 3.5 percent in 2007. 21 Operating Revenues (1) Water and Sewer Enterprise Funds Combining Statement of Revenues and Expenses Projected Coverage Table (Years Ending December 31) Budget Estimate Budget Projected 2003 2004 2005 2006 2007 $ 16,826,180 $ 18,120,248 $ 18,210,849 $ 18,301,903 $ 18,942,470 Operating Expenses: Operating Expense 9,378,457 10,031,171 10,231,794 10,487,589 10,802,217 Depreciation Expense 3,650,947 3,566,020 3,371,511 3,779,441 4,172,372 In -lieu Taxes 2,115,362 2,303,145 2,349,208 2,407,938 2,480,176 Other Taxes 1,087,384 1,092,842 1,114,699 1,142,566 1,176,843 otai Cmeraung Expenses 16,232,150 17,067,212 17 417 GRA 153(.316.0553 Net Operating Income 594,030 1,127,070 1,143,637 484,369 310,862 Other Income: Net Interest Income/ (Expense) (2) (38,897) (42,921) (19,871) 5,129 (42,921) Other Non -Operating Revenues 177,148 320,064 407,064 407,064 301,496 Total Other Income 138,251 277,143 387,193 412,193 258,575 Total Income 732,281 Available for Debt Service on First Lien Bonds (3) First Lien Debt Service Coverage (4) Available for Debt Service on Second Lien Bonds (5) 1,404,213 1,530,830 896,562 569,437 $ 5,470,612 $ 6,063,075 $ 6,017,040 $ 5,818,569 $ 5,918,652 $ 276,075 $ 0 $ 0 $ 0 $ 0 19.82 NA NA NA NA $ 5,194,537 $ 6,063,075 $ 6,017,040 $ 5,818,569 $ 5,918,652 Second Lien Parity Bonds 1996 Revenue Refunding 361,915 369,360 365,585 366,035 370,285 1998 Revenue & Refunding 795,410 790,210 794,410 797,610 789,240 2003 Revenue Series A (6) 0 838,492 879,680 877,080 876 2003 Revenue Series B (6) 0 453,981 472,350 472,350 472,350 Second Lien Debt Service $ 1,157,325 $ 2,452,042 $ 2,512,025 $ 2,513,075 $ 2,508,705 Projected Debt Service Coverage 4.49 2.47 2.40 2.32 2.36 (1) Includes revenues estimated to be collected from Boise Cascade in 2004-2007. (2) Includes interest expense on Public Works Trust Fund loans and debt service charges on wholesale customers; excludes interest on parity debt (3) Net Revenues as defined in the Bond Ordinance which exdudes depredation, municipal taxes and costs capital additions to or replace- ments of the System. The First Lien Bonds are the City's 1968 Water and Sewer Revenue Bonds, which matured on March 1, 2003. (4) Final payment on "First Lien Bonds" made in 2003. "Second Lien Bonds" will be senior lien beginning in fiscal year 2004. (5) Net Revenues less First Lien debt service. For as long as the First Lien Bonds remained outstanding, the Second Lien Bonds included the City's 1992 State Revolving Fund Loan (which natured on July 1, 2003), 1996 Bonds and 1998 Bonds. The second Lien Bonds are now the Parity Bonds. (6) Preliminary, subject to change. Source: City of Yakima 22 The City The City of Yakima was incorporated in 1886. It is the ninth largest city in the State, and encompasses approximately 23 square miles. The City provides the full range of municipal services including public safety (police, fire, building), public improvements (streets, traffic signals, storm sewer, irrigation utility), sanitation (solid waste disposal, wastewater utility), water utility, community development, parks and recreation, and general administrative services. The City operates under a council/manager form of government with a full-time city manager. The City Council consists of seven council members. Four members are elected from individual districts and three are elected at large. The mayor is chosen by the City Council (the "Council") from within its own membership every two years. Elected Officials City Council Mary Place, Mayor Paul George, Asst. Mayor Clarence Barnett Ronald J. Bonlender* John Puccinelli Bernard J. Sims Susan J. Whitman* Term Expires December 31, 2005 December 31, 2005 December 31, 2003 December 31, 2007 December 31, 2003 December 31, 2005 December 31, 2007 * At an election held on November 4, 2003, Ronald Bonlender and Susan Whitman were elected to fill currently vacant council positions. The two council positions were vacant due to the former council members relocating outside their districts. Newly elected council members, Dave Edler and Neil McClure, will begin their terms January 6, 2004. Key Administrative Staff Richard A. Zais, Jr., City Manager. Mr. Zais joined the City in 1973 as Administrative Assistant to the City Manager and was appointed to the position of City Manager in January 1979. Mr. Zais has held this position for 25 years and is responsible for the supervision and direction of a full-service city with seven operating departments. Mr. Zais prepares and administers the $137 million annual City budget with a $55 million annual payroll for over 700 full-time employees. Mr. Zais serves as the Council's chief advisor, appoints all administrative officers and employees and executes Council policy and programs. Mr. Zais' educational background is in public administration with a B.A. and M.P.A. from the University of Washington. Rita M. Anson, Director of Finance & Budget. Ms. Anson joined the City in 1999 as the Finance Director, coming from Puget Sound Energy Corporation. As the Director of Finance and Budget, Ms. Anson is responsible for all financial and treasury services, budgeting and accounting, utility customer services and information systems for the City. During her 21 years with Puget Sound Energy, Ms. Anson served in many capacities including the following key management positions: Manager of District Operations; Manager of Corporate Budgets; and Manager of Information Systems Project. Ms. Anson has a degree in Accounting from Central Washington University, is a CPA and is a member of the AICPA, WSCPA and is currently serving as the Treasurer for the Yakima Sunrise Rotary. Timothy M. Jensen, Treasury Services Officer. Mr. Jenson joined the City in 1990 as an Accountant, coming from a national public accounting firm where his primary duties were as a senior auditor. Mr. Jensen was appointed the City's Treasury Services Officer in 2001 where he oversees the security of the City's investments, cash management, and debt administration and performs high-level financial analysis. Mr. Jensen obtained a B.S. in Accounting from Central Washington University in 1986, and studied Economics at the University of California, Berkeley and the University of Nevada, Reno from 1974 through 1977. Mr. Jensen is an executive officer of the Washington Finance Officers Association and will be President of that organization in 2008. He has served on the Board of Directors of WFOA since 1998. 23 Mr. Jensen is a past member of the Washington State Local Government Investment Pool Advisory Committee. He is also currently serving on the Washington State Auditor's Local Government Advisory Committee and has served two different State Treasurers on select issue committees. Dave Brown, Water/Irrigation Division Manager. In 1984 Mr. Brown joined the City as its Naches River Water Treatment Plant Supervisor coming from the City of Fort Benton, Montana where he had served as Water Superintendent for two years. Mr. Brown became the City's Water/Irrigation Engineer in 1997 and was appointed as the Manager in August of 2003. Mr. Brown's background is in water and wastewater treatment with 32 years of experience and over 25 years in supervision. Mr. Brown graduated from Technical Sciences Group at Sheppard Air Force Base in Texas. Douglas Mayo P.E., Wastewater Division Manager. Mr. Mayo joined the City in 1991 as the Supervising Sanitary Engineer with extensive experience in heavy construction and construction management. Mr. Mayo became the Acting Division Manager in February of 1998 and acquired the permanent position in April of iM`. MT: Mayo uracuaieu flout vii iNdDLLLi_LVLState',with a 13.S. J1Civil Ll j..�u[Ca uK ua 1976 and became a Professional Engineer in the State of Washington in 1980. Mr. Mayo also is a Group III level Wastewater Treatment Plant Operator in Washington State. Labor Relations The City currently employs approximately 750 people including part-time and temporary employees. A majority of the City's employees are represented by bargaining as follows: Number Bargaining Unit of Employees Contract Expiration Date AFSCME Municipal 265 December 31, 2004 YPPA 105 December 31, 2003 Fire Suppression 63 December 31, 2003 AFSCME Transit 42 December 31, 2003 Fire Communications 13 December 31, 2003 Fire PERS 16 December 31, 2003 The City has a long history of good working relationships with its employee groups and bargaining units. Pension System Substantially all full-time and qualifying part-time employees participate in one of the following statewide local government retirement systems administered by the Washington State Department of • Retirement Systems, under cost-sharing, multiple -employer public employee retirement systems. Actuarial information is on a system -wide basis and is not considered pertinent to the City's financial statements. Police officers and firefighters are covered by the Law Enforcement Officers and Firefighters Retirement Fund ("LEOFF"). Other City employees are covered by the Public Employees' Retirement System ("PERS"). Contributions to the systems by both employee and employer are based upon gross wages covered by plan benefits. PERS. PERS includes three plans. Participants who joined the system by September 30, 1977 are Plan I members. Those who joined thereafter are enrolled in Plan II unless they exercise an option to transfer their membership to Plan III. Retirement benefits are financed from both employee and employer contributions and investment earnings. Retirement benefits under both plans are vested after completion of five years of eligible service. PERS Plan III members are vested after ten years of eligible service. Plans I and II are defined benefit plans. Plan III consists of two separate elements: a defined benefit and a defined contribution portion. Participants enrolled in PERS Plan II may elect to transfer to Plan III, during the specified transfer window period that occurs in January of each year. Once employees transfer to Plan III, they may not return to Plan II membership. In addition, new PERS eligible employees after September 1, 2002 who do not specify a plan choice will transfer automatically to Plan III. 24 PERS Plan III became effective on March 1, 2002. Eligible employees may choose to join either PERS Plan II or III. PERS Plan II members who do not transfer plans during the initial transfer period will be given an annual opportunity to transfer to PERS Plan III in January of each year. The majority of City employees are covered by PERS. Retirement benefits are financed from both employee and employer contributions and investment earnings and are vested after completion of five years of eligible service. For the year ending December 31, 2002, the City's contribution of $296,485, or 1.32 percent of covered payrolls, represents its full liability under the system, except that future rates may be adjusted to meet the system needs. LEOFF. LEOFF includes two plans. For the year ending December 31, 2002, the City's contribution to LEOFF I (for participants who joined the system by September 30, 1977) of 0.2 percent and to LEOFF II (participants who joined after September 30, 1977) of 2.9 percent of covered payroll totaled $298,373, representing its full liability under the system, except that future rates may be adjusted to meet the system needs. Unfunded Pension Liabilities. The City maintains two single employer defined benefit pension plans, Firemen's Pension and Police Pension, which are closed systems covering Firemen and Police Officers hired prior to March 1, 1970. Both plans had their first annual actuarial valuation as of March 31, 1989, and the required contributions identified in that valuation have been the basis for recording the unfunded pension liability since 1989. The Police Pension is a department in the General Fund, and is operating on a pay-as-you-go basis. The unfunded pension liability will be adjusted annually by comparing actual expenditures for pension benefits to the actuarially determined contribution. The City intends to maintain this plan on a pay-as- you-go basis. The Firemen's Pension is a trust fund, and has as its funding sources a portion of local property taxes, a state tax on fire insurance premiums and interest income. This fund had an unfunded pension liability of $449,768 at December 31, 2002. Risk Management The City maintains reserve funds to provide for self-insurance coverage in the areas of Unemployment Compensation, Medical/Dental coverage, and Workers' Compensation. In addition, the City maintains a Risk Management Fund to provide for property, liability, and other coverages. Unemployment Compensation. In 1978, the City established an Unemployment Compensation Reserve Fund to provide unemployment compensation coverage for its employees, and thereby elected to participate with the State in a cost -reimbursement instead of monthly premium program. In doing so, the City retained its right to appeal awards and determinations made by the State Department of Employment Security. Self-insured MedicaVDental Program. The City, in August 1979, self-insured its medical and dental programs for all employees other than temporary employees and employees hired to work less than half- time. The City's Human Resources Office administers the self-insured program and claims payment services are provided by Health Care Management Administration, Inc. Each operating fund is charged an amount per covered employee which would otherwise have been paid to an insurance carrier. Interfund premiums to the Employee Health Benefit Reserve Fund for 2002 were $4,689,515. Incurred but not reported claims of $877,000 were accrued as a liability. In order to avoid catastrophic losses, the City "reinsures" the program by purchasing insurance known as "stop -loss insurance." Two types of "stop -loss" insurance are purchased: (i) individual stop -loss, and (ii) aggregate stop -loss, with both provided through Safeco Insurance Company. Under the individual stop -loss insurance, the City pays the first $150,000 of claims for an individual employee or dependent. Any charges accrued by an individual in excess of $150,000 in a calendar year are thereafter reimbursed 25 by Safeco. The aggregate stop -loss is designed to protect the City from multiple large claims which may not reach the individual stop -loss attachment point of $150,000. The aggregate stop -loss attachment point is calculated by determining the projected amount of claims for the year and adding an additional 25 percent of that amount (125 percent of projected claims). Workers' Compensation Program. The City self-insured its workers' compensation program for all employees except those covered by the LEOF.t I Retirement System in July 1984. This workers' compensation program provides coverage identical to the state administered workers' compensation program; however, the City pays only the direct injury -related costs and certain administrative fees. The program is administered by the City's Personnel Office with claims administration and safety services provided by Ward North America (formerly Scott Wetzel Services, Inc.). Each operating fund is charged an appropriate accrual amount, per employee, based on rate requirements prescribed by the State. Each year the Reserve Fund is reviewed to determine a tnntrihntinn rata 1AThi-h nrnvit cc for an apprnnriata rcaccarna Tntarfnnci nraminmc to tha Workarc' Compensation Fund for 2002 were $1,294,368. In order to avoid catastrophic losses, the City "reinsures" the program by purchasing insurance known as "stop -loss insurance." This insurance is provided through Marsh Advantage America under a policy purchased from Employers Reinsurance. Under the individual stop -loss portion of the insurance, the City is liable for the first $500,000 of claims resulting from a specific accident. Charges beyond that $500,000 are covered by stop -loss insurance up to $25 i '«lion. Risk Management Program. The Risk Management Reserve Fund was established in 1986 when the City elected to self -insure the liability exposure portion of its insurance program. Resources accrue to the fund through interfund premiums to Operating Funds for appropriate insurance coverage and the replenishment and building of reserves for potential liability claims. City contributions to the Risk Management Reserve Fund for 2002 were $1,094,558. The Fund provides for administration, legal services, claims adjustment, and for the purchase of property, excess liability and other insurance coverages. Excess liability coverage is provided from Genesis Underwriters Management Company in an amount of $7.5 million, with a $1.5 million retention. Accounting Policies Accounting records for the City are maintained in accordance with methods prescribed by the State Auditor under the authority of Washington State law. The City financially reports on the calendar year basis and employs a double -entry modified accrual system for all fund categories with the exception of proprietary, nonexpendable and pension trust funds which require full accrual reporting. The modified accrual basis differs from the accrual basis in the following ways: (i) purchases of capital assets are considered expenditures; (ii) redemption of long-term debt is considered an expenditure when due; (iii) revenues are recognized only when they become both measurable and available to finance expenditures of the current period, revenues that are measurable but not available are recorded as receivable and offset by deferred revenues; (iv) inventories and prepaid items are reported as expenditures when purchased; (v) interest on long-term debt is not accrued but is recorded as an expenditure when due; and (vi) accumulated unpaid vacation and sick pay are considered expenditures when paid. In accordance with GASB 34, the City intends to implement this accounting standard in its December 31, 2003 financial statement. Fund Accounting. The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The City uses governmental, proprietary and fiduciary funds. Each governmental fund and expendable trust or agency fund is accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities, fund balances, revenues and expenditures. Proprietary and similar trust funds use the revenue, expense and equity accounts of similar businesses in the private sector. The City's resources are allocated to and accounted for in individual funds depending on what they are to be spent for and how they are controlled. 26 Governmental Funds. All governmental funds are accounted for on a spending or "financial flow" measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balance (net current assets) is considered a measure of "available expendable resources." Governmental fund operating statements focus on measuring changes in financial position, rather than net income; they present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Budgetary Process The City Council annually approves the City's operating budget. The operating budget is designed to allocate available resources among the City's services and programs and to provide for associated financing decisions. Annual appropriated budgets are adopted on the modified accrual basis of accounting. For governmental funds, there are no differences between budgetary basis and generally accepted accounting principles. Budgetary accounts are integrated in fund ledgers for all budgeted funds, but the financial statements include budgetary comparisons for the General Fund and Special Revenue Funds only. Budgets for debt service and capital projects are adopted at the level of the individual debt issue or project and for fiscal periods that correspond to the lines of debt issues or projects. Annual appropriated budgets are adopted at the fund level. Subsidiary revenue and expenditure ledgers are used to compare the budgeted amounts with actual revenues and expenditures. As a management control device, the subsidiary ledgers monitor expenditures for individual functions and activities by object class. Appropriations for general and special revenue funds lapse at year-end. The City Manager is authorized to transfer budgeted appropriations between departments within any fund; however, any revisions that alter the total expenditures of a fund, or that affect the number of permanently authorized employee positions, salary ranges, or other conditions of employment must be approved by the City Council. Cash and Investments Cash and investments are managed under the guidance of the City's Investment Policy adopted by a resolution of the City Council. The policy was based on the Model Investment Policy prepared by the Municipal Treasurers' Association of the United States and Canada and applies to all financial assets of the City. Investments are made using the "prudent person" standard with primary objectives being safety of principal, liquidity enabling the City to meet all operating requirements and a return on investment objective of attaining a market rate of return through budgetary and economic cycles. City policies require the City to minimize counterparty risks by safekeeping all purchased securities and conducting all trades on a delivery versus payment basis. A report on the performance of the Treasury Division is prepared quarterly for review by the City Council and City Manager. Investments of City funds except those of the Firemen's Relief and Pension Fund are limited to: (i) investment deposits, including certificates of deposit with qualified public depositories as defined in chapter 39.59 RCW; (ii) certificates, notes or bonds of the United States, or other obligations of the United States, or its agencies, or of any corporation wholly owned by the government of the United States; (iii) obligations of government-sponsored corporations which are eligible as collateral for advances to member banks as determined by the Board of Governors of the Federal Reserve System; (iv) banker's acceptances sold on the secondary market; and (v) the Local Government Investment Pool (the"LGIP"). The market value of investments held in the combined portfolios under the control of the Department of Finance and Budget as of December 31, 2002 was $49.7 million. Of that amount, 51 percent was in the LGIP, 40 percent was in agency securities, five percent was invested in U.S. Treasuries, and three percent was invested in municipal securities. 27 Auditing of City Finances Accounting systems and budgetary controls are prescribed by the Office of the State Auditor in accordance with RCW 43.09.200 and RCW 43.09.230. The City complies with the systems and controls prescribed by the Office of the State Auditor and establishes procedures and records which reasonably assure safeguarding of assets and the reliability of financial reporting (see "Authorized Investments" herein). The State Auditor is required to examine the affairs of cities at least once every two years. The City is audited annually. The examination must include, among other things, the financial condition and resources of the City, whether he laws and constitution of the State are being complied With, and the methods and accuracy of the accounts and reports of the City. Reports of the auditor's examinations are required to be filed in the office of the State Auditor and in the finance department of the City. The audited financial statements of the City for the year ended December 31, 2002, attached as Applar lliy n arc. inenrnnrn+nrl hr. rnfnrnnrn +n +hic (11-finin1 C+o+anon+ nnrl filnrl mi+h +ha n»rror�+ nationally recognized municipal securities information repositories ("NRMSIR"). Future financial statements may be ordered by contacting the individual NRMSIRs or by accessing the NRMSIR website, located at: http://www.sec.gov/info/municipal/nrmsir.htm. Bloomberg Financial Markets Municipal Repository P.J. Box 840 Princeton, NJ 08542-0840 Phone: (609) 279-3225 Fax: (609) 279-5962 mums@bloomberg.com DPC Data Inc. One Executive Drive Fort Lee, NT 07024 Phone: (201) 346-0701 Fax: (201) 947-0107 nrmsir@dpcdata.com 28 Interactive Data Attn: Repository 100 Williams Street New York, NY 10038 Phone: (212) 771-6899 Fax: (212) 771-7390 NRMSlR@interactivedata.com Standard & Poor's Securities Evaluations Inc. 55 Water Street, 45th Floor New York, NY 10041 Phone: (212) 438-4595 Fax: (212) 438-3975 nrrn ir_repository@sandp.com Demographic Information The City lies in central Washington State in Yakima County (the "County") about 142 miles southeast of Seattle and 188 miles northeast of Portland, Oregon. Yakima County ranks second in the State in terms of square miles and seventh in terms of population. The City is the County seat and the largest incorporated community in the County encompassing 23 square miles. Population history for both the City and County in recent years is shown in the following table: Population Yakima County and the City of Yakima April 1 2003 2002 2001 2000* 1999 April 1 1990* Yakima County 226,000 225,000 224,500 222,581 212,300 188,823 * U.S. Census Count Source: Washington State Office of Financial Management City of Yakima 79,220 79,120 73,040 71,845 65,500 54,843 Employment The economy of the City is based primarily on agriculture that produces and processes tree fruits, hops, mint, vegetables, livestock, dairy and grapes for wine. The City is the center of the County's economic activity. Employer Yakima Valley Memorial Hospital Yakima School District Yakima County Providence Health System* Snokist Growers City of Yakima Yakima Valley Community College Western Recreational Vehicles Shields Bag & Printing ClientLogic City of Yakima Major Employers Product Medical Education Government Medical Fruit canning Government College Trailers, motor homes Flexible packaging Inbound call center Number of Employees 1,100 1,001 1,000 941 851 750 590 550 470 450 * Now owned by Health Management Associates, Inc. and renamed to Yakima Regional Health Center. Source: Yakima County Development Association, July 2003. 29 Income. Historic personal income and per capita income levels for Yakima County and the State are shown below: Year 2001 2000 1999 1998 1997 1996 Yakima County and State of Washington Total Personal and Per Capita Income Yakima County State of Washington Total Personal Per Capita Total Personal Per Capita Income (in millions) Income Income (in millions) Income $5,108.9 4,933.5 4,605.6 4,550.8 4,333.7 4,176.7 $22,872 22,145 20,786 20,709 19,953 19,431 $191,644.6 186,843.1 174,147.8 163,192.3 150,202.6 139,327.8 $31,976 31,605 29,807 28,285 26,469 25,015 Source: U.S. Department of Commerce, Bureau of Economic Analysis, Annual Personal Income Report, April 2002. Taxable Retail Sales. Taxable retail sales reflect only those sales subject to retail sales tax. Historic taxable retail sales for the City of Yakima and Yakima County are shown below: City of Yakima and Yakima County Taxable Retail Sales Source: Year 2002 2001 2000 1999 1998 1997 Washington State Department of Revenue City of Yakima $ 1,205,189,471 1,176,022,552 1,168,665,601 1,157,451,996 1,162,398,960 1,176,674,146 Yakima County $2,178,920,758 2,122,049,462 2,140,980,425 2,057,895,211 2,111,359,113 2,112,094,198 Building Permits. rs___1___.-_t t___l,i i-__,.__ L L within T4.,�..0 .L..... DULLUZng rtrrnLLs. r eslueituai Uunurng �7erliuis are an indicator V1 growth W1UL It a region. i11 number and valuation of new single-family and multi -family residential building permits in Yakima County are listed below: City of Yakima, Washington Residential Building Permits New Single Family Units New Multi Year Number 2003 * 2002 2001 2000 1999 1998 * Through September 2003. Source: U.S. Census Bureau Family Units Valuation Number 61 $ 8,339,864 34 3,655,277 14 1,104,200 18 1,397,477 29 2,150,876 31 2,669,040 30 40 24 68 71 80 257 Valuation $ 3,039,461 1,588,309 3,049,736 3,865,711 4,281,696 11,318,345 Total Valuation $ 11,379,325 5,243,586 4,153,936 5,263,188 6,432,572 13,987,385 Employment within the County is described in the following table: Yakima County Nonagricultural Wage & Salary Workers and Labor Force and Employment Data Annual Average 2001(1) 2000(2) 1999 1998 1997 Civilian Labor Force 108,000 109,700 111,500 115,000 114,700 Employment 95,800 98,300 100,400 103,000 103,300 Unemployment 12,200 11,400 11,100 12,000 11,400 Percent of labor force 11.3% 10.4% 10.0% 10.4% 9.9% Total Nonagricultural Wage and Salary Earners 74,600 75,300 74,700 75,200 75,100 Manufacturing 11,500 11,800 11,300 10,900 11,000 Construction and mining 3,000 3,100 3,300 3,500 3,500 Transportation and public utilities 3,000 2,700 2,700 3,000 2,900 Wholesale trade 5,300 6,500 7,200 7,400 8,400 Retail trade 13,200 13,500 13,700 14,000 13,800 Finance, insurance and real estate 2,300 2,300 2,400 2,600 2,500 Services and miscellaneous 20,600 21,300 20,300 20,100 19,500 Government 15,800 14,100 13,900 13,700 13,600 Annual Average 2002m 2001(2) NAICS Industry Title (3) Total Nonfarm 74,100 74,300 Total Private 57,800 58,300 Goods Producing 13,200 14,000 Construction, Natural Resources & Mining 3,100 3,100 Manufacturing 10,100 10,800 Durable Goods 4,300 4,700 Non -durable Goods 5,800 6,100 Food Manufacturing 3,300 3,600 Service Providing 60,900 60,300 Trade, Transportation and Utilities 15,900 16,200 Wholesale Trade 4,000 4,300 Retail Trade 9,200 9,200 Transportation, Warehousing and Utilities 2,800 2,700 Information & Financial Activities 4,000 3,600 Professional and Business Services 4,500 4,400 Educational and Health Services 11,600 11,400 Government 16,200 16,000 Federal Government 1,400 1,400 State and Local Government 14,800 14,600 (1) Preliminary (2) Revised (3) The North American Industry Classification (NAILS) is replacing the Standard Industrial Classification (SIC) code system. Source: Washington State Employment Security Department 31 Tax Exemption General In the opinion of Preston Gates & Ellis LLP, Seattle, Washington, Bond Counsel, interest on the Bonds is excluded from gross income subject to federal income taxation pursuant to Section 103 of the Internal Revenue Code of 1986, as amended and any Treasury Regulations promulgated thereunder (collectively the "Code"). The Bonds are not private activity bonds, and interest on the Bonds is not an item of tax preference for purposes of determining alternative riiinurtaxable income for individuals or corporations under the Code. However, interest on the Bonds is taken into account in the computation of adjusted current earnings for purposes of the corporate alternative minimum tax under Section 55 of the Code as more fully described in this section under the heading "Certain Federal Income Tax Consequences." "prncooc no opinion nn any federal ctate nr local fax E i Q.7L1Vuocc.CUD UC1G consequence arising with respect to ownership of the Bonds. Certain Federal Income Tax Consequences The following is a discussion of certain federal tax matters under the Code. This discussion does not purport to deal with all aspects of federal taxation that may be relevant to particular bondowners. Prospective bondowners, particularly those who may be subject to special rules, are advised to consult their own tax advisors regarding the federal tax consequences of owning and disposing of the Bonds, as well as any tax consequences arising under the laws of any state or other taxing jurisdiction. Alternative Mtmmum Tax on Corporations. Section 55 of the Code imposes an alternative minimum tax on corporations equal to the excess of the tentative minimum tax for the taxable year over the regular tax for such year. The tentative minimum tax is based upon alternative minimum taxable income which is regular taxable income with certain adjustments and increased by the amount of certain items of tax preference. One of the adjustments is a portion (75 percent for any taxable year beginning after 1989) of the t by a corporation's adjusted current earnings exceeds the corporation's alternative amount which p � ,by minimum taxable income (determined without regard to such adjustment and the alternative tax net operating loss deduction). Interest on tax-exempt obligations, such as the Bonds, is included in a corporation's adjusted current earnings. For taxable years beginning after December 31, 1997, the corporate alternative minimum tax is repealed for small business corporations that had average gross receipts of less then $5 million for the three-year period beginning after December 31, 1994, and such small business corporations will continue to be exempt from the corporate alternative minimum tax so long as their average gross receipts do not exceed $7.5 million. Borrowed Funds. The Code provides that interest paid on funds borrowed to purchase or carry tax-exempt obligations during a tax year is not deductible. In addition, under rules used by the Internal Revenue Service for determining when borrowed funds are considered used for the purpose of purchasing or when carrying particular assets, the purchase of obligations may be considered to have been made with borrowed funds even though the borrowed funds are not directly traceable to the purchase of such obligations. Property and Casualty insurance Companies. The deduction for loss reserves for property and casualty insurance companies is reduced by 15 percent of the sum of certain items, including the interest received on tax-exempt obligations, such as the Bonds. Social Security and Railroad Retirement Benefits. The Code also requires recipients of certain Social Security or Railroad Retirement benefits to take into account, in determining gross income, receipts or accruals of interest that is exempt from federal income tax. 32 Branch Profits Tax. Certain foreign corporations doing business in the United States may be subject to a branch profits tax on their effectively connected earnings and profits, including tax-exempt interest on obligations such as the Bonds. S Corporations. Certain S corporations that have subchapter C earnings and profits at the close of a taxable year and gross receipts more than 25 percent of which are passive investment income, which includes interest on tax-exempt obligations, such as the Bonds, may be subject to a tax on excess net passive income. Rating As noted on the cover page of this Official Statement, the City will apply for a rating for the Bonds from Standard & Poor's Ratings Service, a Division of The McGraw-Hill Companies. When and if obtained, the rating will reflect only the views of the rating agency and an explanation of the significance of the rating may be obtained from the rating agency. There is no assurance that the rating, once obtained will be retained for any given period of time or that the rating will not be revised downward or withdrawn entirely by the rating agency if, in its judgment, circumstances so warrant. Any such downward revision or withdrawal of the rating will be likely to have an adverse effect on the market price of the Bonds. Continuing Disclosure In accordance with Section (b)(5) of Securities and Exchange Commission Rule 15c2-12 under the Securities Exchange Act of 1934, as the same may be amended from time to time (the "Rule"), the City has agreed in the Bond Ordinance for the benefit of the owners of the Bonds to provide or cause to be provided to each nationally recognized municipal securities information repository ("NRMSIR") and to the state information depository for the State of Washington (if one is created) ("SID"), in each case as designated by the Securities and Exchange Commission (the "Commission") in accordance with the Rule, the following annual financial information and operating data for the prior fiscal year (commencing in 2004 for the fiscal year ending December 31, 2003): (i) annual financial statements, which statements may or may not be audited, prepared in accordance with the Budget Accounting and Reporting System ("BARS") prescribed by the State Auditor pursuant to RCW 43.09.200 (or any successor statute); (ii) Principal amount of Bonds of the System; (iii) Debt service coverage for Outstanding Bonds; (iv) Rates for the System; and (v) Number of customers of the System. Such annual information and operating data described above will be so provided on or before the end of nine months after the end of the City's fiscal year. The City's current fiscal year ends on December 31. In lieu of providing such annual financial information and operating data, the City may cross-reference to other documents provided to the NRMSIR, the SID, if any or to the Commission, and, if such document is a final official statement within the meaning of the Rule, such document will be available from the Municipal Securities Rulemaking Board ("MSRB"). If not provided as part of the annual financial information discussed above, the City will provide the City's audited annual financial statement prepared in accordance with BARS prescribed by the Washington State Auditor pursuant to the statute cited above (or any successor statutes) when and if available to each then existing NRMSIR and the SID, if any. The City further agrees to provide or cause to be provided, in a timely manner, to each NRMSIR or to the SID, if any, and to the MSRB, notice of the occurrence of any of the following events with respect to the Bonds, if material: (i) principal and interest payment delinquencies; (ii) non-payment related defaults; (iii) unscheduled draws on debt service reserves reflecting financial difficulties; (iv) unscheduled draws on credit enhancements reflecting financial difficulties; (v) substitution of credit or liquidity providers, or their failure to perform; (vi) adverse tax opinions or events affecting the tax-exempt status of the Bonds; (vii) modifications to the rights of Bond holders; (vii) Bond calls (optional redemption of the Bonds prior 33 to their maturity); (ix) defeasances; (x) release, substitution or sale of property securing repayment of the Bonds; and (xi) rating changes. The City's obligations to provide annual financial information and notices of material events will terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. This section, or any provision hereof, will be null and void if the City (i) obtains an opinion of nationally recognized bond counsel to the effect that those portions of the Rule which require this section, or any such provision, are invalid, have been repealed retroactively or otherwise do not apply to the Bonds; and (ii) notifies each then existing NRMSIR and the SID, if any, of such opinion and the cancellation of this section. Notwithstanding any other provision of the undertaking, the City may amend the provisions described in this section and any provision of this section may be waived, with an approving opinion of nationally recognized bond counsel and in accordance with the Rule. In the event of any amendment of or waiver of a provision of this section, the City will describe such �._ annual rs and willinclude, pii able norratveno explanation of the 2I11ICilLL11lC1LL nil the next aiuival report, ...+ uF. r..... .... ... ........•-.-.•- .-•L-•.-.--.--__ �_ �__ reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change will be given in the same manner as for a material event, and (ii) the annual report for the year in which the change is made will present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. A Bond Owner's or Beneficial Owner's right to enforce the provisions of the City's undertaking described in this section will be limited to a right to obtain specific enforcement of the City's obligations, and any failure by the City to comply with the provisions of this undertaking will not be an event of default with respect to the Bonds. For purposes of this section, "Beneficial Owner" means any person who has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any bonds, including persons holding bonds through nominees or depositories. Other Continuing Disclosure Undertakings of the City. The City has entered into undertakings to provide annuai information and the notice of the occurrence of certain events with respect to all bonds issued by the City anvil is it cninpliar«e with all clarh iinrvlo`rtakingc � r b. Legal and Underwriting Approval of Counsel Legal matters incident to the authorization, issuance and sale of the Bonds by the City are subject to the approving legal opinion of Bond Counsel. A specimen of the opinion of Bond Counsel is attached hereto. Bond Counsel will be compensated only upon the issuance and sale of the Bonds. Bond Counsel has not been retained to review and has not reviewed this Official Statement for completeness or accuracy and will not offer an opinion concerning this Official Statement. Litigation A class action lawsuit (Murphy et al v. City of Yakima, Yakima County Case No. 99-2-00611-8) is pending against the City alleging personal and property damages arising from alleged odors from the City's wastewater treatment plant. The approxirnately 3,700 plaMliffs sought damages based on negligence, nuisance and inverse condemnation. The lawsuit has been settled pending the payment of $7 million in damages. The Series A Bonds are providing for the payment of the settlement. The City of Union Gap and Terrace Heights Sewer District (the "Participants") receive wholesale wastewater treatment and disposal services from the City pursuant to agreements entered into in 1976 and 1997. Pursuant to the agreements, the Participants have an 8.1 percent and 4.0 percent capacity allocation, respectively, and are required to pay a proportionate share of the capital costs of the wastewater facilities. The Participants have recently made statements that they do not believe that they 34 are required to pay any share of the settlement of the odor litigation. The City believes that the agreements require the Participants to pay their share of costs of the system, including litigation expenses and settlement costs. The Participants' share of debt service on the Series A Bonds, which will finance the litigation settlement, is approximately $75,000 per year. Although the City expects to vigorously seek to collect this share from the Participants, if the Participants are not required to pay the City expects that Revenues will be sufficient to cover all debt service on the Bonds and other expenses of the System. There is no litigation pending or threatened questioning the validity of the Bonds nor the power and authority of the City to issue the Bonds. There is no litigation pending or threatened which would materially affect the City's ability to meet debt service requirements on the Bonds. Because of the nature of its activities, the City is subject to certain pending legal actions which arise in the ordinary course of business. The City believes, based on the information presently known, that the ultimate liability for any of such legal actions will not be material to the financial position of the City. Initiative and Referendum Under the State Constitution, the voters of the State have the ability to initiate legislation and require a public vote on legislation passed by the State Legislature through the powers of initiative and referendum, respectively. Neither power in Washington may be used to amend the State Constitution. Initiatives and referenda are submitted to the voters upon certification of a petition signed by at least eight percent (initiative) and four percent (referenda) of the number of voters registered and voting for the office of Governor at the preceding regular gubernatorial election. Any law approved in this manner by a majority of the voters may not be amended or repealed by the Legislature within a period of two years following enactment, except by a vote of two-thirds of all the members elected to each house of the Legislature. After two years, the law is subject to amendment or repeal by the Legislature in the same manner as other laws. Limitation on Remedies Any remedies available to the owners of the Bonds upon the occurrence of an event of default under the Bond Ordinance are in many respects dependent upon judicial actions which are in turn often subject to discretion and delay and could be both expensive and time-consuming to obtain. If the City fails to comply with its covenants under the Bond Ordinance or to pay principal of or interest on the Bonds, there can be no assurance that available remedies will be adequate to fully protect the interests of the owners of the Bonds. In addition to the limitations on remedies contained in the Bond Ordinance, the rights and obligations under the Bonds and the Bond Ordinance may be limited by and are subject to bankruptcy, insolvency, reorganization, fraudulent conveyance, moratorium and other laws relating to or affecting creditors' rights, to the application of equitable principles, and to the exercise of judicial discretion in appropriate cases. The opinion to be delivered by Preston, Gates, Ellis LLP, as Bond Counsel, concurrently with the issuance of the Bonds, will be subject to limitations regarding bankruptcy, insolvency and other laws relating to or affecting creditors' rights. A copy of the proposed form of the opinion of Bond Counsel is set forth in Appendix B. Official Statement In the Bond Ordinance the City will deem final this Preliminary Official Statement as of its date for the purpose of Securities and Exchange Commission Rule 15c2-12. 35 Underwriting The Bonds are being purchased by Seattle -Northwest Securities Corporation, the Underwriter. The purchase contract provides that the Underwriter will purchase all of the Bonds, if any are purchased, at a price of percent of the par value of the Bonds, plus accrued interest. The Bonds will be reoffered at ap average price of percent of the par value of the Bonds. After the initial public offering, the public offering prices may be varied from time to time. Concluding Statement All estimates, assumptions, statistical information and other statements contained herein, while taken from sources considered reliable, are not guaranteed by the Underwriter or the City. So far as any statement herein includes matters of opinion, or estimates of future expenses and income, whether or not expressly so stated, they are intended merely as such and not as representations of fact. The information contained herein should not be construed as representing ali conditions affecting alae City or the Bonds. Additional information may be obtained from the City. The statements relating to the Bond Ordinance are in summarized form, and in all respects are subject to and qualified in their entirety by express reference to the provisions of such document in its complete form. The agreements of the City are set forth in such documents, and the information assembled herein is not to be construed as a contract with the Owners of the Bonds. Information with respect to the City set forth in this Official Statement has been supplied by the City, and the Underwriter has relied on the City with respect to the accuracy and sufficiency of such information. 36 Appendix A Bond Ordinance (This Page Intentionally Left Blank) ORDINANCE NO. AN ORDINANCE of the City of Yakima, Washington, authorizing the issuance and sale of water and sewer revenue bonds of the City in the principal amount of not to exceed $17,700,000 in one or more series to finance the settlement costs of the odor litigation and certain capital improvements to the City's water and sewer system; and fixing the terns and covenants of such bonds. WHEREAS, the City of Yakima, Washington (the "City") now owns, operates and maintains a water supply and distribution system and a sewerage collection and disposal system, which water and sewerage systems have been combined for purposes of financing in the manner provided by law (the "System"); and WHEREAS, it is in the best interest of the City to finance the settlement of the odor litigation and to undertake certain capital improvements to the System (as further described herein, the "Project"); and WHEREAS, the City Council hereby finds that it is in the best interests of the City that the Bonds be offered in one or more series as further provided in a resolution of the City; and WHEREAS, the City has issued its Water and Sewer Revenue Refunding Bonds, 1996 (the "1996 Bonds") and its Water and Sewer Revenue and Refunding Bonds, 1998 (the "1998 Bonds") (collectively, the "Parity Bonds"); and WHEREAS, each of the ordinances authorizing the Outstanding Parity Bonds provides that bonds may be issued on a parity with the lien on Gross Revenues of the System of such Parity Bonds; and WHEREAS, to finance the odor litigation settlement and pay costs of the Project, it is deemed necessary and advisable that the City issue its Water and Sewer Revenue Bonds, 2003, in the aggregate principal amount of not to exceed 517,700,000; NOW, THEREFORE, BE IT ORDAINED BY the City of Yakima, Washington, as follows: ARTICLE 1 DEFINITIONS Section 1.1 Definitions. As used in this ordinance: "Accreted Value" means with respect to any Capital Appreciation Bonds (A) as of any Valuation Date, the amount set forth for such date in any ordinance authorizing such Capital Appreciation Bonds and (B) as of any date other than a Valuation Date, the sum of (1) the Accreted Value on the preceding Valuation Date and (2) the product of (a) a fraction, the numerator of which is the number of days having elapsed from the preceding Valuation Date and the denominator of which is the number of days from such preceding Valuation Date to the next succeeding Valuation Date, calculated based on the assumption that Accreted Value accrues during any semiannual period in equal daily amounts on the basis of a year of 12 30 -day months, times (b) the difference between the Accreted Values for such Valuation Dates. "Additional Bonds" means any revenue bonds, revenue warrants or other revenue obligations that may be issued in the future on a parity of lien with the 1996 Bonds, the 1998 Bonds, the 2003 Bonds and any other Parity Bonds. "Annual Debt Service" means for any specified Fiscal Year (1) with respect to any Outstanding Parity Bonds, the amounts required to be deposited during that period in the Bond Fund (excluding the Reserve Fund therein); (2) with respect to any Outstanding Capital Appreciation Bonds, the principal amount thereof shall be equal to the Accreted Value thereof maturing or scheduled for payment in such period, and no other interest shall be included; -2- P 1D0\D002E 0112105 (3) with respect to any Outstanding Fixed Rate Bonds, an amount equal to (A) the principal amount of such Fixed Rate Bonds due or subject to mandatory redemption during such period and for which no sinking fund installments have been established, (B) the amount of any payments required to be made during such period into any sinking fund established for the payment of any such Fixed Rate Bonds, plus (C) all interest payable during such period on any such Fixed Rate Bonds Outstanding and with respect to Fixed Rate Bonds with mandatory sinking fund requirements, calculated on the assumption that mandatory sinking fund installments will be applied to the redemption or retirement of such Fixed Rate Bonds ori the date specified in the ordinance authorizing such Fixed Rate Bonds; and (4) with respect to Outstanding Variable Rate Bonds, the principal for any period and interest on such Variable Rate Bonds during such period computed on the assumption that the amount of Variable Rate Bonds Outstanding as of the date of such computation would be amortized (i) in accordance with the mandatory redemption provisions, if any, set forth in the ordinance authorizing the issuance of such Variable Rate Bonds, or if mandatory redemption provisions are not provided, during a period commencing on the date of computation and ending on the date 30 years after the date of issuance (ii) at an interest rate equal to the yield to maturity set forth in the Revenue Bond Index (40 -year Bond) published in the edition of The Bond Buyer (or comparable publication or such other similar index selected by the City in good faith) selected by the City and published within ten days prior to the date of calculation or (iii) to provide for essentially level annual debt service of principal and interest over such period; and for the purpose of calculating the principal and interest on Variable Rate Bonds in any Fiscal Year, such Variable Rate Bonds shall be assumed to mature on the stated maturity date or mandatory redemption date thereof. -3- P.`DO`OOO2E C112R6 ".Assessment Income" means the principal of and interest on special assessments levied in any local improvement district or utility local improvement district which are pledged to be paid into the Bond Fund. In the case of assessments payable in installments, Assessment Income shall be allocated to the years in which it would be received if the unpaid balance of each assessment roll were paid in the remaining number of installments with interest on the declining balance at the times and at the rate provided in the ordinance confirming the assessment roll. "Assessments" means an special assessments which may be levied in any local improvement district or utility local improvement district of the City created for the acquisition, construction or installation of additions and improvements to or extensions of the System, including any installment of assessments and any interest or penalties which may be due thereon, if such assessments are pledged tc be paid into the Bond Fund. The word "Assessments" shall include any installments of assessments and any interest or penalties which may be due thereon. "Average Annual Debt Service" means the amount determined by dividing (a) the sum of all interest and principal to be paid on outstanding Bonds from the date of determination to the last maturity date of such Bonds, ny (b) the number of Fiscal Years or calendar years from and including the Fiscal Year or caleniar year in which the determination is made to the last Fiscal Year or calendar year in which the sum of (i) the principal amount of Serial Bonds maturing in such Fiscal Year plus (ii) the Sinking Fund Requirement for such Fiscal Year, exceeds 4% of the principal amount of Bonds outstaniing as of the date of determination. "Bond Fund" means the Water and Sewer Revenue Bond Fund created by Ordinance No. 3380. "Bond Registrar" means the fiscal agency of the State of Washington in New York, New York, for the purposes of registering and authenticsting the Bonds, maintaining the Bond -4- PCODOCCE 63,t1,05 Register, effecting transfer of ownership of the Bonds and paying interest on and principal of the Bonds. "Capital Appreciation Bonds" means any Parity Bonds hereafter issued as to which interest is payable only at the maturity or prior redemption of such Bonds. For the purposes of (i) receiving payment of the redemption price, if any, of a Capital Appreciation Bond that is redeemed prior to maturity, or (ii) computing the principal amount of Parity Bonds held by the owner of a Capital Appreciation Bond in giving to the City or the Bond Registrar any notice, consent, request, or demand for any purpose whatsoever, the principal amount of a Capital Appreciation Bond shall be deemed to be its Accreted Value. "City" means the City of Yakima, Washington, a municipal corporation duly organized and existing under and by virtue of the laws of the State of Washington. "Code" means the Internal Revenue Code of 1986, as amended, as the same may be amended from time to time, and the regulations promulgated thereunder. "Commission" means the Securities and Exchange Commission. "Costs of Maintenance and Operation" means all normal operating expenses, current maintenance expenses, expenses of reasonable upkeep and repairs, insurance and administrative expenses and reasonable pro -rata budget charges for services provided to the System by City departments, but excluding depreciation, payments for debt service or into reserve accounts, costs of capital additions to or replacements of the System, municipal taxes, or payments to the City in lieu of taxes. "Council" means the legislative body of the City as the same shall be duly and regularly constituted from time to time. -5- P 000002E 0112106 "Coverage Requirement" means (a) for any period during which Assessments may be paid without becoming delinquent, the sum of (i) the product of Average Annual Debt Service on all Parity Bonds then outstanding times a fraction, the numerator of which is the aggregate principal amount of nondelinquent Assessments which remain to be paid into the Bond Fund plus the principal amount of Assessments previously paid into and then on hand in the Bond Fund, and the denominator of which is the aggregate principal amount of Parity Bonds then Outstanding, plus (ii) 1.25 times the product of Average Annual Debt Service on all Parity Bonds then Outstanding times the difference of one minus the fraction calculated pursuant to (1) above; or (b) for any other period, the product of 1.25 times Average Annual Debt Service on all Parity Bonds then Outstanding. "DTC" means The Depository Trust Company, New York, New York. "Fiscal Year" means the Fiscal Year used by the City at any time. At the time of the adoption of this ordinance, the Fiscal Year is the I 2 -month period beginning January 1 of each year "Fixed Rate Bonds" means those Parity Bonds other than Capital Appreciation Bonds issued under an ordinance in which the rate of interest on such Fixed Rate Bonds is fixed and determinable through their final maturity or for a specified period of time. If so provided in the ordinance authorizing their issuance, Fixed Rate Bonds may bear a fixed and determinable interest rate for only a portion of their term. "Government Obligations" has the meaning given in RCW 39 53 as now or hereafter amended. "Gross Revenues" means all earnings, revenue and moneys received by the City from or on account of the operations of the System from any source whatsoever -6- P 0010002E 0122105 "Interest Commencement Date" means, with respect to any Capital Appreciation Bonds, the date specified in any ordinance authorizing such Capital Appreciation Bonds (which date must be prior to the maturity date for such Capital Appreciation Bonds) after which interest accruing on such Capital Appreciation Bonds shall be payable semiannually, with the first :such payment date being the applicable interest payment date immediately succeeding such Interest Commencement Date. "Letter of Representations" means the Blanket Issuer Letter of Representations from the City to DTC. "Maximum Interest Rate" means, with respect to any particular Variable Rate Bond, a numerical rate of interest, which shall be set forth in any ordinance authorizing such Bond, that shall be the maximum rate of interest such Bond may at any time bear. "MSRB" means the Municipal Securities Rulemaking Board or any successors to its functions. "Net Revenues" means the Gross Revenues of the System Tess the Costs of Maintenance and Operation. "NRMSIR" means a nationally recognized municipal securities information repository "1996 Bonds" means the City's Water and Sewer Revenue Refunding Bonds, 1996, issued pursuant to Ordinance 'No. 96-40 and Outstanding in the principal amount of $1,860,000. "1998 Bonds" means the City's Water and Sewer Revenue and Refunding Bonds, 1998, issued pursuant to Ordinance No. 98-31 and currently Outstanding in the principal amount of $6,260,000. "Outstanding" means, in connection with any Parity Bonds, as of the time in question, all such bonds issued except bonds theretofore paid and cancelled or having matured or been called -7- P CD01Df 02 03/12/00 for redemption, payment has been provided therefor, or bonds that have been defeased in accordance with their authorizing c rdinance and state law "Parity Bonds" means any Outstanding revenue bonds, revenue warrants or other revenue obligations issued by the City that lave a lien upon the Gross Revenues of the System to pay and secure the payment of the print dal thereof and interest thereon equal to the lien created upon the Gross Revenues of the System to pay and secure payment of the principal of and interest on the 2003 Bonds Parity Bonds includes the 1996 Bonds, the 1998 Bonds and the 2003 Bonds. "Permitted Investments" means any legal investments for funds of the City "Professional Utility Consultant" means the independent person(s) or firm(s) selected by the City having a favorable reputation for skill and experience with facilities of comparable size and character to the System in su:h of the following as are relevant to the purposes for which they are'. retained: (a) engineering and operations and (b) the design of rates "Project" means the capital improvements to the System described in Exhibit A, attached hereto, together with all costs incurred in the issuance of the 2003 Bonds, and all other costs incurred in connection with the Prc ject. "Qualified Insurance" means any noncanceltable municipal bond insurance policy or surety bond issued by any insurance company licensed to conduct an insurance business in any state of the United States (or by a service corporation acting on behalf of one or more such insurance companies), which insurance company or companies, as of the time of issuance of such policy or surety bond, are currently rated in the highest rating category by Moody's Investors Service, Inc. or Standard & Poor's Ratings Service or their comparably recognized business successors. "Rate Stabilization Account" means the account aulhorizedl to be created by Section 5 1 -8- P 00,00112E 03/12/06 "Rating Agency" means, as of any date, Moody's Investors Service, Inc., Standard & Poor's Ratings Service or any other nationally recognized securities rating agency "Reserve Fund" means the Reserve Fund created for the parity bonds. "Reserve Fund Requirement" means the lesser of (i) the maximum Annual Debt Service during any Fiscal Year on a series of Parity Bonds; (ii) 125% of the Average Annual Debt Service on all Outstanding Parity Bonds of such series; or (iii) 10% of the stated principal amount of such series of Parity Bonds. In the case of Variable Rate Bonds, the interest rate thereon shall be calculated on the assumption that such Variable Rate Bonds will bear interest at a rate equal to the higher of (a) the rate most recently reported by The Bond Buyer as The Bond Buyer's Index for long-term revenue bonds or (b) a rate equal to x+y where x represents the average rate of interest borne by such Variable Rate Bonds in the twelve months preceding the date of calculation or in the case of newly issued Variable Rate Bonds the initial rate of interest borne by such Bonds and y represents one-half the difference between the Maximum Interest Rate applicable to such Variable Rate Bonds and x; provided that in no event shall such assumed Variable Rate exceed the Maximum Interest Rate and provided further that if on such date of calculation the interest rate on such Bonds shall then be fixed to maturity, the interest rate used for such specified period for the purpose of the foregoing calculation shall be such actual interest rate. "Revenue Fund" means the Water and Sewer Operating Funds of the City heretofore established. "Rule" means the Commission's Rule 15c2-12 under the Securities and Exchange Act of 1934, as the same may be amended from time to time. -9- I.Me0002E 0112,06 "Sale Resolution" means the resolution or resolutions to be adopted by the Council setting the final terms of the 2003 Bonds. "Serial Bonds" means Parity Bonds other than Term Bonds. "SID" means a state information depository for the State of Washington (if one is created). "Sinking Fund Requirement" means, for any Fiscal Year, the principal amount and premium, if any, of Term Bonds required to be purchased, redeemed or paid at maturity for such Fiscal Year as established by the ordinance or resolution authorizing the issuance of such Term Bonds. "System" means the combined water and sewerage system of the City as it now exists, and as it may be later added to, extended and improved for as long as any Parity Bonds remain Outstanding. "2003 Bonds" means the City's Water and Sewer Revenue Bonds, 2003, in one or more series in the aggregate principal amount of not to exceed $17,700,000 authorized by this ordinance. "Term Bonds" means Parity Bonds of any principal maturity that are subject to mandatory redemption or for which mandatory sinking fund payments are required. "Valuation Date" means with respect to any Capital Appreciation Bonds the date or dates set forth in any ordinance authorizing such Capital Appreciation Bonds on which specific Accreted Values are assigned to the Capital Appreciation Bonds. "Variable Interest Rate" means a variable interest rate or rates to be borne by Parity Bonds or any one or more maturities within an issue of Parity Bonds. The method of computing such variable interest rate shall be specified in the ordinance authorizing such Parity Bonds. _10- O'OO\0003E 011105 Such variable interest rate shall be subject to a Maximum Interest Rate and there may be an initial rate specified, in each ease as provided in such ordinance, or a stated interest rate that rnay be changed from time to time as provided in such ordinance. Such ordinance shall also specify either (i) the particular period or periods of time or manner of determining such period or periods of time for which each value of such Variable Interest Rate shall remain in effect or (ii) the time or times upon which any change in such Variable Interest Rate shall become effective. "Variable Rate Bonds" for any period of time means Parity Bonds which during such period bear a Variable Interest Rate; provided that Parity Bonds the interest rate on which shall have been fixed for the remainder of the term thereof shall no longer be Variable Rate Bonds. ARTICLE 11 FINDINGS Section 2.1 Approval of Plan and System. The public interest and necessity require that the City finance (a) the settlement of the odor litigation in the amount of $7,000,000 and (b) certain improvements to the System described in Exhibit A (the "Project"). Section 2.2 Parity Conditions. The Council hereby finds as required by Section 7 I of Ordinance No. 96-40 and Section 7 1 of Ordinance No. 98-31 as follows: (a) The 2003 Bonds will be issued for the purpose of acquiring, constructing and installing additions and improvements to and extensions of, acquiring necessary equipment for or making necessary repairs, replacements or other capital improvements and financing a settlement of litigation related to capital improvements to the System. (b) At the times of the issuance of the 2003 Bonds there will be no deficiency in the Bond Fund. (c) The City will have on deposit in the Reserve Fund an amount equal to the Reserve Fund Requirement. -11- PADZADan5 wvivna (d) At the time o'the issuance of the 2003 Bonds, the City will have on file a certificate from an outside Profe: sional Utility Consultant showing that the Net Revenue received during any consecutive I2 -month period for which financial statements are available within the 24 months preceding the date of delivery of the 2003 Bonds equals the Coverage Requirement in each calendar year or Fiscal Year thereafter on the ther-Outstanding Parity Bonds and the 2003 Bonds, and that the Adjusted Net Revenues to be received each calendar year or Fiscal Year thereafter, will equal at least 1.25 times the Average Annual Debt Service each such calendar year or Fiscal Year, on the Outstanding Parity Bonds and the 2003 Bonds. ARTICLE III IS iUANCE OF 2003 BONDS Section 3.1 Issuance of tie 2003 Bonds. The City shall issue the 2003 Bonds in the aggregate principal amount of not to exceed $17,700,000 in one or more series for the purpose of providing the funds necessary to finance the odor litigation settlement, to repay a interfund loan that was made to improve the spray field which was the source of the odor litigation, to pay costs of the Project, to satisfy the Resell,: Requirement, to capitalize interest, and to pay the expenses incidental to the issuance of the 20C 3 Bonds. The 2003 Bonds shall be designated the "City of Yakima Water and Sewer Revenue Bonds, 2003," may be issued in on. or more series, shall be in fully registered fomr, shall be in the denomination of $5,000 each, or any integral multiple thereof, provided that no Bond shall represent more than one maturity, :,hall be dated such date, bear interest at the rates per annum, and be payable in the amounts and dates as shall be determined by a Sale Resolution. The 2003 Bonds shall be obligations only of the Bond Fund and shall be payable and secured as provided herein. The 2093 Bonds shall not be general obligations of the City -12- P COI000]t 01,205 The Director of Finance and Budget of the City is hereby authorized to obtain insurance and a Reserve Fund surety for the payment of principal of and interest on the 2003 Bonds, if she should determine that it is in the best interests of the City to do so. Section 3.2 Registration, Exchange and Payments. (a) Registrar/Bond Register. The City hereby adopts the system of registration approved by the Washington State Finance Committee, which utilizes the fiscal agencies of the State of Washington in New York, New York, as registrar, authenticating agent, paying agent and transfer agent (collectively, the "Bond Registrar"). The Bond Registrar shall keep, or cause to be kept, at its principal corporate trust office, sufficient records for the registration and transfer of the 2003 Bonds (the "Bond Register"), which shall be open to inspection by the City The Bond Registrar is authorized, on behalf of the City, to authenticate and deliver 2003 Bonds transferred or exchanged in accordance with the provisions of such 2003 Bonds and this ordinance and to cavy out all of the Bond Registrar's powers and duties under this ordinance. The Bond Registrar shall be responsible for its representations contained in the Certificate of Authentication on the 2003 Bonds. (b) Registered Ownership. The City and the Bond Registrar may deem and treat the Registered Owner of each 2003 Bond as the absolute owner for all purposes, and neither the City nor the Bond Registrar shall be affected by any notice to the contrary Payment of any such 2003 Bond shall be made only as described in Section 3(h) hereof, but such registration may be transferred as herein provided. All such payments made as described in Section 3(h) shall be valid and shall satisfy the liability of the City upon such 2003 Bond to the extent of the amount or amounts so paid. -13- PJDOODO02E 0112/05 (c) DTC Acceptance/Letter of Representations. The 2003 Bonds shall initially be held in fully immobilized form by DTC acting as depository To induce DTC to accept the 2003 Bonds as eligible for deposit at DTC, the City has heretofore executed and delivered to DTC a Blanket Issuer Letter of Representations (the "Letter of Representations"). Neither the City nor the Bond Registrar will have any responsibility or obligation to DTC participants or the persons for whom they act as nominees with respect to the 2003 Bonds for the accuracy of any records maintained by DTC or any DTC participant, the payment by DTC or any DTC participant of any amount in respect of the principal of or interest on 2003 Bonds, any notice that is permitted or required to be given to Registered Owners under this ordinance (except such notices as shall be required to be given by the City to the Bond Registrar or to DTC), the selection by DTC or any DTC participant of any person to receive payment in the event of a partial redemption of the 2003 Bonds, or any consent given or other action taken by DTC as the Registered Owner For so long as any 2003 Bonds are held in fully immobilized form hereunder, DTC or its successor depository shall be deemed to be the Registered Owner for all purposes, and all references in this ordinance to the Registered Owners shall mean DTC or its nominee and shall not mean the owners of any beneficial interest in any 2003 Bonds. (d) Use of Depository (i) The 2003 Bonds shall be registered initially in the name of CEDE & Co., as nominee of DTC, with a single 2003 Bond for each maturity in a denomination equal to the total principal amount of such maturity Registered ownership of such immobilized 2003 Bonds, or any portions thereof, may not thereafter be transferred except (A) to any successor of DTC or its nominee, provided that any such successor shall be qualified under any applicable laws to provide the service proposed to be provided by it; (B) to any substitute -14- P 00.242E 03/122S depository appointed by the City pursuant to subsection (ii) below or such substitute depository's successor; or (C) to any person as provided in subsection (iv) below (ii) Upon the resignation of DTC or its successor (or any substitute depository or its successor) from its functions as depository or a determination by the City to discontinue the system of book entry transfers through DTC or its successor (or any substitute depository or its successor), the City may appoint a substitute depository Any such substitute depository shall be qualified under any applicable laws to provide the services proposed to be provided by it. (iii) In the case of any transfer pursuant to clause (A) or (B) of subsection (i) above, the Bond Registrar shall, upon receipt of all outstanding 2003 Bonds, together with a written request on behalf of the City, issue a single new 2003 Bond for each maturity then outstanding, registered in the name of such successor or substitute depository, or its nominee, all as specified in such written request of the City (iv) In the event that (A) DTC or its successor (or substitute depository or its successor) resigns from its functions as depository, and no substitute depository can be obtained, or (B) the City determines that it is in the best interest of the beneficial owners of the 2003 Bonds that the 2003 Bonds be provided in certificated form, the ownership of such 2003 Bonds may then be transferred) to any person or entity as herein provided, and shall no longer be held in fully immobilized forrn. The City shall deliver a written request to the Bond Registrar, together with a supply of definitive 2003 Bonds in certificated form, to issue 2003 Bonds in any authorized denomination. Upon receipt by the Bond Registrar of all then outstanding 2003 Bonds together with a written request on behalf of the City to the Bond Registrar, new 2003 -15- P.0300.026 01 12/00 Bonds shall be issued in the appropriate denominations and registered in the names of such persons a; are provided in such wl:i ten request. (e) Transfer or Exchange of Registered Ownership; Change in Denominations. The registered ownership of any 2003 Bond may be transferred or exchanged, but no tramsfer of any 2003 Bond shall be valid unless it is surrendered to the Bond Registrar with the assignment form appearing on such 2003 Bond duly executed by the Registered Owner or such Registered Owner's dulo authorized agent in a manner satisfactory to the Bond Registrar. Upon such surrender, the Bond Registrar shall cancel the surrendered 2003 Bond and shall authenticate and deliver, without charge to the Registered Owner or transferee, a new 2003 Bond (or 2003 Bonds at the option of the new Registered Owner) of the same date, maturity and interest rate and for the same aggregate principal amount in any authorized denomination, naming as Registered Owner the parson or persons listed as the assignee on the assignment form appearing on the surrendered 2002 Bond, in exchange for such surrendered and canceled 2003 Bond. Any 2003 Bond may he surrendered to the Bond Registrar and exchanged, without charge, for an equal aggregate principal amount of 200:3 Bonds of the sante date, maturity and interest rate, in any authorized denomination. The Bond Registrar shall not be obligated to transfer or exchange any 2003 Bord during a period beginning at the opening of business on the 15th day of the month next preceding any interest payment date and ending at the close of business on such interest payment date, or, in the case of any proposed redemption of the 2003 Bonds, after the mailing of notice c f the call of such 2003 Bonds for redemption. (f) Bond Registrar's Ownership of Bonds. The Bond Registrar may become the Registered Owner of any 200.E Bond with the same rights it would have if it were not the Bond Registrar, and to the extent permitted by law, may act as depository for and permit any of -16- P 030302E 03/1006 its officers or directors to act as member of, or in any other capacity with respect to, any committee formed to protect the rights of the Registered Owners of the 2003 Bonds. (g) Registration Covenant. The City covenants that, until all 2003 Bonds have been surrendered and canceled, it will maintain a system for recording the ownership of each 2003 Bond that complies with the provisions of Section 149 of the Code. The ownership of each 2003 Bond shall initially be recorded with DTC pursuant to this Section 3.2. (h) Place and Medium of Payment. Both principal of and interest on the 2003 Bonds shall be payable in lawful money of the United States of America. For so long as all 2003 Bonds are in fully immobilized form, payments of principal and interest shall be made as provided in accordance with the operational arrangements of DTC referred to in the Letter of Representations. In the event that the 2003 Bonds are no longer in fully immobilized form, interest on the 2003 Bonds shall be paid by check or drafl mailed to the Registered Owners at the addresses for such Registered Owners appearing on the Bond Register on the 15th day of the month preceding the interest payment date, and principal of the 2003 Bonds shall be payable upon presentation and surrender of such 2003 Bonds by the Registered Owners at the principal office of the Bond Registrar; provided, however, that if so requested in writing by the Registered Owner of at least $1,000,000 principal amount of 2003 Bonds, interest will be paid by wire transfer on the date due to an account with a bank located within the United States. Section 3.3 Execution and Authentication of Bonds. The 2003 Bonds shall be signed on behalf of the City with the manual or facsimile signature of the Mayor, shall be attested by the manual or facsimile signature of the City Clerk and shall have the corporate seal of the City impressed or a facsimile thereof imprinted thereon. -17- 0.00020 0112/06 Only such 2003 Bonds as shall bear thereon a Certificate of Authentication in the form hereinbefore recited and manually executed by the Bond Registrar shall be valid or obligatory for any purpose or entitled to the benefits of this ordinance. Such Certificate of Authentication shall be conclusive evidence that the 2003 Bonds so authenticated have been duly executed, authenticated and delivered hereunder and are entitled to the benefits of this ordinance. In case either of the officers who shall have executed the 2003 Bonds shall cease to be such officer or officers of the City before the 2003 Bonds so signed shall have been authenticated or delivered by the Bond Registrar, or issued by the City, such 2003 Bonds may nevertheless be authenticated, delivered and issued and upon such authentication, delivery and issuance, shall be as binding upon the City as though those who signed the same had continued to be such officers of the City Any 2003 Bond may also be signed and attested on behalf of the City by such persons as at the actual date of execution of such 2003 Bond shall be the proper officers of the City although at the original date of such Bond any such person shall not have been such officer of the City Section 3.4 Lost or Destroyed Bonds. In case any of the 2003 Bonds shall be lost, stolen or destroyed, the Bond Registrar may authenticate and deliver a new bond or bonds of like amount, date, tenor and effect to the registered owner or nominee thereof upon payment to the City for the expenses and charges in connection therewith and upon his or her filing with the Bond Registrar evidence satisfactory to said Bond Registrar that such 2003 Bond or 2003 Bonds were actually lost, stolen or destroyed and of his ownership thereof, and upon furnishing the City with indemnity satisfactory to them both. Section 3.5 Form of 2003 Bonds The 2003 Bonds shall be substantially in the form of Exhibit B hereto. -1g- P 03)00026 03112/06 ARTICLE IV REDEMPTION OF 2003 BONDS Section 4.1 Redemption Prior to Maturity The 2003 Bonds may be subject 10 redemption in advance of their scheduled maturities as provided in a Sale Resolution to be adopted by the Council. Section 4.2 Notice of Redemption. Written notice of any redemption of 2003 Bands shall be given by the Bond Registrar on behalf of the City by first class mail, postage prepaid, not less than 30 days nor more than 60 days before the redemption date to the registered owners of 2003 Bonds that are to be redeemed at their last addresses shown on the Bond Register. So long as the 2003 Bonds are in book -entry form, notice of redemption shall be given as provided in the Letter of Representations. The Bond Registrar shall provide additional notice of redemption (at least 30 days) to each NRMSIR and SID, if any, in accordance with Section 111 1 The requirements of this section shall be deemed complied with when notice is mailed, whether or not it is actually received by the owner. Each notice of redemption shall contain the following information: (1) the redemption date, (2) the redemption price, (3) if less than all outstanding 2003 Bonds are to be redeemed, the identification (and, in the case of partial redemption, the principal amounts) of the 2003 Bonds to be redeemed, (4) that on the redemption date the redemption price will become due and payable upon each 2003 Bond or portion called for redemption, and that interest shall cease to accrue from the redemption date, (5) that the 2003 Bonds are to be surrendered for payment at the principal office of the Bond Registrar, (6) the CUSIP numbers of all 2003 Bonds being redeemed, (7) the dated date of the 2003 Bonds, (8) the rate of interest for each 2003 Bond being redeemed, (9) the date of the notice, and (10) any other information needed to identify the 2003 Bonds being redeemed. -19- Pa001.0G02f 0.111/06 Upon the payment of the redemption price of 2003 Bonds being redeemed, each check or other transfer of finds issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the 2003 Bonds bent; redeemed with the proceeds of such check or other transfer Section 4.3 Effect of F.edemption. Unless the City has revoked a notice of redemption, the City shall transfer to the Bond Registrar amounts that, in addition to other money, if any, held by the Bond Registrar, will be sufficient to redeem, on the redemption date, all the 2003 Bonds to be redeemed From the redemption date interest on each 2003 Bond to be redeemed shall cease to accrue. Section 4.4 Amendmenjof Notice Provisions. The foregoing notice provisions of this section, including but not limited to the information to be included in redemption notices and the persons designated to receive notices, may be amended by additions, deletions and changes in order to maintain compliance with July promulgated regulations and recommendations regarding notices of redemption of municipal securities. Section 4.5 Purchase of 2003 Bonds. The City reserves the right to use at any time any surplus Gross Revenues of the System available after providing for the payments required by paragraphs First through Sixth inclusive of Section 5.1 of this ordinance, or other available funds, to purchase any of the 2003 I3onds in the open market for retirement -20- P `osi 0002f 0112/06 ARTICLE V FUNDS AND ACCOUNTS, DEFEASANCE Section 5.1 Revenue Fund; Priority of Payments. The City hereby obligates and binds itself to set aside and pay into the Water and Sewer Operating Funds (the "Revenue Fund") as collected the Gross Revenues of the System. The Gross Revenues of the System shall be held in the Revenue Fund separate and apart from all other funds and accounts of the City and used only for the following purposes and in the following order of priority. First, to pay the Costs of Maintenance and Operation of the System; Second, to make all required payments into the Bond Fund; Third, to pay the interest on the Parity Bonds; Fourth to pay the principal of and any sinking fund payments for the Parity Bonds; Fifth, to make all payments required to be made into the Reserve Fund; Sixth, to make all payments required to be made into any other revenue bond redemption fund or debt service account or reserve account created to pay and secure the payment of the principal of and interest on any revenue bonds of the City having a lien upon the Gross Revenues of the System junior and inferior to the lien thereon for the payment of the principal of and interest on the Parity Bonds; Seventh, to retire by redemption or purchase in the open market any outstanding revenue bonds of the City, to make necessary additions, improvements and repairs to or extensions and replacements of the System, or for any other lawful City purposes. The City may create a Rate Stabilization Account in the Revenue Fund. To the extent that surplus Gross Revenues remain after the payments so required to be made out of the Revenue Fund, the City may credit up to the full amount of such surplus to the Rate Stabilization Account. Any credits from the Revenue Fund to the Rate Stabilization Account and any credits -21- P1:000020 0112/05 to the Revenue Fund from the Rate Stabilization Account made pursuant to Section 6.1 hereof, shall be made prior to closing the books and accounts of the City for each Fiscal Year. Money in the Rate Stabilization Account may be used for any lawful purpose. Money in the Rate Stabilization Account may be used from time to time to make up any deficiencies in the Bond Fund, and such money in the Rate Stabilization Account may be pledged as additional payments to the Bond Fund to the extent required for any such deficiencies. The City may, at any time, deposit Gross Revenues of the System in and withdraw Gross Revenues of the System from the Rate Stabilization Account. Nothing contained in this Section 5 I shall be construed to require the deposit into the Revenue Fund of any of the revenues, income, receipts or other moneys of the City derived through the ownership or operation of any separate utility system hereafter created or established from funds other than the proceeds of Bonds. Section 5.2 Bond Fund. (a) There has been created a special fund of the City designated the Water and Sewer Revenue Bond Fund (the "Bond Fund"), which shall be used solely for the purpose of paying the principal, premium, if any, and interest on the Parity Bonds, of retiring the Parity Bonds prior to maturity in the manner herein provided, and of paying any reimbursement obligation with respect to a letter of credit or other credit enhancement device providing additional security for any Variable Rate Bonds. Each month (or in the case of Variable Rate Bonds, at the times provided in subsection (i) of this Section 5.2(a)), after applying amounts as required in Section 5.1, the City shall withdraw from the Revenue Fund and (to the extent not otherwise provided) transfer to the Bond Fund, amounts as follows and in the following order of priority. first, into _22_ P0010002E 011L05 the Interest Account; second, into the Serial Bond Principal Account and Term Bond Principal Account; and third, into the Reserve Fund. (i) Interest Account. The City has created a separate account in the Bond Fund, to be known as the `Interest Account" to provide for the payment of interest on the Parity Bonds as the same becomes due and payable. Upon the issuance of the 2003 Bonds, all accrued interest on the 2003 Bonds shall be paid into the Interest Account. In the case of all Parity Bonds other than Variable Rate Bonds, the City shall transfer to the Interest Account amounts sufficient to pay when due the installment of interest next falling due on all Parity Bonds. In the case of Variable Rate Bonds, not later than on the last day of the month immediately succeeding the month of closing of such bonds and on or before the last day of each succeeding month, the City shall transfer to the Interest Account an amount equal to the interest on such Variable Rate Bonds estimated to become due and payable on the due date. If on any date on which an installment of interest on Variable Rate Bonds falls due there are insufficient amounts in the Interest Account to make such interest payment, the City shall withdraw from the Revenue Fund and transfer to the Interest Account an amount that when added to other money therein will equal the amount of interest falling due and payable on such interest payment date. In making the credits required by this subsection (a) (i), any amounts credited to the Interest Account representing accrued interest received on the sale of 2003 Bonds or other Parity Bonds, interest capitalized from the proceeds of any Parity Bonds and any other transfers and credits otherwise made or required to be made to the Interest Account shall be taken into consideration and allowance made with respect to the full amount of such transfers and credits. -23- P 03,0002E 01/1165 (ii) Serial Boncl Principal Account. The City has created a separate account in the Bond Fund known as the `Serial Bond Principal Account" to provide for the payment of the principal of Serial Bonds as the same shall mature and become due and payable. The City shall transfer to the Serial Bond Principal Account amounts sufficient to pay when due the installment of principal next falling due on the "Serial Bonds. (iii) Term Bond Frincipal Account. (A) The City shall create and establish a separate account in the Bond Fund to be known as the "Term Brad Principal Account" in order to meet the specified Sinking Fund Requirements of Term Boni and to otherwise retire 2003 Bonds, if any, and other Parity Bonds prior to maturity The City shall transfer to the Term Bond Principal Account amounts sufficient to pay when due the Sinking Fund Requirement next falling due on all Term Bonds. (B) The City shall apply the money paid into the l3ond Fund for credit to the Term Bond Principal Account to the redemption of Term Bonds on the next ensuing Sinking Fund Requirement due doe (or may so apply such money prior to such Sinking Fund Requirement due date), pursuant to the terms of the ordinance authorizing +Ihe issuance thereof The City may also apply the money paid into the Bond Fund for credit to the Term Bond Principal Account for the purpose of retiring Term Bonds by the purchase of such Term Bonds at a purchase price (including any brokerage charge) not in excess of the principal amount thereof The City shall apply such money to the redemption or purchase of Term Bonds in an amount such that the aggregate principal amount of Term Bonds so purchased or redeemed is at least equal to such next ensuing Sinking Fund Requirement. Any such purchase of Tenn Bonds by the City may be made with or without tenders of Term Bonds in such manner as the City shall, in its discretion, deem to be it its best interest. -24- P SIXADOME 031vc6 (iv) Reserve Fund. (A) The City has created a separate fund to be known as the "Reserve Fund" to provide a reserve for the payment of the principal, premium, if any, and interest on the Parity Bonds. The City hereby covenants and agrees that on the date of issuance of the 2003 Bonds the City will have on deposit in the Reserve Fund an amount equal to the Reserve Fund Requirement. Each ordinance providing for the issuance of Additional Bonds shall provide for payments into the Reserve Fund from any other money lawfully available therefor (in which event, in providing for deposits and credits required by the foregoing provisions of this paragraph (A), allowance shall be made for any such amounts so paid into such fund) in amounts that within not Tess than five years of equal monthly payments will provide for deposit of the Reserve Fund Requirement or may provide for the City to obtain Qualified Insurance or a Qualified Letter of Credit for specific amounts required pursuant to this Section to be paid into the Reserve Fund, such amounts so covered by Qualified Insurance or a Qualified Letter of Credit shall be credited against the amounts required to be maintained in the Reserve Fund by this Section to the extent that such payments and credits to be made are insured by an insurance company, or guaranteed by a letter of credit from a bank. Such Qualified Letter of Credit or Qualified Insurance shall not be cancelable on less than five years notice. In the event of any cancellation, the Reserve Fund shall be funded in accordance with this paragraph, as if the Parity Bonds which remain Outstanding had been issued on the date of such notice of cancellation. (B) Money in the Bond Fund and Reserve Fund may, at the option of the City, be invested and reinvested as permitted by law in Permitted Investments maturing, or which are retirable at the option of the owner, prior to the date needed or prior to the maturity date of the final installment of principal of the Parity Bonds payable out of the Bond Fund and -25- P 030002E 03/12/05 Reserve Fund. Earnings on investments in the Bond Fund and Reserve Fund shall be transferred to the Revenue Fund, except that earnings on investments in the Reserve Fund shall first be applied to remedy any deficiency in such account. (C) For the purpose of determining the amount credited to the Reserve Fund, obligations in which money in the Reserve Fund shall have been invested shall be valued at the market value thereof. The term "market value" shall mean, in the case of securities that are not then currently redeemable at the option of the owner, the current bid quotation for such securities, as reported in any nationally circulated financial journal, and the current redemption value in the case of securities that are then redeemable at the option of the owner. For obligations that mature within six months, the market value shall be the par value thereof. The valuation shall include accrued interest thereon. The valuation of the amount in the Reserve Fund shall be made by the City as of the close of business on each December 31 (or on the next preceding business day if December 31 does not fall on a business day) and after any withdrawal and may be made on each June 30 (or on the next preceding business day if June 30 does not fall on a business day). (D) If the amount in the Reserve Fund shall be less than the Reserve Fund Requirement, the City shall transfer from the Revenue Fund, for credit to the Reserve Fund no later than the 25th day of the sixth succeeding calendar month the amount necessary to restore the Reserve Fund to the Reserve Fund Requirement. Prior to such time, such transfer shall come from money in the Revenue Fund first available after making the current specified payments into the Interest Account and Principal Accounts. If the amount in the Reserve Fund shall be greater than the Reserve Fund Requirement, then and only then may the City withdraw at any time prior to the next date of valuation from the Reserve Fund the difference between the amount in the -26- P 00/0002E 03/12/05 Reserve Fund and the Reserve Fund Requirement and deposit such difference in the Revenue Fund. (b) Money in the Interest Account, the Serial Bond Principal Account and the Term Bond Principal Account shall be transmitted to the Bond Registrar in amounts sufficient to rneet the next maturing installments of principal, interest and premium, if any, at or prior to the lime upon which any interest, principal or premium, if any, is to become due. In the event there shall be a deficiency in the Interest Account, the Serial Bond Principal Account or the Term Bond Principal Account for such purpose, the City shall make up any such deficiency from the Reserve Fund by the withdrawal of cash therefrom for that purpose, and, if necessary, by sale or redemption of any authorized investments in such amount as will provide cash in said Reserve Fund sufficient to make up any such deficiency If a deficiency still exists immediately prior to an interest payment date and after the withdrawal of cash, the City shall then draw from any Qualified Letter of Credit or Qualified Insurance. Such draw shall be made at such times and under such conditions as the agreement for such Reserve Fund credit facility shall provide. (c) Whenever and so long as amounts on deposit in the Bond Fund, including the Reserve Fund, are sufficient to provide money to pay the Parity Bonds then Outstanding, including such interest as may thereafter become due thereon and any premiums upon redemption, no payments need be made into the Bond Fund pursuant to this ordinance. (d) Money transferred from the Bond Fund to the Bond Registrar for the Parity Bonds and the interest thereon shall be held in trust for the owners of such Parity Bonds. Until so set aside for the retirement of principal, payment of sinking fund installments, payment of interest and premium, if any, as aforesaid, moneys in the Bond Fund shall be held in trust for the benefit _27_ P.,D0,D002E 0:1,17A6 of the owners of the Parity Bonds then Outstanding and payable equally and ratably and without preference or distinction as between different installments or maturities. (e) The amounts so pledged to be paid into the Bond Fund and Me Reserve Fund are hereby declared to be a prior lien and charge upon the Gross Revenues of the System superior to all other charges of any kind or rature whatsoever (including any transfer of money to other funds of the City and taxes or payments in lieu of taxes) except the Costs of Maintenance and Operation, and is equal in priority to the lien and charge which may hereafter be made to pay and secure the payment of the principal of and interest on any Additional Bonds. (f) The Council hereby finds and declares that in fixing the amounts to be paid into the Bond Fund and the Reserve Fond out of the Gross Revenues of the System, it has exercised due regard for the Costs of Maintenance and Operation and for the amounts required to pay and secure the payment of the principal of and interest on the currently Outstanding Parity Bonds, and has not obligated the City to set aside and pay into such Fund and Account a greater amount of such Gross Revenues than in: its judgment will be available over and above the Costs of Maintenance and Operation and the principal of and interest on the currently Outstanding Parity Bonds. Section 5.3 Defeasance In the event that money and/or Government Obligations maturing or having guaranteed redemption prices at the option of the holder at such time or times and bearing interest to be earned thereon in amounts (together with such money, if any) sufficient to redeem and retire par or all of the 2003 Bonds in accordance with their terms are irrevocably set aside in a special account and pledged to effect such redemption and retirement, then no further payments need be made into the Bond Fund for the payment of the principal of and interest on the 2003 Bonds so provided for, and such 2003 Bonds shall then cease to be -28- P 100,0002E 0!12'C entitled to any lien, benefit or security of this ordinance, except the right to receive the funds so set aside and pledged, and such 2003 Bonds shall no longer be deemed to be outstanding hereunder. Within 30 days of any defeasance of such 2003 Bonds, the City shall provide notice of defeasance of such 2003 Bonds to registered owners and to each NRMSIR and SID, if any, in accordance with Section 11 1. ARTICLE VI PARTICULAR COVENANTS OF THE CITY So long as any Parity Bonds remain Outstanding, the City covenants and agrees with the owners of all Parity Bonds as follows: Section 6.1 Rate Covenant. The City shall establish, maintain and collect rates and charges for the use of the services and facilities of and all commodities sold, furnished or supplied by the System, which shall be fair and nondiscriminatory and shall adjust such rates and charges from time to time so that: (a) The Gross Revenues collected (together with Assessments collected) will at all times be sufficient (a) to pay the Costs of Maintenance and Operation of the System, (b) to pay the principal of, premium, if any, and interest on the Panty Bonds, as and when the same shall become due and payable, (c) to make adequate provision for the payment of any Term Bonds, (d) to make when due all payments which the City is obligated to make into the Reserve Fund and all other payments which the City is obligated to make pursuant to this ordinance, and (e) to pay all taxes, assessments or other governmental charges lawfully imposed on the System or the revenue therefrom or payments in lieu thereof and any and all other amounts which the City may now or hereafter become obligated to pay from the Gross Revenues by law or contract; and (b) The Net Revenues in each Fiscal Year will be at least equal to the Coverage Requirement calculated as of December 31 of the preceding calendar year. For the purpose of -29- P 10010002E 03/12/06 meeting this requirement if the City creates a Rate Stabilization Account pursuant to Section 5 I, (i) there may be added to Net Revenues for any Fiscal Year such amount, not greater than the Annual Debt Service for such Fiscal Year, withdrawn from the Rate Stabilization Account and deposited in the Revenue Fund, and (ii) there must be subtracted from Net Revenues for any Fiscal Year such amounts as are withdrawn from the Revenue Fund and deposited into the Rate Stabilization Account for such Fiscal Year Section 6.2 Maintenance and Operation. The City shall at all times maintain, preserve and keep the properties of the System in good repair, working order and condition and will from time to time make all necessary and proper repairs, renewals, replacements, extensions and betterments thereto, so that at all times the business carried on in connection therewith will be properly and advantageously conducted, and the City will at all times operate or cause to be operated the properties of the System and the business in connection therewith in an efficient manner and at a reasonable cost. Section 6.3 Sale or Disposition of the System. The City will not sell or otherwise dispose of the System in its entirety unless simultaneously with such sale or other disposition, provision is made for the payment into the Bond Fund of cash or "Government Obligations," as now or hereafter defined in chapter 39.53 RCW, as amended, or its successor statute, if any, sufficient together with interest to be earned thereon to pay the principal of and interest on the then Outstanding Parity Bonds, nor will it sell or otherwise dispose of any part of the useful operating properties of the System unless such facilities are replaced or provision is made for payment into the Bond Fund of the greater of: (a) An amount which will be in the same proportion to the net amount of Parity Bonds then Outstanding (defined as the total amount of the Parity Bonds less the amount of cash -30- P 1000002E 00,12/06 and investments in the Bond Fund and accounts therein) that the Net Revenues from the portion of the System sold or disposed of for the preceding year bears to the total Net Revenues for such period; or (b) An amount which will be in the same proportion to the net principal amount of Parity Bonds then Outstanding that the book value of the part of the System sold or disposed of bears to the book value of the entire System immediately prior to such sale or disposition. The proceeds of any such sale or disposition of a portion of the properties of the System (to the extent required above) shall be paid into the Bond Fund. Notwithstanding any other provision of this subsection, the City may sell or otherwise dispose of any of the works, plant, properties and facilities of the System or any real or personal property comprising a part of the same which shall have become unserviceable, inadequate, obsolete or unfit to be used in the operation of the System, or no longer necessary, material to or useful in such operation, without making any deposit into the Bond Fund. Section 6.4 Liens or Encumbrances. The City will not at any time create or permit to accrue or to exist any lien or other encumbrance or indebtedness upon the System or the Gross Revenues or any part thereof, prior or superior to the lien thereon for the payment of the Parity Bonds, and will pay and discharge, or cause to be paid and discharged, any and all lawful claims for labor, materials or supplies which, if unpaid, might become a lien or charge upon the Revenues of the System, or any part thereof, or upon any funds in the hands of the City, prior to or superior to the lien of the Parity Bonds, or which might impair the security of the Parity Bonds. Section 6.5 Insurance. The City shall, to the extent insurance coverage is available at reasonable cost with responsible insurers, keep, or cause to be kept, the System and the operation -31- P1000OO2E 03/10)06 thereof insured, with policies parable to the City, against the risks of direct physical Toss, damage to or destruction of the 53 stem, or any part thereof, and against accidents, casualties or negligence, including liability iina.urance and employer's liability, at least to the extent that similar insurance is usually carried by utilities operating like properties as determined by the City Manager A program of sell insurance against certain risks or as to part of the potential liability for certain risks may be in;luded as part of the City's insurance coverage plan. In the event of any Toss or damage to the properties of the System covered by insurance, the City will (a) with respect to each such loss, promptly repair and reconstruct to the extent necessary to the proper conduct A the operations of the System the lost or damage portion thereof and shall apply the proceeds of any insurance policy or policies covering such loss or damage for that purpose to the a dent required therefor, unless in the case of loss or damage involving an amount less than or equal to 2% of the value of net utility plant of the System or more, such repair and reconstruction shall not be recomrnended by the City Manager, and (b) if the City shall riot use the entire proceeds of such insurance to repair or reconstruct such lost or damaged property, such insurance proceeds thereof not so used shall be paid into the Revenue Fund, and if greater than 2% of the value of the ret utility plant of the System for any one loss or damage, shall be used to purchase or redeem bonds or to acquire or constrict extensions, betterments; and improvements to the System. Section 6.6 Books and Accounts. The City shall keep proper books of account in accordance with any applicable tules and regulations prescribed by the State of Washington. The City shall prepare, and any owner or holder of Parity Bonds may, upon written request, obtain copies of, balance sheets and profit and loss statements showing in reasonable detail the financial condition of the System as of the close of each year, and the income and expenses of -32- P 0010.302E 01/10/06 such year, including the amounts paid into the Revenue Fund, the Bond Fund, and into any special funds or accounts created pursuant to the provisions of this ordinance, and the amounts expended for maintenance, renewals, replacements, and capital additions to the System. Section 6.7 Additions and Improvements. The City will not expend any of the revenues derived by it from the operation of the System or the proceeds of any indebtedness payable from the Revenues of the System for any extensions, betterments or improvements to the System which are not legally required or economically sound, and which will not properly and advantageously contribute to the conduct of the business of the System in an efficient manner; provided, that to the extent permitted by law, the City may provide commodities, services or facilities free of charge or at a reduced charge in order to carry out a plan adopted by the Council for conservation of water or to benefit elderly, handicapped or poor persons. Section 6.8 Tax Covenants. The City hereby covenants to undertake all actions required to maintain the tax-exempt status of interest on the 2003 Bonds under Section 103, Sections 141 through 149 inclusive, and Section 265 of the Code as set forth in the Arbitrage and Tax Certification that will be executed at the closing of the 2003 Bonds. ARTICLE VII ADDITIONAL BONDS Section 7.1 Additional Bonds. Parity Bonds may be issued payable from the Bond Fund on a parity with the 1996 Bonds, 1998 Bonds, and 2003 Bonds, and secured by an equal charge and lien on the Gross Revenues pledged to the Bond Fund: First, for the purpose of acquiring, constructing and installing additions and improvements to and extensions of, acquiring necessary equipment for or making necessary repairs, replacements or other capital improvements to the System and other lawful purposes related to the System, or -33- P:O0T002E 511505 Second, for the purpose of refunding, or purchasing and retiring prior to their maturity, any outstanding Bonds or other revenue obligations of the System. (a) The City may issue such Additional Bonds upon compliance with the following conditions: (i) At the time of the issuance of such Additional Bonds, there shall be no deficiency in the Bond Fund. (ii) In each ordinance authorizing such Additional Bonds, provision shall be made for payments into the Reserve Fund in accordance with Section 5.2(a) (iv) of this ordinance. (iii) At the time of the issuance of such Additional Bonds, the City shall have on file a certificate from a Professional Utility Consultant, not then employed by the City except for the purpose of giving such certificate, showing that the Net Revenue received during any consecutive 12 -month period for which financial statements are available within the 24 months preceding the date of delivery of such Additional Bonds equals the Coverage Requirement in each calendar year or Fiscal Year thereafter on the then -Outstanding Parity Bonds and the Additional Bonds to be issued, and that the Adjusted Net Revenues to be received each calendar year or Fiscal Year thereafter, will equal at least 1.25 times the Average Annual Debt Service each such calendar year or Fiscal Year, on the Outstanding Parity Bonds and the Additional Bonds to be issued. The Adjusted Net Revenues shall be the Net Revenues for a period of any 12 consecutive months out of the 24 months immediately preceding the date of delivery of such proposed Additional Bonds, as adjusted to take into consideration changes in Net Revenues estimated to -34- P/DO&D0026 0112/05 occur under one or more of the following conditions for each year after such delivery for so long as any Bonds, including the Additional Bonds proposed to be issued, shall be outstanding: (A) Any increase or decrease in Net Revenues that would result if any change in rates and charges adopted by the Council prior to the date of such certificate and subsequent to the beginning of such 12 -month period, had been in force during the full 12 -month period; (B) The additional Net Revenues from any rate increases that have been approved by ordinance of the Council but that are not then in effect; (C) Any increase or decrease in Net Revenues estimated by such Professional Utility Consultant to result from any additions, betterments and improvements to and extensions of any facilities of the System that (i) became fully operational during such 12 - month period, (ii) were under construction at the time of such certificate, or (iii) will be constructed from the proceeds of the Additional Bonds to be issued; (D) The additional Net Revenues that would have been received if any customers added to the System during such 12 -month period were customers for the entire period. (E) The additional Net Revenues that may be derived by the City from any users of the System with whom the City has entered into a contract for utility services to be furnished, which revenues have not otherwise been included in Net Revenues. Such Professional Utility Consultant shall base his certification upon, and his certificate shall have attached thereto, financial statements of the System audited by the State Examiner (unless such an audit is not available for a 12 -month period within the preceding 24 months) and -35- P 10OfO02E o:W12,06 certified by the chief financial officer of the City, showing income and expenses for the period upon which the same is based. The certificate of such Professional Utility Consultant shall be conclusive and the only evidence required to show compliance with the provisions and requirements of this subsection. Notwithstanding the forego ng, if Additional Bonds are to be issued for the purpose of refunding at or prior to their mahrity any part or all of the then Outstanding Bonds and the issuance of such refunding Additional Bonds results in a debt service savings and does not require an increase of more than !65,000 in any year for principal and interest on such refunding Additional Bonds, the certificate required by subsection (a) (3) of this section need not be obtained. Once the 1996 and 1998 Bonds are no longer outstanding, in lieu of a certificate from a Professional Utility Consultant, the Director of Finance and Budget or other financial officer of the City may certify that the Net Revenues of the System for any 12 consecutive months of the 24 months prior to the date of issuance of such Additional Bonds are at least 125% of the Average Annual Debt Service due in any fiscal or calendar year thereafter, including in such calculation debt service on such Additional Bonds. (b) Nothing herein contained shall prevent the City from issuing revenue bonds or other obligations which are a charg, upon the Gross Revenues of the System junior or inferior to the payments required by this ordinance to be made out of such Gross Revenues into the Bond Fund and accounts therein to pay and secure the payment of any Outstanding Bonds. (c) Nothing herein contained shall prevent the City from issuing revenue bonds to refund maturing Bonds for the payment of which money is not otherwise available. -36- Pwotoa»E uv+vtc (d) Notwithstanding any other provision of this ordinance, for so long as the 2003 Bonds are Outstanding, no bonds may be issued subsequent to the issuance of the 2003 Bonds with a lien and charge on the Gross Revenues superior to the lien and charge of the 2003 Bonds. Section 7.2 Pledge Effected by Ordinance. (a) The 2003 Bonds are special limited obligations of the City payable from and secured solely by Gross Revenues, subject to the prior payment of Costs of Maintenance and Operation of the System and other money and assets specifically pledged hereunder for the payment thereof. There are hereby pledged as security for the payment of the principal, premium, if any, and interest on the 2003 Bonds in accordance with their terms of this ordinance, subject only to the provisions of this ordinance restricting or permitting the application thereof for the purposes and on the terms and conditions set forth in this ordinance, (i) the proceeds of the sale of the 2003 Bonds to the extent held in the funds established by this ordinance, (ii) the Gross Revenues, and (iii) the money and assets, if any, credited to the Revenue Fund, the Bond Fund and the Reserve Fund, and the income therefrom. The Gross Revenues and other money and assets hereby pledged shall immediately be subject to the lien of this pledge without any physical delivery thereof or further act, and the lien of this pledge shall be valid and binding as against all parties having claims of any kind in tort, contract or otherwise against the City regardless of whether such parties have notice thereof. (b) The 1996 Bonds, the 1998 Bonds, the 2003 Bonds and any Additional Bonds shall be equally and ratably payable and secured hereunder without priority by reason of date of adoption of the ordinance providing for their issuance or by reason of their series, number or date of sale, issuance, execution or delivery, and by the liens, pledges, charges, trusts, assignments and covenants made herein, except as otherwise expressly provided or permitted in -37- PWD002E 0112!O5 this ordinance and except as to insurance that may be obtained by the City to insure the repayment of one or more series or maturities within a series. (c) The 1996 Bonds, the 1998 Bonds, the 2003 Bonds and any Additional Bonds shall not in any manner or to any extent constitute general obligations of the City or of the State of Washington, or of any political subdivision of the State of Washington, or a charge upon any general fund or upon any money or other property of the City or of the State of Washington, or of any political subdivision of the State of Washington, not specifically pledged thereto by this ordinance, nor shall the full faith and credit of the City or of the State of Washington, or of any political subdivision of the State of Washington, he pledged to the payment of principal, premium, if any, or interest thereon. ARTICLE VIII DEFAULTS AND REMEDIES Section 8.1 Events of Default. This ordinance and each ordinance adopted pursuant to Article X are hereinafter in this Article VIII and in Article IX referred to collectively as "the Ordinance." The City hereby covenants and agrees with the purchasers and owners from time to time of any Parity Bonds, in order to protect and safeguard the covenants and obligations undertaken by the City securing any Parity Bonds, that the following shall constitute "Events of Default". (a) If the City shall default in the performance of any obligation with respect to payments into the Bond Fund and such default is not remedied within a period of 30 days; (b) If default shall be made in the due and punctual payments of the principal of and premium, if any, on any of the Parity Bonds when the same shall become due and payable, either at maturity or by proceedings for redemption or otherwise; -38- P 03IDOO2E 03112/05 (c) If default shall be made in the due and punctual payment of any installment of interest on any Parity Bonds; (d) If the City shall default in the observance and performance of any other of the covenants, conditions and agreements on the part of the City contained in the Ordinance and such default or defaults shall have continued for a period of 90 days after the City shall have received from the Bondowners Committee or from the owners of not less than 20% in principal amount of the Parity Bonds outstanding, a written notice specifying, and demanding the cure of, such default; (e) If the City shall (except as herein permitted) sell, transfer, assign or convey any properties constituting the System or interests therein, or any part or parts thereof, or shall make any agreement for such sale or transfer (except as expressly authorized by Section 6.3 hereof); (f) If an order, judgment or decree shall be entered by a court of competent jurisdiction (a) appointing a receiver, trustee or liquidator for the whole or any substantial part of the System, (b) approving a petition filed against the City seeking the bankruptcy, arrangement or reorganization of the City under any applicable law of the United States or the State of Washington, or (c) assuming custody or control of the whole or any substantial part of the System under the provisions of any other law for the relief or aid of debtors and such order, judgment or decree shall not be vacated or set aside or stayed (or, in case custody or control is assumed by such order, such custody or control shall not be otherwise terminated), within 60 days from the date of entry of such order, judgment or decree; (g) If the City shall (a) admit in writing its inability to pay the debts of the System generally as they become due, (b) file a petition in bankruptcy or seeking a composition -39- PID31DOD]E 03,12/05 of indebtedness under any state or 'ederal bankruptcy or insolvency law, (c) make an assignment for the benefit of its creditors, (d) consent to the appointment of a receiver of the whole or any substantial part of the System, at (e) consent to the assumption by any court of competent jurisdiction under the provisions of any other law for the relief or aid of debtors of custody or control of the whole or any substantial part of the System. Section 8.2 Formation of Bondowners Committee. During the continuance of an Event of Default, the owners of Parity Bonds representing 20% in principal amount of the Parity Bonds then Outstanding may call a bondholders meeting for the purpose of electing a committee (the "Bondowners Committee") to act on behalf of all Parity Bondowners (the "Bondowners"). Such meeting shall be called and the proceedings thereof shall be condlucted in the manner provided in Article IX hereof. At such meeting the Bondowners present in person or by proxy may, by a majority of the votes cast, elect one or more persons, who may or may not be Bondowners, to the Bondowners Committee, which shall act as trustee for all registered owners of Parity Bonds outstanding, and the Bondowners Committee as such trustee may have and exercise all the rights and powers provided for in this ordinance to btt exercised by the Bondowners Committee The Bondowners present in person or by proxy at said meeting, or at any adjourned meeting thereof, shall prescribe the manner in which the successors of the persons elected to the Bondowners Committee at such Bondowners neeting shall be elected or appointed, and may prescribe rules and regulations governing the exercise by the Bondowners Committee of the powers conferred upon it herein, and may provide for the termination of the existence of the Bondowners Committee. The members of the Bondowners Committee elected by the Bondowners in the manner herein provided, and their successors, as a committee are hereby declared to be trustees -40- 030002E O3/12u5 r for the owners of all the Parity Bonds then Outstanding, and are empowered to exercise in the name of the Bondowners Committee as trustee, all the rights and powers hereinafter conferred on the Bondowners Committee. Section 8.3 Books of City Open to inspection. The City covenants that if an Event of Default shall have happened and shall not have been remedied, the books of record and account of the City and all other records relating to the System shall at all times during regular business hours be subject to the inspection and use of the Bondowners Committee and any person holding at least 20% of the principal amount of Parity Bonds Outstanding and of their respective agents and attomeys. The City covenants that if an Event of Default shall happen and shall not have been remedied, the City will continue to account, as a trustee of an express trust, for all Gross Revenues and other money, securities and funds pledged under this ordinance. Section 8.4 Suits at Law or in Equity If an Event of Default shall happen and shall not have been remedied, then and in every such case, the Bondowners Committee by its agents and attomeys, shall be entitled and empowered to proceed forthwith to take such needful steps and institute such suits, actions and proceedings at law or in equity for the collection of all sums in connection with the Parity Bonds and to protect and enforce the rights of Bondowners under this ordinance for the specific performance of any covenant herein contained or in aid of the execution of any power herein granted, or for an accounting against the City as trustee of an express trust, or in the enforcement of any other legal or equitable right as the Bondowners Committee being advised by counsel, shall deem most effectual to enforce any of the rights of the owners of the Parity Bonds. -41- P 000002E 03/12106 Any action, suit or other proceedings instituted by the Bondowners Committee hereunder shall be brought in its name as trustee for the Bondowners and all such rights of action upon or under any of the Parity Bonds or the provisions of this ordinance may be enforced by the Bondowners Committee without the possession of any of the Parity Bonds, and without the production of the same at any trial or proceedings relative thereto except where otherwise required by law, and the respective owners of said Parity Bonds, by taking and holding the same, shall be conclusively deemed irrevocably to appoint the Bondowners Committee the true and lawful trustee for the respective owners of said bonds, with authority to institute any such action, suit or proceeding; to receive as trustee and deposit in trust any sums becoming distributable for the receipt of such money, and to do all acts with respect thereto that the Bondowner might have done in person, provided, however, that nothing herein contained shall be deemed to authorize or empower the Bondowners Committee to consent to, accept or adopt, on behalf of any Bondowner, any plan of reorganization or adjustment affecting the Parity Bonds or the City or any right of any owner thereof, or to authorize or empower the Bondowners Committee to vote the claims of the owners thereof in any receivership, insolvency, liquidation, bankruptcy, reorganization or other proceeding to which the City shall be a party, and provided further, however, that any Bondowner or Bondowners may by mutual agreement transfer title to the Parity Bonds held by him or them to the Bondowners Committee, or may by agreement with other Bondowners create or organize a separate trustee or bondowners committee and may confer or organize a separate trustee or bondowners committee and may confer upon the Bondowners Committee or such separate trustee or bondholders committee and may confer or organize a separate trustee or bondowners committee and may confer upon the Bondowners Committee or such separate trustee or bondholders committee, such powers and duties and such _42_ 1,030302E 00,12105 agreement or agreements shall provide, and the provisions of this ordinance shall not be construed as a limitation on the powers and duties which consenting Bondowners may by agreement confer on the Bondowners Committee or such separate trustee or bondholders committee. The Bondowners Committee shall have full powers of substitution and delegation in respect to any of the powers hereby granted. Section 8.5 Direction of Actions of Bondowners Committee by Majority Owners, The owners of not less than a majority in principal amount of the Parity Bonds at the time Outstanding, may direct the time, method and place of conducting any proceeding for any remedy available to the Bondowners Committee, or exercising any trust or power conferred upon the Bondowners Committee, provided that the Bondowners Committee shall be provided with reasonable scrutiny and indemnity and shall have the right to decline to follow any such direction only (i) if the Bondowners Committee shall be advised by counsel that the action or proceeding so directed may not lawfully be taken; or (ii) if the Bondowners Committee in good faith shall determine that the action or proceeding so directed would involve the Bondowners Committee in personal liability or that the action or proceeding so directed would be unjustly prejudicial to the owners of Parity Bonds not parties to such direction. Section 8.6 Suits by Individual Bondovmers. No owner of any one or more of the Parity Bonds shall have any night to institute any action, suit or proceeding at law or in equity for the enforcement of any provision of the Ordinance or the execution of any trust under the Ordinance or for any remedy under the Ordinance, unless an Event of Default shall have happened and be continuing, and unless no Bondowners Committee has been created as herein provided, but any remedy herein authorized to be exercised by the Bondowners Committee, may be exercised individually by any Bondowner, in his own name and on his own behalf or for the -43- PA:010002E O3/17/t8 benefit of all Bondowners, in the event no Bondowners Committee has been created, or with the consent of the Bondowners Committee, if such Bondowners Committee has been created; provided, however, that nothing in the Ordinance or in the Parity Bonds shall affect or impair the obligation of the City, which is absolute and unconditional, to pay at the respective dates of maturity and places therein expressed the principal of and premium, if any, and interest on the Parity Bonds to the respective owners thereof, or affect or impair the rights of action, which are also absolute and unconditional, o1' any owner to enforce the payment of his Parity Bonds, or to reduce to judgment his claim agair st the City for the payment of the principal and interest on his Parity Bonds, without reference to, or consent of, the Bondowners Committee or any other owner of the Parity Bonds. Section 8.7 Waivers of Default. No delay or omission of the Bendowners Committee or of any Bondowner to exercise any right or power arising upon the happening of an Event of Default shall impair any right or power or shall be construed to be a waiver of any such Event of Default or to be an acquiescence therein; and every power and remedy given by this Article to the Bondowners Committee or to the Bondowners may be exercised from tirne to time and as often as may be deemed expedient by the Bondowners Committee or by such owners. The Bondowners Committee or the owners of not less than 50% in principal amount of the Parity Bonds at the time Outstanding, or their attorneys -in -fact duly authorized, may on behalf of the owners of all of the Parity Bonds waive any past default under the Ordinance and its consequences; except a default in the payment of the principal of and premium, if any, and interest on any of the Parity Bonds. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon. -44- P 1)3000E uvtama 1 Section 8.8 Remedies Granted in Ordinance Not Exclusive. No remedy by the terms of the Ordinance conferred upon or reserved to the Bondowners Committee or the Bondowners is intended to be exclusive of any other remedy, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under the Ordinance or existing at law or in equity or by statute on or after the date of adoption of the Ordinance. ARTICLE IX BONDOWNERS MEETINGS Section 9.1 Call of Bondowners Meetings. The City, the Bondowners Committee or the owners of not less than 20% in principal amount of the Parity Bonds then outstanding may at any time call a meeting of the owners of the Parity Bonds. Every such meeting shall be held at such place in the City of Yakima, State of Washington, or in the City of Seattle, State of Washington, as may be specified in the notice calling such meeting. Written notice of such meeting, stating the place and time of the meeting and in general terms the business to be transacted, shall be mailed to the Bondowners by the City, the Bondowners Committee or the Bondowners calling such meeting not less than 30 nor more than 60 days before such meeting, and shall be published at least once a week for four successive calendar weeks on any day of the week, the date of first publication to be not Tess than 30 or more than 60 days preceding the meeting; provided, however, that the mailing of such notice shall in no case be a condition precedent to the validity of any action taken at any such meeting. The expenses of publication of such notice shall be paid or reimbursed by the City Any meeting of Bondowners shall, however, be valid without notice if the owners of all Parity Bonds then Outstanding are present in person or by proxy or if notice is waived before or within 30 days after the meeting by those not so present. -45-, 130)DOU2E 03)12)05 Section 9.2 Notice to Bondowners. Except as otherwise provided in the Ordinance, any provision in this ordinance for the mailing of a notice or other paper to Bondowners shall be fully complied with if it is mailed postage prepaid to each registered owner of any of the Parity Bonds then outstanding at his/her address, if any, appearing upon the Bond Register, and any provision in this ordinance contained for publication of a notice or other matter shall require the publication thereof in The Bond Buyer in the City of New York, State of New York (or in lieu of publication in The Bond Buyer, in a daily newspaper printed in the English language and customarily published on each business day and of general circulation in the Borough of Manhattan, the City of New York, State of New York), and also in a daily newspaper printed in the English language and customarily published on each business day and of general circulation in the City of Seattle, State of Washington. Section 9.3 Proxies; Proof of Ownership of Parity Bonds. Attendance and voting by Bondowners at such meetings may be in person or by proxy Owners of Parity Bonds, by an instrument in writing under their hands, may appoint any person or persons, with full power of substitution, as their proxy to vote at any meeting for them. Any registered owner of Parity Bonds shall be entitled in person or by proxy to attend and vote at such meeting as owner of the Parity Bonds registered or certified in his/her name without producing such Parity Bonds, and such persons and their proxies shall, if required, produce such proof of personal identity as shall be satisfactory to the secretary of the meeting. All proxies presented at such meeting shall be delivered to the inspectors of votes and filed with the secretary of the meeting. All other persons seeking to attend or vote in such meeting must produce the Parity Bonds claimed to be owned or represented at such meeting. -46- P ZGD002E 03/12/05 The vote at any such meeting of the owner of any Parity Bond entitled to vote thereat shall be binding upon such owner and upon every such subsequent owner of such Parity Bond (whether or not such subsequent owner has notice thereof). Section 9.4 Execution of Instruments by Bondowners. Any request, direction, consent or other instrument in writing required or permitted by this ordinance to be signed or executed by Bondowners may be in any number of concurrent instruments of similar tenor, and may be signed or executed by such Bondowners in person or by agent appointed by an instrument in writing. Proof of the execution of any such instrument shall be sufficient for any purpose of this ordinance if the fact and date of the execution by any person of any such instrument may be proved by either (a) an acknowledgment executed by a notary public or other officer empowered to take acknowledgments of deeds to be recorded in the particular jurisdiction, or (b) an affidavit of a witness to such execution sworn to before such a notary public or other officer. Where such execution is by an officer of a corporation or association or a member of a partnership on behalf of such corporation, association or partnership, such acknowledgment or affidavit shall also constitute sufficient proof of his/her authority The foregoing shall not be construed as limiting the City to such proof, it being intended that the City may accept any other evidence of the matters herein stated which it may deem sufficient. Any request or consent of any Bondowner shall bind every future owner of the same Parity Bond in respect of anything done by the City in pursuance of such request, direction or consent. The right of a proxy for a Bondowner to act may be approved (subject to the City's right to require additional proof) by a written proxy executed by such Bondowner as aforesaid. -47- P 0010002E 0112/06 Section 9.5 Appointment of Officers at Bondowners Meetings. Persons named by the City or elected by the owners of a majority in principal amount of the Parity Bonds represented at the meeting in person or by proxy in the event the City is not represented at such meeting, shall act as temporary chairperson and temporary secretary of any meeting of Bondowners. A permanent chairperson and a permanent secretary of such meeting shall be elected by the owners of a majority in principal amount of the Parity Bonds represented at such meeting in person or by proxy The permanent Chairperson of the meeting shall appoint two inspectors of votes who shall count all votes cast at such meeting, except votes on the election of chairperson and secretary as aforesaid, and who shall make and file with the secretary of the meeting and with the City their verified report of alt such votes cast at the meeting. Section 9.6 Quorum at Bondowners Meetings. The owners of not less than the principal amount of the Parity Bonds required for any action to be taken at such meeting must be present at such meeting in person or by proxy in order to constitute a quorum for the transaction of business, less than a quorum, however, having power to adjourn from time to time without any other notice than the announcement thereof at the meeting; provided, however, that, if such meeting is adjourned by less than a quorum for more than ten days, notice thereof shall be published by the City at least five days prior to the adjourned date of the meeting. ARTICLE X AME NDMENTS TO ORDINANCE Section 10.1 Amendments. (a) The Council from time to time and at any time may pass an ordinance or ordinances amending this ordinance, which ordinance or ordinances thereafter shall become a part of this ordinance, for any one er more or all of the following purposes: -48- P MOQUE 03/12/06 (1) To add to the covenants and agreements of the City in this ordinance, other covenants and agreements thereafter to be observed, which shall not adversely affect the interests of the owners of any Parity Bonds, or to surrender any right or power herein reserved. (2) To make such provisions for the purpose of curing any ambiguities or of curing, correcting or supplementing any defective provision contained in this ordinance or any ordinance authorizing Additional Bonds in regard to matters or questions arising under such ordinances as the Council may deem necessary or desirable and not inconsistent with such ordinances and which shall not adversely affect, in any material respect, the interest of the owners of Parity Bonds. Any such amending ordinance may be adopted without the consent of the owners of any Parity Bonds outstanding, notwithstanding subsection (b) of this section. (b) With the consent of the owners of not less than 65% in aggregate principal amount of the Parity Bond at the time Outstanding, the Council may pass an ordinance or ordinances supplemental hereto for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this ordinance or of any amending ordinance; provided, however, that no such amending ordinance shall: (1) Extend the fixed maturity of any Parity Bonds, or reduce the rate of interest thereon, or extend the time of payment of interest from their due date, or reduce the amount of the principal thereof, or reduce any premium payable on the redemption thereof, without the consent of the owner of each bond so affected; or (2) Reduce the aforesaid percentage of Bondowners required to approve any such amending ordinance, without the consent of the owners of all of the Parity Bonds then Outstanding. -49- P 0310002E 0112/06 It shall not be necessary for the consent of Bondowners under this subsection (b) to approve the particular form of any proposed supplemental ordinance, but it shall be sufficient if such consent shall approve the substance thereof. (c) Upon the adoption of any ordinance pursuant to the provisions of this Section, this ordinance shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations of the City under this ordinance and all owners of Parity Bonds outstanding hereunder shall thereafter be determined, exercised and enforced thereunder, subject in all respects to such modification and amendments, and all terms and conditions of any such supplemental ordinance shall be deemed to be part of the terms and conditions of this ordinance for any and all purposes. (d) Parity Bonds executed and delivered after the execution of any amending ordinance passed pursuant to the provisions of this section may have a notation as to any matter provided for in such amending ordinance, and if such supplemental ordinance shall so provide, new bonds so modified as to conform, in the opinion of the Council, to any modification of this ordinance contained in any such supplemental ordinance, may be prepared and delivered without cost to the owners of any affected Parity Bonds then outstanding, upon surrender for cancellation of such bonds with all unmatured coupons and all matured coupons not fully paid, in equal aggregate principal amounts. Section 10.2 Obtaining Approval of Amendments at Bondowners Meeting. The City may at any time adopt an ordinance amending the provisions of this ordinance to the extent that such amendment is permitted by the provisions of this Article X, to take effect when and as provided in this Section. At any time thereafter such ordinance may be submitted by the City for approval to a meeting of the bondowner duly convened and held in accordance with the -50- P 1133MOOiE P1n1/05 provisions of this ordinance. A record in duplicate of the proceedings of each meeting of the Bondowners shall be prepared by the permanent secretary of the meeting and shall have attached thereto the original reports of the inspectors of votes and affidavits by a person or persons having knowledge of the facts, showing a copy of the notice of the meeting and setting forth the facts with respect to the mailing and publication thereof under the provisions of this ordinance. Such a record shall be signed and verified by the affidavits of the permanent chairperson and the permanent secretary of the meeting, and one duplicate thereof shall be delivered to the City Any record so signed and verified shall be proof of the matter therein stated. If the ordinance of the City making such amendment shall be approved by a resolution duly adopted at such meeting of bondowners by the affirmative vote of the owners of the required percentages of Parity Bonds, a notice stating that a resolution approving such amendment has been so adopted shall be mailed by the City to each bondholder who has requested such notice (but failure so to mail copies of such notice shall not affect the validity of such resolution) and shall be published at lest once in the manner provided in Section 9.2 hereof. Proof of such mailing and publication by the affidavit or affidavits of a person or persons having knowledge of the facts shall be filed with the City Such ordinance of the City making such amendment shall be deemed conclusively to be binding upon the City, the paying agents, and the owners of all Parity Bonds at the expiration of 30 days after the publication of the notice provided for m this Section, except in the event of a final decree of a court of cornpetent jurisdiction setting aside such ordinance or annulling the action taken thereby in a legal action or equitable proceeding for such purpose commenced within such period; provided Ihat the City and any paying agents during such 30 day period and any such further period during which such action or proceeding may be pending shall be entitled in their absolute discretion to take such action, or to refrain from taking such action, with respect -51- 1.1000002E 501005 to such ordinance as they may deem expedient. Nothing in this ordinance contained shall be deemed or construed to authorize or permit, by reason of any call of a meeting of Bondowners or of any right conferred hereunder tc make such a call, any hindrance or delay in the exercise of any rights conferred upon or reseined to the paying agents or the Bondowners under any of the provisions of this ordinance. Section 10.3 Alternate Method of Obtaining Approval of Amendments. The City may at any time adopt an ordinance anending the provisions of this ordinance, or of any Parity Bonds, to the extent that such ante idment is permitted by the provisions of this Article, to take effect when and as provided in this Section. Upon adoption of such ordinance, a request that Bondowners consent thereto shall )e mailed by the City to the Bondowners and notice that the City is requesting Bondowners to consent to such amendment shall be published at least once in the manner provided in Section 9.2 hereof Such ordinance shall not be effective unless and until there shall have been filed with the City the written consents of the percentages of owners of outstanding Bonds specified herein and a notice shall have been published as hereinafter in this Section provided. Each such consent shall be effective only if accompanied by proof of ownership of the Parity Bond for INhich such consent is given. A certificate or certificates of the Clerk of the City that he/she has examined such proof and that such proof is sufficient shall be conclusive that the consents have been given by the owners of the Parity Bonds described in such certificate or certificates. Any such consent shall be binding upon the owner of the Parity Bonds giving such consent and on ,very subsequent owner of such Parity Bonds (whether or not such subsequent owner has notice thereof). A notice stating that the ordinance has been consented to by the owners of the required percentages of Bonds and will be effective as provided in this Section, may be given to the Bondowners by mailing such notice to the -52- P ,0010002E 03/12105 bondholders, and shall be given by publishing the same at least once in the manner provided in Section 9.2 hereof. A record, consisting of the papers required by this Section to be filed with the City shall be proof of the matters therein stated, and this ordinance shall be deemed conclusively to be binding upon the City and the owners of all Parity Bonds at the expiration of 30 days after the notice last provided for in this Section, except in the event of a final decree of a court of competent jurisdiction setting aide such consent or annulling the action taken thereby in a legal action or equitable proceeding for such purpose commenced within such period. Section 10.4 Amendment of Ordinance in Any Respect by Approval of All Bondowners. Notwithstanding anything contained in the foregoing provisions of this Article, the rights and obligations of the City and of the owners of the Parity Bonds, and the terms and provisions of the Parity Bonds and of this ordinance, may be amended in any respect with the consent of the City, by the affirmative vote of the owners of all said Bonds then Outstanding at a meeting of Bondowners called and held as hereinabove provided, or upon the adoption of an ordinance by the City and the consent of the owners of all the Parity Bonds then Outstanding, such consent to be given as provided in Section 10.3 except that no notice to bondowners either by mailing or publication shall be required, and the amendment shall be effective immediately upon such unanimous vote or written consent of all of the Bondowners. Section 10.5 Exclusion of Bonds Owned by City Parity Bonds owned or held by or for the account of the City shall not be deemed Outstanding for the purpose of any vote or consent or other action or any calculation of Outstanding Bonds in this ordinance provided for, and shall not be entitled to vote or consent or take any other action in this ordinance provided for Section 10.6 Endorsement of Amendment on Bonds. Parity Bonds delivered after the effective date of any action amending this ordinance may bear a notation by endorsement or -53- P CO\OGO2E 03112106 otherwise as to such action, and in that case upon demand of the owner of any Parity Bond Outstanding at such effective date and presentation of his/her Parity Bond for that purpose at the principal office of the paying agents, suitable notation shall be made on such Parity Bond by the paying agent as to any such action. If the City shall so determine, new Parity Bonds so modified as in the opinion of the City and its counsel to conform to such action shall be prepared, delivered and upon demand of the owner of any Parity Bond then outstanding shall be exchanged without cost to such Bondowner for Parity Bonds then outstanding hereunder, upon surrender of such Bonds with any unmatured coupons pertaining thereto. ARTICLE XI MISCELLANEOUS Section 11.1 Undertaking to Provide Ongoing Disclosure. (a) Contract/Undertaking. This section constitutes the City's written undertaking for the benefit of the owners of the 2003 Bonds as required by Section (b)(5) of the Rule. (b) Financial Statements/Operating Data. The City agrees to provide or cause to be provided to each NRMSIR and to the SID, if any, in each case as designated by the Commission in accordance with the Rule, the following annual financial information and operating data for the prior fiscal year (commencing in 2004 for the fiscal year ended December 31, 2003): (I) Annual financial statements showing ending retained earnings for the System prepared in accordance with the Budget Accounting and Reporting System prescribed by the Washington State Auditor pursuant to RCW 43 09.200 (or any successor statute) and generally of the type included in the official statement for the 2003 Bonds under the heading "Water and Sewer Operating Statement"; (2) Principal amount of Bonds of the System; (3) Debt service coverage for Outstanding Bonds; -54- P 0310002E 03,T2106 (4) Rates for the System; and (5) Number of customers of the System. Such annual information and operating data described above shall be provided on or before nine months after the end of the City's Fiscal Year. The City's current Fiscal Year ends December 31 The City may adjust such Fiscal Year by providing written notice of the change of Fiscal Year to each then existing NRMSIR and the SID, if any In lieu of providing such annual financial information and operating data, the City may cross-reference to other documents provided to the NRMSIR, the SID or to the Conunission and, if such document is a final official statement within the meaning of the Rule, available from the MSRB. If not provided as part of the annual financial information discussed above, the City shall provide the City's audited annual financial statement for the System prepared in accordance with the Budget Accounting and Reporting System prescribed by the Washington State Auditor pursuant to RCW 43.09.200 (or any successor statute) when and if available to each then existing NRMS R and the SID, if any (c) Material Events. The City agrees to provide or cause to be provided, in a timely manner, to the SID, if any, and to each NRMSIR or to the MSRB notice of the occurrence of any of the following events with respect to the 2003 Bonds, if material: (I) (2) (3) difficulties; difficulties; Principal and interest payment delinquencies; Non-payment related defaults; Unscheduled draws on debt service reserves reflecting financial (4) Unscheduled draws on credit enhancements reflecting financial -55- P /00/0002E 0112/26 Bonds; (5) Substitution of credit or liquidity providers, or their failure to perform; (6) Adverse tax opinions or events affecting the tax-exempt status of the 2003 (7) (8) Modifications to the rights of 2003 Bond owners; Bond calls loptional, contingent or unscheduled Bond calls other than scheduled sinking fund redemptions for which notice is given pursuant io the Commission's Exchange Act Release 34-23856), (9) Defeasances (10) Release, substitution or sale of property securing repayment of the 2003 Bonds; and (11) Rating changes. Solely for purposes of disclosure and not intending to modify this undertaking, the City advises that no property secures repayment of the 2003 Bonds. (d) Notification Upon Failure to Provide Financial Data. The City agrees to provide or cause to be provided, in a timely manner, to each NRMSIR or to the MSRB and to the SID, if any, notice of its failure to provide the annual financial information described in Subsection (b) above on or prior to the date set forth in Subsection (b) above. (e) Termination/Modification. The City's obligations to provide annual financial information and notices of material events shall temiinate upon the legal defeasance, prior redemption or payment in full of all of the 2003 Bonds. This section, or any provision hereof, shall be null and void if the City (I) obtains an opinion of nationally recognized bond counsel to the effect that those portions of ttie Rule which require this section, or ary such provision, are invalid, have been repealed retroactively or otherwise do not apply to the 2003 Bonds; and -56- P IC0100026 03/12/06 (2) notifies each then existing NRMSIR and the SID, if any, of such opinion and the cancellation of this section. Notwithstanding any other provision of this motion, the City may amend this Section 11 1, and any provision of this Section 11 1 may be waived, with an approving opinion of nationally recognized bond counsel in accordance with the Rule. In the event of any amendment or waiver of a provision of this Section 11.1, the City shall describe such amendment in the next annual report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change shall be given in the same manner as for a material event under subsection (c), and (ii) the annual report for the year in which the change is made should present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. (f) Bond Owner's Remedies Under This Section. The right of any Bond Owner or Beneficial Owner of 2003 Bonds to enforce the provisions of this section shall be limited to a right to obtain specific enforcement of the City's obligations hereunder, and any failure by the City to comply with the provisions of this undertaking shall not be an event of default with respect to the 2003 Bonds hereunder. For purposes of this section, "Beneficial Owner" means any person who has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any 2003 Bonds, including persons holding 2003 Bonds through nominees or depositories. -57- P .00.0002E 01/12/06 Section 11.2 Severability If any one or more of the covenants or agreements provided in this ordinance to be performed on the part of the City shall be declared by any court of competent jurisdiction to be contrary to law, then such covenant or covenants, agreement or agreements, shall be null and void and shall be deemed separable from the remaining covenants and agreements in this ordinance and shall in no way affect the validity of the other provisions of this ordinance or of any Parity Bonds. Section 11.3 General Authorization. The Mayor and Director of Finance and Budget, and each of the other appropriate officers, agents and representatives of the City are each hereby authorized and directed to take such steps, to do such other acts and things, and to execute such letters, certificates, agreements, papers, financing statements, assignments or instruments as in their judgment may be necessary, appropriate or desirable in order to carry out the terms and provisions of, and complete the transactions contemplated by this ordinance. Section 11.4 Prior Acts. All acts taken pursuant to the authority of this ordinance but prior to its effective date are hereby ratified and confirmed. Section 11.5 Effective Date. This ordinance shall be effective 30 days after its passage, approval and publication as provided by law PASSED by the Council of the City of Yakima at a regular meeting thereof, held this th day of October, 2003. ATTEST City Clerk -58- CITY OF YAKIMA, WASHINGTON By -- Mayor P11:00000E 03/12/06 APPROVED AS TO FORM: City Attorney First Reading: Publication Date: Effective Date: -59- P 030302E 03/12/05 EXHIBIT A DESCRIPTION OF PROJECT The Project includes the IbIlowing improvements to the City's treatment plant: City of Yakima Wastewater Treatment plant improvements To provide redundancy to several opera) ions of the treatment plant Redundancy is required to meet the Washington Department of Ecology (WD DE) criteria to provide backup operations to maj r processes of the plant to assure compliance with the City's NI'DES Permit and associated rules and regulations Solids dewatering -only one of two emir fuges is functional any longer for dewatering Btosolids and rt requires extensive maintenance to continue operating A new centrifuge or alternate source of dewatering the biosol cis is required to maintain compliance when the older centrifuge is out of service. Solids thickening - the waste activated sludge (WAS) thickening process reduces the volume of solids sent to the dewatering processes There is currently only one dissolved air flotation thickener (DAFT) to thicken secondary sludge. A second thickening unit is needed to meet Ecology redundancy criteria Secondary clarification - the secondary clarifiers are the final sedimentation process prior :o discharge to the Yakima River. Reliability standards for WDOE require that 75% of the design flow for this final process should be handled with one unit off line Based on this the two existing secondary clarifiers are at or near hydraulic capacity and an additional secondary clarifier is required to meet Ecology redundmcy criteria. New RAS/WAS Pump Station -the RAS WAS pump station is used to transport Return Activated Sludge (RAS) from the secondary clarifiers back to the aeration basin flow control system through two constant speed open screw pumps Waste activated sludge is pumped from the two existing secondary clarifiers through two pumping systems With the addition of a new secondary clarifier or future nen aeration basins a new RAS/WAS pumping station would be required With a new RAS/WAS pumping station current problems with the control of the RAS pumping flow split would be resolved as well as having sufficient capacity to handle peak hour flow conditions Emergency Power - the emergency power system supplies a second source of power to assure minimum treatment is provided under utility power failures The existing generator set was installed in 1972 and at a minima m requires a complete inspection/overhaul Another generator set is required to operate ilh a minimum treatment processes at present Replacement of Blower VFDs - the WO; that operate the four 400 horsepower blowers ale far less efficient and generate more harmonic distortion on the electrical power system than newer technology They are at the end of their useful life and are hard to find parts for All four need to be replaced S 245,000 The total cost for these improvements is estimated to be S 9,142,600 A-1 POQ0002E MOM EXHIBIT B UNITED STATES OF AMERICA NO $ STATE OF WASHINGTON CITY OF YAKIMA WATER AND SEWER REVENUE BOND, 2003 INTEREST RATE: % MATURITY DATE. CUSIP NO REGISTERED OWNER. PRINCIPAL AMOUNT The City of Yakima, Washington (the "City"), hereby acknowledges itself to owe and for value received promises to pay to the Registered Owner identified above, or registered assigns, on the Maturity Date identified above, the Principal Amount indicated above and to pay interest from , 2003, until payment of this bond at the Interest Rate set forth above, payable on I, 2004, and semiannually thereafter on the first days of each succeeding and Both principal of and interest on this bond are payable in lawful money of the United States of America. For so long as the bonds of this issue are held in fully immobilized form, payments of principal and interest thereon shall be made as provided in accordance with the operational arrangements of DTC referred to in the Blanket issuer Letter of Representations from the City to The Depository Trust Company In the event that the bonds of this issue are no longer held in fully immobilized form, interest on this bond shall be paid by check or draft mailed to the Registered Owner at the address appearing on the Bond Register on the 15th day of the month preceding the interest payment date, and principal of this bond shall be payable upon presentation and surrender of this bond by the Registered Owner at the principal office at the principal office of the fiscal agency of the State of Washington in New York, New York (the "Bond Registrar"); provided, however, that if so requested in writing by the Registered Owner of at least $1,000,000 principal amount of bonds, interest will be paid by wire transfer on the date due to an account with a bank located within the United States. This bond is one of an authorized issue of bonds of like date and tenor, except as to number, amount, rate of interest and date of maturity, in the aggregate principal amount of $ (the "Bonds"), and is issued pursuant to Ordinance No. 2003-_, passed by the City Council on October 7 , 2003, and Resolution No. of the City Council adopted on , 2003 (collectively, the "Bond Ordinance"), to finance certain improvements to the City's water and sewer system and pay costs of settling a lawsuit. Capitalized terms used in this bond and not otherwise defined shall have the meanings given them in the Bond Ordinance. The Bonds are subject to optional [and mandatory] redemption as set forth in the Bond Ordinance. B-1 P,WW000CE 0112106 The Bonds are payable solely from the special fund of the City known as the Water and Sewer Revenue Bond Fund" (the "Bond Fund"). The City has irrevocably obligated and bound itself to pay into the Bond Fund out of Revenue of the System or from such other money as may be provided for such purpose certain amounts necessary to pay and secure the payment of the principal and interest on such bonds. The City has pledged to set aside from the Revenue Fund out of the Revenue of the System and to pay into the Bond Fund the various amounts required by the Bond Ordinance to be paid into and maintained in such Fund within the times provided by the Bond Ordinance. To the extent more particularly provided by the Bond Ordinance, the amounts so pledged to be paid from the Revenue Fund out of Gross Revenues into the Bond Fund shall be a lien and charge thereon equal in rank to the lien and charge upon Gross Revenues of the amounts required to pay and secure the payment of the City's Outstanding Parity Bonds, and any Additional Bonds hereafter issued and superior to all other liens and charges of any kind or nature, except the Costs of Maintenance and Operation of the System. The City has further bound itself to maintain the System in good repair, working order and condition, to operate the same in an efficient manner and at a reasonable cost, and to establish, maintain and collect rates and charges in each calendar year that will make available, for the payment of the principal of and interest on Outstanding Bonds, Net Revenue in an amount that will be equal to the Coverage Requirement. The pledge of Gross Revenues and other obligations of the City under the Bond Ordinance may be discharged at or prior to the maturity or redemption of the bonds of this issue upon the making of provision for the payment thereof on the terms and conditions set forth in the Bond Ordinance. This Bond is a special limited obligation of the City and is not an obligation of the State of Washington or any political subdivision thereof other than the City, and neither the full faith and credit nor the taxing power of the City or the State of Washington is pledged to the payment of this Bond. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Bond Ordinance until the Certificate of Authentication has been manually signed by the Bond Registrar. This Bond is transferable only on the records maintained by the Bond Registrar for that purpose upon the surrender of this Bond by the Registered Owner or his/her duly authorized agent and only if endorsed in the manner provided hereon, and a new fully registered Bond of like principal amount, maturity and interest rate shall be issued to the transferee in exchange. Such exchange or transfer shall be without cost to the Registered Owner or transferee. The City and Bond Registrar may deem the person in whose name this Bond is registered to be the absolute owner for the purpose of receiving payment of the principal of and interest on this Bond and for all other purposes. B-2 P /DO/0001E 0112/06 The Bond Registrar is not required to issue, register, transfer or exchange any Bonds during a period beginning at the opening of business on the 15th day of the month next preceding any interest payment date and ending at the close of business on the interest payment date, or, in the case of any proposed redemption of the Bonds, after the mailing of notice of the call of such Bonds for redemption. It is hereby certified that all acts, conditions and things required by the Constitution and statutes of the State of Washington and the Charter and ordinances of the City to exist, to have happened, been done and performed precedent to and in the issuance of this Bond have happened, been done and performed and that the issuance of this bond and the bonds of this series does not violate any constitutional, statutory, or other limitation upon the amount of bonded indebtedness that the City may incur. The City has caused this Bond to be executed by the manual or facsimile signature of the Mayor and to be attested by the manual or facsimile signature of the Clerk, and has caused the seal of the City to be impressed or imprinted on this bond, as of this _ day of , 2003 ATTEST CITY OF YAKIMA, WASHINGTON By /s/ manual or facsimile signature Mayor /s/ manual or facsimile signature Clerk The Bond Registrar's Certificate of Authentication on the Bonds shall be in substantially the following form: B-3 P 1030002 03112)06 CERTIFICATE OF AUTHENTICATION This is one of the Water and Sewer Revenue Bonds, 2003, of the City of Yakima, Washington, dated 1, 200.3, described in the Bond Ordinance. WASHINGTON STATE FISCAL AGENCY, as Bond Registrar By Authorized Signatory ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto _ PLEASE INSERT SOCIAL SECURITY OR TAXPAYER IDENTIFICATION NUMBER OF TRANSFEREE (Please print or typewrite name and address, including zip code, of -transferee) the within bond and does hereby irrevocably constitute and appoint as attorney-in-fact to transfer said bond on the books kept for registration thereof with full power of substitution in the premises. DATED: SIGNATURE GUARANTEED NOTICE: Signature(s) must be guaranteed pursuant to law NOTE: The signature on this Assignment must correspond with the name of the Registered Owner as it appears upon the face of the within bond in every particular, without alteration or enlargement or any change whatever B-4 P 011OGO2E 011.6 Appendix B Form of Opinion of Bond Counsel (This Page Intentionally Left Blank) PrestonlGateslEllis LLP December , 2003 City of Yakima Yakima, Washington Seattle -Northwest Securities Corporation Seattle, Washington Re: City of Yakima, Washington, Water and Sewer Revenue Bonds, 2003 Series A — $7,920,000 Water and Sewer Revenue Bonds, 2003 Series B — $9,000,000 Ladies and Gentlemen: We have acted as bond counsel to the City of Yakima, Washington (the "City") and have examined a certified transcript of the proceedings taken in the matter of the issuance by the City of its Water and Sewer Revenue Bonds, 2003 Series A in the amount of $7,920,000 and its Water and Sewer Revenue Bonds, 2003 Series B in the amount of $9,000,000 (together, the "Bonds"), dated December 15, 2003 in the aggregate principal amount of $16,920,000. The Bonds are issued pursuant to Ordinance No. 2003-64 of the City, passed on October 7, 2003 (the "Bond Ordinance") and Resolution No. passed on December —, 2003, for the purpose of financing the odor litigation settlement relating to the sewer system, repaying an interfund loan made to the City, paying the costs of the Project, satisfying the Reserve Requirement, capitalizing interest and paying costs associated with issuance of the Bonds. Capitalized terms not otherwise defined in this opinion shall have the meanings given to such terms in the Bond Ordinance. The Bonds are subject to optional redemption as provided in the Bond Ordinance. We have not been engaged nor have we undertaken to review the accuracy, completeness or sufficiency of the official statement or other offering material related to the Bonds (except to the extent, if any, stated in our supplemental opinion), and we express no opinion relating thereto, or relating to the undertaking by the City to provide ongoing disclosure pursuant to SEC Rule 15c2-12. As to questions of fact material to our opinion, we have relied upon representations of the City contained in the Bond Ordinance and in the certified proceedings and other certifications of public officials and others furnished to us without undertaking to verify the same by independent investigation. A LAW FIRM I A LIMITED LIABILITY PARTNERSHIP INCLUDING OTHER LIMITED LIABILITY ENTITIES 925 FOURTH AVENUE SUITE 2900 SEATTLE, WA 98104.1158 TEL: (206) 623.7580 FAX: (206) 623-7022 WWW.PRESTONGATES.COM Anchorage Coeur d'Alene Hong Kong Orange County Portland San Francisco Seattle Spokane Washington, DC Froms,,ch examination it is nor opinion as of this Rata app nnAer existing laxx, that• L 1V111 JaaV11 examination is 1V Vw opinion, t+U V+ uaa� ua waV l+Vl vl++.qa+=, +aa •• .++w... 1 The Boonds have been legally issued and constitute valid Special obligations of the City, both principal thereof and interest thereon being payable solely out of a special fund of the City known as the "Water and Sewer Revenue Bond Fund" (the "Bond Fund"), except to the extent that the enforcement of the rights and remedies of the holders and owners of the Bonds may be subject to the laws relating to bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the rights of creditors heretofore or hereinafter enacted, to the extent constitutionally applicable, and that their enforcement may also be subject to the exercise of judicial discretion in appropriate cases. 2. The City has irrevocably bound itself to set aside and pay into said Bond Fund out of the earnings and revenue of the water and sewer system of the City (the "System"), certain fixed amounts necessary to pay the principal of and interest on the Bonds as the same become due. 3. The City has further pledged that the payments to be made into said Bond Fund out of the Gross Revenues of the System shall constitute a lien and charge upon such Gross Revenues of the System superior to all other charges of any kind or nature whatsoever, except for Costs of Maintenance and Operation and equal in rank to the lien and charge on such earnings and revenue to secure the payment of the principal of and interest on the 1996 Bonds, the 1998 Bonds, and any water and sewer revenue bonds of the City hereafter issued on a parity with the Bonds. The City has reserved the right to issue such parity bonds on terms and conditions set forth in the Bond Ordinance. 4. Interest on the Bonds is excluded from gross income for purposes of federal income taxation pursuant to Section 103 of the Internal Revenue Code of 1986, as amended (the "Code"). The Bonds are not private activity bonds. Interest on the Bonds is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals or corporations, but is taken into account in the computation of adjusted current earnings for purposes of the corporate alternative minimum tax under Section 55 of the Code. The opinions stated in this paragraph are subject to the condition that the City comply with all requirements of the Code that must be satisfied subsequent to the issuance of the Bonds in order that interest thereon be, or continue to be, excluded from gross income for federal income tax purposes. The City has covenanted to comply with all such requirements. Failure to comply with certain of such requirements may cause the interest on the Bonds to be included in gross income for federal income tax purposes retroactive to the date of issuance of the Bonds. The City has not designated the Bonds as "qualified tax-exempt obligations" pursuant to Section 265(b)(3) of the Code. We express no opinion regarding any other federal, state or local tax consequences arising with respect to ownership of the Bonds. This opinion is given as of the date hereof, and we assume no obligation to update, revise or supplement this opinion to reflect any facts or circumstances that may hereafter come to our attention or any changes in law that may hereafter occur. Very truly yours, PRESTON GATES & ELLIS LLP By Nancy M. Neraas K:\25739\00067\DG\DG L2048 DG:wp (This Page Intentionally Left Blank) Appendix C Book -Entry Transfer System (This Page Intentionally Left Blank) THE DEPOSITORY TRUST COMPANY Sample Official Statement Language Describing Book -Entry -Only Issuance (Prepared by DTC—bracketed material may be applicable only to certain issues) 1. The Depository Trust Company ("DTC"), New York, NY, will act as securities depository for the securities (the "Securities"). The Securities will be issued as fully registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully registered Security certificate will be issued for [each issue of] the Securities, [each] in the aggregate principal amount of such issue, and will be deposited with DTC. [If, however, the aggregate principal amount of [any] issue exceeds $400 million, one certificate will be issued with respect to each $400 million of principal amount and an additional certificate will be issued with respect to any remaining principal amount of such issue.] 2. DTC is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds securities that its participants ("Participants") deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through electronic computerized book -entry changes in Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc., and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others, such as securities brokers and dealers, banks, and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). The rules applicable to DTC and its Participants are on file with the Securities and Exchange Commission. 3. Purchases of Securities under the DTC system must be made by or through Direct Participants, which will receive a credit for the Securities on DTC's records. The ownership interest of each actual purchaser of each Security ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant . through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Securities are to be accomplished by entries made on the books of Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Securities, except in the event that use of the book -entry system for the Securities is discontinued. 4. To facilitate subsequent transfers, all Securities deposited by Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Securities with DTC and their registration in the name of Cede & Co., or such other DTC nominee, do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Securities; DTC's records reflect only the identity of the Direct Participants to whose accounts such Securities are credited, which may or may not be the Beneficial Owners. The Participants will remain responsible for keeping account of their holdings on behalf of their customers. 5. Conveyances of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. [Beneficial Owners of Securities may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Securities, such as redemptions, tenders, defaults, and proposed amendments to the Security documents. Beneficial Owners of Securities may wish to ascertain that the nominee holding the Securities for their benefit has agreed to obtain and transmit notices to Beneficial Owners, or in the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them.] [6. Redemption notices shall be sent to DTC. If less than all of the Securities within an issue are being _ DTC's to the amount interest of each Direct Participant in redeemed, DTC's practice is determine by lot uac of the interest v. ..».._..�....... Participant --• such issue to be redeemed.] 7. Neither DTC nor Cede & Co. (nor such other DTC nominee) will consent or vote with respect to Securities. Under its usual procedures, DTC mails an Omnibus Proxy to Issuer as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Securities are credited on the record date (identified in a listing attached to the Omnibus Proxy). 8. Principal and interest payments on the Securities will be made to Cede & Co., or such other nominee as may be requested, by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts, upon DTC's receipis cf finds and co11 C3pondinag detail information from Issuer or Agent on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, Agent, or Issuer, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of Issuer or Agent, disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to Beneficial Owners shall be the responsibility of Direct and Indirect Participants. [9. A Beneficial Owner shall give notice to elect to have its Securities purchased or tendered, through its Participant, to [Tender/Remarketing] Agent, and shall effect delivery of such Securities by causing the Direct Participant to transfer the Participant's interest in the Securities, on DTC's records, to [Tender/Remarketing] Agent. The requirement for physical delivery of Securities in connection with an optional tender or a mandatory purchase will be deemed satisfied when the ownership rights in the Securities are transferred by Direct Participants on DTC's records and followed by a book -entry credit of tendered Securities to [Tender/Remarketing] Agent's DTC account.] 10. DTC may discontinue providing its services as securities depository with respect to the Securities at any time by giving reasonable notice to Issuer or Agent. Under such circumstances, in the event that a successor securities depository is not obtained, Security certificates are required to be printed and delivered. 11. Issuer may decide to discontinue use of the system of book -entry transfers through DTC (or a successor securities depository). In that event, Security certificates will be printed and delivered. 12. The information in this section concerning DTC and DTC's book -entry system has been obtained from sources that Issuer believes to be reliable, but Issuer takes no responsibility for the accuracy thereof. Appendix D 2002 Annual Financial Statements (This Page Intentionally Left Blank) Legislative Building Washington State Auditor PO Box 40021 Olympia, Washington 98504-0021 Brian Sonntag INDEPENDENT AUDITOR'S REPORT September 17, 2003 The Honorable Mayor and City Council (360) 902-0370 FAX (360) 753-0646 TDD Relay 1-800-833-6. http•//www wa.gov/sa< We have audited the accompanying general purpose financial statements of the City of Yakima, Yakima County, Washington, as of and for the year ended December 31, 2002 and 2001, as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, es well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion Our audits were performed pursuant to the Revised Code of Washington 43.09.260, under which a full report on the results of these audits will be issued This report may include findings and recommendations on compliance matters, intemal control procedures, and questionable costs or contingencies that would not be material in relation to the City's general purpose financial statements taken as a whole. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Yakima, Yakima County, Washington, as of December 31, 2002 and 2001, and the results of its operations and cash flows of its proprietary fund types and similar nonexpendable trust funds for the years then ended, in conformity with accounting principles generally accepted in the United States of America. Our audits were made for the purpose of forming an opinion on the general purpose financial statements taken as a whole The combining, individual fund, and account group financial statements and schedules listed in the table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Yakima, Yakima County, Washington Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the general purpose financial statements taken as a whole. The other data included in this report, designated as the statistical section in the table of contents, has not been audited by us and, accordingly, we express no opinion on such data. Sincerely, BRIAN SONNTAG, CGFM STATE AUDITOR 0 ° 1 (This Page Intentionally Left Blank) City of Yakima Combined Balance Sheet December 31, 2002 with comparative totals for December 32, 2001 Page 1 of 4 GOVERNMENTAL FUND TYPES Special Debt Capital General Revenue Service Projects ASSETS AND OTHER DEBITS Cash & Equity m Pooled Investm'ts 57,704,560 54,143,610 5790,627 59,04.3,759 Deposits w/ Fiscal Agent/Trustee 0 100 0 0 Receivables: Taxes 862,274 80,798 56,536 0 Accounts 174,086 160,777 0 8,248 Special Assessments 0 1,830 0 0 LID Assessments - Current 0 0 0 0 LID Assessments - Delinquent 0 0 4,619 0 LID Assessments - Deferred 0 0 249,266 0 Notes/Contracts 0 7,786,823 0 0 Interest/Penalties 287,596 70,630 0 66,866 Other Receivables 0 0 0 0 Due from other Funds 1,066,233 0 0 0 interfund Loans Receivable 0 0 0 0 Due from other Government Units 26,964 505,424 0 415,556 Inventories 26,802 0 0 0 Investments, at amortized cost 0 2,710,492 9,370 1,527,201 Restricted Assets: Cash 0 0 0 0 Fiscal Agent 0 0 0 0 Investments, at amortized cost 0 0 0 0 Property, Plant, and Equipment: Land 0 0 0 0 Buildings 0 0 0 0 Other Improvements 0 0 0 0 Machinery & Equipment 0 0 0 0 Accumulated Depreciation 0 0 0 0 Construction in Progress 0 0 0 0 Completed Const. • not Classif'd 0 0 0 0 Intangibles 0 0 0 0 Advances to other Funds 0 0 0 0 Unamortized Debt Issue Costs 0 0 0 0 Available in Debt Service 0 0 0 0 To be Provided for Long-term Debt 0 0 0 0 TOTAL ASSETS AND OTHER DEBITS 510,148515 515,460,484 51,110,418 511,061,630 The notes to the financial statements are an integral part of this statement. 2 erp 4/29/2003 432 Mt rage 2 of 4 FIDUCIARY TC?ALS PROPRIETARY FUND TYPES FUND TYPES ACCOUNT GROUPS (MEMORANDUM ONLY) Internal Trust General General December December Enterprise Service and Agency_ Fixed Assets Ur Debt 31, 2002 31, 2001 57,788,160 54,721,234 51,794,634 O 10,620 0 SO 50 535,986,584 527,292,179 0 0 10,720 336,001 0 0 0 0 0 999,608 786,028 3,333,242 485,729 0 0 0 4,162,082 4,041,122 O 0 0 0 0 1,830 2,498 0 0 0 0 0- 0 5,520 O 0 0 0 0 4,619 7,321 0 0 0 0 0 299,266 309,782 12,203 0 0 0 0 7,799,026 8,022,185 81,257 149,410 3,293 0 0 657,052 601,677 25,050 0 0 0 0 25,050 25,050 0 0 0 0 0 1,066,233 153,003 0 1,420,000 0 0 0 1,420,000 710,000 1,.220,858 0 0 0 0 2,168,802 2,800,466 189,270 140,895 0 0 0 356,967 369,768 6,653,403 3,149,663 58,3113 0 0 14,108,497 17291,398 2,085,358 0 0 0 0 2,085,358 1,749,415 425 0 0 0 0 425 409,185 O 0 0 0 0 0 501,712 2,186,700 0 0 8,480,732 0 30,667,432 10,929,922 62,694,835 16,984 0 34,378,629 0 97,090,448 95255,520 67,308,535 0 0 5,958,663 0 73,267,198 68,677,939 12,513,665 12250,535 0 8,279,693 0 33,043,893 32,456,618 -64,953,369 -7,153,229 (1 0 0 72,106,598 -68,403,654 11,081,952 0 0 1,678,280 0 32,759,732 9,949,446 2,232,245 0 0 0 0 2,232,245 2,232,245 221,830 0 0 0 0 221,830 221,830 O 0 0 0 0 0 0 37,553 0 0 0 0 37,553 41,939 O 0 0 0 804,211 804,211 930,386 O 0 0 0 30,123,456 30,123,456 25,163,890 5114,712,672 515,191,841 51,854,295 558,775,997 530,92.7,667 5259,243,469 5242®370,391 3 erp 0/29/2003 032 .03.1 City of Yakima Combined Balance Sheet December 31, 2002 with comparative totals for December 31, 2001 Page 3 of 4 GOVERNMENTAL FUND TYPES Special Debt Capital General Revenue Service Project Page 4 of 4 PROPRIETARY FUND TYPES FUND TYPES ACCOUNT GROUPS (MEMORANDUM ONLY) Internal Trust General General December December Enterprise Service and ARenry Fixed Assets IJT Debt 31, 2002 31, 2003 LJABILMES Warrants/Accounts Payable 5389,798 5358,750 50 5515,565 52,655,910 5280,907 5711,042 50 50 54.911,972 54,221,370 Wages/Benefits Payable 2,246,608 570,612 0 0 773,490 144,313 0 0 0 3,735,023 3.418.893 Compensated Absences Payable 0 0 0 0 860,167 162,033 0 0 3,547,165 4.569,365 4,436.584 Claims and Judgements Payable 0 0 0 0 0 2,485,886 0 0 0 2,485,886 2,759,137 Unfunded Pension Liability 0 0 0 0 0 0 0 0 2,654,020 2,659,020 2,280,260 Contracts Payable 0 28,086 0 84,956 0 0 0 0 0 113,042 114,980 Arbitrage Rebate Tax Payable 0 0 0 0 0 0 Due to other Funds 0 87,279 0 29,432 0 949,527 0 0 0 1,066,233 153,003 Interfund Loans Payable 0 0 0 0 0 0 0 0 0 0 Due to other Government Units 24,585 14,266 0 12,867 0 0 0 0 0 51,716 55,609 Mature Interest Payable 0 0 0 0 0 0 0 0 0 0 0 Mature Bonds Payable 0 0 0 0 0 0 0 0 0 0 10,000 Accrued Payables 0 0 0 0 192,938 0 12,015 0 0 204,453 170,659 Deferred Compensation 0 0 0 0 0 0 0 0 0 0 0 Deposits Payable 214,524 8,707 404 0 206,776 0 0 0 0 430,411 503,281 Deferred Revenue 897,784 7,875,328 305,802 10,061 0 0 0 0 0 9,088,975 9,982,893 Custodial Accounts 0 0 0 0 0 0 0 0 0 0 -5,182 Current Portion Long -tern Debt 0 0 0 0 690,2.59 0 0 0 0 690,259 689,077 Restricted Payables 0 0 0 0 0 0 13,760 Matured Interest Payable 0 0 0 0 In Lieu of LID 0 0 0 0 0 0 0 0 0 0 0 Curren) Portion LT Debt 0 0 0 0 1,095,000 0 0 0 0 1,045,000 1,110,000 Bonds Pa able 0 0 0 0 8,450,000 0 0 0 20,020,000 28,470,000 24,880,000 Y 0 -61,843 0 0 0 0 -61,843 -70,396 Unamortized Bond Discount 0 0 0 -291,489 0 0 0 0 -291,489 -326,840 Deferred Amount On debt Refunding 0 0 0 0 Capital Leases Payable - LT 0 0 0 0 0 0 0 0 39,057 39,057 63,215 Special Assessments Debt with 0 0 0 0 0 92,000 92,000 141,330 Government Commitment 0 0 0 5,472,715 0 0 0 3,770,374 9,243,089 10515,781 Loans Payable - Long Term 0 0 0 0 0 0 0 0 805,051 805,051 973,343 Notes Payable -Long Term 0 0 0 0 1.420,000 0 0 0 0 1,420,000 710.000 0 Advances from other Funds 0 0 0 0 21,413,423 4,022,666 723,057 0 30,927,667 70,762,222 66,795,757 Total Liabilities 3,773,299 8,943,023 306,206 652,881 FUND EQUITY AND OTHER CREDITS FUND BALANCE Reserved: Restricted Donations 0 1,514 0 0 Inventory 26,802 0 0 0 Encumbrances 522,005 1,004,139 0 787,996 Continuing Appropriations 0 0 0 6,998,742 Debt Service 0 0 804,212 0 Endowment 0 0 0 0 Probation Center 189,075 Active Employees Credited Reserves 50,812 Employee Retirem't System 0 0 0 0 Unreserved Designated 0 1,193,525 0 1,902,719 Unreserved 5,586,522 4,318,283 0 769,292 CONTRIBUTED CAPITAL 0 0 0 0 RETAINED EARNINGS Reserved: Debt Service 0 0 0 0 Replacement 0 0 0 0 Unreserved 0 0 0 0 INVESTMENT IN GEN. FIXED ASSETS 0 - 0 0 0 Total Equity and other Credit 6,375,216 6,517,461 804,212 10,408,749 TOTAL LIABILITIES, EQUITY AND OTHER CREDITS 510,148515 $15,460,484 51,110,418511,061,630 The notes to the financial statements are an integral part of this statement. 4 .,p a/29/2aa393r AM O 0 0 0 0 1,514 1,514 O 0 0 0 0 26,802 30,082 O 0 0 0 0 2.314,140 2,141,669 O 0 0 0 0 6,948,742 1,177,716 O 0 0 0 0 804,212 930,384 O 0 473,299 0 0 473,299 467,878 189,075 239,096 50,812 48,307 0 0 657,889 0 0 657,889 538,436 O 0 0 0 0 3.096,244 2,570,749 0 0 0 0 0 10,674,097 10,544,166 74,178,880 1,044,233 0 0 0 75,223,113 75,223,113 2,085,358 0 0 0 0 2,085,358 2,251,127 O 8,738,074 0 0 0 8,738,074 8,121,844 17,035,011 1,386,868 0 0 0 18,421,879 19570,607 O 0 0 58,775,997 -0 58,775,997 56,717,945 93,299,249 11,169,175 1,131,188 58,775,997 0 188,481,247 175,574,633 5114,712,672 515,191,841 51,854,245 $58,775,997 530,927,667 5259.243,469 5242,370,390 5 rep e/29/20C P32 AM City of Yakima Page 1 of 2 Page 2 of 2 Combined Statement of Revenues, Expenditures, and Changes in Fund Balance All Governmental Fund Types for the year ended December 31, 2002 with comparative totals for the year ended December 31, 2001 TOTAL GOVERNMENTAL FUND TYPES (MEMORANDUM ONLY) Special Debt Capital General Revenue Service Projects 2002 2001 REVENUES Taxes and Special Assessments 526,565,287 56,450,283 51,700,355 51,244,146 535,960,071 533251,211 Licenses and Permits 405,856 0 0 0 405,856 408,688 Intergovernmental Revenues 1,749,790 8,176651 33,976 2.035,745 11,995662 10,297,729 Charges for Services 3,723,724 1,356,745 0 0 5,080,469 4,754,505 Fines and Forfeits 1,633,877 0 0 0 1,631,877 1,553,036 Interest 558,359 178,532 887 268,141 1,005,919 1,592,005 Other Revenues 56,453 793,203 56,003 238,154 1,193,813 1,247,473 Total Revenues 34,691,346 16,955,414 1,790,721 3,786,186 57223667 53,104,647 EXPENDITURES CURRENT General Government 8,662,004 81,895 0 0 8,743,899 8,123,493 Security of Persons and Property 20,794,442 2,672,667 0 253,798 23,720,907 22,094,466 Physical Environment 1,242,009 337,656 0 0 1,579,665 1,406,572 Transportation 0 6,525,012 0 787,114 7,312,126 6,693,929 Economic Environment 419,434 2,416,355 0 651 :2,836,440 2,766,878 Mental & Physical Health 23,219 0 0 0 23,219 22,608 Cultural & Recreational Envmt 1,251,178 4,404,400 0 29,836 5,685.414 5,440,092 CAPITAL OUTLAY 93,030 476,960 0 3,421,149 :3,991,139 2,568,115 DEBT SERVICE Principal retirement 131,390 259,984 1,824,330 157,418 2,373,122 2,255,895 Interest 81,013 34,533 925,924 27,571 1,069,041 1,072,147 Total Expenditures 32,697,719 17,209,462 2,750,254 4,677,537 57,334,972 52,444,195 Excess of Revenues over (under) Expenditures 1,993,627 -254,048 -959,533 -891,351 -111,305 660,452 OTHER FINANCING SOURCES (USES) Proceeds from Capital lease Financing 0 0 0 0 0 0 Proceeds from LT Debt -GO. Bonds 0 0 0 6,620,189 6,620,189 0 Proceeds from Intergovernmental Loans 0 0 0 0 0 44,000 Other Note Proceeds 0 0 0 0 0 0 Operating Transfers In 310,000 2,320,132 850,549 529,861 3,810,542 3,377,996 Operating Transfers (Out) -1,919,373 -1,582,511 47,188 -435,000 -3,954,070 -3,357,981 Sale of Fixed Assets 0 0 0 25,915 25,935 16,582 Comp. For Loss of Gen. Fixed Assets 2,774 31,190 0 0 33,964 34,919 Total other Financing Sources (Uses) -1,806,597 768,811 833,361 6,740,965 6,536,540 115,516 Excess of Revenues and Other Sources Over (Under) Expenditures and Other Uses 187,030 519,763 -126,172 5,849,619 6,925,235 775,968 FUND BALANCES, January 1 6,191,466 6,002,698 930,384 4,559,135 17,683,683 16,853,603 Change in Reserve for Inventory -3,280 0 0 0 -3,280 -13,815 Pnor Period Adjustment 0 0 0 0 0 0 Residual Equity Transfer In 0 0 0 0 0 208,534 Residual Equity Transfer (Out) 0 0 0 0 0 -140,607 FUND BALANCES, December 31 56,375,216 56,517,461 5804,212 $10,408,749 524,105,638 517683,683 > The notes to the financial statements are an inteeral Dart of this statement. 6 nos/29/288393'3 AM 7 e,p 8/29/2003 9]) AM City of Yakima Page 1 of 2 Combined Statement of Revenues, Expenditures, and Changes in Fund Balance Actual and Budget --General fund and Special Revenue Fund Types for the year ended December 31, 2002 Page 2 of 2 TOTAL GENERAL FUND SPECIAL REVENUE FUNDS (MEMORANDUM ONLY) Variance Variance Variance Favorable Favorable Favorable Actual Budget (Unfavorable) Actual Budget (Unfavorable) Actual Budget /Unfavorable) REVENUES Taxes and Special Assessments $26,565,287 825,556,850 51,008,437 $6,450,283 $6,265,287 $184,996 533,015,570 $31,822,137 51,193,433 Licenses and Permits 405,856 448,627 -42,771 0 0 0 926,446 448,627 -06,087 Intergovernmental Revenues 1,749,790 2,074,085 -324,295 8,176,657 10,928,4-41 -2751,790 9,926,441 13,002,526 -3,076,085 Charges for Services 3,723,724 3,542,975 180,749 Fines and Forfeits 1,631,877 1,578,590 113,287 1,356,745 1,431,608 -74,863 5,080,469 4,974,583 105,886 0 0 0 1,631,877 1,518,590 713,2 Interest 558,359 741,000 -182,641 36 Other Revenues 56,453 29,050 27,403 178,532 216,127 -37,595 736,891 957,127 -220,236 Total Revenues 34,691,346 33,911,177 780,169 793,203 712,594 80,609 649.656 741,644 108.012 16,955,414 19,554,057 -2,598,643 51,646,760 53,465,234 -1,818,974 EXPENDITURES CURRENT General Government 8,662,004 9,369,572 707,568 Security of Persons and Property 20,794,442 21,476,669 682,227 Physical Environment 1,242,009 1,197,730 -44,279 Transportation 0 0 0 Economic Environment 419,434 420,910 1,476 Mental & Physical Health 23,219 21,659 -1,560 Cultural & Recreational Envmt 1,251,178 1,251,211 33 CAPITAL OUTLAY 93,030 115,117 22,087 DEBT SERVICE Principal retirement 131,390 130,326 -1,064 Interest 81,013 80,909 -104 Total Expenditures 32,697,719 34,069,103 1,366,389 Excess of Revenues over (under) Expenditures 1,993,627 -152,926 2,146,553 OTHER FINANCING SOURCES (USES) Proceeds from Intergovernmental Loans 0 0 0 Proceeds from LT Debt--G.O. Bonds 0 0 0 Operating Transfers In 110,000 110,000 0 Operating Transfers (Out) -1,919,371 -1,837,000 -82,371 Sale of Fixed Assets 0 0 0 Comp. For Loss of Gen Fixed Assets 2,774 2,000 774 Total other Financing Sources (Uses) -1,806,597 -1,725,000 -81,597 Excess of Revenues and Other Sources Over (Under) Expenditures and Other Uses 187,030 -1,877.926 2,064,956 FUND BALANCES, January 1 6,191,466 4,273,072 1,918,394 Change in Reserve for Inventory -3,280 0 3,280 Residual Equity Transfer In 0 0 0 Residual Equity 'Transfer (Out) 0 0 0 FUND BALANCES, December 31 56,375,216 $2,395,146 $3,980,070 The notes to the financial statements are an integral part of this statement. em a/29/lam 431 AM 81,895 105,712 23,817 8,743,899 9,475,284 731,385 2,672,667 2,738,729 66,062 23,467,109 24,215,398 748,289 337,656 376,366 38,710 1,579,665 1,574,096 -5,569 6,525,012 10,112,595 3,587,583 6,525,012 10,112,595 3,587,583 2,416,355 3,380,112 963,757 2,835,789 3,801,022 965,233 0 0 0 23,219 21,659 -1,560 4,404,400 4,612,001 207,601 5,655,578 5,863,212 207,634 476,960 898,078 421,118 569,990 1,013,195 443,205 259,984 259,789 -195 391,374 390,115 -1,259 34,533 34,728 195 115,546 115,637 91 17,209,462 22,518,110 5,308,648 49,907,181 56.582,213 6,675,032 -254,048 -2,969,053 2,710,005 1,739,579 -3,116,979 4,856,558 0 0 0 0 0 0 0 2,205,772 -2,205,772 0 2,205,772 -2,205,772 2,320,132 -1,870,429 4,190,561 2,930,132 -1,760,429 4,190,561 -1,582,511 0 -1,582,511 -3,501,882 -1,837,000 -1,664,882 O 0 0 0 0 0 31,190 20,000 11,190 33,964 22,000 11.964 768,811 355,343 413,468 -1,037,786 -1,369,657 331,871 514,763 -2,608,710 3,123,473 701,793 7,486,636 5,188,429 6,002,698 5,038,498 964,200 12,194,164 9,311,570 2.882,594 0 0 0 -3,280 0 -3,280 O 0 0 0 0 0 O 0 0 0 0 0 56,517.461 $2,429,788 84,087,673 512,892,677 54,824,934 68,067,743 9 r V 0/29/2043 9.34 AM City of Yakima Page 1 of 2 Combined Statement of Revenues, Expenses, and Changes in Fund Equities - All Proprietary Fund Types and Similar Trust Funds for the fiscal year ended December 31, 2002 toith comparahue totals for Ow year ended December 31, 2001 TOTAL PROPRIETARY FUND TYPES FIDUCIARY FUND TYPES (MEMORANDUM ONLY) Internal Non -Expendable Pension Enterprise Service Trutt Trust 2002 2001 OPERATING REVENUES Charges for Insurance $0 51,181,514 50 50 51,181,514 5883904 Charges for Services 21,211,421 4,137,579 7,455 0 25,356,455 23,343,634 Employer Contributions 0 6,237,098 0 1,325,372 7,562,470 6,879,374 Employee Contributions 0 1,661,734 0 0 1,661,734 1,399,924 Interest Revenue 0 0 12,465 5,260 17,725 25;504 Other Operating Revenues 3,018 69.589 0 0 72,607 55,043 Total Operating Revenues 21,214,439 13,287,514 19,920 1,330,632 35,852,505 32,587,883 OPERATING EXPENSES Operations and Maintenance 13,827,102 3,634,233 0 0 17461,335 16,651,199 Administration/Overhead 3,533,559 1,87L452 0 23,363 5428,374 4,295,439 Taxes 2,940,468 0 0 0 2,940,968 2,596,108 Depreciation/Amortization 3,933,131 1,003,401 0 0 4.936,532 9,677,002 Pension Benefits 0 0 0 680,448 680,448 675,228 Other Benefits 0 6,761,670 0 507,368 7.269.038 7,337,490 Total Operating Expenses 24,234,260 13,270,756 0 1,211,179 38.716,195 36,232,466 Operating Income (Loss) -3,019,821 16,758 19,920 119,453 -2,863,690 -3,644,583 NON-OPERATING REVENUES (EXPENSES) Operating Grants and Subsidies 5,037323 0 0 0 5,037,323 5,405,132 Proceeds of Long -Tenn Debt 0 0 0 0 0 0 Interest Revenue 414,773 446,318 0 0 861,091 1,120,898 Other Non -Operating Revenues 15,695 0 0 0 15,695 307,172 interest Expenses -541,993 0 0 0 -541,993 -567,732 Amortization of Bond Pay Discount 48,290 0 0 0 -48,290 -48,290 Gain (Loss) on Sale of investments 0 0 0 0 0 0 Gain (Loss) on Fixed Assets Disposition 0 11,129 0 0 11,129 44,086 Non -Operating Revenue Net of Expenses 9,8777,508 457,447 0 0 5,334,955 6,261,266 Income Before Operating Transfer 1,857,687 474,205 19,920 119,453 2,471,265 2.616,683 Capital Contributions 2,064,622 379,898 0 0 2,444,520 2,631,941 Operating Transfers In 356 0 0 0 356 0 Operating Transfers (Out) -222,227 0 -14,499 0 -236,726 -261,949 NET INCOME (6055) 3,700,438 854,103 5,421 119,953 4,679,415 4,986,675 TRUST FUND EQUITY CHANGES Fund Balances, January 1 0 0 467,878 538,436 1,006,314 819,626 Fund Balance, December 31 0 473,299 657,889 1,131,188 1,006,314 PROPRIETARY FUND EQUITY CHANGES Retained Earnings Balance, January 1 15,672,739 9,270,839 0 0 24.943,578 20,143.591 Prior Period Corrections -252,808 0 0 0 -252,808 0 Residual Equity Transfer In 0 0 0 0 0 0 Residual Equity Transfer (Out) 0 0 0 0 0 0 Retained Earnings Balance, December 31 19,120,369 10,124,942 0 0 29,245,311 24,943,.578 Contributed Capital, January 1 74,178,880 1,044,233 0 0 75,223,113 75,223,113 Capital Grants Received 0 0 0 0 0 0 Other Contributed Capital 0 0 0 0 0 0 Residual Equity Transfer In 0 0 0 0 0 0 Residual Equity Transfer Out 0 0 0 0 _ 0 0 Contributed Capital, December 31 74,178,880 1,044,233 0 0 75,223,113 75,223,113 Proprietary and Similar Taut Funds Equities, December 31 593,299,249 $11,169,175 $473,299 $657,889 5105,599,612 5101,173,005 The notes to the financtal statements are an integral part of this statement. 10 np t/29/1cel935 AM 11 Page 2 of 2 r7 I/29/2003 935 AM City of Yakima Combined Statement of Cash Flows - All Proprietary Fund Types and Similar Trust Funds for the year ended December 31, 2002 with comparator totals for the year coded December 31, 2001 Page 1 oI 4 PROPRIETARY FUND TYPES FIDUCIARY FUND TYPES Internal Non -Expendable Pension Enterprise Service Trust Trust Cash flows hom operating activities: Cash received from customers 520,757,786 54,224,535 57,455 50 Contributions received - employer and employee 0 8,972,525 0 1.325,372 Cash paid to suppliers for goods and services -9,338,382 -3,041,870 0 -22,757 Cash paid for salaries and benefits -8,635534 -1,603,478 0 0 Other operating revenues collected 3,018 69,589 0 0 Cash paid to claimants and beneficianes 0 -7,397,210 0 -1,187,816 Interest received on investments 0 0 13,076 5,115 Cash paid in lieu of taxes -2,286,188 0 0 0 Net cash provided by operating activities 500,700 1,224,091 20,531 119,914 Cash flows from noncapital financing activities: Cash received from other Funds(lnterfund Loans Receivable) 0 0 0 0 Cash advances to other Funds 0 -710,000 0 0 Operating grants received 5,569,674 0 0 0 Operating transfers in from other funds 356 0 0 0 Operating transfers out to other funds 0 0 -14.499 0 Residual Equity transfers in hom other funds 0 0 0 0 Residual Equity transfers out to other hinds 0 0 0 0 Net cash provided by noneapital financing activities 5,570,030 -710,000 -14,499 0 Cash flows from capital financing activities: Proceeds from Public Works Trust Loan/Interfund loan 710,000 0 0 0 Proceeds for Debt Service from other governments 15,625 0 0 0 Cash contributions in aid of construction 1,678,591 0 0 0 Lid Contributions 0 0 0 0 Cash received from disposal of capital assets 70 41,098 0 0 Principal paid on revenue bonds -1,148,177 0 0 0 Principal paid on Public Works Trust Loan -840,167 0 0 0 Principal paid on Advances hom other funds 0 0 0 0 Capital expenditures paid -7,195,921 -673,065 (9 0 Interest and other debt service paid -471,001 0 0 0 Capital grants received 86,265 0 0 0 Residual equity transfer in 0 379,898 0 0 Residual equity transfer out -222,227 0 0 0 Net cash used for capital financing activities -7,386,942 -252,069 0 0 Cash flows hom investing activities: Proceeds from sale and maturity of investment securities 1554,017 1,613,460 253,304 0 Interest received on investoients 444,171 400,264 0 0 Purchase of investment securities 0 0 0 -1,022 Net cash provided by investing activities 1,998,188 2,013,724 253,304 -1,022 Net increasetdecrease) in rash and cash equivalents 681,976 2,275,746 259,336 118,892 Cash and cash equivalents at beginning of year 9,191542 2,445,488 204,593 489,653 Cash and cash equivalents at end of year 59,873518 54,721,234 5463,929 5608,545 Cash at the End of the Year Consists of: Operating Fund Cash 57,788,160 54,721,234 5463,929 5608,545 Revenue bond reserve account cash 1,694,473 0 0 0 Revenue bond redemption account cash 390,885 0 0 0 Total cash at the end of the year TOTAL (MEMORANDUM ONLY) 2002 2001 524,989,776 523,409,661 10,297,897 9,082548 -12,403,009 -10,926517 -10,239,012 -9,859,767 72,607 24,349 -6585,026 -7,664,915 18,191 26,131 -2,286,188 -2,069,241 1,865,236 2,022,249 0 0 -710,000 -710,000 5,569,674 3,692,190 356 0 -14,499 -20,015 0 0 0 0 4,845,531 2,962,175 710,000 1,529,937 15,625 307,016 1,678591 925,912 0 0 41,168 44,241 -1,148177 -1,105,000 -840,167 -828,163 0 0 -7,868,986 -6,618,257 -471,001 -596,743 86,265 0 379,898 174,007 -222,227 -241,934 -7,639,011 -6,408,984 3,420,781 2,944,695 844,435 1,187,691 -1,022 -2081,304 4,264,194 2,051,082 3,335,950 626,522 12,331,276 11 704,754 $15,667226 512,331,276 513581,868 $10581,861 1,694,473 1,288,629 390,885 460,786 59,873,518 54,721,234 5463,929 5608545 515,667,226 512,331,276 The notes to the financial statements are an integral pan of this statement 12 w s/rs/Ina, 35 AM 13 Page 2of4 City of Yakima Combined Statement of Cash Flows -- All Proprietary Fund Types and Similar Trust Funds for the year ended December 31, 2002 unth comparative totals for the year mdrd December 31, 2001 Page 3 of 4 PROPRIETARY FUND TYPES FIDUCIARY FUND TYPES Internal Non -Expendable Pension TOTAL (MEMORANDUM ONLY) Enterprise Service Trust Trust _ 2002 2003 Reconciliation of net operating income0ossl to net cash provided(used) by operating activities: Net operating incomelloss) -53,019,821 516,758 519,920 5119.453 -52.863,690 -53,644583 Adjustments to reconcile operating income(loss) to net cash provided by operating activities. Depreciation 3,933,131 1,003,401 0 0 4936532 4,677,002 Change in assets and liabilities: (Increase)decrease to deposits w/ Fiscal Agent/Trustee 0 00 0 0 0 (Increase)decrease in accounts receivable -453,634 -20,865 0 0 -474,499 .45,621 (lncrease)decrease in interest receivable •0 0 611 -145 466 627 (Increase)decrease in inventory 10,539 -1,018 0 0 9,521 5,684 Increase(decrease) in warrants/accounts payable -66,749 .452,557 0 606 -516,700 945,117 Increase(decrease) in wages/benefits payable 60,776 3,527 0 64,303 16,176 increase(decrease) in compensated absences payable 36,458 -1,431 0 0 35,027 34,1171 (Increase)decrease in contracts payable 0 0 0 .10,519 Increaseldecrease) in claims and judgements payable 0 -273,2510 0 -273251 48,350 Increase(decrease) in unfunded pension liability 0 0 0 0 0 Increase(decrease) in due to other funds 0 949,527 0 0 949,527 -4,055 Total Adjustments 3,520,521 1.207733 611 461 4,728,926 5,666,832 Net cash provided by operating activities Schedule of Noncash Capital and Related Financing Activities 5500,700 51,224,091 520,531 5139,914 51.865.236 52,022,29 Capital Assets Acquired by: Noncash contributions 5248788 50 50 S0 5248,388 51,510,161 The notes to the financial statements are an integral part of this statement 14 ,,v 1/29/7003035 051 15 Page 4of4 NOTE 1 - NOTE 2 - NOTE 3 - NOTE 4 - NOTE 5 - NOTE 6 - NOTE 7 - FINRPI CAFR Notes 2002 I — 9/25/03 NOTES TO THE FINANCIAL STATEMENTS CONTENTS OF THE NOTES SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES........... 18 A - Reporting Entity .. ... . .. 18 B - Basis of Presentation - Fund Accounting 19 C - Basis of Accounting .. 21 D - Budgets and Budgetary Accounting ..22 E - Assets, Liabilities and Equities '3 F - Revenues, Expenditures and Expenses 26 G - Memorandum Only Total Columns ...26 H - Comparative Data .26 COMPLIANCE AND ACCOUNTABILITY 27 DEPOSITS AND INVESTMENTS.... 28 PROPERTY TAXES .29 FIXED ASSETS AND DEPRECIATION A - General Policies B - General Fixed Assets. C - Proprietary Fund Assets 30 30 30 31 32 32 34 35 36 37 38 38 38 39 39 PENSION PLANS. A - Public Employees' Retirement System (PERS). B - Law Enforcement Officers' and Firefighters' Retirement System (LEOFF) C - Other Retirement Systems -- Volunteer Firefighters Relief and Pension Fund D - Firemen's Pension E - Police Pension SELF-INSURANCE FUNDS A B - C - D - Unemployment Compensation... .., Self -Insured Medical/Dental Program Workers' Compensation Program .... Risk Management Program 16 NOTE 8 - LONG-TERM DEBT AND CAPITAL LEASES A - General Obligation Debt. B - Revenue Bonds. ...... C - Intergovemmental Loans and Contractual Agreements D - Special Assessment Debt with Governmental Commitment E - Lease Purchase Agreements F - Unfunded Pension Liabilities NOTE 9 - CONTINGENCIES NOTE 10 - INTERFUND TRANSACTIONS AND BALANCES A - Classification of lnterfund Transactions B - lnterfund Loans and Receivables. C - ]nterfund Operating Transfers NOTE 11 - FUND EQUITIES A - Government Fund Types. B - Proprietary Fund Types C - Designated Fund Balances. D - Reserved Fund Balance in Trust Funds NOTE 12 - SEGMENT INFORMATION. NOTE 13 - JOINT VENTURES 40 40 41 41 43 44 44 ... 45 ... 46 46 46 47 ....48 48 48 49 49 50 .51 NOTE 14 - POST RETIREMENT BENEFITS OTHER THAN PENSION BENEFIT 52 NOTE 15 - OTHER DISCLOSURES A - Accounting and Reponing Changes B - Subsequent Events FINRPI CAFR Notes 2002 2 9.22/03 17 52 .52 CITY OF YAKIMA NOTES TO THE FINANCIAL STATEMENTS for the year ended December 31, 2002 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting policies of the City of Yakima, Washington, conform to generally accepted accounting principles (GAAP) as applicable to governmental units. The City has adopted the pronouncements of the Governmental Accounting Standards Board (GASB) which is the accepted standard-setting body for establishing governmental accounting and financial reporting principles nationally The following is a summary of the more significant policies. The policies should be reviewed as an integral part of the financial statements and are presented to assist the reader in interpreting the financial statements and other data in this report. A. REPORTING ENTITY The City of Yakima was incorporated in 1886, and operates under a Council/Manager form of government with a full time city manager The City of Yakima provides a full range of municipal services, which include: police. fire, engineering. parks, cemetery, street, and administrative services. Included in the City's Enterprise Fund financial reports are: water, sanitary sewer, solid waste, and transit. The Yakima Air Terminal is operated under a joint venture agreement with Yakima County, see Note #13 The City's financial statements include all funds. account groups, agencies and boards which are financially accountable to the City Financial accountability is manifest when the primary government appoints the majority of an organization's governing body and is able to impose its will on that organization or there is a potential for the organization to provide specific financial burdens on the primary government. The primary government may be financially accountable if an organization is fiscally dependent on the primary government regardless of whether the organization has a separately elected governing board. a governing board appointed by a higher level of govemment, or a jointly appointed board. An organization is fiscally dependent if it is unable to determine its budget without another government having the substantive authority to approve or modify the budget, to levy taxes or set rates or charges without substantive approval by another government, or to issue bonded debt without substantive approval by another government. Applying these criteria. the combined financial statements do not include the financial position or results of operations of YAKIMA SCHOOL DISTRICT NO. 7• WEST VALLEY SCHOOL, DISTRICT NO. 298; UNION GAP SCHOOL DISTRICT NO. 2. These school districts are municipal corporations empowered by the state to educate the children of the City of Yakima. These school districts have independently elected boards of directors, adopt and control their own budgets and have their own taxing authority YAKIMA COUNTY The County of Yakima was incorporated in 1865 under the authority of the Revised Code of Washington. The County has an elected board of commissioners, adopts and controls its own budget, and has its own taxing authority. The City has no legal interest in or responsibility for the assets or liabilities of the County F3NRPI CAFA Notes 2002 3 — 829103 18 YAKIMA VALLEY REGIItQNAL LIBRARY The Yakima Valley Regional Library is a separate county -wide municipal corporation with its own taxing authority 11 provides library services, under contract for the City of Yakima, Yakima Country and its other cities. The City has no legal interest ir or responsibility for the assets or liabilities of the Library YAKIMA HEALTH DISTRICT The Yakima Health District has its own board of directors, and adopts and controls its own budget. The City has no legal interest in or responsibility for the assets or liabilities of the Yakima Health District. 'YAKIMA CONFERENCE OF GOVERNMENTS. The Yakima Conference of Gov- ernments is an agency comprised of the County, cities, and other boards which assists in long range planning for the member entities. The City has no legal interest in or responsibility for its assets or liabilities. RELATED ORGANiZATfl !N. The City's officials are also responsible for appointing the members of the boards of another organization, but the City's accountability for this organization does not extend beyond making the appointments. YAKIMA HOUSING Ai1JrHORITX The Yakima Housing Authority was created by Resolution No. D-1575, in 1971, and, under certain conditions, can be dissolved by the City Yet, it is an independent entity with distinct governmental character and organization. The City of Yakima created the Housing Authority per Washington State Revised Code Chapter 35.82 which provides that Iiab lilies incurred by the Housing Authority will be satisfied from its assets, and that no person shall have any right of action against the City on account of its debts, obligations, and liabilities. YAKIMA REGIONAL PUBLIC FACILITIES DISTRICT. The cities of Yakima, Selah and Union Gap formed a Public Facilities District (PFD) for the purpose of expanding the Yakima Convention Center The City appoints a majority of the board members, and must approve the annual budget. The financial agreement stipulates that all revenue derived by the PFD (primarily a state sales tax credit) be transferred to the City, and the City will use these funds for Center debt service and operations, and reimbursement of adminstrative costs of the PFD A special revenue fund was established in the City's records to account for activity of the PFD B. BASIS OF PRESENTATION - FUND ACCOUNTING The accounts of the City are organized on the basis of funds and account groups; each of which is considered a separate accounting ent.ty The City uses governmental, proprietary and fiduciary funds. Each governmental fund and expencable trust or agency fund is accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities. fund balances, revenues and expenditures. Proprietary and similar trust funds use the revenue, expense and equity accounts of similar businesses in the private sector The City's resources are allocated to and accounted for in individual funds depending on what they are to be spent for and how they are controlled. The following are the fund types and account groups used by the City. rINRPI CASA Noses 2002 4 — 82903 19 GOVERNMENTAL FUNDS All governmental funds are accounted for on a spending or "financial flow" measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balance (net current assets) is considered a measure of "available expendable resources" Governmental fund operating statements focus on measuring changes in financial position, rather than net income: they present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. General Fund - The General Fund is the operating fund of the City. It accounts for all of the financial resources of the City except those required to be accounted for in a separate fund. Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue sources or to finance specified activities as required by law or administrative regulation. Debt Service Funds - Debt Service Funds account for accumulation of resources for and payment of principal, interest and related costs on general long term debt. Capital Projects Funds - Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities other than those financed by proprietary funds. PROPRIETARY FUNDS Proprietary funds are accounted for on a cost of services or "economic resources" measurement focus. This means that all assets and all liabilities (whether current or noncurrent) associated with their activity are included on their balance sheets. Their reponed fund equity (net total assets) is segregated into contributed capital and retained earnings components. Proprietary fund operating statements present in- creases (revenues and gains) and decreases (expenses and losses) in net total assets. Proprietary funds disclose changes in cash flows by a separate statement that presents their investing and financing activities. The City applies all applicable GASB pronouncements as well as all FASB Statements and Interpretations, APB Opinions and ARB's issued on or before November 30, 1989, unless those pronouncements conflict with or contradict GASB pronouncements. The City has elected to implement GASB Statement 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities that Use Proprietary Fund Accounting, with regard to the application of FASB pronouncements to its propriety funds. In accordance with the provisions of GASB Statement 20, the City has elected not to apply those FASB Statements and Interpretations issued after November 30, 1989 Enterprise Funds - Enterprise funds account for services to the general public where all or most of the expenses, including depreciation, are intended to be financed or recovered from users of such services. See Note 1112 for segmented information on enterprise funds. Internal Service Funds - Internal service funds account for the financing of goods or services provided by one department or fund to other funds, departments, or governments on a cost -reimbursement basis. The City maintains an Equipment Rental Fund for all vehicles and equipment except those relating to fire suppression and transit. FINRPI CAFR Nae, 2002 -- 6/29/03 20 FIDUCIARY FUNDS Fiduciary funds account for assets held by the City on behalf of individuals. private organizations, other governments and other funds. Expendable Trust Funds - Expendable trust funds earn revenue and make expenditures on behalf of the parties for which a trust was established. The entire income and principal of an expendable trust may be disbursed in the course of its operations: accordingly, expendable trust funds are accounted for in essentially the same manner as governmental funds. Nonexpendable Trust Funds - Nonexpendable trust funds earn revenue on behalf of the parties for which the trust was established, but the principal of the trust must remain intact. Nonexpendable trust funds are accounted for in essentially the same manner as proprietary funds. since capital maintenance is a primary consideration. Pension Trust Funds - Pension trust funds are used to account for the operations of trust established for employee retirement benefits. They are accounted for in essentially the same manner as proprietary funds because of the need for determining the periodic income of the trust. Agency Funds - Agency funds are custodial in nature (assets equal liabilities) and do not involve the measurement of results of operations. ACCOUNT GROUPS The City uses two self -balancing account groups to account for fixed assets and general long-term debt. General Fixed Asset Account Group - This account group establishes account control over all the general fixed assets used in general government operations. Assets acquired by proprietary and trust funds are accounted for in the appropriate fund. General Long -Term Debt Account Group - The general long-term debt account group accounts for all unmatured principal of general obligation bonds and other debt of a long-term nature of the City except that accounted for in proprietary funds and trust funds. This includes special assessment debt for which the City is obligated in some manner, as defined in GASB Statement 6. C. BASIS OF ACCOUNTING Basis of accounting refers to when revenues and expenditures or expenses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. Accounting records for the City are maintained in accordance with methods prescribed by the State Auditor under the authority of Washington State law The City financially reports on the calendar year basis and employs a double -entry modified accrual system for all fund categories with the exception of proprietary. nonexpendable and pension trust funds which require full accrual reporting. The modified accrual basis differs from the accrual basis in the following ways: 610051 CAFR Non, 2002 6 - 8/29/03 21 1 Purchases of capital assets are considered expenditures. 2. Redemption of long-term debt is considered an expenditure when due. 3 Revenues are recognized only when they become both measurable and available to finance expenditures of the current period. Note 41, F identifies which revenue sources have been treated as susceptible to accrual. Revenues that are measurable but not available are recorded as receivable and offset by deferred revenues. 4 Inventories and prepaid items are reported as expenditures when purchased. 5 Interest on Tong -term debt is not accrued but is recorded as an expenditure when due. 6. Accumulated unpaid vacation and sick pay are considered expenditures when paid. D. BUDGETS AND BUDGETARY ACCOUNTING 1. Scope of Budget The City Council annually approves the City's operating budget. The operating budget is designed to allocate annually available resources among the City's services and programs and to provide for associated financing decisions. Annual appropriated budgets are adopted on the modified accrual basis of accounting. For governmental funds, there are no differences between budgetary basis and generally accepted accounting principles. Budgetary accounts are integrated in fund ledgers for all budgeted funds, but the financial statements include budgetary comparisons for the General Fund and Special Revenue Funds only Budgets for debt service and capital projects are adopted at the level of the individual debt issue or project and for fiscal periods that correspond to the lines of debt issues or projects. Budgetary comparisons for proprietary funds, although not legally required, may be requested from the Department of Finance and Budget. Annual appropriated budgets are adopted at the fund level. Subsidiary revenue and expenditure ledgers are used to compare the budgeted amounts with actual revenues and expenditures. As a management control device, the subsidiary ledgers monitor expenditures for individual functions and activities by object class. Appropriations for general and special revenue funds lapse at year-end. 2. Procedures for Adopting the Original Budget The City's budget procedures are mandated by Washington State Law The steps in the budget process are as follows: a. Prior to November 1,, the City Manager submits a proposed budget to the City Council. This budget is based on priorities established by the Council and estimates provided by City departments during the proceeding months, and balanced with revenue estimates. b. The Council conducts public hearings on the proposed budget in November to obtain taxpayer comments. c. During mid-December, the budget is legally enacted through passage of an ordinance. FINRPI CAFR Naas 200I 7 — 0/29/03 3. Amendine the Bud!gel The City Manager is authorized to transfer budgeted appropriations between departments within any fund: however. any revisions that alter the total expenditures of a fund. or that affect the number of permanently authorized employee positions. salary ranges, or other conditions of employment must be approved by the City Council. When the City Council determines that it is in the best interest of the City to increase or decrease the appropriation for a particular fund. a may do so by an ordinance approved by a one more than simple majority of those present after holdirg two public hearings. The budget amounts shown in the financial statements represent the original budgeted amounts and all supplemental appropriations. Supplemental appropriations totaled $11.618.303 The principal three amendments were to reappropriate 2001 outstanding encumbrances in the amount of $2.440.422: the reappropriation of non -lapsing appropriations in the amount of $3.475,519: and to implement a Wastewater Cost -of -Service and Rate Study and corresponding operaticnal and capital adjustments in the amount of $1.344,736. 4. Encumbrances Encumbrance accounting. under which purchase orders. contracts, and other commitments for the expenditure of funds are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the governmental funds. Encumbrances are reported as reservations of fund balances since they do not constitute expenditures or liabilities. The City reappropriates outstanding encumbrances in the subsequent year £ ASSETS LIABILITIES 414D EOIU TIES I. Cash and Investments Cash and investments are msnaged under the guidance of the City's Investment Policy adopted by Resolution No. D-5642 of the Cin' Council. The policy was based on the Model Investment Policy prepared by the Municipal Treasurers' Association of the United States and Canada and applies to all financial assets of the City of Yakirns Investments are made using the "p-udent person" standard with primary objectives being safety of principal. liquidity enabling the City to meet all operating requirements and a return on investment objective of attaining a market rate of retum through budgetary and economic cycles. • Investments of City lands except those of the Firemen's Relief and Pension Fund are limited to: 1) Investment deposits. including certificates of deposit with qualified public depositories as defined in Chapter 39.58 Revised Code of Washington. 2) Certificates. notes or bonds of the United States. or other obligations of the United States, or its agencies. or of any corpo•ation wholly owned by the government of the United States (such as the Government National Mortgage Association). 3) Obligations of government-sponsored corporations which are eligible as collateral for advances to member hanks as determined by the Board of Governors of the Federal Reserv: System. (These include but are not limited to Federal Home Loan Bank notes and bonds. Federal Farm Credit Bank consolidated notes and bonds, FINR9I CAFR Naas 2002 0 -- 0'29)03 Federal National Mortgage Association notes, debentures. and guaranteed certificates of participation). 4) Bankers Acceptances and Commercial Paper purchased on the secondary market 5) Washington State Local Government Investment Pool. 6) General obligation bonds of any state or local government in the United States and revenue bonds from jurisdiction in Washington state having a long-term credit rating of no less than A3 as rated by Moodys and A- by Standard and Poor's. Repurchase and reverse repurchase agreements are excluded as eligible investments. Resources of the Firemen's Relief and Pension Fund may be invested in high quality corporate bonds in addition to instruments listed above. The City purchases investments from SEC registered security broker- dealers and banks having offices within Washington State. The City's Investment Officer under the direction of the Director of Finance and Budget invests or deposits all temporary cash. These investments and time deposits do not result in reductions to the cash balances of the various funds and are considered to be cash equivalents to the funds under the definition promulgated in GASB. Statement 49. which states that investments purchased within 90 days of maturity are considered to be cash equivalents. These amounts are reported on the Combined Balance Sheet as part of "Cash and Equity in Pooled Investments." Earnings from state pool deposits are allocated to the funds owning the cash. while interest on the remaining investments is allocated to the General Fund. 2. Receivables Taxes receivable consist of property and other taxes including related interest and penalties (See Note 44). Accrued interest receivable consists of amounts earned on investments, notes, and contracts as of year- end. Special assessments are recorded when levied. Special assessments receivable consists of current and delinquent assessments. Deferred assessments consist of unbilled special assessments that are liens against the property benefited. As of December 31, 2002 $4,619 of special assessments receivables were delinquent. Customer accounts receivable consist of amounts due from private individuals or organizations for goods and services including amounts due for billings which have not been prepared. Notes and contracts receivable consist of amounts owed on open account from private individuals or organizations for goods and services rendered. 3. Amounts Due To and From Other Funds: lnterfund Loans and Advances Receivable These accounts include all interfund receivables and payables. A separate schedule of interfund loans receivable and payable is furnished in Note 410 Long-term interfund loans are separately identified as "Advances" 4. Amounts Due To and From Other Governmental Units These accounts include amounts due to or from other governments for grants, entitlements, temporary loans. taxes and charges for services. except amounts billed for utility usage which is included in customer receivables. FNRP1 CAFR Notes 2002 9 — 1/29/03 24 5. Jnventories Inventories in governmental funds consist of expendable supplies held for consumption. The cost is recorded as an expenditure at the time individual inventory items are purchased. The reserve for inventory is equal to the ending amount of inventory to indicate that a portion of the fund balance is not available for future expenditure. Inventories in the General Fund. Enterprise Funds and Internal Service Funds are valued at cost on a moving average method. 6. Restricted Assets and Liabilities These accounts may contain resources for construction, capital purchases and debt service in the enterprise funds. The current portion of related liabilities is shown as Payables from Restricted Assets. Specific debt service reserve requirements are described in Note 48. The restricted assets of the enterprise funds are composed of the following. Cash - Debt Service Deposits with Fiscal Agent Investments - Debt Service $2,085,358 425 0 $2.085.783 7. Custodial Accounts These accounts reflect the liability for net monetary assets being held by the City in its trustee or agency capacity 8. Accumulated Unpaid Employee Leave Benefits The contract with employees calls for the accumulation of vacation and sick leave. At termination of employment, employees may receive cash payment for all accumulated vacation up to a maximum of 352 hours and a percentage of sick leave. The payment is based on current wage at termination. The amounts of unpaid vacation and sick leave accumulated by City employees are accrued as expenses when incurred in proprietary funds, which use the accrual basis of accounting. In the governmental funds. only the amounts that normally would be liquidated with expendable available financial resources are accrued as current -year expenditures. The City uses the last -in, first -out method of recognizing the hours used of compensated absences. Employees are charged for the last day of vacation or sick leave earned when the leave is used. Thus, unless it is anticipated that compensated absences will be used in excess of a normal year's accumulation, no additional expenditures are accrued. Therefore, the entire unpaid liability for the governmental funds is recorded in the General Long -Term Debt Account Group. 9. Other Accrued Liabilities Other accrued liabilities include primarily interest payable on long-term debt. Public Works Trust Loans and small miscellaneous payables not classified in other categories in Enterprise Funds. 10. Deferred Revenues This account includes amounts recognized as receivables but not as revenue in governmental funds because the revenue recognition criteria has not been met. (See Note 141-F) FNRPI CAFR Noses 2002 10 — 8/29/03 25 IF. REVENUES. EXPENDITURES AND EXPENSES Under the Modified -Accrual Basis of Accounting, revenues are recognized when susceptible to accrual (i.e.. when they become both measurable and available). "Measurable" means the arnount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. Charges for services. interest on investments. and rents are generally considered measurable and available when earned in governmental funds. Taxes and federal or state entitlements or shared revenues that have been collected but not remitted by an intermediary collection agency to the City are considered measurable and available. Special assessments are considered measurable and available when they become current. Grants are considered measurable and available to the extent that expenditures have been made. Other intergovernmental revenues are considered measurable and available when eamed. Jnterfund revenues for goods and services are considered measurable and available when earned. Proceeds from the sale or loss of fixed assets are recognized as an other financing source. All other revenues are either not measurable or considered not available until collected. Expenditures are generally recognized when the related fund liability is incurred. (See Note #1-C) NOTE 2 •. COMPLIANCE 4.ND ACCOUNTABILITY The State law provides that debt cannel be incurred in excess of the following percentages of the value of the taxable property of the City I Gcncral Purposc Without a Vote (includes capital leases) With a Vote 11. Utilities Purpose 111. Open Space and Parks Facilities TOTAL LEGAL LIMIT 1.50% 1.00% Limt, 6, Cumulative Semon Limn 2 :10% 2.50% 2./0% 5.00% 2..50% 7.50% 7.50% The basic percentages for Section are the maximum levels of indebtedness those sections may incur However, utility or parks indebtedness may each exceed 2.50% and reduce the general indebtedness margin. The percentages are applies to the taxable assessed value (regular levies) of 53.673.433,781 resulting in the debt limits, as of December 3L 2002, for the City as follows: Linder the Full Accrual Basis of Accounting: without a Vote wire a Vole Revenues are recognized when earned, if measurable, and expenses are recognized when incurred, if Open space measurable. General Purpose General Purpose Utilities and Parks 1.5% 2.5% 5 0% 7.5% Legal Limit 555.101,507 691,835.845 6185.671,690 6275.507,535 C. MEMORANDUM ONLY TOTAL COLUMNS Net Outstanding Indebtedness` 16.769.214 19267.894 19.267,894 19.267.894 Total columns on the combined statements are captioned memorandum totals to indicate that Margin Available 638.332.293 572.567.951 5164.403.796 5256.239.641 they are presented only for financial analysis. Data in these columns do nQl present financial position, results of operations. or changes in cash flows in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation because interfund eliminations have not been made. Indebtedness is the outstanding debt less cash, investments. and tax receivables available to redeem debt. Ll. COMPARATIVE DATA Comparative total data for the prior year has been presented in the accompanying financial statements in order to provide an understanding of changes in the City's cash flow and operations. Such data is not comparable to a consolidation because interfund eliminations have not been made. FINRPt CAFR Nmn 2002 II - 009/03 26 There have been no material violations of finance -related legal or contractual provisions in any of the funds of the City FINRPI CAFR Nees 2002 12 829/03 27 NOTE 3 - DEPOSITS AND INVESTMENTS The following table presents the components of "Cash and Equity in Pooled Investments." Cash and Equity in Pooled Investments Carrying Amount Cash Deposits 5 2,512,392 U.S. Treasuries 1,000,381 US Agency Obligations, net 8,743,150 State & Local Securities, net 400,000 Local Govt. Investment Pool 25,427,164 Total (includes 52,085,358 restricted cash) $38.083.087 Non -pooled investments are held by several of the City's funds and are separately classified on the Combined Balance Sheet. These investments are shown on the Combined Balance Sheet at par, net of unamortized premium or discount which approximates market. Premiums and discounts on investment purchases are amortized on a straight-line basis. Gains or losses on all investments sold or exchanged are recognized at the time the transactions are completed. Deposits All deposits of the City are insured by the FDIC up to $100,000 and by the Washington Public Deposit Protection Commission for amounts over $100.000 Interest bearing savings accounts totaling $20,000 are included on the Combined Balance Sheet as investments. Deposits with Fiscal Agent at December 31, total $11,145 and are also FDIC & PDPC insured. Investments The following schedule categorizes the City's investments to provide an indication of the degree of risk assumed as of year-end. Category 1 investments are insured or registered in the City's name and held by the City or its agent in the City's name. Category 2 investments include uninsured and unregistered securities that are held by the counterparty's trust department or agent in the City's name. At the balance sheet date the City held no category 2 investments. The State Investment Pool cannot be categorized because it is a government pool, and as such, is not evidenced by securities that exist in physical or book entry form, either in the City or counterparty's name. Investments by Category of Risk With Carrying and Market Values U.S. Treasuries Agencies Municipal Securities Commerical Paper State Investment Pool Total Investments Category 1 Category 2 Carrying Value Market Value $ 2,650,965 20,085,042 1,515,971 0 5 0 0 0 0 $24,251,978 $ 0 $ 2,650,965 $ 2,700,719 20,085,042 20,236,739 1,515,971 1,543,885 0 0 $24.251,978 $24,481,343 25.427,164 25.427.164 $49.679,142 $49.908,507 The carrying value of total investments relates to the Combined Balance Sheet totals as follows: Cash and Equity in Pooled investments Investments, Net Less: Cash Deposits Total Investments $38,083,087 14,108,447 (2.512.392) $49,679,142 In accordance with GAAP applicable to regulated industries and GASB Statement 1131, changes in fair value are reflected as unrealized income in the financial statements. Other gains or losses on investments sold or exchanged are recognized at the time transactions are completed. FINRPI CAFR Notts 2002 13 — 8/29/03 28 NOTE 4 - PROPERTY TAXES The County Treasurer acts as an agent to collect property taxes levied within the county for all taxing authorities. Collections are distributed after the end of each month. on the tenth day of the following month. PROPERTY TAN CALENDAR January 1 Taxes are levied and become an enforceable lien against properties. February 14 Tax bills are mailed. April 30 First of two equal installment payments is due May 31 Assessed value of property is established for next year's levy at 100 percent of market valut October 31 Second installment is due. During the year property tax revenues are recognized when cash is collected. At year-end, property tax revenues are recognized for collections in the hands of the County Treasurer at December 31st. No allowance for uncollectable taxes is established because delinquent taxes are considered fully collectable. The City is permitted by law to levy up to $3 60 per $1.000 of assessed valuation for general government services. This amount may be reduced for any of the following reasons: (a) The Washington State Constitution limits total regular property tax levies to 1 percent of assessed valuation or $10 per $1,000 of value. If the tax levies of all districts exceed this amount, each is proportionately reduced until the total is at or below the 1 percent limit. (b) On November 6, 2001, the voters approved Initiative 747 ("1-747"). 1-747 amended RCW 84.55 010 by reducing the limit on the total dollar amount of regular property taxes that may be levied annually by a taxing district (including the City) without a vote of its electors from 106 percent to the lesser of inflation or 101 percent of the highest levy in the three previous years (excluding new construction, improvements, and State -assessed property). Because 1-747's 101 percent limitation applies to the dollar amount levied rather than to levy rales. increases in the value of existing property exceeding one percent per year would result in decreasing tax levy rates. Special levies approved by the voters are not subject to the above limitations. For 2002. the City's regular tax levy was $3.5177 per $1,000 on a total assessed valuation of $3.272,221.573 for a total regular levy of $11,510 648 Included in the City's regular levy is an authorization to levy for the Firemen's Relief and Pension Fund (see Note #6). This levy is subject to the same limitations as the levy for general government services. The Firemen's Relief and Pension portion of the regular tax levy for 2002 was $.394 per $1,000, or $1,289,280. Additionally, special levies for G 0 bond obligations totaled $836,000. FINRPI CAFR Notes 2002 14 .. 8/29/03 29 NOTE 5 - FIXED ASSETS AND DEPRECIATION A. GENERAL POLICIES Major expenditures for fixed assets, including capital leases and major repairs that increase useful lives, are capitalized. Maintenance, repairs and minor renewals are accounted for as expenditures or expenses when incurred. Obligations under capital leases are disclosed in Note #8 E. All fixed assets are valued at historical cost or estimated historical cost if actual cost information is not available. Donated assets are valued at their estimated fair market value on the date of the gift. B. GENERAL FIXED ASSETS General fixed assets are long-lived assets of the City as a whole. When purchased, (leased, or constructed, such assets are recorded as capital outlay expenditures in the govemmental funds and capitalized in the general fixed assets account group. No depreciation has been provided on general fixed assets, nor has interest been capitalized. General fixed assets purchased or constructed from special assessment funds, and all infrastructure assets (such as roads, bridges, curbs and sidewalks) are considered public property and are not accounted for in the general fixed assets account group. A summary of changes in General fixed assets follows: C. ER_QTRIFTARY FUN() EJY: l) ASSETS Fixed assets of proprietary funds are capitalized in their respective balance sheets. Depreciation expense is charged to operations of proprietary funds to allocate the cost of fixed assets over their estimated useful lives, using the straight-line method with useful lives as follows: Estimated Service Life Buildings. Improvements Other Than Buildings. Utility Plant Equipment.. Intangibles (organizrlion costs, water rights, and goodwill) 25 • 40 Years 7. 50 Years 33 •• 50 Years 2 •• 25 Years 75 - 100 Years A summary of proprietary fund type property, plant, and equipment at December 31, 2002 follows: Enterprise internal Service Land $ 2,186,700 $ 0 (Beginning Ending Buildings 62,694,835 16,984 Balance Balance 01/01/2002 Additions Deletions Adjustments 12/31/2002 Improvements Other Than Building, 67,308,535 0 Land $ 8,243,222 $ 237,510 $ 0 $ 0 $ 8,480;732 Equipment 12,513,065 12,250,535 Buildings 34,117,099 281,173 (19,643) 0 :34,378,629 Construction in Progress 11,081;152 0 Improvements Other Than Buildings 4,652,835 1,551,891 (246,063) 0 5,958,663 Completed Construction -- Not Cla:.sified 2,232,245 0 Equipment 8,159,749 422,441 (1,590,516) 0 6,991,674 Intangibles 221.830 0 Construction in Progress 180,157 1,498,123 0 0 1,678,280 Total 5158,239,262 $12,267,519 Capitalized Leases 1.364.883 0 (76.864) 0 1.288.019 Less Accumulated Depreciation and Amonization (64,953.369) (7,153,229) Total Assets $56,717,945 $3,991,138 ($1,933,086) 5 0 558,775,997 Net 5 93,285.893 $ 5.114,290 FINRPI CAFR NOM 2002 FINERY! CAFR Noes 2002 IS — 849/03 16 — 849/03 30 31 NOTE 6 - PENSION PLANS Substantially all City full-time and qualifying pan -time employees participate in one of the following statewide retirement systems administered by the Washington State Department of Retirement Systems, under cost-sharing multiple -employer public employee defined benefit and defined contribution retirement plans. The Department of Retirement Systems (DRS), a department within the primary government of the State of Washington. issues a publicly available comprehensive annual financial report (CAFR) that includes financial statements and required supplementary information for each plan. The DRS CAFR may be obtained by writing to: Department of Retirement Systems Communications Unit P O Box 48380 Olympia, WA 98504-8380 The following disclosures are made pursuant to GASB Statement 27, Accounting for Pensions by State and Local Government Employers. A. p1.IBLJC EMPLOYEES' RETIREMENT SYSTEM (PERS) PLANS L 2 AND 3 Plan Description PERS is a cost-sharing multiple employer retirement system comprised of three separate plans for membership purposes: Plans 1 and 2 are defined benefit plans and Plan 3 is a combination defined benefit/defined contribution plan. Membership in the system includes: elected officials; state employees: employees of the Supreme, Appeals, and Superior courts (other than judges in a judicial retirement system); employees of legislative committees: community and technical colleges, college and university employees (not in national higher education retirement programs); judges of district and municipal courts: and employees of local governments. PERS participants who joined the system by September 30. 1977, are Plan 1 members. Those who joined on or after October 1, 1977 and by either, February 28, 2002 for state and higher education employees, or August 31, 2002 for local government employees. are Plan 2 members unless they exercise an option to transfer their membership to Plan 3 PERS participants joining the system on or after March 1, 2002 for state and higher education employees, or September 1, 2002 for local government employees have the option of choosing membership in either PERS Plan 2 or PERS Plan 3 The option must be exercised within 90 days of employment. An employee is reported in Plan 2 until a choice is made. Employees who fail to choose within 90 days default to PERS Plan 3 PERS defined benefit retirement benefits are financed from a combination of investment earnings and employer and employee contributions. PERS retirement benefit provisions are established in state statute and may be amended only by the State Legislature. Plan 1 retirement benefits are vested after an employee completes five years of eligible service. Plan I members are eligible for retirement at any age after 30 years of service, or at the age of 60 with 5 years of service, or at age of 55 with 25 years of service. The annual pension is 2 percent of the average final compensation per year of service, capped at 60 percent. The average final compensation is based on the greatest compensation during any 24 eligible consecutive compensation months. If qualified, after reaching the age of 66 a cost -of -living allowance is granted based on years of service credit and is capped at 3 percent annually. FINRPI CAFR Noses 2002 17 .. 6129/03 32 Plan 2 retirement benefits are vested after an employee completes five years of eligible sen ice Plan 2 members may retire at the age of 65 with five years of service. or at age 55 with 20 years of service. with an allowance of 2 percent of the average final compensation per year of service The average final compensation is based on the greatest compensation during any eligible consecutive 60 - month period. Plan 2 retirements prior to the age of 65 receive reduced benefits. If retirement is at age 55 or older with at least 30 years of service. a 3 percent per year reduction applies: otherwise an actuarial reduction will apply There is no cap on years of service credit: and a cost -of -living allowance is granted (indexed to the Seattle Consumer Price Index). capped at 3 percent annually Plan 3 has a dual benefit structure. Employer contributions finance a defined benefit component. and member contributions finance a defined contribution component. The defined benefit portion provides a benefit calculated at 1 percent of the average final compensation per year of service The average final compensation is based on the greatest compensation during any eligible consecutive 60 - month period. Plan 3 members become eligible for retirement if they have at least ten years of service: or five years including twelve months that were earned after age 54, or five service credit years earned in PERS Plan 2 prior to June 1, 2003 Plan 3 retirements prior to'the age of 65 receive reduced benefits. If retirement is at age 55 or older with at least 30 years of service. a 3 percent per year reduction applies; otherwise an actuarial reduction will apply. There is no cap on years of service credit, and Plan 3 provides the same cost -of -living allowance as Plan 2 The defined contribution portion can he distributed in accordance with an option selected by the member either as a lump sum or pursuant to other options authorized by the Employee Retirement Benefits Board. There are 1.155 participating employers in PERS Membership in PERS consisted of the following as of the latest actuarial valuation date for the plans of September 30, 2001 Retirees and Beneficiaries Receiving Benefits 62,189 Terminated Plan Members Entitled to But Not Yet Receiving Benefits 18.412 Active Plan Members Vested 97.777 Active Plan Members Nonvested 55.159 Total 233,537 Funding Policy Each biennium. the state Pension Funding Council adopts Plan 1 employer contribution rates, Plan 2 employer and employee contribution rates: and Plan 3 employer contribution rates. Employee contribution rates for Plan 1 are established by statute at 6 percent and do not vary from year to year The employer and employee contribution rates for Plan 2 and the employer contribution rate for Plan 3 are developed by the Office of the State Actuary to fully fund Plan 2 and the defined benefit portion of Plan 3 All employers are required to contribute at the level established by the Legislature PERS Plan 3 defined contribution is a non-contributing plan for employers. Employees who participate in the defined contribution portion of PERS Plan 3 do not contribute to the defined benefit portion of PERS Plan 3 The Employee Retirement Benefits Board sets Plan 3 employee contribution rates. Six rate options are available ranging from 5 to 15 percent. two of the options are graduated rates dependent on the employee's age The methods used to determine the contribution requirements are established under state statute in accordance with Chapters 41 40 and 41 45 RCW The required contribution rates expressed as a percentage of current -year covered payroll, as of December 31, 2002, were as follows: FINRPI CAFR Noies 2002 11 •. 6!79/03 33 • • Employer Employee PERS Plan 1 1.32% 6.00% PERS Plan 2 I.32% 0.65% PERS Plan 3 1.32%** ..e The employer rates include the employer administrative expense fee currently set at 0.22%. Plan 3 defined benefit portion only Variable from 5.0% minimum to 15.0% maximum based on rate selected by the PERS 3 member Both the City and the employees made the required contributions. The City's required contributions for the years ended December 31 were as follows: PERS Plan 1 PERS Plan 2 PERS Plan 3 2002 $50,468 $220,393 $1,043 2001 $69,782 $270,001 2000 $198,985 $673,093 B. LAW ENFORCEMENT OFFICERS' AND FIRE FIGHTERS' RETIREMENT SYSTEM fLEOFFI PLANS 1 AND 2 Plan Description LEOFF is a cost-sharing multiple employer retirement system comprised of two separate defined benefit plans. Membership in the system includes all full-time, fully compensated, local law enforcement officers and firefighters. LEOFF is comprised primarily of non -state employees. LEOFF participants who joined the system by September 30, 1977 are Plan 1 members. Those who joined on or afier October 1, 1977 are Plan 2 members. LEOFF retirement benefits are financed from a combination of investment earnings, employer and employee contributions, and a special funding situation in which the state pays the remainder through state legislative. appropriations. LEOFF retirement benefit provisions are established in state statute and may be amended only by the State Legislature. Plan 1 retirement benefits are vested after an employee completes five years of eligible service. Plan 1 members are eligible for retirement with five years of service at age 50. The benefit per year of service calculated as a percent of final average salary is as follows: Term of Service 20 or more years 10 but less than 20 years 5 but less than 10 Percent of Final Average 2.0% 1.5% 1.0% The final average salary is the basic monthly salary received at the time of retirement, provided a member has held the same position or rank for 12 months preceding the date of retirement. Otherwise, it is the average of the highest consecutive 24 months' salary within the last 10 years of service. If membership was established in LEOFF after February 18, 1974, the service retirement benefit is capped at 60 percent of final average salary A cost -of -living allowance is granted (indexed to the Seattle Consumer Price Index). Plan 2 retirement benefits are vested after an employee completes five years of eligiblle service. Plan 2 members may retire at the age of 50 with 20 years of service, or at the age of 53 with five years of service, with an allowance of 2 percent of the final average salary per year of service. The final average salary is based on the highest consecutive 60 months. Plan 2 retirements prior to the age of 53 are reduced 3 percent for each year that the benefit commences prior to age 53 There is no cap on years of service credit; and a cost -of -living allowance is granted (indexed to the Seattle Consumer Price Index), capped at 3 percent annually. FINRPI CAFR Notes 2002 19 — 8/29/03 There are 359 participating employers in LEOFF Membership in LEOFF consisted of the following as of the latest actuarial valuation date for the plans of September 30 2001 Retirees and Beneficiaries Receiving Benefits 1 8,078 Terminated Plan Members Er titled to But Not Yet Receiving Benefits 1 332 Active Plan Members Vested I10.894 Active Plan Members Nonve!ted 4.006 Total 23.310 Funding Policy Starting on July 1. 2000 Plan 1 employers and employees will contribute zero percent as long as the plan remains fully funded. Employer and employee contribution rates are developed by the Office of the State Actuary to fully fund the plan. Plan 2 employers and employees are required so pay at the level adopted by the Department of Rairement Systems in accordance with 41 45 RCW. All employers are required to contribute at the level required by state law The Legislature, by means of a special funding arrangement. appropriated money from the state General Fund to supplement the current service liability and fund the prior service rests of Plan 1 in accordance with the requirements of the Pension Funding Council. However. this special funding situation is not mandated) by the state constitution and this funding requirement could be ret imed to the employers by a change of statute. The methods used to determine the contribution rates are established under state statute• in accordance with chapters 41.26 and 41 45 RCW The required contribution rates expressed as a percentage of current -year covered payroll, as of December 31 2002, were as follows: LEOFF Plan 1 LEOFF Plan 11 Employer" 0.22% 2.86%** Employee 0.00% 4.39% State n/a 1 75% ° The employer rates include the employer administrative expense fee currently set at 0.23%. s° The employer rate for pons and univers ties is 4.61%. Both the City and the employees mad: the required contributions. The City's required contributions lot the years ending December 31 were as follows: LEOFF Plan 1 LEOFF Plan 11 2002 52.631 $293,793 2001 $3.629 $267,337 2000 $5.203 $343,112 C. OTHER RETIREMENT SYSTEMS - VOLUNTEER FIRE FIGHTERS' RELIEF AND PENSION FUND The Volunteer Fire Fighters' Relief and Pension Fund System is a cost-sharing multiple employer retirement system which was created by the Legislature in 1945 under Chapter 41 16 RCW. It provides pension, disability and survivor benefits. Membership in the system requires service with tt fire department of an electing municipality of Washington State except those covered by LEOFF The system is funded through member contributions of 530 per year; employer contributions of $30 per year; and 40 percent of the Fire Insurance Premium Tax; and earnings from the investment of moneys by the Washington State investment Botlyd. However, members may elect to withdraw their contribution upon termination. FINRPI CAFR Nom,, 2002 20 — 8129/03 35 SUMMARY OF FIREMEN'S PENSION AND POLICE PENSION Fire Pension Single Employer Defined Benefit Police Pension Single Employer Defined Benefit Total Schedule of Fundine Proeress: Valuation Date Actual Value of Plan Assets Actuarial Accrued Liabilities Total Unfunded Actuarial Liabilities (UAL) Funded Ratio Annual Covered Payroll UAL as percentage of covered payroll Schedule of Employer Contributions: January I, 1998 January 1, 1998 $ 658,786 $ 0 $ 658,786 10.445.000 8.277.000 18.722.000 Annual Required Contribution (ARC) Actual Fire Insurance Premiums Total Actual Employer Contribution Percentage of ARC Contributed Sienificant Actuarial Assumptions: Salary increases (inflation only) Investment Earnings Post -Retirement Benefit Increases: 1 Related to Salaries 2. Related to Consumer Price Index $9,786,214 $8,277,000 518.063,2 14 6.7% 0.0% 3.6% $133,938 $133,938 6179 7"/ 13486.2% $ 0 0.0% $840,067 $36,092 $799,901 95.2% 5.0%/Year 7.0%/Year 5.0%/Year 4.0%/Year $671,522 $1,511,589 $0 $36,092 $512,241 $1,312,142 76.3% 86.8% 5.0%/Year 7.0"/ /Year 5.0%/Year 4.0%/Year D. FIREMEN'S PENSION The City has a single employer, defined benefit pension plan for Firefighters employed prior to March I, 1970 and governed by Washington State Law RCW 41.26. Under the terms of the governing law. the pension member is entitled to payment from the City's pension plan for those benefits in excess of those calculated under the LEOFF plan. The City's Firemen's Pension Fund is a closed group. No new members are permitted. Employees attaining the age of 50 who have completed 25 or more years of service are entitled to annual benefits of 50% of their salary plus an additional 2% for each year of service in excess of 25 years -- up to a maximum of 60% of salary The pension plan also provides death and disability pension benefits plus sick benefits for eligible active and retired employees. If the employee terminates his employment with the Fire Department and is not eligible for any other benefit under the Firemen's Pension, the employee is entitled to the following: -- Return of accumulated contributions less any benefits paid. -- When Firefighter would have had 25 years of service, 2% of salary for each year of service. Firefighters are no longer required to contribute to the Firemen's Pension. The City is required to contribute the amount necessary to fund the Firemen's Pension. using the aggregate projected benefit method. Under state law, partial funding of the Firemen's Pension Fund may be provided by an annual tax levy of up to $.45 per $1,000 of assessed valuation of all taxable property of the City. The Firemen's Pension Fund also receives a proportionate share of the 25 percent of the tax on fire insurance premiums set aside by the state for all paid firemen in the state. Additional funding is provided by investment interest earnings. During the year ended December 31, 2002, there were no plan amendments. FINRPI CAFR No,er 2002 21 - /09/03 Contributions Required and Contributions Made The City's funding policy is to provide for periodic employer contributions at actuarially determined rates that, expressed as percentages of annual covered payroll. are designed to accumulate sufficient assets to pav benefits when due. The required contributions are determined using an aggregate projected benefit funding method with the annual cost increasing 6% per year over the period ending December 31. 2012. Under this method. the normal cost is a portion of the actuarial present value of benefits allocated to a valuation year The actuarial accrued liability is equal to the actuarial value of assets. (Thus. there is no unfunded actuarial accrued liability under this method.) Significant actuarial assumptions used to compute contribution requirements were the same as those used to compute the standardized measure of the pension benefit obligation. E pOLJCE PENSION The City has a single employer, defined benefit pension plan for Police Officers employed prior to March 1. 1970 and governed by Washington State Law RCW 41.20 and 41.26. Under the governing law, the pension member is entitled to payment from the City's pension plan for those benefits in excess of those calculated under the LEOFF plan. The City also covers four members who were ineligible under the State Law Enforcement Officers and Fire Fighters (LEOFF) Program. The City's Police Pension Fund is a closed group. No new members are permitted. Employees who have completed 25 years or more of service are entitled to annual benefits of 50% of their salary plus an additional 2% for each year of service in excess of 25 years -- up to a maximum of 60% of salary The plan provides death and disability pension benefits plus sick benefits for eligible active and retired employees. If the employee terminates his employment with the Police Department and is not eligible for any other benefit under the Police Pension. the employee is entitled to the following: -- Return of 75% of contributions made after June 8, 1955. less any benefits paid. -- When Police Officer would have had 25 years of service, 2% of salary for each year of service. One individual who is ineligible for LEOFF is contributing 6 percent. The remaining members are no longer required to contribute to the Police Pension. The City is operating on a pay-as-you-go basis. During the year ended December 31, 2002, there were no plan amendments. Contributions Required and Contributions Made The Police Pension is a department within the General Fund. The Cit- engaged Milliman and Robertson, Inc. to perform the pension's actuarial study They issued a valuation dated January 1, 1998. The valuation provided actuarially determined rates to accumulate sufficient assets to pay benefits when due rather than the current pay-as-you-go basis. The required contributions are determined using an aggregate projected benefit method with the annual cost increasing 6% per year over the period ending December 31. 2010. Under this method. the normal cost is a portion of the actuarial present value of benefits allocated to a valuation year The actuarial accrued liability is equal to the actuarial value of assets. (Thus, there is no unfunded actuarial accrued liability under this method.) Significant actuarial assumptions used to compute contribution requirements were the same as those used to compute the standardized measure of the pension benefit obligation. FINRPI CAFR Nan 2002 22 - 905,03 37 NOTE 7 - SELF-INSURANCE FUNDS The City maintains Reserve Funds to provide for self-insurance coverage in the areas of Unemployment Compensation. Medical/Dental coverage, and Workers' Compensation. In addition. the City maintains a Risk Management Fund to provide for property, liability, and other coverages. A. UNEMPLOYMENT COMPENSATION In 1978, the City of Yakima established an Unemployment Compensation Reserve Fund to provide unemployment compensation coverage for its employees, and thereby elected to participate with the State of Washington in a cost -reimbursement instead of monthly premium prograrn. In doing so. the City retained its right to appeal awards and determinations made by the State Department of Employment Security The City has contracted with U C Express to represent the City in appeal hearings. and to provide audits of state awards. The State of Washington invoices the City on a quarterly basis for reimbursement of claims which represent payment of unemployment compensation and related administrative costs. Resources accrue to the Unemployment Compensation Reserve Fund through monthly charges made to each Operating Fund based on employee earnings. Normal accrual rates have been between .5 and 75 percent of gross payroll. while costs under the monthly premium prograrn would have been approximately :3 percent of payroll. The City has achieved considerable savings. lnterfund premiums are based primarily upon the insured funds claims experience and are reported as quasi -external interfund transactions, a total for 2002 of $141,405 Incurred but not reported claims of $37,677 have been accrued as a liability B. SELF-INSURED MEDICALDENTAL PROGRAM The City, in August. 1979, self-insured its medical and dental programs for all employees other than temporary employees, employees hired to work less than half-time. The City's Human Resources Office administers the self-insured program and claims payment services are provided by Health Care Management Administration, Inc. Each Operating Fund is charged an accrual amount per covered employee which would otherwise have been paid to an insurance carrier These amounts are determined by the City based upon recom- mendations made by Fisher Consulting. Factors considered by Fisher Consulting include the amount of claims paid the previous year. increases over prior years, claims administration costs, projected insurance industry inflation rates and the status of the Fund's Reserve. lnterfund premiums to the Employee Health Benefit Reserve Fund for 2002 were $4,741,325 incurred but not reported claims of 5876.505 have been accrued as a liability FINRPI CAFR No 2002 23 — 8/29/03 38 In order to avoid catastrophic losses. the City "reinsures" the program by purchasing insurance known as "stop -loss insurance." Two types of "stop -loss" insurance are purchased. 1) individual stop -loss: and. 2) aggregate stop -loss. with both provided through SAFECO Insurance Co. Under the individual stop -loss insurance. the City pays the first $150,000 of claims for an individual employee or dependent. Any charges accrued by an individual in excess of $150,000 in a calendar sear are thereafter reimbursed by SAFECO The aggregate stop -loss is designed to protect the City from multiple large claims which may not reach the individual stop -lost attachment point ($150,000). The aggregate stop -loss attachment point is calculated by determining the projected amount of claims for the sear and adding an additional 25% of that amount (125% of projected claims.) C. WORKERS' COMPENSAL ON PROGRAM The City self-insured its workers' compensation program for all employees except those covered by the LEOFF 1 Retirement System in July, 1984 This workers' compensation program provides cov- erage identical to the state administe-ed workers' compensation program; however. the City pays only the direct injury -related costs and certain administrative fees. The program is administered by the City's Personnel Office with claims adminis ration and safety services provided by Ward North America. Each Operating Fund is charged an appropriate accrual amount, per employee based on rate requirements prescribed by the State of Washington. Each year the Reserve Fund is reviewed to deter- mine a contribution rate which provic es for an appropriate reserve. lnterfund premiums to the Workers' Compensation Fund for 2002 were $1.294.368. Based on the claims manager's estimate. the City has accrued incurred but not reported claims of $521,704 at December 31, 2002 In order to avoid catastrophic losses. the City "reinsures" the program by purchasing insurance known as "stop -loss insurance." This insurance is provided through Marsh Advantage America under a.policy purchased from Employers Reinsurance Corporation. Under the individual stop -loss portion of the insurance, the City is liable for the 1i est $500,000 of claims resulting from a specific accident. Charges beyond that $500.000 are covered by the stop -loss insurance The City's maximum exposure for all claims in a year is $1,000,000 D. RISK MANAGEMENT PR Q GRAM The Risk Management Reserve Fund was established in 1986 when the City elected to self -insure the liability exposure portion of its insurance program. Resources accrue to the fund through interfund premiums to Operating Funds for appropriate insurance coverage and the replenishment and building of reserves for potential liability claims. City Contributions to the Risk Management Reserve Fund for 2002 were $1,094,558 The Fund provides for administration, legal services, claims adjustment, and for the purchase 01 property and other insurance coverages. Based on the claims manager's estimate. the City has accnted incurred but not reported claims of $1.050,000 at December 31, 2002. FINRPI CAFR Noir 2002 20 .. 8/29/03 39 NOTE 8 - LONG-TERM DEBT AND CAPITAL LEASES The accompanying schedule of long-tenn debt provides a listing of the outstanding debt of the City and summarizes the City's debt transactions for 2002. General Obligation Debt: Notes Line of Credit Bonds Intergovernmental Loans Contractual Agreement - Yakima County Special Assessment Notes Bonds Lease Purchase Agreements Unfunded Pension Liability Vacation/Sick Leave Accrual Total General Long -Term Debt Payable Revenue Debt Payable Revenue Bonds Intergovernmental Loans Unfunded Pension Liability Total Revenue Debt Payable Total Long Term Debt LONG-TERM DEBT Balance Payments/ Balance 01/01/2002 Additions Retirements 12/31/2002 5 45,587 $ 0 5 3,357 5 42,230 88,500 0 70,000 18,500 14.990.000 6,735.000 1.705,000 20.020.000 15,124,087 6,735,000 1,778,357 20,080,730 4,196,717 0 426,343 3,770,374 839,256 0 94,935 744,321 141,330 0 49,330 92,000 0 0 0 0 63,215 0 24,158 39,057 2,280,260 373,760 0 2,654,020 3.449.411 97354 0 3.547.165 526,094,276 57,206,514 52,373,123 530,927,667 510,605,000 5 0 51,110,000 $9,495,000 7,003,141 0 840,167 6,162,974 339.669 110.099 0 449.768 517.947.810 5110.099 $1.950.167 516.107.742 544.042.086 57,316.613 54.323.290 547.035.409 A. GENERAL. OBLIGATION DEBT General obligation bonds are all. serial bonds, to be retired through the fiscal year ending December 31, 2026 with the exception of the Housing Bonds which mature in one lump sum 10 years from issuance (interest is paid semi-annually). The City levies a special property tax, collected motel/hotel and utility taxes; and special assessments for the principal and interest payments due within a fiscal year and provides the amounts in the respective Debt Service Fund. FFNRPI CAFR Naes 2002 23 — 8/29/03 Special Propem: Tax Levy' 1995 Fire Improvement Bonds Regular Propem: Tax Levv/Real Excise Tax. 1998 Street Overlas Program Bonds Motel/Hotel Tax. 1996 Convention Center Expansion Bonds Special Assessment: GO Line of Credit - irrigation Main Replacement Public Facilities District (State Sales Tax Credit). 2002 Convention Center Addition Home Ownership: 1993 Single Family Rehab Bonds 2000 Notes Interest Rate Original Issue 3.7% • 5 4% 4.0% - 4.5% 5.29% Variable 3.0% - 5.0% 7.25% 6.00% Utiliry Tax. 1994 Criminal Justice/I-82 Bonds 4.35% - 5.25% 53,700,000 1 430.000 6.000,000 325.000 6,735,000 Outstanding 12/31/2002 52,710,000 935.000 4,910.000 18.500 6,735,000 200.000 200,000 50,000 42,230 6.800.000 4.530.000 925.240.000 520.080.730 B. REVENUE BONDS Water/Sewer revenue bonds are all serial bonds. to be retired through the fiscal year ending December 31. 2018, with the exception of the Apple Tree Bond which will mature June 1, 2041 The City shall have no obligation to make any payment into this Apple Tree Bond from any other source other than the Ahtanum connection charges. The principal and interest for the water/sewer revenue bonds are provided by the results of operations and hook -on fees initiated to primarily finance specific capital improvements. 1968 Series B Water/Sewer Revenue Bonds 1996 Water/Sewer Revenue Bonds (Refund of 1978 Issue) 1998 Water/Sewer Revenue Bonds (Refund of 1991 issue) 1998 Water Revenue Bonds 2001 Apple Tree Bond Outstanding Interest Rate Original Issue 12/31/2002 5.0%- 5.5% 52,800,000 5 270,000 4.0% - 5.2% 3,320.000 1,860,000 4.0 % - 4.3 % 4,715.000 4,030,000 4.0 % - 5.0 % 3,195,000 2,735,000 6.00% 600.000 600,000 $14.630.000 59,495,000 C. JNTERGOVERNMENTAL LOANS AND CONTRACTUAL AGREEMENTS The City participated in a program administered by the State's Department of Community Development on behalf of the Public Works Board. The program provides financial assistance for general government activities, such as street, bridge. water or proprietary activities, such as water or sewage projects. The City has 17 loans through the Public Works Trust Fund as described below: FINRPI CAFR Naes 2002 26 — 8/29/03 41 Real Estate Transfer Tax: PW -86-040 Tieton Drive, 40th Ave. to 65th Ave. PW -87-002 Nob Hill Overpass PW -5-89-962-0056 Resignalization and Lighting PW -5-89-962-0057 Fruitvale Canal Wasteway Piping PW -5-91-280-071 Fruitvale Canal Wasteway Arterial Street Gas Tax. PW -5-90-280-050 Tieton Drive, 5th Ave. to 16th Ave. PW -5-91-280-070 N. 1st Avenue, Yakima Ave. to "1" St. PW -5.95-791-052 Fair Avenue Improvements PW -00-691-062 Downtown Yakima Rehabilitation Project General Fund Sales Tax. CERB Loan 11C95-107 Utilities -Madison Ave. & 8th, "3" St. & 8th Sub -Total -- General Long -Term Debt Sewer Operating Revenue: PW -88-962-54 Treatment Plant Rehabilitation PW -5-92-280-046 Sewer Collection System Improvements PW -5-93-280-054 Wastewater Facility Rehabilitation PW -5-94-784-049 Sewer Collection System Imprdvements PW -5-95-791-053 Headworks/Digester Rehabilitation PW -5.95-791-054 Sewer Improvements King Street Collector PW -01-691-071 Fruitvale Neighborhood Sewer -Water Project Phase 1 L9200018 -- State Revolving Fund Loan Water Operating Revenue: PW -5-89-962-0058 Domestic Well and Pumphouse Sub -Total -- Revenue Debt Total Intergovernmental Loans Maximum Outstanding Interest Maturity Date Authorized 12/31/2002 3% 07/01/2006 5720,000 5151,579 I% 07/01/2007 213 454 51,634 1% 07/01/2009 765.000 295,053 3% 07/01/2009 174.879 44.639 3% 07/01/2011 1,188.000 546,019 3% 07/01/2010 803,157 254,049 I% 07/01/2011 1,155,000 449,738 1% 07/01/2015 1,000,000 692,260 l% 06/10/2010 1,180.000 944,000 6% 07/01/2016 425,448 341.403 $3,770,374 l% 07/01/2008 945,000 333,475 I% 07/01/2012 1,120,000 617,310 I% 07/01/2013 3,221,708 1,875,561 1% 07/01/2014 1,481,000 490,789 196 07/01/2015 3,030,558 2,123,868 l% 07/01/2015 209,367 151,906 .5% 07/01/2021 1,466,250 219,937 4% 05/28/2002 2,550,559 159,211 3%. 07/01/2009 495,000 190.917 6,162,974 59,933,348 The loans have a term not to exceed 20 years and require 1/19th of the original principal plus interest to be paid each July 1st. FINRPI CAFR Noes 2002 27 — 809/03 The City entered into a contractual arrement with Yakima County for financing an agricultural trade and convention facility. the SunDome The agreement will run over the term of County bonds issued for this purpose. The County issued bonds in the amount of $1,280.000 i:n 1988, and $3,000.000 in 1989 The City of Yakima is contractually responsible for the repayment of a portion of the issues plus corresponding interest and will make semi-annual payments to the County over the 20 year boncl redemption schedule. In 2002, the City entered into a contractual agreement with Yakima County for a Supporting Investments in Economic Development (SLED) Loan for $44.000 to fund public infrastructure improvements related to Cascade Quality Molding. 1988 Issue 1989 Issue 2001 Issue Funding Source Business Licenses Real Estate Excise Taxes Contracted Assessment Outstanding Maturity Date Original Issue 12/31/2002 I I/1/2007 11/1/2009 06/1/2011 5780,000 781,518 44.000 51.605.518 5304.687 399.283 40.351 5744.321 The following schedule sets forth the l>eneral obligation debt. intergovernmental loans and contracts, and revenue bond indebtedness service recuirements (in thousands): including interest, to maturity 2003 2004 2005 2006 2007 2008 2009-2013 2014.2025 -- GeneroL)bliyation — Bonded Notes and Debt Contracts 5 2,201 5 620 1.956 615 1,953 607 1,954 598 1.956 555 1,954 464 8,898 950 9.241 108 530.113 54.517 Reventite — Bonded Notes and Debt Contract, Total Debt $ 1,596 5 675 $ 5,092 1,160 669 4,400 1.160 639 4,359 1,164 575 4,291 1,159 569 4,239 1.158 563 4,139 2,855 2,289 14,992 1.213 396 10,958 $11.465 56.375 552.470 At December 31, 2002. the City bac $804.212 available in debt service funds to service the General Obligation Bonds and notes. Additionally. there is $2.085,358 in reserved retained earnings for debt service for the enterprise funds. These represent sinking funds and reserve requirements as contained in the various indentures. There are a number of other limitaticns and restrictions contained in the various bond indentures. The City is in compliance with all significant limitations and restrictions. D. SPECIAL ASSESSMENT I) EBT WITH GOe 1E.RNMENTA L COMMITMENT Debt service requirements for special assessment notes are met by assessments levied against property owners. The special assessment debt are notes. that are due as moneys become available from payments on individual assessments. Special assessment debts currently outstanding are as follows: Special Assessment Notes LID #1052; 10/23/05 Water -- Wil ow Street Installment Note; 9 75% Interest LID 0053; 02/10/07 Sewer -- Alpine Court Installment Note; 9.25% Interest LID #1054, 10/01/07 Sewer -- South 70th Ave. and Lindgren Dr.installment Note; 9.25% Interest LID #1055; 06/05/10 Sewer -- Nor:h 85th Avenue Sewer Installment Note, 10.75% Interest FINRPI CAFR Notes 2002 28 -. 809103 43 511,000 10,000 27,000 44,000 $92.000 Debt service requirements for special assessment notes/bonds are met by assessments levied against property owners. At December 31, 2002, outstanding assessments totaled $253.885 of which $4.619 are delinquent. (The assessments are liens against the property and are subject to foreclosure.) Pursuant to RCW 35.54 the City maintains a Local Improvement Guarantee Fund for the purpose of guaranteeing. to the extent of the fund. the payments of its LID bonds. The fund balance at December 31, 2002 of the LID Guarantee Fund totaled $43,568. E LEASE PURCHASE AGREEMENTS: General Fixed Assets As part of the City's capital equipment budgeting program, selected items are obtained via lease purchase and municipal lease/deferred purchase plans. Since the leases are financing agreements which transfer ownership 10 the City at the end of the lease term, the City records the present value of future lease payments as a capital outlay expenditure and as an offset to other financial sources in the year that the asset is received. The present value of payments due in furure periods is shown as a liability in the general long-term debt account group and the cost of the asset is recorded in the general fixed asset account group. A summary of the leased equipment is detailed below. Lease t! 23 24 Equipment High Speed Copier Laser Printer Effective Date Tenn 11/98 60 Monthly Payments 07/99 60 Monthly Payments The following is a schedule of the future minimum lease payments under the above capital leases. and the present value of net minimum lease payments at December 31, 2002. Fiscal Year 1998 High Speed Copier 1999 Laser Printer Total Minimum Lease Payments Less: Amount Representing Interest Present Value of Net Minimum Lease Payments F. UNFUNDED PENSION LIABILITIES: The City maintains two single employer defined benefit pension plans, Firemen's Pension and Police Pension, which are closed systems covering Firemen and Police Officers hired prior to March 1, 1970 Both plans had their first annual actuarial valuation as of March 31, 1989, and the required contributions identified in these studies were the basis for recording the unfunded pension liability since 1989 $37,622 22.290 $59,912 20.856 $39.056 The Police Pension is a department in the General Fund, and is operating on a pay-as-you-go basis. The unfunded pension liability will be adjusted annually by comparing actual expenditures for pension benefits to the actuarially determined contribution. The City intends to maintain this plan on a pay-as- you-go basis. The liability incurred is $373.760 in 2002, and the outstanding balance at December 31, 2002 is $2.654.020. The Firemen's Pension is a trust fund, and has as its funding sources a portion of local property taxes, a state tax on fire insurance premiums. and interest income. This fund has an unfunded pension liability of $449,768 at December 31, 2002. See Note #6 for additional information on the pension funds. FINRPI CAFR No,,, 2002 29 •. 829/03 NOTE 9 - CONTINGENCIES In March 2002. the Washington State Supreme Court issued an opinion in which it found that the petition method of annexation is unconstitutional because it violates the privileges and immunities clause of the Washington State Constitution. The City moved for reconsideration and the Court withdrew the opinion and. in March 2003, heard oral argument. The Court has not issued a new opinion and it is uncertain as to whether it will find the statutes unconstitutional. The City's counsel believes that. based on prior case law. it is unlikely in any event that the Court would retroactively invalidate am annexations completed prior to January 1, 1999 The City has annexed eight areas since January 1. 1999 with a total assessed value of $398,325.090. The City has used the petition method of annexation for approximately 50 years, A class action lawsuit (Murphy et al v City of Yakima. Yakima County Case No. 99-2-00611-8) is pending against the City alleging personal and property damages arising from alleged odors from the City s Wastewater Treatment Plant. The approximately 3.500 plaintiffs are seeking damages based on negligence nuisance and inverse condemnation. The lawsuit is pending the scheduling of a trial date. which is not likely to be set prior to October 2003 Any judgment in the lawsuit would be an obligation of the City's wastewater utility and is anticipated to he paid from the revenues of the wastewater utility The City cannot reasonably estimate the loss. if any al this time. The City participates in a number of federal and state assisted programs. These grants are subject to audit by the grantors or their representatives. Such audits could result in requests for reimbursement to grantor agencies for expenditures disallowed under the terms of the grants. City management believes that such disallowances. if any. will be immaterial. FINRPI CAFR Noiei 20D7 30 .. 8!79/03 45 NOTE 10 - 1NTERFUND TRANSACTIONS AND BALANCES A. CLASSIFICATION OF INTERFUND TRANSACTIONS lnterfund transactions are classified as follows: 1 Transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City 2. Transfers to support the operations of other funds are recorded as "Operating Transfers" and classified with "Other Financing Sources or Uses." 3 Contributions to the capital of enterprise or internal service funds. (transfers between those funds and the general fixed assets account group,) transfers to establish or reduce working capital in other funds, and transfers of remaining balances when funds are closed are classified as operating transfers and reported as non-operating revenues. 4 Loans between funds are classified as interfund loans receivable and payable or as advances to and from other funds on the combined balance sheet depending on the time period for which the loan was made lnterfund loans do not affect total fund equity, but advances to other funds are offset by a reservation of fund equity B. JNTERFUND LOANS AND RECEIVABLES The following table depicts interfund loan activity during 2002: Loan Activity New Loans Repayments Balance Borrowing Fund Lending TO 12/31/01 551 -Equipment Rental 973 -Wastewater $710.000 Balance 12/31/02 $710,000 $ 0 $1,420,000 The following table depicts the total due from other funds presented on the Combined Balance Sheet -- All Fund Types and Account Groups during 2002, and represents temporary cash overdrafts (i.e. over -investment) in individual funds: Due From Due to Other Other Funds Funds General Fund $1,066,233 $ 0 Special Revenue Funds: Tourist Promotion 87,274 Capital Project Funds: Fire Capital 29,432 Internal Service Funds: Risk Management 949.527 $1,066.233 $1,066,233 FINRPI CAFR Notes 3002 31 — 11r24/03 C. JNTERFUNJ)OPERATIN(jTRANSFERS The following table depicts in:erfund operating transfer activity during 2002 Fund General Fund Special Revenue Funds: Economic Developmt nt Community Development Parks and Recreation Streets Anerial Street Cemetery Emergency Services Public Safety Communication Parking and Business Improvement Tourist Promotion Capitol Theatre Public Facilities Disrict Contingency Capitol Theatre Reserve Debt Service Funds' Housing G.O. Notes 2002 0.0 Conventitn Center - PFD '85 L.G.O. Diversior Dams '98 0.0 Street Overlay '94 L.G.O Criminal Justice/1-82 '97 G.0 Line of Credit LID Debt Control Capital Projects Funds: Parks and Recreation Law and Justice Public Works Constriction Convention Center Cumulative Reserve Enterprise Funds. Transit Refuse Sewer Water Irrigation Internal Service Funds' Equipment Rental Non -Expendable 'Trust Funds: Cemetery Trust 05551 CAFR Nous 2002 32 — 9/29/03 47 Transfer In Transfer Out 5 110.000 51.919.371 95.000 0 0 205.000 754.175 235.000 0 427.819 54.031 70.000 166.499 0 0 166.000 886,000 0 0 20,000 0 30,000 159,427 0 O 269.265 125.000 0 O 159,427 2C5.000 0 250,000 0 13.549 0 182.000 0 1:0,000 0 80.000 0 O 17,188 100.000 0 105,596 0 '15.000 100,000 49,265 0 200.000 335,000 356 0 0 0 0 55.870 0 39,058 0 127.299 3-'9,898 0 0 14.499 54.190.796 54.190.796 NOTE II - FUND EOUITIES A. GOVERNMENT FUND TYPES Reservations of Fund Balance: Fund balance in governmental fund types is reserved for two purposes. (1) where certain amounts are legally committed for specific future uses, such as outstanding purchase orders (encumbrances), continuing appropriations, capital projects. debt service, or by State mandate: and (2) where assets are not available for appropriation, because they have been advanced to another fund, because they are non-current receivables, or because they have been expended as inventories or prepayments. Reserve for Encumbrances Reserve for Inventory Reserve for Active Employees' Retirement Contribution Reserve for Restricted Donations Reserve for Probauon Cerner/Programs Reserve for Continuing Appropriations B. PROPRIETARY FUND TYPES General Fund 0522.005 26.802 50.812 0 189.075 0 0788.694 Speciol Revenue Funds 01,004,139 5 787.996 0 0 Capitol Project Funds 0 1,514 0 0 0 0 0 6.948.742 01.005.653 07.736.738 Contributed Capital: Contributed capital of the internal service funds records the amounts of working capital and fixed assets received from other funds. Contributed capital in enterprise funds consists of contributed fixed assets or contributions for fixed asset acquisition from other funds. governments, customers, developers and other sources. Proprietary funds of the City do not amortize contributed capital. Reservations of Retained Earnings: Retained earnings in proprietary fund types is generally reserved to indicate that a portion of retained earnings is being held or set aside for a specific purposes. The amount reserved for debt service and replacement of rolling stock are: Reserve for Debt Service Reserve for Replacement FINRPI CAFR No 2002 33 — *29/03 Enterprise Funds 02,085,358 0 02.085.358 Internal Service 0 0 8.738.074 08,738.074 Deficit Retained Earnings: The Sewer Fund unreserved retained earnings deficit of $2.500,616 is a result of a change in estimated useful lives used to calculate depreciation to better match expense with useful asset life This change (implemented in 1993) resulted in additional depreciation of approximately $1,300,000 in the first year and has continued to negatively affect unreserved retained earnings. A cost of service study was completed in 2001, that resulted in 37% rate increase to adequately provide for future capital and operational needs. Accordingly the deficit retained earnings will be replenished over the next several years. The Workers Compensation Reserve Fund has a retained earnings deficit of $237,762 due to an extraordinary increase in claims benefits. A 20% rate increase for operating funds contribution has been implemented in 2003 plus an additional 20% surcharge for the divisions experiencing exceptionally high claims. C. DESIGNATED FUND BALANCES This category is used to set aside governmental fund balances when city management has plans or tentative commitments to expend resources for certain purposes in future periods. Further legal action will be required to authorize the actual expenditures. Special Revenue Funds have a designated fund balance of $1.193.525 for the Capitol Theatre Reserve Fund for replacement of the Capitol Theatre. The Capital Project Funds have a designated fund balance of $565,911 in the Fire Capital Fund for replacement of fire equipment. D. RESERVED FUND BALANCE IN TRUST FUNDS The reserve of $473,299 in the Cemetery Trust Fund represents a portion of the amounts paid for cemetery plots. Provisions of these sales require $120 of the sales price be held in trust and that the income on the investment of these amounts be used to maintain the plots. The Reserve for Endowments represents an endowment for cemetery beautification. The provisions of the endowment stipulate that income from the endowment be used only for grounds improvements. The $657,889 Reserve for Employees' Retirement System is the Firemen's Relief and Pension Fund balance which represents the accumulated contributions made by the government through property taxes (see Note #4) plus interest earnings and state fire insurance premium tax proceeds. FINRPI CAFR Noes 2002 49 NOTE 12 - SEGMENT INFORMATION The City maintains four Enterprise Funds. These funds provide bus transportation, refuse. water/irrigation and sewer services. It is the intention of the City to maintain adequate rate structures or provide operating subsidies to sustain the operations of its Enterprise funds. The key financial data for the year ended December 31. 2002, for these utilities are as follows: Transit Refuse Sewer Water Irrigation Total Total operating revenues 5 382.351 $2,989,068 511.061,537 55,047,716 $1,733,767 .521,214,439 Operating expenses: Operations and maintenance 4,529,516 2,886,075 5,989,079 2,814,422 1,141,569 17,360,661 Taxes 0 0 1,858,498 1,081,970 0 2,940,468 Depreciation/ amortization 456.975 0 2.725.912 699.334 50.910 3.933.131 54,986,491 S2,886,075 $10,573,489 $4,595,726 51,192,479 524,234,260 (4,604,140) 102,993 488,048 451,990 541,288 (3,019,821) Total operating expenses Operating income (loss) Non-operating revenues (expenses). Operating grants and subsidies Miscellaneous interest (net) Other (net) Total non-operating revenues (expenses) Operating transfers (net) Net income (loss) 5,037,32:3 0 0 0 0 5,037,323 82,351 754 (233,978) (53,638) 29,001 (175,510) 86.315 0 618.146 1.365.836 10.020 2.080.317 5,205,989 754 384,168 1,312,198 39,021 6,942,130 356 0 (55.870) (39.058) (127.299) (221.871) 5 602.205 5 103.747 5 816.346 51.725.130 5 453.010 713.700.438 Current capital: Capital grants received 0 0 0 0 0 0 Other capital contributed 0 0 0 0 0 0 Property/plant/equipment: Increases (decreases), net 1,934,564 0 1,558.894 1,150,091 15,017 4,658,566 Net working capital 1.840,905 129,131 5,859,378 5,368,275 2,005,573 15,203,262 Total assets 12.753,489 402,770 65,249,660 31,147,699 5,470,991 115,024,609 Bonds and other long term liabilities: Payable from operating revenues 0 0 12,235,821 3,013,562 0 15,249,383 Fund equity FINRPI CAR Npn 2002 35 -- 6129/03 511,194,959 $129,131 549,970,933 526,647,207 $5,357,019 593,299,249 NOTE 13 - JO1NT VENTURES The City and the County of Yakima entered into a joint venture for operation of the Yakima Air Terminal on July 1, 1982. The Yakima Air Terminal Board is comprised of five individuals: Itso appointed by the City, two by the County and one selected by the four appointees. Annually. the governing bodies of the City and County each designate one of its members as an advisory ex -officio member of the Air Terminal Board. The City and the County contribute icqually 10 the joint venture. share equally all profits and losses. arid own jointly, in equal shares, all properties or facilities. The Yakima Air Terminal is presently self-sustaining. We have considered disclosure requirements promulgated in GASB 14 and have elected to continue to disclose the joint venture in a manner consistent with prior years. We feel the effects of the joint venture on the combined Financial statements taken as a whole is imrnaterial. The Air Terminal budget is approved, amended and/or supplemented by joint resolution of the City and County Real property acquisition aid sale in excess of $50,000 must be approyed by both the City and County Issuance of bonds for Airport purposes by the City or County requires the other party's approval. Key financial data for the ✓ear ended December 31, 2002, is as follows: Current assets 5 910,376 Property, plarm and equipment, net 11,022,808 Other assets -0- Total assets 511.933.181 Current liabilities Other liabilities Total liabilities Retained earnings Contributed capital Total fund equity 594,236 0 594,236 2,205,658 9.633.29) 11.838.94 8 Total liabilities and equity $11.933.184 Total operating -evenues 5 980,805 Operations/main tenance 986,844 Depreciation 1.670.446 Total operating expenses 2,657,290 Operating income (loss) (1,676,485) Non-operating r (venues (expenses) Misc. interest revenue 9,139 Engineering study 0 Disposal of equipment 0 Other Total non-opera:ing revenues (expenses) Net income (loss) Fund equity, Ja ivary I Contributed capital Fund equity, Di cember 31 8.730 17,869 (1.658.616) 12.861,424 636.140 51 1.838,94 8 Complete financial statements for the Airport can be obtained from the Yakima Air Terminal at 2300 West Washington Avenue. Yakima. WA. 98903 FINRPI CAFR Nan 2002 36 .. 679,03 51 NOTE 14 - POST RETIREMENT BENEFITS OTHER THAN PENSION BENEFIT CITY OF YAKIMA In addition to providing pension benefits, the City provides certain health care (100% of medically Required Supplementary Information necessary costs) and life insurance benefits for retired employees under the City's Firemen's and Police Police Pension Pensions as prescribed by state statutes. Current employees under these two pensions become eligible December 31, 2002 for those benefits if they reach normal retirement age while working for the City The cost of retiree health care insurance and life insurance benefits is recognized as an expenditure as claims are paid. Both Analysis of Funding Progress (Dollars in Thousands) Page 1 oft_ plans are being funded 100% by the City on a pay-as-you-go basis. For 2002. the costs totaled (6) $507,369 for the Firemen's Pension which has a total of 77 participants currently, eligible to receive Unfunded benefits and $478,507 for the Police Pension which has a total of 60 participants currently eligible to Pension Benefit Obligation receive benefits. (1) (2) (3) (4) (5) As a Percentage Net Assets Pension Percentage Unfunded Annual of Covered Fiscal Available For Benefit Funded Pension Benefit Covered Payroll lex Benefits Obligation (11/ ('l Obligation Payroll (4) — 01 NOTE 15 - OTHER DISCLOSURES 2002 •0- n/a 0.0% n/a 5134 rya 2001 -0- n/a 0 0% rs a 139 n/a A. ACCOUNTING AND REPORTING CHANGES 2000 -0- Na 0.0% n a 153 n/a A new Special Revenue Fund titled Public Facilities District Fund was established to account for (999 G- 998 -0- ma 0..0ma 0.0 ma 189 n/a 1.0% ma 186 n/a the revenues received from the Yakima Regional Public Facilities District (PFD) which was created in 1997 -0- rya 0.0% Ilia 276 o/a 2001 by the cities of Yakima, Union Gap and Selah. The primary revenue to the PFD is a 0.033% state 1996 -0• n/a 0 0% wa 379 rea sales tax credit, which is remitted by the PFD to the Cityof Yakima in accordance with an interlocal 1995 0- rya 0.0% ma 513 n/a 1994 -0- 9.695 0 09) 9,695 506 1,916% agreement. The primary use of these funds is debt service for an expansion of the Yakima Convention 199: •0- 9,292 0.0% 9.292 575 1,616% Center PFD/Convention Center 2002 Bonds -- A new Debt Service Fund was created to account for the repayment of the 2002 Limited Tax General Obligation Bond for the expansion of the Convention Center Debt service will be supported by the PFD state sales tax credit, described above. B. SUBSEOUENT EVENTS In June 2003. the City issued $1 43 million in Limited Tax General Obligation (LTGO) Bonds to provide moneys to expand and remodel the SunDome, a sports/multi-purpose facility owned by Yakima County Additionally, in the same issue. the City refunded one LTGO issue with a $3.87 million par value. Total debt issued amounts to $5.6 million. The bonds bear interest rates from 2.34% to 4 72%, and will be redeemed over the next 20 years. Debt service for the new money will be supported by Business License revenues and Real Estate Excise Taxes, while the refunded issue will continue to be supported by Cable Television Utility Tax and Gas Tax revenues. Revenues by Source and Other Financing Sources Fiscal )ear 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 Operating Transfer In 991.009 933.831 1 147.560 1.090.801 986.878 900.713 894.360 749.034 698.357 706,437 Expenses by Type Total 5 991,009 933.831 1,147,500 1.090.801 986.878 900,713 894.360 749,034 698,357 706,437 Fiscal --------Benefits There have been no other events involving the City which have taken place between year-end )ear Pension Medical 2002 and the printing of this CAFR which would significantly alter the information presented in this 2002 5512.241 5478.507 2001 490.953 442.565 document. 2000 633,782 512.914 1999 629 492 456.871 1998 596,066 389.997 1997 563,035 335.275 1996 550,215 343.698 1995 485.515 262.495 1994 437.535 255,294 1993 466.813 238.401 FINRPI CAFR Nora 2002 37 -- 109/03 52 FPRPI X 1 5/23/03 Administrative FCOensec loaf 5 262 5 991 009 313 933,831 864 1 147.660 4 438 1 090,801 81, 986,878 2 403 900.713 447 894.360 1.02.7 749,034 5.528 698,357 1.223 706,437 53 CITY OF YAh71i1A Required Supplementary Information Fire Pension December 31, 2002 Analysis of Funding Progress (Dollars in Thousands) Page 2 of 2 (6) The Transit Fond was created on September 26, 1966, pursuant to the result of a special election on September 20, Unfunded 1966, ratifying Ordinance 821, which proper ed that the City of Yakima lease, operate and subsidize a City transit system Pension Benefit Obligation On October 1, 1970, the City assumed full management of the City transit system. The system is subsidized by a .03% (1) (2) (3) (4) (5) As a Percentage sales tax which became effective in Novernb'r 1980 by the vote of the citizens ratifying Crdinance 2469 Net Assets Pension Percentage Unfunded Annual of Covered Fiscal Available For Benefit Funded Pension Benefit Covered Payroll Yea 13eneLts Obligation f11/(2) Obligation Payroll 848851 2002 rya n/a Iva n/a $ -0- Na 2001 nia n/a n/a Ma -0- n/a 2000 n/a n/a Na 'n/a 19 n/a 1999 ilia Ilia Mb rya 144 rya The Refuse Fund is a self supposing fund. This fund was established for the purpose .af accumulating moneys derived 1998 Ma rya n/a rya 215 n/a from the o erasion and maintenance of the Barbar collection and disposal service of the Cipurpose 1997 n/a n/a n/a Ma 292 n/a P g p City, and for the u ose of 1996 n/a rya n/a n/a 371 n/a defraying all of the operating and maintenarce expenses and costs incurred by the City in the collection and disposal of 1995 n/a Na n/a n/a 495 n/a refuse. 1994 25 12,911 .2% 12,886 434 2,969% 1993 (129) 12,453 (1.0%) 12,582 471 2,671% Revenues by Source and Other Financing Sources Fiscal Y.ca Taus Other income Total 2002 91.325,372 $5.260 $1.330.632 2001 1.332.816 5,489 1,338,305 2000 1.256.578 4.982 L261.560 i 99y 1.221.698 1,232 1.222,930 1998 1 170.3111 602 1,170,920 1997 1.025 782 272 1.026,054 1996 887.689 1,368 889,057 1995 800.628 4.672 805,300 1994 949.588 2,873 952,461 1993 949.047 1,262 950,309 Expenses by Type Fiscal Benefits -- Actuarial Administrative Year Pension N1€dis11 Contribnions Expenses Tsl.al 2002 5680448 5507.369 $ -0- 823.363 91.211,180 2001 675.229 458,557 -0- 22.997 1,156,783 2000 749.239 425.215 -0- 20.278 1,194,732 1999 746.720 358.192 -0- 22.268 1,127,180 1998 721,919 304 079 -0- 17 110 1,043,108 1997 703 739 278,736 -0- 16.489 998,964 1996 719,124 284,570 -0- 20.961 1,024,655 1995 743,721 191.616 172.067 10.751 1,118,155 1994 615.698 198,852 -0- 14,687 829,237 1993 654.888 135,122 (79,724) 12.788 723,074 FINRPI X 2 5/23/03 The Water and Sewer Funds account for the provision of water and sewer services to the residents of the City and oche outside utility agreements. All activities necessary to provide such services are accounted for in these funds, including but not limited to, administration, financing tnd related debt service, billing and collection. The Irrigation Utility Fund was establisher in 1998 to replace the Special Revenue Fund titled Irrigation. This fund is responsible for the operation, maintenance ani reconstruction of the existing irrigation system FINRPI K ] 9 8/21/03 101 City of Yakima Combining Balance Sheet -Enterprise Funds December 31, 2002 with comparative totals for December 31, 2001 Page 1 of 2 *462 & 8364 4471 *973 *974 *975 Transit Refuse Sewer Water Irrigation ASSETS Cash & Equity in Pooled Investm'ts 51,007,044 5317,563 53,048,437 51,467,069 51,948,047 Receivables: Accounts 0 85,207 724,886 2,380,444 142,705 Notes/Contracts 0 0 12,203 0 0 Interest/Penalties 16,472 0 46,698 16,977 1,110 Other Receivables 0 0 18,000 7,050 0 Due from other Government Units 1,220,858 0 0 0 0 Inventories 0 0 11,023 178,247 0 Investments, at amortized cost 1,155,061 0 3,143,713 2,305,022 49,607 Restricted Assets: Cash 0 0 1,585,387 499,971 0 Fiscal Agent/Trustee 0 0 0 425 0 Investments, at amortized cost 0 0 0 0 0 Land 1,307,989 0 588,454 191,757 98,500 Buildings 6,226,270 0 54,529,016 1,939,549 0 Other Improvements 915,974 0 30,710,685 30,997,414 4,684,462 Machinery & Equipment 5,619,798 48,883 3,838,099 2,964,354 42,531 Accumulated Depreciation .4,715,977 -48,883 -42,476,160 -15,430,975 -2,281,374 Construction in Progress 0 0 9,132,662 1,163,387 785.403 Completed Const. - not Class f'd 0 0 0 2,232,245 0 Intangibles 0 0 0 221,830 0 Unamortized Debt Issue Costs 0 0 24,620 12,933 0 TOTAL ASSETS 512,753,489 5402,770 564.937,723 $31,147,699 55,470,991 LIABILITIES Warrants/Accounts Payable 51,177,266 5104,873 $915,171 5440,129 518.471 Wages/Benefits Payable 193,679 92,004 300,071 148,740 38,996 Compensated Absences Payable 181,485 76,762 360,005 185,410 56,505 Accrued Payables 0 0 129,587 62,851 0 Deposits Payable 6,100 0 4,500 196,176 0 Current Portion Long-term Debt 0 0 662,985 27,274 0 Restricted Payables: Matured interest Payable 0 0 0 0 0 In Lieu of Construction 0 0 0 0 0 Current Portion LT Debt 0 0 618,650 426,350 0 Bonds Payable 0 0 5,538,875 2,911.125 0 Unamortized Bond Discount 0 0 -33,690 -28,153 0 Deferred Amount On Debt Refunding 0 0 -258,436 -33,053 0 Loans Payable - Long Term 0 0 5,309,072 163,643 0 Advances From Other Funds 0 0 1,420,000 0 0 TOTAL LIABILITIES 1,558,530 273,639 14,966,790 4,500,492 113,972 FUND EQUITY CONTRIBUTED CAPITAL 3,381,440 0 52,471,599 15,917,567 2,408,324 RETAINED EARNINGS Reserved: Debt Service 0 0 1,585,387 499,971 0 Replacement 0 0 0 0 0 Unreserved 7,813,519 129,131 -4,086,003 10,229,669 2,948,695 TOTAL FUND EQUITY 11,194,959 129,131 49,970,933 26,647,207 5,357,019 TOTAL LIABILITIES AND EQUITY 512,753,489 5402,770 - 564,937,723 531,147,699 55,470,991 The notes to the financial statements are an integral part of this statement 102 ery 5/29/3a03 10:e2 AM TOTAL 2002 2001 57,788,160 57,442,127 3,333,242 3,138,445 12,203 19,031 81,257 110,656 25,050 25,050 1,220,858 1,753,209 189,270 199,809 6,653,403 7,705,708 2,085,358 1,749,415 425 409,185 0 501,712 2,186,700 2,186,700 62,694,835 61,126,477 67,308,535 64,025,104 12,513, 665 10,085,918 -64,953,369 -61,020,237 11,081,452 9,769,289 2,232,245 2,232,245 221,830 221,830 37,553 41,939 5114,712,672 5111,723,612 $2,655,910 51,626,648 773,490 712,714 860,167 823,709 192,438 159,622 206,776 219,634 690,259 684,077 O 13,760 O 0 1,045,000 1,110,000 8,450,000 9,890,000 -61,843 -70,396 -291,489 -326,840 5,472,715 6,319,064 1,420,000 710,000 21,413,423 21,871,992 74,178,880 74,178,880 2,085,358 2,251,127 O 0 17,035,011 13,421,612 93,299,249 89,851,619 5114,712,672 5111,723,611 103 Page 2 of 2 City of Yakima Combining Statement of Revenues, Expenses, and Changes in Fund Equities - Enterprise Funds for the year ended December 31, 2002 with comparative lotals for the year ended December 31 2001 Page 1 of : Page 2 of 2 *462 & 8364 * 471 *973 *974 11975 TOTAL Transit Refuse Sewer Water )nigatinn 2002 21)01 OPERATING REVENUES Charges for Services 5382,351 02,989,068 511,060,737 65,047,386 81,731,679 521,211,421 519,455,667 Other Operating Revenues 0 0 800 330 1.886 3,018 416 Total Operating Revenues 382,351 2,989,068 11,061,537 5,047,716 1,733,767 21,214,439 19,456,063 OPERATING EXPENSES Operations and Maintenance 3,759,949 2,613,567 4,814,402 1,679,411 Administration/Overhead 769,567 272,508 1,174,677 1,135,011 Taxes 0 0 1,858,498 1,081,970 Depreciation/Amortization 456,975 0 2,725,912 699,334 Total Operating Expenses 9,986,491 2,886,075 10573,489 4,595,726 Operating Income (Loss) .4,604,140 102,993 488,048 451,990 959,773 13, 827,102 13,218,158 181,796 3,533,559 2.719,483 0 2,940,468 2,5')6,108 50.910 3.933.131 3.853,573 1.192.479 24234,260 22.417,322 541,208 -3.019,821 -2 9,1,239 NON-OPERATING REVENUES (EXPENSES) Operating Grants and Subsidies 5,037,323 0 0 0 0 5,037323 54)5,132 Proceeds of Long -Term Debt 0 0 0 0 0 0 0 Interest Revenue 82,351 754 175,909 126,758 29.001 414,773 6)4,037 Other Non -Operating Revenues 50 0 15,625 0 :20 15,695 3)7,172 Interest Expenses 0 0 -369,993 -172,000 0 -541,993 527,732 Amortization of Bond Pay Discount 0 0 -39,894 -8,396 0 -48,290 -18,290 Gain (Loss) on Sale of Investments 0 0 0 0 0 0 0 Gain (Loss) on Fixed Assets Disposition 0 0 0 0 0 0 401 Non -Operating Revenue Net of Expenses 5,119,7:24 7519 -218,353 -53_636 29.021 4,877.508 5,710.720 Income Before Contributions and Transfers 515,584 103,747 269,695 398,352 570,309 1,857,687 2,829,481 Capital Contributions 86,265 0 602,521 1,365,836 10,000 2,064,622 2,457,934 Operating Transfers In 356 0 0 0 0 356 0 Operating Transfers (Out) 0 0 -55,870 -39,058 -127,299 -222,227 211,934 NET INCOME (LOSS) 602,205 103,747 816,346 1,725,131) 453,010 3,700,438 5,075,481 PROPRIETARY FUND EQUITY CHANGES Retained Earnings, January 1 7,211,314 83,748 -3,191,358 9,073,350 2,495,605 15,672,739 10,627,258 Prior Period Adjustments 0 -58,364 -125,604 .68,840 0 -252,808 0 Residual Equity Transfers In 0 0 0 0 0 0 0 Residual Equity Transfers (Out) 0 0 0 0 _ 0 0 0 Retained Earnings, December 31 7,813,519 129,131 -2,500,616 10,729,640 2,948,695 19,120,369 15,672,739 Contributed Capital, January 1 3,381,440 0 52,471,549 '15 9117,567 2,408,329 79,178,880 74,178,880 Capital Grants Received 0 0 0 0 0 0 0 Other Contributed Capital 0 0 0 0 __ 0 0 0 Contributed Capital, December 31 3,381,440 0 52,471,549 15,917,567 2,408,3.24 74,178,880 74,178,880 PROPRIFFARY FUND EQUITIES , DECEMBER 31 511,194,959 5129,131 549,970,933 526,647,207 55,357,019 693,299249 589 )51, 619 The notes to the financial statements are an integral part of this statement. 104 em a,f29/2ar112I9 eu 105 City of Yakima Combining Statement of Cash Flows -Enterprise Funds for the year ended December 31, 2002 with comparative totals for the year ended December 31, 2001 Page 1 of4 *462 & 0364 *471 *973 *974 Transit Refuse Sewer Water Cash flows from operating activities: Cash received from customers 5382,351 52,929,311 510,894,864 54,834292 Cash paid to suppliers for goods and services -2,250,896 -1,624,403 -3,036575 -1,733,098 Cash paid for salaries and benefits -2,283,302 -969,655 -3,311,427 -1,614,285 Other operating revenues collected 0 0 800 330 Cash paid in lieu of taxes 0 -268,585 -1,322,373 -695,230 Net cash provided by operating activities 1151,847 66,668 3,225,289 792,009 Cash flows from noncapital financing activities: Operating grants received 5,569,674 0 0 0 Operating transfers in from other funds 356 0 0 0 Operating transfers out to other funds 0 0 0 0 Net cash provided by noncapital financing activities 5,570,030 0 0 0 Cash flows from capital financing activities: Proceeds from Public Works Trust Loan/Refunding on Debt 0 0 710,000 0 Proceeds for Debt Service from other governments 0 0 15,625 0 Cash received from disposal of fixed assets 50 0 0 0 Cash contributions in aid of construction 0 0 457,638 1,220,953 Lid Contributions 0 0 0 Principal paid on revenue bonds 0 0 -735,125 -413,052 Principal paid on Public Work Trust Loan 0 0 -812,893 -27,274 Principal paid on Advances from other funds 0 0 0 0 Capital expenditures paid -1,295,528 0 -4,139,923 -1,704,593 Interest and other debt service paid 0 0 .283,876 -187,125 Capital grants received 86,265 0 0 0 Residual equity transfer In 0 0 0 0 Residual equity transfer out 0 0 -55,870 -39,058 Vet cash used for capital financing activities -1,209,213 0 J1844,424 -1,150,099 :ash flows from investing activities: Proceeds from sale of investment securities 401,830 0 280,919 238,420 Interest received on investments 97,770 753 177,893 137,755 Purchase of investment securities 0 0 0 0 het cash provided by investing activities 499,600 753 458,812 376,175 Jet increaseidecrease) in cash and cash equivalents 708,570 67,421 -1,160,323 18,085 ash and cash equivalents at beginning of year 298,474 250,142 5,794,147 1,998,955 .ash and cash equivalents at end of year 51,007,094 5317,563 54,633,824 51,967,040 ash at the End of the Year Consists of: Operating Fund Cash 51,007,094 5317,563 53,048,437 51,467,069 Revenue bond reserve account cash 0 0 1,299,434 395,039 Revenue bond redemption account cash 0 0 285,953 104,932 oral cash at the end of the year 51,007,044 $317,563 54,633,824 51,967,040 le notes to the financial statements are an integral part of this statement 106 ery II/ 29/san 12:20 PM *975 TOTAL Irrigation 2002 2001 51,716,968 520,757,786 519,442,132 -693,410 -9,338,382 -7,603,566 -456,865 -8,635.534 -8,304,635 1,888 3,018 41E 0 -2,286,188 -2,069241 568,581 500,700 1,465,106 0 5,569,674 3,692,190 O 356 0 O 0 0 0 5,570,030 3,692,190 O 710,000 1,529,937 0 15,625 307,016 20 70 556 0 1,678,591 925,912 0 0 0 O -1,148,177 -1,105,000 0 -840,167 -828,163 0 0 0 -55,927 -7,195,921 -4,696,808 O -471,001 -596,743 O 86,265 0 O 0 0 -127,299 -222,227 -241,934 -183,206 -7,386,942 -4,705,227 632,848 1,554,017 302,186 30,000 444,171 709,648 0 0 -2,048,949 662,848 1,998,188 -1,037,115 1,048,223 681,976 -585,046 899,824 9,191,542 9,776,588 51,948,047 59,873,518 59,191,542 51,948,047 57,788,160 57,442,127 O 1,694,473 1,288,629 O 390,885 460,786 51,948,047 59,873,518 59,191,542 107 Page 2 of 4 City of Yakima Combining Statement of Cash Flows -Enterprise Funds for the year ended December 31, 2002 with comparative totals for the year ended December 31, 2001 Reconciliation of net operating income(loss) to net cash provided(used) by operating activities: Page 3 of 4 0462 Si 0364 0471 0973 8974 Transit Refuse Sewer Water Net operating income(loss) -$4,609,140 $102,993 5-188,048 $451,990 Adjustments to reconcile operating income(loss) to net cash provided by operating activities: Depreciation 456,975 0 2,725,912 699,334 Change in assets and liabilities. (Increase)decrease in accounts receivable 0 -59,757 -165,873 -213,093 (Increase)decrease in inventory 0 0 -13 10,552 Increase(decrease) in warrants/accounts payable -20,136 18,614 132,919 •181,216 Increase(decrease) m wages/benehts payable 10,148 5,709 25,467 15,461 Increase(decrease) in compensated absences payable 5,306 -891 18,834 8,981 Total Adjustments 452,293 •36,325 2,737,241 340,019 Net cash provided by operating activities Schedule of Noncash Capital and Related Financing Activities -59,151,847 566,668 53,225,289 5792,009 :apical Assets Acquired by: Noncash contributions 50 50 $144,883 5103,505 e notes to the financial statements are an integral part of this statement 1O8 evp 8/29;200312.20 PM 0975 TOTAL Irrigation 2002 2001 5541,288 -53,019,821 -52,961,239 50,910 3,933,131 3,853,573 -14,911 -453,639 -23,535 0 10,539 -16,711 -16,925 -66,749 588,295 3,991 60,776 5,536 4,228 36.458 19,237 27,293 3,520,521 4.426.345 5568,581 5500.700 51965,106 50 5248.388 54510,161 109 Page 4 of 4 .,y 4/29/Z003 12 20 PM (This Page Intentionally Left Blank) BUSINESS OF THE CITY COUNCIL YAKIMA, WASHINGTON AGENDA STATEMENT Item No. ri For Meeting Of 12-16-2003 ITEM TITLE: A Resolution authorizing the execution and delivery of a contract for purchase of the City's Water and Sewer Revenue Bonds, Series A 2003, in the approximate aggregate amount of 7,445,000, including necessary reserves, and Series B bonds in the approximate aggregate amount of 10,255,000, including necessary reserves, fixing certain terms of the Bonds, approving the form of the Official Statement,(and insurance), and ratifying certain acts and proceedings. SUBMITTED BY: Department of Finance and Budget CONTACT PERSON/TELEPHONE: Rita Anson, Director of Finance and Budge Tim Jens - reasury Services Officer 575-6070 SUMMARY EXPLANATION: On October 7th, 2003 the City Council passed Ordinance number 2003-64 authorizing the issuance of up to $17,700,000 Water Sewer Revenue Bonds. At that time, Staff was directed and authorized to perform all proceedings and tasks necessary to accomplish that transaction. The actual sale of the securities is scheduled for December 15th. The purpose of the issuance of the debt is two -fold; first, Series A bonds, to pay a seven million dollar settlement related to a class action lawsuit begun five years ago due to alleged odors emitted from the wastewater treatment plant and; Series B bonds, to acquire funds for certain capital improvements to be made to the wastewater treatment plant, and to repay an interfund loan borrowed for the purpose of paying litigation expenses in defense of the odor allegations. Continued... Resolution Ordinance Other (Specify) Contract Mail to (name and address): Phone Funding Source APPROVED FOR SUBMITTAL: City Manager STAFF RECOMMENDATION: Authorize execution of purchase offer BOARD/COMMISSION RECOMMENDATION: COUNCIL ACTION: Resolution adopted. RESOLUTION NO. R-2003-150 Legal/BD rev effective 7/21/92 Since that direction, Staff has engaged in two major processes to accomplish this bond sale: 1. Engaged the City's investment bankers and underwriters, Seattle Northwest Securities Corporation, to prepare a detailed and comprehensive Preliminary Official Statement for the purpose of obtaining a credit rating on the bonds and to market the bonds to public investors. The City's bond Counsel, Preston Gates and Ellis was integrally involved with preparation of this document, as were numerous members of City Staff who devoted a substantial number of hours to its completion. This document is a requirement under Securities and Exchange Commission laws. 2. Prepared and performed a detailed presentation of the City's Water and Sewer System credit worthiness that included information of the City of Yakima. This presentation was performed by Assistant Mayor, Paul George; Finance Director, Rita Anson; Treasury Services Officer, Tim Jensen; City Attorney Ray Paolella and Lindsay Sovde from Seattle Northwest Securities Corporation, in person, in San Francisco on December 5th.. This group met with Standard and Poor's , the credit rating agency selected by the City, and two prospective bond insurers, MBIA and FSA. The meetings went very well; most of the questions related to the litigation settlement and the financial stability of the Water/ Waste Water system (ex: stability of revenue base, impact of annexations, water rights, system capacity and potential competitors). (At the time of preparation of this Council Packet, the outcome of the rating interview is not yet known, but Staff believes that the System's "A" credit rating will be affirmed). Market conditions preceding the sale on the 15th appear favorable, and Staff expects to issue the entire $17.7 million authorized and remain within the $1,350,000 annual debt service constraint set by Council. We anticipate an interest rate of approximately less than five percent. The par amount of the bonds will include mandatory reserves, legal and underwriting expenses and other miscellaneous expenses, leaving a net $7 million for the series A bonds and an estimated net $9.6 million for the Series B bonds. The Bonds will settle on December 22nd, a very short closing time that will require a high level of attention by Staff and Bond Counsel to accomplish, but we feel is achievable. (Payment of the odor litigation settlement is scheduled to occur via wire transfer on December 23rd, per the plaintiff's request.) Staff, Investment Bankers and Bond Counsel will be at the Council meeting on the 16th with a completed purchase offer and Sale Resolution for Council's review and acceptance. Note; these documents cannot be completed at this time, as the bond sale has not taken place yet; however a draft version of these documents is included for your review. We look forward to seeing you on the 16th with good news! Attached for Council review are: • Draft Sale Resolution prepared by Preston Gates and Ellis, blank as to specific terms • Draft Bond Purchase offer from Seattle Northwest Securities, also blank as to specifics • Draft amortization schedule, final to be determined after the sale • Copy of credit rating presentation given to Standard & Poor's and potential insurers • Final Preliminary Official Statement Legal/BD rev effective 7/21/92 DEPARTMENT OF FINANCE & BUDGET 129 North Second Street Yakima, Washington 98901 December 16, 2003 To: The Honorable Mayor and City Council Members Dick Zais, City Manager From: Rita Anson, Finance Director(41 Tim Jensen, Treasury Serviceffeer Subject: 2003 Wastewater/Water Revenue Bond Sale The Council packet you received on Thursday included draft versions of several bond sale documents due to the fact that these documents cannot be completed until after the bonds have been offered for sale and we have a purchase offer. Our underwriters, Seattle Northwest Securities, Inc., placed the bonds on the market yesterday, Monday, December 15, 2003 and we have received a formal purchase offer from thein. The final Bond Sale Resolution and the Bond Purchase Offer documents are enclosed. These are the same in all material respects to the draft documents you received last Thursday except that the terms of the actual sale (rather than estimates) have been identified in the documents (this includes; the par amount of the bonds, interest rates, insurance costs, final bond structure, debt service payments, etc.). Staff believes we received good -Willis and the purchase offer to be favorable to the City. Bond Issue Highlights: Bond Rating & Insurance: On Thursday of last week the City received word that Standard and Poor's rating agency had given an "A" rating to this revenue bond issue and had further enhanced the rating by also giving the City a "stable outlook". (Insurance was purchased on these bonds, which effectively increased this to a "AAA" rating for pricing purposes.) (Over the past two years, the City has issued three major bond issues (two general obligation bonds and these wastewater revenue bonds) and has received an "A" rating with a stable outlook on all three issues. These "A" ratings were an upgrade from the City's previous general obligation bonds issued in 1998. Note: an "A" rating on a revenue bond issue is a stronger and more difficult rating to achieve than the same rating on a general obligation bond.) 4 Par amount of Bonds is $17,545,000 ($7,390,000 Series A; $10,155,000 Series B) Customer Service (509) 575-6080 • Finance (509) 575-6070 • Information Systems (509) 575-6098 Page 2 of 2 4 Bond Proceeds are $18,086,695.23 (includes: bond par amount plus bonds sold at a premium of $527,655.25 and accrued interest of $14,039.98) 4 Funds Available for Project: Series A: $7 million; Series B: $9,976,000 (rounded) 4 Bond Issuance Costs are approximately $281,500 (includes cost of issuance, underwriters discount and bond insurance). 4 Interest Rate: True Interest Costs (TIC) for the entire issue is 4.37% (this goes up to 4.4% when issuance costs are added in); interest rates range from a low of 2% to a high of 5% for various series over the life of the bonds (amortization schedule enclosed). 4 Annual Debt Service is below $1,350,000 in each of the 20 years of this bond issue with the exception of the first year, which has a debt payment of $1,358,804.94. Bond Closing is scheduled for Monday, December 22, 2003; the City will receive the bond proceeds on the closing date, via wire transfer. If adopted by Council, the enclosed final Bond Sale Resolution will: (a) Authorize the sale of both the Series A and the Series B bonds with the terms and conditions as stated therein, (b) Accept the Bond Purchase Offer from Seattle Northwest Securities, Inc. (the bond underwriters), (c) Accept the bond insurance, (d) Approve the preliminary official statement (as included in your Council packet on Thursday), (e) Ratify all actions taken by officers, employees and agents of the City with respect to the sale, issuance and delivery of the bonds. Enclosed you'll find: 4 Final Amortization Schedule 4 Final Bond Sale Resolution 4 Bond Sale Purchase Offer from Seattle Northwest Securities, Inc. Staff Recommendation: Adopt Resolution